Dear Students,
Good morning!

ARD Class 39, which was scheduled for 6 AM today, will now be released at 5 PM today.

The topic requires detailed coverage, and while referring to books, we found some data and concepts that needed further verification. So, we are taking a little extra time to ensure accuracy and clarity.

Meanwhile, you can cover ARD Class 37 and ARD Class 38, which were uploaded yesterday.

ARD Playlist link - https://www.youtube.com/playlist?list=PLPxGGvSD66bbcOzEjVif4M3ogp9eXO0ZL

Team Chapterss

Good Morning Future Officers,

Our Daily 8 AM Current Affairs Live Class resumes today at 8:00 AM sharp.

In this session, we will cover the latest current affairs from an exam-oriented point of view, especially for NABARD Grade A and RBI Grade B aspirants.

✅ PIB
✅ ARD Current Affairs
✅ RBI News
✅ Newspapers
✅ Important exam-relevant updates

Join the live class here: https://youtube.com/live/yhBzMXKTjQg?feature=share

Regards,
Team Chapterss

🖼 👨‍💼 Dear Future Officers,

We have uploaded the Current Affairs Chapter of 9th July 2026 on the portal. It covers highly relevant articles for RBI, NABARD, SEBI, other regulatory and banking (IBPS PO & SBI PO) exams.

Go and read it today.

For those who wish to join:

Click here.

— Team Chapterss

Dear Students,
Greetings!

We have covered an important editorial on UDISE+ 2025-26 report and India’s school education quality challenge.

Before reading it, ask yourself:

👉 Total student enrolment in 2025-26 stood at ____ million?
👉 Secondary dropout rate declined from 13.8% to ____%?
👉 Government schools lost around ____ million students between 2023-24 and 2025-26?
👉 Only ____% of Grade 3 students can read a basic Grade 2-level text
👉 Only ____% of Grade 5 students can solve a basic division problem?
👉 More than ____ government schools were closed within a single year?

If you do not know these answers, you are missing an important editorial for Education, Human Development and Social Sector.

Read it today. Read here: https://www.chapterss.in/l/BUGnJzh

Team Chapterss

Dear Students,

A very important update:

1. ARD/Current Affairs to NABARD Full Package Upgrade

The upgrade window will close permanently on 20th July 2026. We have kept this facility open for the past 25 days, but repeatedly creating individual coupons involves considerable administrative work.

Students who still wish to upgrade should message the admin or email us at info@chapterss.in before the deadline. Mention that you want to upgrade, and we will share the applicable coupon so that your previous course amount can be adjusted.

2. NABARD Package Validity Upgrade

Students enrolled in the 4-month NABARD Grade A package may request an upgrade to the 6-month or 12-month plan, considering that the complete examination cycle may extend beyond four months. To upgrade, please contact the admin or email info@chapterss.in.

Please treat 20th July 2026 as the final deadline for these upgrade requests.

Team Chapterss

Dear Future Officers,

🌱 40% of Soil Science is Finished - Where Are You?

ARD Class 39 is now LIVE!

In this class, we have covered:

✅ Sand, silt and clay
✅ Soil texture and textural triangle
✅ Soil structure and different types of peds
✅ Soil depth and porosity
✅ Bulk density and soil compaction
✅ Soil drainage and soil colour
✅ Important concept-based MCQs

🎥 Watch ARD Class 39 now:
https://youtu.be/EDRAyzU1OdU

📘 ARD Full Course:
https://www.chapterss.in/l/rm6bF8W

📘 NABARD Grade A Full Course:
https://www.chapterss.in/l/pEZstvr

Complete the class and stay aligned with the course, 60% of Soil Science is still ahead!

Team Chapterss

Dear Students,
Greetings!

We have covered an important editorial on Ecocide and the Environmental Cost of War. We often talk about the economic cost of war, the human cost of war, and the geopolitical cost of war.

But do you know the environmental cost of war?

Through this editorial, you will understand:

👉 What is Ecocide?
👉 How modern wars destroy soil, water, forests and marine ecosystems?
👉 Why Agent Orange during the Vietnam War became a major example of long-term environmental destruction?
👉 How conflicts in Gaza, Iran, Ukraine and the Persian Gulf are creating ecological damage?
👉 Why there is a global demand to make ecocide the fifth international crime under the ICC?

This is an interesting and important editorial that gives a very different perspective on war and environment.

Read it today. Read here: https://www.chapterss.in/l/BUGnJzh

Team Chapterss

Dear Future Officers,

The Daily Current Affairs Quiz for 9th July 2026 has been uploaded on the Portal.

You can now visit the portal and attempt the quiz to revise the important current affairs from the exam point of view.

Keep attempting daily and stay consistent with your preparation.

Another Important update:

The Day 31 targets for the NABARD Grade A 2026 Daily Study Plan have been updated in the course.

This is an absolutely free initiative to help you stay consistent, organised, and ahead in your NABARD preparation.

You can access the daily targets by clicking here: https://www.chapterss.in/l/gCwipiA

-Team Chapterss

Message of Mentor
Topic: Current Affairs

Jalaj Sir: Devanshu Sir, what is one of the biggest mistakes students are making while preparing for NABARD Grade A?

Devanshu Sir: One major mistake is that many students are not understanding the importance of Current Affairs in the examination.

Jalaj Sir: How important is it in the actual paper?

Devanshu Sir: It plays a major role in all three merit sections of Phase I:

👉 General Awareness carries 20 marks, and it is entirely based on Current Affairs.
👉 ARD carries 40 marks, out of which around 15–18 marks may be based on ARD Current Affairs.
👉 ESI carries 40 marks, and nearly 30–35 marks may be linked to ESI Current Affairs.

