Dear Future Officers,

Camera Check ✅
Content Check ✅
Devanshu Sir Ready ✅

Now it’s your turn.

Join today’s 8 AM live class for current affairs and start your preparation with full focus.

See you sharp at 8 AM.

Link to Join - https://youtube.com/live/XD-XujkOk2A?feature=share

Team Chapterss

Dear Students,

This snippet is not just about migration.

It shows how India’s blue- and grey-collar workforce is becoming more mobile, especially women and freshers who are moving beyond their hometowns for better jobs and higher pay.

Read the quick decode below.

⚡ Chapterss Quick Decode | Episode 05

1. Understanding Collar Jobs in the Economy

You often hear terms like blue-collar or white-collar jobs in news reports and exams. These terms classify workers based on the nature of their work.

👉 Blue-collar jobs involve physical, operational or field-based work. These workers are usually engaged in manufacturing, construction, transport, repair or delivery services. Examples include factory workers, drivers, electricians, plumbers, machine operators and delivery staff.

👉 White-collar jobs are office-based or professional jobs that usually require higher educational qualifications. Examples include teachers, software engineers, accountants, managers, lawyers and corporate employees.

👉 Grey-collar jobs lie between blue- and white-collar work. These jobs may involve technical skills, customer interaction or vocational training, but not necessarily advanced professional degrees. Examples include technicians, healthcare assistants, retail supervisors, customer support staff and logistics coordinators.

There are also a few other commonly used categories:

👉 Pink-collar jobs: Service-oriented jobs traditionally associated with care or hospitality sectors, such as nurses, receptionists and salon workers.
👉 Green-collar jobs: Jobs linked to environmental protection and sustainability, such as solar technicians or waste management workers.

2. What Does the Data Say?

👉 The report shows that job-related migration among blue -and grey-collar workers increased by 31.4% year-on-year during January–April 2026. This means more workers are now willing to move to other cities for better salaries, stable jobs and improved career opportunities.

👉 The number of applications for jobs outside a worker’s home city rose to 8.6 million, compared to 6.5 million during the same period last year.

👉 Another important trend is the rise in women and freshers applying for jobs in different cities, which reflects changing attitudes towards migration and employment opportunities.

3. Why Is This Important?
This trend reflects rising labour mobility in India’s economy. Workers are becoming more flexible about relocating for jobs, especially in sectors like logistics, retail, manufacturing and services.

Chapterss Takeaway:
Blue-collar, white-collar and grey-collar jobs represent different types of work in the economy, and the recent rise in migration among blue- and grey-collar workers shows changing employment patterns in India.

Team Chapterss

PS:

Want to read more?

Read 50+ editorials and news explainers in our Editorial Course, and for complete CA coverage with quizzes, reports, schemes, PIB and regulatory updates, join our Current Affairs Package.

Editorial Course: Click Here | Price Rs.350 only
Current Affairs Package: Click Here | Price - Rs. 100 Per month (Yearly Basis)

Dear Future Officers,

If you are preparing for RBI Grade B Phase 1, Current Affairs MCQ practice is a must. That is why we have launched the Current Affairs Test Series.

You will get:
✅ 3000+ Current Affairs MCQs
✅ MCQs starting from January onwards
✅ Properly segregated month-wise tests
✅ Questions from multiple CA domains (Schemes, Reports, PIB News, RBI Notifications, ESI and finance in news)
✅ Different varieties of MCQs for better exam practice
✅ Useful for improving accuracy, recall and speed in Phase 1
✅ 10 Sectional test for current affairs.

The best part?

You are getting all of this for just ₹350.

If you want to increase your score in Current Affairs, don’t just read, practice MCQs regularly.

Link - https://www.chapterss.in/l/nKAE1ds

Team Chapterss

Dear Students,

This snippet is not just about fertiliser imports from China.

It shows India’s dependence on imported agricultural inputs and why global supply chains matter for farming, food security and inflation.

Read the quick decode below.

