Dear Students,
Greetings!

Imagine making a UPI payment without internet and without scanning any QR code.

Yes, this is exactly what NPCI is working on. Today, we have covered an important article on NFC-Based Offline UPI and the Future of Tap-and-Pay Payments in India.

Through this article, you will understand:

👉 What is NFC-based offline UPI?
👉 How users may make payments up to ₹2,000 without active internet connectivity.
👉 How tap-and-pay UPI can work without scanning a QR code.
👉 Why India needs offline UPI when UPI transactions have already reached 22.71 billion in a month.
👉 Why the average UPI ticket size falling from ₹1,848 to ₹1,313 matters.
👉 What are the risks of offline payments, such as double spending, delayed settlement and device misuse.
👉 Why RBI and NPCI need strong security guardrails before nationwide rollout.

This is an important article to understand the next phase of India’s digital payment revolution.

Read it today in our Editorial Course only.
Price: ₹350 only
Link: https://www.chapterss.in/l/BUGnJzh

Read it in our NABARD Package also.
Price: ₹2500
Link: https://www.chapterss.in/l/pEZstvr

Team Chapterss

🎉 We Did It! Soil Science Completed!

Dear Future Officers,

With ARD Class 46, we have completed the entire Soil Science portion for NABARD Grade A 2026.

In this final class, we cover:

✅ Problem soils and acid-soil reclamation
✅ Soil degradation and its major types
✅ Splash, sheet, rill and gully erosion
✅ Wind erosion through saltation, suspension and surface creep
✅ Land degradation and desertification

📺 Watch ARD Class 46 now:
https://youtu.be/RDfQ0WunWfQ

📘 ARD Full Course:
https://www.chapterss.in/l/rm6bF8W

🎯 NABARD Grade A Full Package:
https://www.chapterss.in/l/pEZstvr

From the basics of soil to its classification, fertility, problem soils and erosion—we completed it all together.

Now revise the chapter properly and make sure this completion reflects in your score.

We did it, Future Officers! 🌱🔥

Team Chapterss

Dear Students,
Greetings!

Today, we have covered a very important article on India’s Climate Finance Taxonomy and Green Finance for MSMEs.

Most students will only remember one line:
“Taxonomy means classification of green activities.”

But the real question is:

Will classification alone bring affordable green loans to MSMEs?

Through this article, you will understand:

👉 What is Climate Finance Taxonomy and how it prevents greenwashing.
👉 Why India’s 86 million+ MSMEs are critical for the net-zero transition.
👉 Why banks and NBFCs face difficulty in scaling green MSME loans.
👉 Why India needs DFI refinance windows, credit guarantees, concessional hedging and digital green asset registries.

This is a must-read article if you want to understand green finance, MSME lending, climate policy and India’s net-zero transition.

Read it today in our Editorial Course only.
Price: ₹350 only
Link: https://www.chapterss.in/l/BUGnJzh

Read it in our NABARD Package also.
Price: ₹2500
Link: https://www.chapterss.in/l/pEZstvr

Team Chapterss

Message of Mentor (MoM)
Topic: Conversation

This conversation took place between Jalaj Sir and one of his friends, Ayush.

Ayush: Jalaj, you have learned so much about marketing, yet you do not offer discounts on your platform. Discounts help increase sales, and I think you are missing an important marketing strategy.

Jalaj Sir: Ayush, when Devanshu Sir and I started Chapterss, we were completely clear about one thing, marketing should create awareness, not discrimination.

Tell me honestly, as a teacher, how can I offer the same ₹600 ARD Course to one student for ₹580, another for ₹500 and someone else for ₹470?

Would that not be unfair to the student who trusted us and paid the full amount?

Students call us their Guru. A Guru cannot discriminate between students based on who found a coupon or waited for a sale.

I am an educator first. For me, marketing means informing students about the right course not making them feel trapped through artificial discounts.

Ayush: I think I have my answer.

Jalaj Sir: Good. Have a wonderful day ahead

Team Chapterss

Good Morning Future Officers,

Our Daily 8 AM Current Affairs Live Class resumes today at 8:00 AM sharp.

In this session, we will cover the latest current affairs from an exam-oriented point of view, especially for NABARD Grade A and RBI Grade B aspirants.

✅ PIB
✅ ARD Current Affairs
✅ RBI News
✅ Newspapers
✅ Important exam-relevant updates

Join the live class here: https://youtube.com/live/GpqGLunw0I0?feature=share

Regards,
Team Chapterss

🖼 👨‍💼 Dear Future Officers,

We have uploaded the Current Affairs Chapter of 24th & 25th July 2026 on the portal. It covers highly relevant articles for RBI, NABARD, SEBI, other regulatory and banking (IBPS PO & SBI PO) exams.

Go and read it today. 

For those who wish to join:

Click here.

— Team Chapterss

Choose only what you need:

📘 Decision Making Course
https://www.chapterss.in/l/Y90Nta1

📰 Current Affairs Package
https://www.chapterss.in/l/Zyxo5Le

🌾 ARD Static Course
https://www.chapterss.in/l/WZjJvnf

📚 NABARD Grade A Full Package
https://www.chapterss.in/l/pEZstvr

📝 NABARD Grade A Test Series
https://www.chapterss.in/l/JPptquQ

Prepare with clarity today, so that there are no regrets tomorrow.