So, Current Affairs influences a substantial portion of the entire merit section.

Jalaj Sir: Does that mean studying only the static portion of ARD and ESI is not enough?

Devanshu Sir: Absolutely. Static concepts provide the foundation, but Current Affairs helps students handle a major part of the actual examination. Ignoring it is definitely a serious cause for concern.

Jalaj Sir: What should students do, then?

Devanshu Sir: They should cover Current Affairs regularly, revise it consistently, and connect important developments with the relevant static concepts. They should not wait for the notification to begin.

Jalaj Sir: And what if a student has doubts related to Current Affairs?

Devanshu Sir: The student only needs to make a small effort and call us at 77173-70166. We will address all doubts and provide proper guidance.

Jalaj Sir: Dear students, please remember: Current Affairs is not an additional burden in NABARD Grade A. It is an essential part of GA, ARD, and ESI, and ignoring it can significantly affect your score.

Team Chapterss

🌞 Good Morning, Future Officers! 🇮🇳

Today’s Class Schedule:

📰 8:00 AM – Daily Current Affairs Class
🌱 3:00 PM – ARD Class 40
🧠 8:00 PM – Decision Making (Part 2)

Have a productive day ahead! 🚀

Team Chapterss

Good Morning Future Officers,

Our Daily 8 AM Current Affairs Live Class resumes today at 8:00 AM sharp.

In this session, we will cover the latest current affairs from an exam-oriented point of view, especially for NABARD Grade A and RBI Grade B aspirants.

✅ PIB
✅ ARD Current Affairs
✅ RBI News
✅ Newspapers
✅ Important exam-relevant updates

Join the live class here: https://youtube.com/live/N8hErmS0Aas?feature=share

Regards,
Team Chapterss

🖼 👨‍💼 Dear Future Officers,

We have uploaded the Current Affairs Chapter of 10th & 11th July 2026 on the portal. It covers highly relevant articles for RBI, NABARD, SEBI, other regulatory and banking (IBPS PO & SBI PO) exams.

Go and read it today.

For those who wish to join:

Click here.

— Team Chapterss

Dear Students, Greetings! 🌱

ARD Class 40 – Soil Water and Soil Air is now live!

🎥 Watch the class:
https://youtu.be/YayiyxXNAfE

📘 ARD Full Course:
https://www.chapterss.in/l/rm6bF8W

📚 NABARD Grade A Full Course:
https://www.chapterss.in

Continue the Soil Science journey with clarity and consistency.

ARD is Fun! 🌧️🌱

Regards,
Team Chapterss

Dear Students,

Many of you have been asking about extending your course validity. Therefore, till 20th July, we are offering you complete flexibility:

✅ Increase the Validity of your NABARD Package from 4 months to 6 months: Pay only ₹700
✅ Increase the Validity of your NABARD Package from 4 months to 12 months: Pay only ₹1,500
✅ Increase the Validity of your NABARD Package from 6 months to 12 months: Pay only ₹1,100

You only need to pay the difference, you do not have to purchase the entire course again.

To extend your validity, please message the admin or email us at info@chapterss.in.

Admin Telegram Account - @chapterssadmin

Thank you!

Dear Future Officers,

The Daily Current Affairs Quiz for 10th & 11th July 2026 has been uploaded on the Portal.

You can now visit the portal and attempt the quiz to revise the important current affairs from the exam point of view.

Keep attempting daily and stay consistent with your preparation.

Another Important update:

The Day 32 targets for the NABARD Grade A 2026 Daily Study Plan have been updated in the course.

This is an absolutely free initiative to help you stay consistent, organised, and ahead in your NABARD preparation.

You can access the daily targets by clicking here: https://www.chapterss.in/l/gCwipiA

-Team Chapterss

Message of Mentor (MoM)
Topic: Shit!

Everybody’s life is messed up in one way or another. Look at anyone around you, even the most successful, powerful or spiritually elevated person and you will find that their life has also been filled with challenges. No one can confidently say, “My life is absolutely perfect, and I have no problems.”

So, the first step is acceptance. Accept that your life will also have challenges. There will be days when things do not go according to plan, when you feel confused, tired, disappointed or completely messed up.

And that is okay.

But what is the solution?

The solution is the morning sun.

No matter how dark, difficult or frightening the night may be, the sun rises again the next morning. It does not carry the darkness of the previous night with it. It simply appears and begins a new day.

You must learn to do the same.

Maybe yesterday you wasted your time. Maybe you could not complete your targets. Maybe you scored poorly in a test. Maybe something happened in your personal life that disturbed you. Accept it, but do not carry it endlessly.

Wake up the next morning and begin again.

You may not be able to repair your entire life in one day, but you can make the next morning better. You can attend one class, complete one topic, solve a few questions and take one meaningful step towards your goal.

Life does not become perfect before you start moving forward. You move forward despite its imperfections.

So, whenever your life feels messed up, remember the morning sun. Every morning gives you another opportunity to rise, restart and try once again.

Understood?

Team Chapterss

Good Morning Future Officers,

Our Daily 8 AM Current Affairs Live Class resumes today at 8:00 AM sharp.

In this session, we will cover the latest current affairs from an exam-oriented point of view, especially for NABARD Grade A and RBI Grade B aspirants.

✅ PIB
✅ ARD Current Affairs
✅ RBI News
✅ Newspapers
✅ Important exam-relevant updates

Join the live class here: https://youtube.com/live/ij8qS4jBsps?feature=share

Regards,
Team Chapterss