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Zone wise - Result PDF
https://www.licindia.in/Bottom-Links/Recruitment-of-Assistants-2019
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Zone wise - Result PDF
https://www.licindia.in/Bottom-Links/Recruitment-of-Assistants-2019
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...Basic Insurance Terminologies...
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• Insured
The person(s) covered by the insurance policy.
• Premiums
The monthly or annual amount that you must pay in order to have the insurance coverage.
• Face Amount
The dollar amount that the insurance policy would pay out upon the death of the Insured.
• Primary Beneficiary
The person(s) designated to receive the proceeds of the life insurance policy upon the death of the Insured.
• Contingent Beneficiary
The person(s) designated to receive the proceeds of the life insurance policy if the Primary Beneficiary is no longer living.
• Term Life Coverage
The type of coverage that lasts for only a specified period of time (the “term”) and has a defined ending date. The face amount would be paid to the designated beneficiary if the Insured dies while the policy is in force.
• Whole Life Coverage
The type of coverage that can last for as long as the Insured is alive, provided that all of the premiums are paid. This type of coverage usually keeps the same premium rate throughout the life of the policy.
• Actual Cash Value
The replacement cost of the item minus depreciation.
• Agency
The legal principle that allows an individual or organization to represent another individual or organization. Also, an organization that sells and services insurance policies to consumers.
• Agent
A person licensed by the state insurance authority to sell insurance products. The agent represents the insurance company in all transactions.
• Claim
Notification to the insurance company that a loss has occurred and a demand of payment for the loss, as provided by the terms of the insurance policy.
• Commercial Insurance
Protects businesses and organizations in event of unexpected loss. Commercial insurance includes is property insurance, liability insurance, workers compensation and automobile insurance.
• Deductible
A portion of a covered loss that is not paid by the insurer.
• Endorsements
Insurance policy modifications to meet the special needs of an individual risk.
• Indemnify
To restore the one who suffers a loss, in whole or in part, by payment, repair or replacement to the same condition they were in prior to the loss.
• Insurance
A contractual means of transferring the payment of a loss to a third party by means of a contract and the pooling of similar risks.
• Insurable Interest
Interest from which monetary loss will result if the peril insured against occurs; possibility of financial loss that can be protected against through insurance.
• Law of Large Numbers
A statistical principle that indicates that the larger the number of examples, the more accurate and predictable the statistic will be. This is one of the main principles involved in determining insurance actuarial tables.
• Liability
Condition of being bound by law or contract to do something that may be enforced in the courts; obligation, usually financial; probable cost of meeting an obligation.
• Loss
Basis of a claim for indemnity under provisions of an insurance policy. A loss is measured in terms of the reduced value of the property, the amount of medical and other related expenses, or the amount of the claim made against an insured.
• Personal Insurance
Protects individuals and families from risk of loss to their assets. Personal insurance includes automobile insurance, homeowners insurance and insurance for boats, jewelry and other special items.
• Premium
Designated amount payable by the insured to the insurance company and required to keep the contract in force.
• Policy
The insurance contract and all attached endorsements, including type of insurance coverage, the limits paid for particular loss and the amount the insured paid in premium.
• Replacement Cost
Cost to purchase new property to replace older property that was lost or damaged.
• Risk
Condition in which there is a possibility of loss. Also a term indicating the person or property insured.
• Underwriting
Process an insurance company uses to determine who will be offered an insurance policy and at wh
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• Insured
The person(s) covered by the insurance policy.
• Premiums
The monthly or annual amount that you must pay in order to have the insurance coverage.
• Face Amount
The dollar amount that the insurance policy would pay out upon the death of the Insured.
• Primary Beneficiary
The person(s) designated to receive the proceeds of the life insurance policy upon the death of the Insured.
• Contingent Beneficiary
The person(s) designated to receive the proceeds of the life insurance policy if the Primary Beneficiary is no longer living.
• Term Life Coverage
The type of coverage that lasts for only a specified period of time (the “term”) and has a defined ending date. The face amount would be paid to the designated beneficiary if the Insured dies while the policy is in force.
• Whole Life Coverage
The type of coverage that can last for as long as the Insured is alive, provided that all of the premiums are paid. This type of coverage usually keeps the same premium rate throughout the life of the policy.
• Actual Cash Value
The replacement cost of the item minus depreciation.
