Nodira - 101 Ways to Stay Sane
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micro-essays on money, meaning, and random observations that keep me happy.

published "Behind the Geniuses of Literature," "101 Teenagers of Uzbekistan" (@Sunny_Youth) & a few articles)
UGRAD’26 US exchange finalist
also write poems sometimes
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“And this I believe: that the free, exploring mind of the individual human is the most valuable
thing in the world. And this I would fight for: the freedom of the mind to take any direction it wishes, undirected.”

East of Eden, John Steinbeck, 1952
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Nodira - 101 Ways to Stay Sane
“And this I believe: that the free, exploring mind of the individual human is the most valuable thing in the world. And this I would fight for: the freedom of the mind to take any direction it wishes, undirected.” — East of Eden, John Steinbeck, 1952
interestingly, steinbeck wrote east of eden partly as a response to america’s transformation from a rural agrarian society into an industrialized nation. slow, traditional life colliding with rapid modernization.

a lot of the conversation at the time was about the ethical and emotional costs of such transformation.
of the need to reflect more and see what we’re gaining versus what we’re losing. of the importance of preserving human creativity and the “free, exploring mind.”

feels familiar to what’s happening today.


@summernotes
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Nodira - 101 Ways to Stay Sane
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i used to have excel sheet once with programs, competitions, leadership summits, summer things with fancy names. all color-coded. my manager kept telling me to use every opportunity available, you never know.

i did it for a while. the applications weren't hard technically as most of them were just fill-in-the-box, write-your-story, list your achievements type of thing. but something about the whole process felt off. like i was trying to compress everything i'd done and everything i am into a clean little profile.

and then there's the linkedin thing. you know those posts, "thrilled to announce i've been selected for xyz program out of 10,000 applicants 🙏" and then a month later another one. and another. and im genuinely not here to judge people who do that, some of those programs are actually great. but i couldn't help looking at those posts and thinking, that's not me. that's not what i want to be doing.
(i was a UGRAD finalist, which sounds contradictory. i think that was just an exception, or maybe i just convinced myself of that lol)

what i want is pretty simple when said out loud: pick something real, give it real attention, and let it grow. a business, a project, a thing, you name it. and just stay with it long enough for it to become something instead of hopping from program to program collecting experiences like they're stamps.
dunno if that makes me less ambitious or more. probably neither.

@summernotes
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i strongly believe most progress gets delayed by avoidance of uncomfortable feelings, sometimes as small as not wanting to text or call someone.
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uzum just made history as the first company in uzbekistan to receive funding from the eurasian development bank (EDB) of $70M.

EDB is basically the development bank for the eurasian region, that is, long-term capital for projects that matter at an economy-wide level. energy, transport, logistics, infrastructure. uzbekistan joined only recently, and typically the bank's first projects in a new member country should be in heavy sectors like above.
so uzum getting the first deal is unusual.

but it makes sense when you think about it. uzbekistan still runs heavily on cash in large shadow economy. and in that context, fintech is seen as a strategic infrastructure rather than a mere tech product. the easier it gets to pay, save, buy on installment, the more economic activity gets pulled into the formal economy and the faster it compounds.
uzum fintech already has 13% of the online payments market and 40% of the installment market. 5M+ cards issued with over 1.2 trillion UZS in deposits raised in a short time. it's clearly penetrating the market, but it's still thin outside tashkent and major cities.

so the $70M will help to accelerate that growth. and the fact that the check is coming EDB, not a VC or a commercial bank, means its being treated as a significant national-level spending.

@summernotes
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the cool thing about being young is that you don’t need to solve your entire life philosophy at 19.

you just need to take the next intelligent step.

@summernotes
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walked past an old woman just now playing Paganini: Violin Concerto out loud from her phone

i was listening to the same piece on my earphones

maybe i do have an old soul lol😭
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