TECH Hypov
425 subscribers
349 photos
7 videos
147 links
I’m Michael @Hypov, founder of TECH HY, and this is my public business journal. Here, I’ll share updates on building the largest Venture Club in SEA, along with motivation, insights, market ideas, and the latest news.

🌐 Home Page - @techhyvc
Download Telegram
🌅 Good morning, friends!

Another Morning Coffee with a market overview ☕️

📈 S&P 500 Update
The S&P 500 showed cautious optimism yesterday, holding above the peak of the first correction wave (marked with a green dotted line).

It seems the bears are taking a short break, and the stock market will likely continue its upward trend until at least the end of February.

💹 Bitcoin and Crypto Market
Bitcoin remains within its trading channel near its upper boundary. However, there’s a high likelihood of a technical correction to the $97k range soon.

This is supported by the USDT dominance chart, which has found a support level. Once consolidation at current levels ends, the chances of this index increasing are quite high. A rise in stablecoin dominance typically signals selling pressure and exits from positions in altcoins and Bitcoin.

📉 What to Expect
In short, be prepared for a correction and a market pullback. While this downturn likely won’t last long, it could be deep for certain assets.

🐂 Long-Term Perspective
In the longer term, I remain optimistic about the cryptocurrency market. I expect February to march under the Bull’s banner!

💬 Share your thoughts in the comments and stay tuned for updates!

⚠️ PS: Nothing in this post or my other publications is financial advice. DO YOUR OWN RESEARCH
1
"In my opinion, there has never been a better time to invest in the United States. Bet on our markets, on energy, on technology and on crypto..."
@EricTrump
AI in Financial & Professional Services: What’s Next?

In today’s fast-changing Financial & Professional Services environment, AI is no longer a futuristic concept—it’s a real driver of productivity, talent strategies, and new business models.

The following key takeaways highlight how and where AI is shaking up the sector, and what it means for organizations that want to stay ahead:

📌 AI Opportunity: FPS (Financial and Professional Services) firms could see up to a 50% productivity boost by 2030, with an initial 12% uplift in just the first year.

📌 Sector Impact: Support functions (e.g., HR, Operations, Finance) could achieve up to 58% productivity gains over five years, followed by control functions at 49% and revenue teams at 44%.

📌 Economic Value: Overall, AI adoption could add £35bn of additional value to the FPS sector by 2030. Areas like retail banking, insurance, and legal services are set to benefit the most.

📌 Talent & Skills Gap: Demand for AI and related competencies is skyrocketing—job ads seeking generative and conversational AI skills have increased by 150x since 2021. Fintechs lead in the volume of AI-skilled job postings, but the talent pipeline remains tight.

📌 Risk & Governance: AI “hallucinations,” data security, privacy, and explainability are major concerns, highlighting the importance of robust oversight and “human-in-the-loop” processes.

📌 Policy & Collaboration: The UK’s regulatory environment is still forming; public, private, and educational institutions will need to collaborate to make the best use of AI while managing risks responsibly.

Forward-thinking FPS firms will leverage AI to enhance human capability rather than replace it.

By pairing productivity gains with properly scoped risk frameworks—and investing in employee development across both technical and behavioral skill sets—organizations can capture big efficiency wins while also setting themselves up for longer-term growth and innovation.
👍1
As the day winds down, here's a thought to carry you into tomorrow: success isn’t reserved for a select few—it’s earned through persistence and relentless effort.

In the fast-paced world of crypto, where opportunities abound and challenges arise daily, those who outwork the rest are the ones who truly make their mark.

Helen Gurley Brown once said, "The only thing that separates successful people from the ones who aren't is the willingness to work very, very hard."

So, as you rest tonight, remember that every bit of effort you invest brings you closer to your goals.

Recharge, because tomorrow holds endless possibilities in this ever-evolving space.
Goodnight, and keep building!
🌅 Good morning, friends!

Morning Coffee with a market overview is here! ☕️

📊 Market Overview
Yesterday passed without any surprises.

The S&P 500 continues its upward momentum and is now approaching its all-time high (ATH).

💹 Crypto Market Consolidation
As previously mentioned, Bitcoin is unlikely to benefit from this growth due to its overbought condition. The entire cryptocurrency market is currently in a consolidation phase.

Even meme coins like TRUMP and MELANIA are searching for support levels with no visible signs of growth yet.

🎤 Trump's Upcoming Speech
Today, Donald Trump is scheduled to deliver an online speech at the World Economic Forum in Davos.

While I have no illusions that he will actively pump crypto during his pitch, we cannot rule out the possibility of a passing mention of cryptocurrency.

📈 Potential Market Reaction
On this note, we might see some positive movement in the crypto market and the Trump tokens.

💬 What are your thoughts? Let’s discuss in the comments!

⚠️ PS: Nothing in this post or my other publications is financial advice. DO YOUR OWN RESEARCH
3
The Bitter Truth for Startups—Navigating Harsh Realities and Finding Real Support

Starting a new venture in today’s competitive environment is challenging, with countless fresh startups vying for limited investor attention.
Approximately 90% of ventures fail before they reach the market, and under 1% ever achieve unicorn status.

While these statistics can seem daunting, a successful startup journey hinges on more than just a great idea. Timing, team, adaptability, and consistent execution can be the decisive factors.

Below are the core truths, explained:

Many Startups, Fewer Investors
In the face of a growing startup ecosystem, venture capital (VC) firms remain relatively limited. This disparity intensifies the competition for funding, forcing entrepreneurs to refine not only their pitches but also their business strategies.

