Steps:

1️⃣ Dial *99# on your phone
2️⃣ Choose your bank
3️⃣ Select “Send Money”
4️⃣ Enter receiver’s UPI ID or Account + IFSC
5️⃣ Enter amount & your UPI PIN


1. use ADB to take this spyware off your A or M series devices

If global , look for package com.aura.oobe.samsung.gl

If Indian, look for package
com.aura.oobe.samsung

2. Is it really spyware?

YES! It's factually correct

It collects internet/app activity and location data. It does this "without alerting the user" (the policy is hidden and installation is forced). "sends it to another unauthorised entity" by "SELLING" it to third-party marketers.
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Now let's address the elephant in the room, is Samsung being unnecessarily dragged through the mud here ? HELL NO !!

Samsung is not a passive victim in this process; it is an active and willing partner. The 2022 partnership demonstrates a conscious corporate decision to integrate this platform, prioritizing post-sale monetization revenue over the fundamental privacy, security, and device ownership rights of its customers.

If anyone wants to uninstall it using adb, the package name is "com.aura.oobe.samsung"

Here are the steps to uninstall it using ADB. (This is one of the ways of using ADB):
- On your phone: Enable USB debugging from Developer Options & connect it to the PC
- On the PC: Download ADB platform tools from here

- In the extracted folder: Shift+Right Click, open terminal & enter these commands one by one (your device should be visible after entering the 1st command)

1) .\adb devices
2) .\adb shell
3) pm uninstall --user 0 com.aura.oobe.samsung

Steps:
1. Click "Buy Now".
2. Click the "Redeem free offer" button.
3. Sign in with your Microsoft account (you can use a .edu or personal email).
4. You will receive an email within 24 hours with the offer details.
5. Follow the instructions in that email to activate your free plan.