• Agency
The legal principle that allows an individual or organization to represent another individual or organization. Also, an organization that sells and services insurance policies to consumers.
• Agent
A person licensed by the state insurance authority to sell insurance products. The agent represents the insurance company in all transactions.
• Claim
Notification to the insurance company that a loss has occurred and a demand of payment for the loss, as provided by the terms of the insurance policy.
• Commercial Insurance
Protects businesses and organizations in event of unexpected loss. Commercial insurance includes is property insurance, liability insurance, workers compensation and automobile insurance.
• Deductible
A portion of a covered loss that is not paid by the insurer.
• Endorsements
Insurance policy modifications to meet the special needs of an individual risk.
• Indemnify
To restore the one who suffers a loss, in whole or in part, by payment, repair or replacement to the same condition they were in prior to the loss.
• Insurance
A contractual means of transferring the payment of a loss to a third party by means of a contract and the pooling of similar risks.
• Insurable Interest
Interest from which monetary loss will result if the peril insured against occurs; possibility of financial loss that can be protected against through insurance.
• Law of Large Numbers
A statistical principle that indicates that the larger the number of examples, the more accurate and predictable the statistic will be. This is one of the main principles involved in determining insurance actuarial tables.
• Liability
Condition of being bound by law or contract to do something that may be enforced in the courts; obligation, usually financial; probable cost of meeting an obligation.
• Loss
Basis of a claim for indemnity under provisions of an insurance policy. A loss is measured in terms of the reduced value of the property, the amount of medical and other related expenses, or the amount of the claim made against an insured.
• Personal Insurance
Protects individuals and families from risk of loss to their assets. Personal insurance includes automobile insurance, homeowners insurance and insurance for boats, jewelry and other special items.
• Premium
Designated amount payable by the insured to the insurance company and required to keep the contract in force.
• Policy
The insurance contract and all attached endorsements, including type of insurance coverage, the limits paid for particular loss and the amount the insured paid in premium.
• Replacement Cost
Cost to purchase new property to replace older property that was lost or damaged.
• Risk
Condition in which there is a possibility of loss. Also a term indicating the person or property insured.
• Underwriting
Process an insurance company uses to determine who will be offered an insurance policy and at wh
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Common Life Insurance Terms You Should Know About Part 1:
1. Policyholder:
The policyholder is the one who proposes the purchase of the life insurance policy and pays the premium (see #7 Premium). The policyholder is the owner of the policy and s/he may or may not be the life assured (see # 2 Life assured).
2. Life assured:
Life assured is the insured person. Life assured is the one for whom the life insurance plan is purchased to cover the risk of untimely death. Primarily, the breadwinner of the family is the life assured.
Life assured may or may not be the policyholder. For instance, a husband buys a life insurance plan for his wife. As the wife is a homemaker, husband pays the premium, thus the husband is the policyholder, and wife is the life assured.
3. Sum assured (coverage):
Life insurance is meant to provide a life cover to the insured.
The financial loss that may arise due to the passing away of the life assured is generally chosen as a life cover when buying a life insurance plan. In technical terms, ‘Sum Assured’ is the term used for an amount that the insurer agrees to pay on death of the insured person or occurrence of any other insured event.
You may come across the term ‘sum assured’ at the time of comparing policies online, when buying life insurance plan, and in the policy document. The sum assured is the amount that the life insurance company will pay to the nominee (see #4 Nominee) if the insured person dies during the policy tenure (see #5 Policy tenure).
The sum assured is chosen by the policyholder at the time of purchase. To know more and to choose the right coverage, read this.
4. Nominee:
The ‘nominee’ is the person (legal heir) nominated by the policyholder to whom the sum assured and other benefits will be paid by the life insurance company in case of an unfortunate eventuality. The nominee could be the wife, child, parents, etc. of the policyholder. The nominee needs to claim life insurance, if the life assured dies during the policy tenure (see #5 Policy tenure).
5. Policy tenure:
The ‘policy tenure’ is the duration for which the policy provides life insurance coverage. The policy tenure can be any period ranging from 1 year to 100 years or whole life, depending on the type of life insurance plan and its terms and conditions. Many a times, it is also referred to as policy term or policy duration.
The policy tenure decides for how long the company is providing the risk coverage. However, in the case of whole life insurance plans, the life coverage is till the time life assured is alive.