⚡ Chapterss Quick Decode | Episode 06

1. The Core Development: Fertiliser Imports from China Jumped Sharply

👉 India’s fertiliser imports from China increased by more than 173% in FY26, reaching 5.02 million tonnes. This is a sharp rise compared to the previous year and shows that China has become a much larger supplier of fertilisers to India.

👉 However, Russia remained India’s number one fertiliser exporter, supplying around 6.71 million tonnes in FY26.

2. What Does the Data Say?

👉 Among the top fertiliser exporters to India in FY26:
Russia supplied 6.71 million tonnes
China supplied 5.02 million tonnes
Saudi Arabia supplied 3.43 million tonnes
(There is no need to rote learn the data)

👉The snippet also shows a separate trade trend: Saudi Arabia and Iran remained among the major buyers of India’s basmati rice. This creates an interesting agriculture trade contrast: India imports key farm inputs like fertilisers from some countries, while exporting high-value agricultural products like basmati rice to others.

3. Must Read
Click Here to know the subsidy bill of fertilizers import in India - https://t.me/thechapterss/277

Chapterss Takeaway:
Fertiliser import data is important because it connects agriculture, global trade, input security, food inflation and farm productivity. The sharp rise in imports also shows that India is still not fully Atmanirbhar in critical agricultural inputs like fertilisers. For exams, always link fertiliser imports with India’s dependence on external suppliers for essential farm inputs.

Team Chapterss

Dear Future Officers,

Today at 4:00 PM, we will conduct the Current Affairs Weekly Revision Session covering 26th–31st March 2026.

As we all know, March 2026 is extremely important for the exam scheduled on 13th June 2026. So, make sure you revise the 4th week of March 2026 properly and do not leave any gaps in your preparation.

Join the session on time and revise with full focus.

Link: https://youtube.com/live/neJIYQjIYCQ?feature=share

For those looking for PDFs for revision:

• May CA Chapter (₹51) | Link: Click Here

• April CA Chapter (₹51)| Link: Click Here

• Complete CA Package (₹100) | Link: Click Here

-- Team Chapterss

Major Upload Alert

Dear Students,

Chapter 2 – Farming System and Cropping System for ARD is now heavily updated on the portal.

We have uploaded:

✅ 120 Objective Questions
✅ Foundation Notes
✅ Sample Descriptive Material
✅ Descriptive Quiz
✅ 4 Foundation Videos

👉 Revision Video and Revision notes will be updated in next 48 hours.

This chapter is now ready for your preparation
Learn and Practice, all in one place.

Study seriously. Revise smartly. Score better.
Those who wish to join - Click Here

Thank you!
Team Chapterss

Important Update 🚨

Dear Students,

Chapterss is adding 10 Current Affairs Sectional Tests for you.

Each test will include:

✅ 80 Questions
✅ 25 Minutes
✅ Exam-like Practice

Uploading will start from 29th May and will be completed by 7th June.

Available for students enrolled in:

✅ Current Affairs Package
✅ Current Affairs Test Series

Out of 10 tests:

✅ 5 Fresh Tests from already shared CA material
✅ 5 Revision Tests from the most important existing questions

More practice. Better revision. Faster recall.

Those who wish to join Test Series – Click Here
or
Those who wish to join CA Package – Click Here

Thank you!
Team Chapterss

Message of Mentor (MoM)
Topic: You Deserve to Be Here

Dear Students,

Sometimes, even after working hard, we feel:

“Am I really good enough?”
“Maybe others are better than me.”
“What if I fail after coming this far?”

This feeling is called imposter syndrome.

Recently, even Virat Kohli shared that he has felt this.

Think about it, if someone like Virat Kohli can doubt himself, then your self-doubt does not mean you are weak.

It only means you are standing at a serious stage of your journey.

But today, remember one thing:

You have not come this far by luck.
You have come this far because you tried when it was difficult.
You studied when you were tired.
You continued when your confidence was low.

So, please stop treating yourself like an outsider in your own dream.

You deserve to sit for this exam.
You deserve to compete.
You deserve to win.

Doubt may come, but do not give it the final seat.

From today, tell yourself:

“I am not an imposter. I am a serious aspirant in the making.”