Every word from our Future Officers inspires us to serve you better.

Your words are truly our motivation. 💛

— Team Chapterss

📚 Soil Science Notes Uploaded!

Dear Future Officers,

The Final Foundation Notes and Final Revision Notes for the Soil Science chapter have been uploaded successfully.

You can access them using the links below:

🌾 ARD Static Course
https://www.chapterss.in/l/WZjJvnf

📚 NABARD Grade A Full Package
https://www.chapterss.in/l/pEZstvr

Happy learning, and don’t forget to revise consistently. Every revision takes you one step closer to your goal.

Team CHAPTERSS

Dear Students,
Greetings!

Today, we have covered an important article on FSSAI, Food Safety and India’s Quality Deficit.

Through this article, you will understand:
.
👉 What is the role of FSSAI in food safety regulation.
👉 Why the 2015 Maggi controversy became an important turning point for food regulation in India.
👉 Why India needs a stronger food product recall mechanism.
👉 How quick-commerce platforms are creating new food safety challenges.
👉 How weak domestic quality enforcement affects India’s agri-exports, including mangoes, spices and processed food products.

This is an important article if you want to understand food safety, consumer protection, regulatory enforcement and India’s agri-export reputation.

Read it today in our Editorial Course only.
Price: ₹350 only
Link: https://www.chapterss.in/l/BUGnJzh

Read it in our NABARD Package also.
Price: ₹2500
Link: https://www.chapterss.in/l/pEZstvr

Team Chapterss

Dropping soon!

📢 Main Hoon Na Project – Launch Session

Future Officers, the biggest challenge in current affairs preparation is knowing what to study, how important a topic is, and where it has been covered.

To solve this, we are launching the Main Hoon Na Project—your organised and prioritised current affairs support system covering Reports.

Watch the complete launch session here:
🔗 https://youtu.be/dDZmGussl5M

Ace Current Affairs with Main Hoon Na.

—Team Chapterss

Dear Future Officers,

The Day 46 targets for the NABARD Grade A 2026 Daily Study Plan have been updated in the course.

This is an absolutely free initiative to help you stay consistent, organised, and ahead in your NABARD preparation.

You can access the daily targets by clicking here: https://www.chapterss.in/l/gCwipiA

-Team Chapterss

Good Morning Future Officers,

Our Daily 8 AM Current Affairs Live Class resumes today at 8:00 AM sharp.

In this session, we will cover the latest current affairs including 2 new schemes from an exam-oriented point of view, especially for NABARD Grade A and RBI Grade B aspirants.

✅ PIB
✅ ARD Current Affairs
✅ RBI News
✅ Newspapers
✅ Important exam-relevant updates

Join the live class here: https://youtube.com/live/s1WG97r5gZ4?feature=share

Regards,
Team Chapterss

🖼️ 👨‍💼 Dear Future Officers,

The Current Affairs Chapter of 24th & 25th July 2026 has been uploaded on the portal, covering important articles for RBI, NABARD, SEBI, regulatory and banking examinations.

But before you ignore another Current Affairs document, ask yourself: Have you read these articles? Can you answer questions if these topics appear in the examination?

If not, make sure you read the document today and strengthen your preparation.

For those who wish to join: Click here.

— Team Chapterss

IMPORTANT ANNOUNCEMENT

Dear Students,

We are still receiving multiple requests from students who want to upgrade from the ARD Course or Current Affairs Course/Package to the NABARD Grade A Full Package.

Considering these requests, we have decided to open one final upgrade window.

If you have already purchased our ARD Course or Current Affairs Course/Package, the amount you have already paid will be adjusted while upgrading to the NABARD Grade A Full Package.

This upgrade facility will be available only till 15th August 2026.

After this, the upgrade window will be closed.

So, if your target is NABARD Grade A and you want to move from subject-wise preparation to complete exam-wise preparation, please use this opportunity before the deadline.

To upgrade, you can either:

✅ Message the admin directly (@chapterssadmin)
✅ Or email “Upgrade” at info@chapterss.in

NABARD Grade A Package Link: https://www.chapterss.in/l/pEZstvr

Team Chapterss

Every word from our Future Officers inspires us to serve you better.

Your words are truly our motivation. 💛

— Team Chapterss

🚨 Topper or Failed? Your Score Will Decide!

The Soil Science PYQ Challenge is now live.

Attempt every question honestly and check where your preparation stands:

🏆 26+ marks: Topper Level
✅ 22–25 marks: Just Passed
❌ Below 22 marks: Failed, revision is urgently required

No passive watching. Solve first, then check the answers.

📺 Watch ARD Class 47 now:
https://youtu.be/1MNnihcrPlM

📘 ARD Full Course:
https://www.chapterss.in/l/rm6bF8W

🎯 NABARD Grade A Full Package:
https://www.chapterss.in/l/pEZstvr

Can you score 26+? Prove it.

Team Chapterss

Every word from our Future Officers inspires us to serve you better.

Your words are truly our motivation. 💛

— Team Chapterss