6. Maturity age:
Maturity age is the age of the life assured at which the policy ends or terminates. This is similar to policy tenure, but a different way to say how long the plan will be in force. Basically, the life insurance company declares up front the maximum age till which the life insurance coverage will be provided to the life insured. For instance, you are 30 years old, you opt for a term plan with a maturity age of 65 years. That means the policy will have a coverage till you are 65 years old, which also means, the maximum policy tenure for a 30-year-old is 35 years.
7. Premium:
The premium is the amount you pay to keep the life insurance plan active and enjoy continued coverage. If you are unable to pay the premium before the payment due date and even during the grace period (#13 Grace period), the policy terminates.
There are various options on how you can pay the premium – regular payment, limited payment term, single payment (discussed below #8 Premium payment mode).
8. Premium payment term/mode/ frequency:
You can pay the life insurance premium as per your convenience.
Regular Premium Payment - You can pay premium regularly throughout the policy term either – monthly, quarterly, half-yearly or yearly.
Limited Premium Payment – You can choose to pay the premiums for a limited amount of time. In this option, you do not pay till the end of the policy term, but for a certain pre-fixed number of years. For example, 10 years, 15 years, 20 years, and so on.
Common Life Insurance Terms You Should Know About Part 1:
1. Policyholder:
The policyholder is the one who proposes the purchase of the life insurance policy and pays the premium (see #7 Premium). The policyholder is the owner of the policy and s/he may or may not be the life assured (see # 2 Life assured).
2. Life assured:
Life assured is the insured person. Life assured is the one for whom the life insurance plan is purchased to cover the risk of untimely death. Primarily, the breadwinner of the family is the life assured.
Life assured may or may not be the policyholder. For instance, a husband buys a life insurance plan for his wife. As the wife is a homemaker, husband pays the premium, thus the husband is the policyholder, and wife is the life assured.
3. Sum assured (coverage):
Life insurance is meant to provide a life cover to the insured.
The financial loss that may arise due to the passing away of the life assured is generally chosen as a life cover when buying a life insurance plan. In technical terms, ‘Sum Assured’ is the term used for an amount that the insurer agrees to pay on death of the insured person or occurrence of any other insured event.
You may come across the term ‘sum assured’ at the time of comparing policies online, when buying life insurance plan, and in the policy document. The sum assured is the amount that the life insurance company will pay to the nominee (see #4 Nominee) if the insured person dies during the policy tenure (see #5 Policy tenure).
The sum assured is chosen by the policyholder at the time of purchase. To know more and to choose the right coverage, read this.
4. Nominee:
The ‘nominee’ is the person (legal heir) nominated by the policyholder to whom the sum assured and other benefits will be paid by the life insurance company in case of an unfortunate eventuality. The nominee could be the wife, child, parents, etc. of the policyholder. The nominee needs to claim life insurance, if the life assured dies during the policy tenure (see #5 Policy tenure).
5. Policy tenure:
The ‘policy tenure’ is the duration for which the policy provides life insurance coverage. The policy tenure can be any period ranging from 1 year to 100 years or whole life, depending on the type of life insurance plan and its terms and conditions. Many a times, it is also referred to as policy term or policy duration.
The policy tenure decides for how long the company is providing the risk coverage. However, in the case of whole life insurance plans, the life coverage is till the time life assured is alive.
6. Maturity age:
Maturity age is the age of the life assured at which the policy ends or terminates. This is similar to policy tenure, but a different way to say how long the plan will be in force. Basically, the life insurance company declares up front the maximum age till which the life insurance coverage will be provided to the life insured. For instance, you are 30 years old, you opt for a term plan with a maturity age of 65 years. That means the policy will have a coverage till you are 65 years old, which also means, the maximum policy tenure for a 30-year-old is 35 years.
7. Premium:
The premium is the amount you pay to keep the life insurance plan active and enjoy continued coverage. If you are unable to pay the premium before the payment due date and even during the grace period (#13 Grace period), the policy terminates.
There are various options on how you can pay the premium – regular payment, limited payment term, single payment (discussed below #8 Premium payment mode).
8. Premium payment term/mode/ frequency:
You can pay the life insurance premium as per your convenience.
Regular Premium Payment - You can pay premium regularly throughout the policy term either – monthly, quarterly, half-yearly or yearly.
Limited Premium Payment – You can choose to pay the premiums for a limited amount of time. In this option, you do not pay till the end of the policy term, but for a certain pre-fixed number of years. For example, 10 years, 15 years, 20 years, and so on.