Good Night.
Team Chapterss

Be someone’s reason to believe again. Share this with someone who is feeling low today.

🌄 Good Morning, Future Officers!

Time for today’s Positive Manifestation ✨

Say to yourself:

Great things are on their way to me.

मेरे जीवन में अच्छा समय आने वाला है।

Repeat this 5 times with belief.
Stay focused. Stay consistent. Stay strong.

🚨 Daily Current Affairs Session Alert

Dear Students,
Today’s Daily Current Affairs Session will be conducted at 8:00 AM.

Make sure you join the class on time for complete, exam-focused coverage of important news for RBI, SEBI, NABARD, IRDAI, IFSCA, NPS & PFRDA.

Session link: https://youtube.com/live/6N1ka2bDeUI?feature=share

See you at 8 AM.
Team Chapterss

Dear Students,

A small message like this means a lot to us. ❤️

This is exactly what we are trying to build at Chapters, content that is researched, connected, simple, exam-oriented and enjoyable, especially for students from non-agriculture backgrounds.

Thank you for trusting Jalaj Sir and Chapterss.
We will keep working harder to make your preparation smoother, clearer and stronger.

Learning should feel connected, not complicated.

Team Chapterss

Another feedback that truly made our day ❤️

Thank you for trusting Devanshu Sir and the Chapterss approach towards Current Affairs

Dear Students,

We have uploaded the following articles in the Daily Editorial Coverage Course:

Article 1: UPI’s Second Decade – From Payments to Credit Access
What will you learn?
• Credit Line on UPI
• MSME Credit Gap
• Cash-flow Based Lending
• Role of NBFCs in Financial Inclusion

Article 2: Priority Sector Lending – Has RBI Failed?
What will you learn?
• Evolution of PSL in India
• Regional Credit Imbalance
• PSL Certificates (PSLCs)
• Rising PSL NPAs and Policy Concerns

Please read the editorials carefully, because they provide the exact exam-oriented context, keywords, data points, and way-forward structure needed for Phase 2 + Interview preparation.

Those who wise to join - Click here

Team Chapterss

Dear Students,

This snippet is not just about crypto or digital currency.

It also raises a common question many people ask: Why is RBI not allowing more innovation in the financial space?

Read the quick decode below.

Chapterss Quick Decode | Episode 07

1. The Core Development: RBI Questions Stablecoins

👉 RBI has said that stablecoins fail the core tests of money, while Central Bank Digital Currency, or CBDC, can offer similar digital efficiency without the same risks.
👉 In simple words, RBI is not against digital payments. RBI’s concern is with privately issued digital money-like instruments that may create risks for the monetary and payment system.

2. What Are Stablecoins?

👉 Stablecoins are crypto-assets whose value is usually linked to a stable asset, such as the US dollar. For example, one stablecoin may claim that 1 stablecoin = 1 US dollar.

👉 But the problem is that stablecoins are generally issued by private entities, not by a sovereign central bank. This creates questions around trust, regulation, convertibility, settlement and financial stability.

3. Why Does RBI Say Stablecoins Fail the Test of Money?

RBI says stablecoins fail three core tests of money: singleness, elasticity and integrity.

👉 Singleness means different forms of money should be smoothly convertible at par without confusion.
👉 Elasticity means the monetary system should be flexible enough to provide liquidity when needed.
👉 Integrity means payments should be safe, reliable and properly settled.

According to RBI, stablecoins may create fragmentation in the payment system and jurisdictional risks because they are privately issued and may not have sovereign backing.

4. Why Is CBDC Seen as Safer?

👉 CBDC is digital currency issued by the central bank. So, unlike stablecoins, CBDC is backed by sovereign guarantee. It preserves the singleness of money, supports central bank control over liquidity and avoids the fragmentation risk linked with private stablecoins.

That is why RBI sees CBDC as a safer digital money option.

5. UPI Angle: India’s Digital Payment Strength

The report also highlights that UPI’s share in total payment volume increased to 85.5%. This shows that India already has a strong digital payment ecosystem through regulated platforms like UPI.

