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CBDC is becoming one of the most tested digital innovations in India.
This PYQ-style MCQ checks your understanding of Wholesale vs Retail CBDC, UPI integration, and cross-border digital payments—key areas for UPSC Prelims 2025.
Test yourself before checking the answer!
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Which of the following indicators is not considered by the RBI when applying the Prompt Corrective Action (PCA) Framework to banks?
Anonymous Quiz
9%
A. Capital
39%
B. Asset Quality
30%
C. Leverage
22%
D. Profitability
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🕯️ Nellie Massacre: 7 Hours, 3000 Lives
One of the most heartbreaking and lesser-known tragedies in India’s history.
If you want to understand what really happened and why, watch this video now.

Link is Here - https://youtu.be/2Z8LES0u0xY?si=xCJjf620kmug4ZOB
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The Hindu
What to read in newpaper today !
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The Indian Express
What to read in newpaper today !
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When the world sleeps, your dream wakes.
When doubt whispers, your will break it.
Every page you read is a step forward,
Every failure you face is a lesson earned.

The journey is long, the climb is steep,
But destiny bows to those who keep
Showing up, fighting on, standing tall
Even when the night feels endless and all.

Remember:
You are not here to be average,
You are here to be unstoppable.
The world may test you, delay you, shake you
But it can never break you.

Rise, aspirant, rise.
Your time is coming.
Keep walking.
Keep believing.
Keep becoming.
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Bond investing isn’t just about high yields — it’s about understanding risk.
Ignoring credit ratings, failing to diversify, overlooking callability, and misjudging interest-rate risk can erode returns.
A key GS3 topic linking financial markets, investor behaviour, and the macro impact of rate cycles on bond prices.
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GS2–GS3 made simple.
From the G20’s shrinking relevance to India’s labour reforms, QCO rollbacks, and the persistent air-pollution crisis — this carousel condenses four high-value Mains themes into exam-ready points.
Perfect for quick revision and answer enrichment.
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India’s New Earthquake Hazard Map: How 60% of the Country Is at Risk?
Full Analysis
StudyIQ IAS
Watch Now - https://youtube.com/live/rwrUhrP1QIA?feature=share
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