Single Premium Payment – You can also choose to pay the premium for the entire duration of the plan as a lumpsum in one single go.
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9. Riders:
Riders are an additional paid-up feature to widen up the scope of the base life insurance policy. Riders are bought at the time of purchase or on policy anniversary. There are different types of riders that can be bought along with the base plan. However, number and type of riders will differ from insurer to insurer.
Plus, the terms and conditions may differ from one insurance to another. However, here’s the list of some well-known riders offered by life insurance companies.
Accidental Death Benefit Rider
Accidental Total and Permanent Disability Benefit Rider
Critical illness Cover
Hospital Cash
Waiver of Premiums
For more in-depth guide read – life insurance riders and how to choose one.
10. Death Benefit:
You will come across ‘Death Benefit’ quite frequently whenever you are either planning to buy a life insurance plan or comparing different insurance plans online.
The ‘Death Benefit’ is what life insurance company pays to the nominee in case the life assured dies during the policy tenure.
If you are thinking whether the sum assured and death benefit are one and the same, then do not be confused. Because the death benefit can be sum assured or even higher than that, which may include rider benefit (if any), and/or other benefits. Except in the case of term insurance – where there is no accrued bonus or guaranteed additions.
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9. Riders:
Riders are an additional paid-up feature to widen up the scope of the base life insurance policy. Riders are bought at the time of purchase or on policy anniversary. There are different types of riders that can be bought along with the base plan. However, number and type of riders will differ from insurer to insurer.
Plus, the terms and conditions may differ from one insurance to another. However, here’s the list of some well-known riders offered by life insurance companies.
Accidental Death Benefit Rider
Accidental Total and Permanent Disability Benefit Rider
Critical illness Cover
Hospital Cash
Waiver of Premiums
For more in-depth guide read – life insurance riders and how to choose one.
10. Death Benefit:
You will come across ‘Death Benefit’ quite frequently whenever you are either planning to buy a life insurance plan or comparing different insurance plans online.
The ‘Death Benefit’ is what life insurance company pays to the nominee in case the life assured dies during the policy tenure.
If you are thinking whether the sum assured and death benefit are one and the same, then do not be confused. Because the death benefit can be sum assured or even higher than that, which may include rider benefit (if any), and/or other benefits. Except in the case of term insurance – where there is no accrued bonus or guaranteed additions.
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Common Life Insurance Terms You Should Know About Part 2 :
11. Survival/Maturity Benefit:
Maturity benefit is the amount that the life insurance company pays when the life assured outlives the policy tenure. Survival benefit is paid when the life assured completes the pre-defined number of years under the policy.There is no survival or maturity benefit in term plans. However, in other life insurance policies you may find survival benefit or the maturity benefit paid under the plan.
12. Free-look Period:
It is applicable to all new life insurance policies purchased. Free-look period is a time frame during which one may choose to return the purchased policy.If you are not comfortable with the terms and conditions, you can return the policy within the Free-look period. The insurance company after deducting the expenses incurred on medical examination, stamp duty charges and other charges will refund the remaining premium.
IRDA specifies free-look period in life insurance is 15 or 30 days after receiving the policy document.
13. Grace Period:
If you couldn’t pay the renewal premium for your policy on time, life insurance company gives you an extension in the number of days after the premium payment due date. A ‘Grace Period’ can be period of 15 days in case of monthly premium payment mode, and 30 days in case of annual premium payment mode.
If the policyholder does not pay the premiums even before the end of grace period, the policy gets lapsed
14. Surrender Value:
If the policyholder decides to discontinue the plan before the maturity age, the life insurance company pays an amount to the policyholder, this is called Surrender Value.But you must clearly read the terms and conditions whether a plan offers any surrender value or not. And if there is a surrender value, how much it will be. Not all life insurance plans have surrender value
15. Paid-up Value:
In case the policyholder discontinues to pay the premium after a specified period of time, Insurance companies will offer the policyholder an option to convert his policy into a reduced paid-up policy. Under this option the sum insured is reduced in proportion to the number of premiums paid. If other benefits related to the sum insured are payable, these benefits will now be related to the reduced sum insured, which is the paid-up value
16. Revival Period:
If the policyholder does not pay the premium even during the grace period, the policy lapses.However, if the policyholder still wants to continue, the insurance company provides an option of re-activating the lapsed policy. This must be done within a specific period of time after the grace period ends. This specified period is known as a revival period.