So, RBI’s broader message is clear: digital payment efficiency can be achieved through regulated systems like UPI and CBDC, without depending on risky private stablecoins.

Chapterss Takeaway:
RBI’s concern is not digital innovation. Its concern is privately issued money-like instruments that may weaken monetary control, payment integrity and financial stability. CBDC is preferred because it combines digital efficiency with sovereign backing.

Dear Future Officers,

We have uploaded an Additional April 2026 Current Affairs File covering important Finance Current Affairs, RBI Notifications and Reports that were pending from the main April chapter.

Please go through this file along with the main April 2026 Current Affairs chapter.

Attaching the index snippet for your quick reference.

For those looking for PDFs for revision:

• May CA Chapter (₹51) | Link: Click Here

• April CA Chapter (₹51)| Link: Click Here

• Complete CA Package (₹100) | Link: Click Here

-- Team Chapterss

Dear Students,

This snippet is not just about RBI saying “no extra capital buffer” for banks.

It explains how RBI monitors credit growth, systemic risk and banking-sector stability before activating special regulatory tools like the Countercyclical Capital Buffer.

Read the quick decode below.

Chapterss Quick Decode | Episode 08

1. The Core Development: RBI Will Not Activate CCyB Now

👉 RBI has decided not to activate the Countercyclical Capital Buffer, or CCyB, at this point in time. This means banks will not be required to maintain an additional capital buffer right now.

👉 RBI said that the current economic conditions do not warrant such a move, based on its review of CCyB indicators.

2. What Is Countercyclical Capital Buffer?

👉 CCyB is an additional capital buffer that banks may be asked to maintain during periods of excessive credit growth

👉 The logic is simple: When the economy is doing well and credit is growing too fast, risks can silently build up in the banking system. So, banks are asked to keep extra capital during good times.

👉 Later, during stress periods, this buffer can be released so that banks can continue lending without suddenly cutting credit flow.

3. Why Is Credit-to-GDP Gap Important?

👉 The snippet mentions that the credit-to-GDP gap is the main indicator under the CCyB framework.

👉 Credit-to-GDP gap basically checks whether credit in the economy is growing much faster than the size of the economy.

👉 If credit growth becomes excessive compared to GDP, it may indicate overheating, risky lending and future financial instability. However, RBI also uses supplementary indicators along with this main indicator before taking a final decision.

4. Why Has RBI Not Imposed It Now?

👉 RBI’s assessment is that systemic risk from excess credit growth has not reached a level where CCyB activation is required.

👉 In simple words, RBI is saying: credit conditions need monitoring, but they are not alarming enough to impose an additional capital burden on banks right now. This also avoids unnecessary pressure on banks’ lending ability.

5. What Should Students Learn From This?

👉 CCyB is a macroprudential tool. It is not used to control one bank, but to protect the entire banking system from system-wide risks.

It has two broad objectives:
👉 First, to build extra capital during good times, which can be used during stress.

👉 Second, to discourage excessive lending during periods of very high credit growth.

Chapterss Takeaway:
CCyB is like a safety cushion for the banking system. RBI activates it only when excess credit growth starts creating systemic risk. Since current conditions do not warrant it, RBI has decided not to impose an additional capital buffer on banks.

Team Chapterss

Dear Future Officers,

We have launched our current affairs test series, which include the following:

✅ 200+ MCQs from January Current Affairs
✅ 250+ MCQs from February Current Affairs
✅ 300+ MCQs from March Current Affairs
✅ 400+ MCQs from April Current Affairs
✅ 450+ MCQs from May Current Affairs
✅ 400+ MCQs from June Current Affairs
✅ 180+ MCQs on Budget & Economic Survey
✅ 200+ MCQs on Important RBI Reports
✅ 10 sectional test of current Affairs (80 questions in 25 minutes)

Note: Monthly MCQs include questions from reports, schemes, RBI notifications, PIB news, ESI + Finance in news, and Phase 1+2-oriented current affairs.

What else you need?

Course Fee: ₹350 only

Link - https://www.chapterss.in/l/nKAE1ds

Team Chapterss