High Failure Rate, Tiny Unicorn Club
Roughly 90% of startups fail, often due to poor product-market fit, weak execution, or insufficient funding.
Of those that survive, only a sliver (under 1%) reach unicorn status.
This underscores the immense challenge of scaling effectively.

“Can’t-Say-No” Investments
Investors are more inclined to support projects that are undeniably compelling—where opportunity costs for passing are simply too high. Merely receiving a casual “yes” is different from having an offer investors feel they can’t afford to refuse.

Read more on our blog 👉 here
@CZ & @Lummis launched crypto-rocket 😄
🌅 Good Friday morning, friends!

Morning Coffee with another market breakdown is here! ☕️

📈 Stock Market Optimism
The U.S. stock market is understandably riding a wave of optimism. News about increased tariffs, incentives for reshoring production, and corporate tax cuts are injecting positivity and helping push historical highs even further.

💹 Bitcoin Update
Bitcoin followed the script perfectly yesterday. In my previous analysis, I mentioned correction targets around $101k and the possibility of bullish momentum during Trump’s Davos speech. That’s exactly what happened.

Unfortunately, buyers couldn’t hold above $106k, and the price returned to the trading range. This suggests insufficient buyer strength and the presence of strong sellers.

Today, the market likely needs time to consolidate, so surprises are unlikely. Bitcoin might retest the $101k support level. If it holds, the chances of starting next week in green increase significantly.

📊 Meme Coins: $TRUMP and $MELANIA
I’m keeping an eye on $TRUMP and $MELANIA tokens. On my favorite trading platform, GMGN, there’s some interesting analytics (highlighted in red):

$MELANIA: The TOP 100 Avg Cost is $5.86, while the current price has dropped to $2.50. This suggests the bottom might be near, as most whales are unlikely to sell at a loss and are waiting for a reversal.

$TRUMP: The TOP 100 Avg Cost is $18.20, with the current price at $32.50, meaning whales still have room to dump prices further.

🎯 My Strategy
For now, I’m holding both tokens and have no plans to sell. I still believe these tokens belong in the same league as DOGE and SHIB.

Imagining a scenario where the tokens of the President’s family hit zero is difficult, especially knowing the Trumps’ ambitious plans for the crypto industry.

As the hype and controversy surrounding these tokens grow, the more PR and attention they’ll attract—from casual investors to Trump’s millions of devoted fans.

Let’s see how things unfold!

💬 What are your thoughts? Let’s discuss in the comments!

⚠️ PS: Nothing in this post or my other publications is financial advice. DO YOUR OWN RESEARCH
3🤝2
As the night falls, let this thought guide you: every stumble is a stepping stone, every mistake a lesson.

In the world of crypto, where volatility reigns and risks are inevitable, each challenge is an opportunity to learn, grow, and build resilience.

As Morihei Ueshiba said, "Failure is the key to success; each mistake teaches us something."

Goodnight, and remember, every misstep brings you closer to your breakthrough.

#CryptoJourney #NightThoughts #KeepBuilding
🤔1
lovely Saturday GM, friends 🤗
😁1
🌅 Good morning again, friends! 😄

Time for Morning Coffee ☕️ with a fresh market overview!

📈 S&P 500 Update
By the end of the day, the S&P 500 barely moved. No surprises are expected here, and I anticipate cautious upward movement with consolidation in the 6100–6200 range. We saw a similar pattern in early December last year.

💹 Bitcoin ATH Update
Bitcoin continues to trade within its channel. Contrary to expectations, there was no movement toward the lower boundary. Instead, the price is tightening near the channel’s upper boundary at the strong $106k resistance level.

This is a strong bullish signal, indicating growing buyer interest. If the bulls can maintain their momentum, Bitcoin may hit new all-time highs as early as the first half of next week.

📉 $TRUMP and $MELANIA Tokens
Amid growing optimism in the crypto market, it’s particularly sad to see continued declines in $TRUMP and $MELANIA tokens.

The price has clearly entered oversold territory, where 99% of buyers are now at a loss. In other words, these tokens are experiencing a sell-off by weak hands and capitulation from buyers taking losses.

Experienced market participants know that this is typically the final phase of a bear cycle, meaning at least a technical correction upward should occur in the coming days.

🚨 What Could Change This?
The only scenario where sellers might be justified is if news of a scam involving the President’s tokens emerges in the coming days.

💬 What do you think?
Which scenario do you find more likely next week:
1️⃣ A technical correction in $TRUMP to $40–50?
2️⃣ A scam announcement about the project?

Share your thoughts in the comments! 😊


⚠️ PS: Nothing in this post or my other publications is financial advice. DO YOUR OWN RESEARCH
3👍1
Success isn’t about comparing yourself to others; it’s about outdoing your past self. In crypto, the same principle applies—whether you're learning, trading, or building, progress comes from consistent self-improvement. 🌙

As you wind down tonight, remember this quote by William J. H. Boetcker: 'Never mind what others do; do better than yourself, beat your own record from day to day, and you are a success.' Keep pushing, keep building, and success will follow.

Goodnight, and keep striving for your personal best!

#CryptoSuccess #KeepBuilding #Goodnight
As we wind down the day, it's important to reflect on the journey rather than fixate solely on the destination.

Bruce Lee's words, "Success is a journey, not a destination," hold immense relevance in the crypto world. Whether you're navigating market volatility, building innovative projects, or simply learning the ropes, trust in your ability and the process.

Just like blockchain technology thrives through steady growth and resilience, your efforts in this space will eventually pay off.

Rest easy tonight, knowing you're one step closer to success.