To reinstate the lapsed policy, the life insurance company will put forward the request to the team of Underwriters (see #17 Underwriters) for approval
17. Underwriters:
Underwriters evaluate the risk involved in insurance. The process of risk evaluation starts before the issuance of insurance policy, and ends with settlement of the claim (see #20 Claim Process).
Only with the approval of Underwriters, policy is issued to the policyholder. And only after clearance from the Underwriter, the company pays the claim benefit to the nominee
18. Tax benefits:
All the premiums paid towards the life insurance plan are eligible for deductions under Section 80 (C) of Income Tax Act, 1961. The maximum amount that one can claim as deductible is Rs.1.5 lakh.
The benefits paid to the policyholder/nominee are tax-free under Section 10 (10D) of Income Tax Act, 1961
19. Exclusions:
Before you buy any life insurance, read ‘Exclusions’ carefully. These are things that are not covered under a life insurance policy, and against which if claimed, insurance company wouldn’t pay any benefit.For instance, Suicide, is an exclusion in any life insurance plan
20. Claim Process:
In case, the life assured passes away during the policy tenure, the nominee needs to lodge a claim to receive the death benefit as mentioned in the policy
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Common Life Insurance Terms You Should Know About Part 2 :
11. Survival/Maturity Benefit:
Maturity benefit is the amount that the life insurance company pays when the life assured outlives the policy tenure. Survival benefit is paid when the life assured completes the pre-defined number of years under the policy.There is no survival or maturity benefit in term plans. However, in other life insurance policies you may find survival benefit or the maturity benefit paid under the plan.
12. Free-look Period:
It is applicable to all new life insurance policies purchased. Free-look period is a time frame during which one may choose to return the purchased policy.If you are not comfortable with the terms and conditions, you can return the policy within the Free-look period. The insurance company after deducting the expenses incurred on medical examination, stamp duty charges and other charges will refund the remaining premium.
IRDA specifies free-look period in life insurance is 15 or 30 days after receiving the policy document.
13. Grace Period:
If you couldn’t pay the renewal premium for your policy on time, life insurance company gives you an extension in the number of days after the premium payment due date. A ‘Grace Period’ can be period of 15 days in case of monthly premium payment mode, and 30 days in case of annual premium payment mode.
If the policyholder does not pay the premiums even before the end of grace period, the policy gets lapsed
14. Surrender Value:
If the policyholder decides to discontinue the plan before the maturity age, the life insurance company pays an amount to the policyholder, this is called Surrender Value.But you must clearly read the terms and conditions whether a plan offers any surrender value or not. And if there is a surrender value, how much it will be. Not all life insurance plans have surrender value
15. Paid-up Value:
In case the policyholder discontinues to pay the premium after a specified period of time, Insurance companies will offer the policyholder an option to convert his policy into a reduced paid-up policy. Under this option the sum insured is reduced in proportion to the number of premiums paid. If other benefits related to the sum insured are payable, these benefits will now be related to the reduced sum insured, which is the paid-up value
16. Revival Period:
If the policyholder does not pay the premium even during the grace period, the policy lapses.However, if the policyholder still wants to continue, the insurance company provides an option of re-activating the lapsed policy. This must be done within a specific period of time after the grace period ends. This specified period is known as a revival period.
To reinstate the lapsed policy, the life insurance company will put forward the request to the team of Underwriters (see #17 Underwriters) for approval
17. Underwriters:
Underwriters evaluate the risk involved in insurance. The process of risk evaluation starts before the issuance of insurance policy, and ends with settlement of the claim (see #20 Claim Process).
Only with the approval of Underwriters, policy is issued to the policyholder. And only after clearance from the Underwriter, the company pays the claim benefit to the nominee
18. Tax benefits:
All the premiums paid towards the life insurance plan are eligible for deductions under Section 80 (C) of Income Tax Act, 1961. The maximum amount that one can claim as deductible is Rs.1.5 lakh.
The benefits paid to the policyholder/nominee are tax-free under Section 10 (10D) of Income Tax Act, 1961
19. Exclusions:
Before you buy any life insurance, read ‘Exclusions’ carefully. These are things that are not covered under a life insurance policy, and against which if claimed, insurance company wouldn’t pay any benefit.For instance, Suicide, is an exclusion in any life insurance plan
20. Claim Process:
In case, the life assured passes away during the policy tenure, the nominee needs to lodge a claim to receive the death benefit as mentioned in the policy
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Hi guys i am again starting hard di series with tricks so please stay tuned☺️🙏
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💐❣ GA questions asked in today's IBPS PO Mains ❣💐
1. What is the theme of the World Day for Audiovisual Heritage 2019?
Ans: "Engage the Past Through Sound and Images"
2. Which actor unveiled the ICC World Cup Cup trophies for the men's and women's tournament at the Melbourne Cricket Ground (MCG)?
Ans: Kareena Kapoor
3. Which is the first central government healthcare centre to have robotic surgery facility?
Ans: Safdarjung Hospital
4. Which institute has made the first-ever Indian Brain Atlas (IBA)?
Ans: International Institute of Information Technology (IIIT), Hyderabad
5. Vikram Solar based in which city?
Ans: Kolkata
6. Who is the author of the book “The Unquiet River: A Biography of the Brahmaputra”?
Ans: Arupjyoti Saikia
7. Srei Equipment Finance Ltd partnered with which bank to provide loans to MSMEs Sector?
Ans: United Bank of India (UBI)
8. How many countries have signed the International Solar Alliance (ISA) framework?
Ans: 83
9. Which organization presented the Mother Teresa Memorial Award 2019 for social justice?
Ans: Harmony Foundation
10. Which company signed Memorandum of understanding (MoU) with NTPC Limited and The Energy and Resources Institute (TERI)?
Ans: Siemens Limited
11. Hyderabad has been announced as ‘Creative City’ by UNESCO for?
Ans: Gastronomy
12. In which state the Asian Development Bank (ADB) will provide USD 451 mn loan to strengthen power connectivity of CKIC?
Ans: Tamil Nadu
13. India and ADB (Asian Development Bank) signed a 200-million dollar loan agreement for upgrading roads in which state?
Ans: Maharashtra
14. Who has become the first state in the country to get the law on contract farming?
Ans: Tamil Nadu
15. As per the National Health Profile (NHP) 2019, what percentage of GDP of India is spent on public expenditure on health?
Ans: 1.28%
16. Which state government has launched ABADHA scheme?
Ans: Odisha
17.Recipient of the 2018 Vyas Samman wrote 'Jitane Log Utane Prem' poem?
Ans: Liladhar Jagudi
18. Who has become the first Indian to win the Italian Golden Sand Art Award, 2019?
Ans: Sudarsan Pattnaik
19. Where is the headquarter of Ujjivan Small Finance Bank?
Ans: Bengaluru
20. Who has been appointed as the 47th Chief Justice of India (CJI) of India?
Ans: Sharad Arvind Bobde
21. Baroda FASTag is based on which technology?
Ans: Radio Frequency Identification (RFID) technology
22. MD & CEO of Indian Overseas Bank Karnam Sekar was the former MD and CEO of which bank?
Ans: Dena Bank
23. Automated Teller Machines (ATMs) set up, owned and operated by non-bank entities are called _
Ans: "White Label ATMs" (WLAs)
24. Which bank has launched a new Fixed Deposit (FD) scheme - FD Health?
Ans: ICICI Bank
25. sbiINTOUCH Tap & Go Debit Card is based on which technology?
Ans: Near Field Communication (NFC)
Ans: Contactless Technology
26. RBI approves the merger of 13 District Cooperative Banks with state cooperative banks of which state?
Ans: Kerala
27. Global Alumni Endowment Fund has been launched by which institute?
Ans: IIT Delhi
28. The government announced to set up an alternative investment fund (AIF) worth Rs 25,000 crore for____.
Ans: Housing Sector
29. Bharosa Saving Accounts is launched by which Payments Bank?
Ans: Airtel Payments Bank
30. The Central Bureau of Health Intelligence (CBHI) prepared the Report of ____.
Ans: National Health Profile
31. The CIBIL Score containing how many digits?
Ans: Three (The CIBIL Score is a 3-digit number ranging from 300-900).
32. Which resolution scheme was launched to solve the NPA problem through a market-led approach?
Ans: Project Sashakt
33. Indian Railways’ which zone conducted ‘Operation Dhanush’against ticket touts involved in e-ticketing?
Ans: Central Railway zone
34. Who is the Chairman of the high-level panel to suggest possible structures and regulations for creating 'social stock exchanges' formed by SEBI?
Ans: Ishaat Husain
@solutiontoall
1. What is the theme of the World Day for Audiovisual Heritage 2019?
Ans: "Engage the Past Through Sound and Images"
2. Which actor unveiled the ICC World Cup Cup trophies for the men's and women's tournament at the Melbourne Cricket Ground (MCG)?
Ans: Kareena Kapoor
3. Which is the first central government healthcare centre to have robotic surgery facility?
Ans: Safdarjung Hospital
4. Which institute has made the first-ever Indian Brain Atlas (IBA)?
Ans: International Institute of Information Technology (IIIT), Hyderabad
5. Vikram Solar based in which city?
Ans: Kolkata
6. Who is the author of the book “The Unquiet River: A Biography of the Brahmaputra”?
Ans: Arupjyoti Saikia
7. Srei Equipment Finance Ltd partnered with which bank to provide loans to MSMEs Sector?
Ans: United Bank of India (UBI)
8. How many countries have signed the International Solar Alliance (ISA) framework?
Ans: 83
9. Which organization presented the Mother Teresa Memorial Award 2019 for social justice?
Ans: Harmony Foundation
10. Which company signed Memorandum of understanding (MoU) with NTPC Limited and The Energy and Resources Institute (TERI)?
Ans: Siemens Limited
11. Hyderabad has been announced as ‘Creative City’ by UNESCO for?
Ans: Gastronomy
12. In which state the Asian Development Bank (ADB) will provide USD 451 mn loan to strengthen power connectivity of CKIC?
Ans: Tamil Nadu
13. India and ADB (Asian Development Bank) signed a 200-million dollar loan agreement for upgrading roads in which state?
Ans: Maharashtra
14. Who has become the first state in the country to get the law on contract farming?
Ans: Tamil Nadu
15. As per the National Health Profile (NHP) 2019, what percentage of GDP of India is spent on public expenditure on health?
Ans: 1.28%
16. Which state government has launched ABADHA scheme?
Ans: Odisha
17.Recipient of the 2018 Vyas Samman wrote 'Jitane Log Utane Prem' poem?
Ans: Liladhar Jagudi
18. Who has become the first Indian to win the Italian Golden Sand Art Award, 2019?
Ans: Sudarsan Pattnaik
19. Where is the headquarter of Ujjivan Small Finance Bank?
Ans: Bengaluru
20. Who has been appointed as the 47th Chief Justice of India (CJI) of India?
Ans: Sharad Arvind Bobde
21. Baroda FASTag is based on which technology?
Ans: Radio Frequency Identification (RFID) technology
22. MD & CEO of Indian Overseas Bank Karnam Sekar was the former MD and CEO of which bank?
Ans: Dena Bank
23. Automated Teller Machines (ATMs) set up, owned and operated by non-bank entities are called _
Ans: "White Label ATMs" (WLAs)
24. Which bank has launched a new Fixed Deposit (FD) scheme - FD Health?
Ans: ICICI Bank
25. sbiINTOUCH Tap & Go Debit Card is based on which technology?
Ans: Near Field Communication (NFC)
Ans: Contactless Technology
26. RBI approves the merger of 13 District Cooperative Banks with state cooperative banks of which state?
Ans: Kerala
27. Global Alumni Endowment Fund has been launched by which institute?
Ans: IIT Delhi
28. The government announced to set up an alternative investment fund (AIF) worth Rs 25,000 crore for____.
Ans: Housing Sector
29. Bharosa Saving Accounts is launched by which Payments Bank?
Ans: Airtel Payments Bank
30. The Central Bureau of Health Intelligence (CBHI) prepared the Report of ____.
Ans: National Health Profile
31. The CIBIL Score containing how many digits?
Ans: Three (The CIBIL Score is a 3-digit number ranging from 300-900).
32. Which resolution scheme was launched to solve the NPA problem through a market-led approach?
Ans: Project Sashakt
33. Indian Railways’ which zone conducted ‘Operation Dhanush’against ticket touts involved in e-ticketing?
Ans: Central Railway zone
34. Who is the Chairman of the high-level panel to suggest possible structures and regulations for creating 'social stock exchanges' formed by SEBI?
Ans: Ishaat Husain
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5_6280584218003112186.pdf
500 Insurance Awareness Questions
500 Insurance Awareness Questions
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