Commercial problems



Q1) Ratio of speed of boat in down stream and speed of stream is 9:1, if speed of current is 3 km per hr, then find distance travelled(in km) upstream in 5 hours.
(a) 105
(b) 110
(c) 120
(d) 90
(e) 95

Q2) Sum of 4 consecutive even numbers are greater than three consecutive odd numbers by 81. If sum of least odd and even number is 59, then find the sum of largest odd and even numbers.
(a) 69
(b) 71
(c) 73
(d) 67
(e) None of these

Q3) Two different amounts are invested in two schemes. In scheme A, amount X is invested at 8 % per annum and in scheme B amount (X+1400) is invested at 12% per annum.After 2 years difference between both interests is 880, then find value of X?
(a) 7200
(b) 5500
(c) 6800
(d) 7300
(e) None of these

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👍👍Best of luck to all👍👍
For lic assistant exam....

Please share exam analysis so other aspirants will get idea from it

Share attempts✍
Pattern🔬

Expected patterns For lic assistant pre

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English language
1) Passage
2) Fill in the blanks
3) Error Finding
4) sentence improvement
5) Match the column
6) phrase correction
7) Cloze test
8) vocabulary


👉. @solutiontoallQ

Reasoning language

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1)Puzzle
2)Sitting Arrangement
3)Inequality
4) Blood relation
5)Coding and Decoding
6)Syllogism
7)Order and Ranking
8) Direction sense
9) single single questions

👉@solutiontoallQ

Quantitative aptitude

1)Data interpretation
2)commercial problems
3)Number series
4)equations
5)aproximation
6) simplification


👉@solutiontoallQ
# team Sta Q.

LIC ASSIT PRE

Quant

Simplification 15
missing series 5
di (line) 5
arithmetic 10
( no calculation required)


Reasoning

puzzl (circular)

pzzl 8 person 4 floor,

inequality (easy)

syllogs (only n few)

blood relation(5Q easy)

Alphanumeric (easy)

number series (3 pairs )


English----

Error Detection 5Q

Rearrangement- 5Q Old Pattern (Based on Women)

10Q of RC (Story Based)

Sentence Improvement (spelling) 5Q

Fillers (Q3-4)




Over all level was Easy...

💐💐SBI CLERK RESULT OUT💐💐
Congratulations to Selected Candidates💐💐

State Bank of India
https://t.me/aimsbi

Some commonly asked interview questions

 
Q1. What is your favourite book? How about your favourite movie?
Q2. What historical figure do you admire and why?
Q3. What did you do during this six month gap in employment?
Q4. What interests you about this job?
Q5. Why do you want this job?
Q6. Are you overqualified for this job?
Q7. What can you do for this company?
Q8. Why should we hire you?
Q9. Why are you the best person for the job?
Q10. What do you know about this company?
Q11. Why do you want to work here?
Q12. What challenges are you looking for in a position?
Q13. Are you willing to travel?
Q14. What is good customer service?
 

Mock Interview Exercise Questions :
Q1. Tell me something about yourself?
Q2. Where h ave you come from and what is famous in your city?
Q3. Why do you want to join the banking industry?
Q4. Please tell us about your strength and weaknesses.
Q5. After doing B.Sc/B.tech/MBA/MA why do you want to choose banking? Why not something related with you field of education?
Q6. What has been the greatest disappointment in your life?
Q7. What are you passionate about?
Q8. What do people most often criticize about you?
Q9. When was the last time you were angry? What happened?
Q10. If you know your super ior is 100% wrong about something how would you handle it?
Q11. Why do you think you will be successful at this job?
Q12. Tell me about a time that you participated in a team, what was your role?

RRB PO SCORE WILL BE OUT TODAY
https://ibpsonline.ibps.in/rrb8as1jun19/res1msd_oct19/downloadstart.php

⛵ *भारत की प्रमुख झीलें*⛵

🐍डल झील :- जम्मू-कश्मीर
🐍वुलर झील :- जम्मू-कश्मीर
🐍बैरीनाग झील :- जम्मू-कश्मीर
🐍मानस बल झील :- जम्मू-कश्मीरजम्मू-कश्मीर
🐍नागिन झील :- जम्मू-कश्मीर
🐍शेषनाग झील :- जम्मू-कश्मीर
🐍अनंतनाग झील :- जम्मू-कश्मीर
🐌राजसमंद झील :- राजस्थान
🐌पिछौला झील :- राजस्थान
🐌सांभर झील :- राजस्थान
🐌जयसमंद झील :- राजस्थान
🐌फतेहसागर झील :- राजस्थान
🐌डीडवाना झील :- राजस्थान
🐌लूनकरनसर झील :- राजस्थान
🌀सातताल झील :- उत्तराखंड
🌀नैनीताल झील :- उत्तराखंड
🌀राकसताल झील :- उत्तराखंड
🌀मालाताल झील :- उत्तराखंड
🌀देवताल झील :- उत्तराखंड
🌀नौकुछियाताल झील :- उत्तराखंड
🌀खुरपताल झील :- उत्तराखंड
🏈हुसैनसागर झील :- आंध्रप्रदेश
🏈कोलेरू झील :- आंध्रप्रदेश
🏀बेम्बनाड झील :- केरल
🏀अष्टमुदी झील :- केरल
🏀पेरियार झील :- केरल
💿लोनार झील :- महाराष्ट्र
⛺ पुलीकट झील :- तमिलनाडु एवं आँध्रप्रदेश
🌕लोकटक झील :- मणिपुर
🌑चिल्का झील :- उड़ीसा

PS RRB PO Main 2019: Check State-Wise Cut Off
IBPS has released the rrb po mains cut off 2019. All the candidates who have appeared for rrb po mains can check their cut off for rrb po mains here. IBPS RRB PO Main examination 2019 was held on 13th october 2019.

Cut-off of all the states have been given below in tabular form. Aspiring Bankers can go through the cut-off of all the states and prepare a foolproof strategy accordingly.

States Cut-off
Arunachal Pradesh 66.56
Andhra Pradesh 79.81
Bihar 86.25
Chhattisgarh 84.94
Gujarat 55.19
Haryana 92.19
Himachal Pradesh 91.06
Jammu & Kashmir 93.88
Jharkhand 91.13
Karnataka 57.44
Kerala 95.69
Madhya Pradesh 82.56
Maharashtra 54.75
Manipur 68.63
Meghalaya 63.94
Mizoram 92.94
Nagaland NA
Odisha 80.13
Puducherry 91.19
Punjab 99.19
Rajasthan 88.69
Tamil Nadu 86.00
Telangana 71.56
Tripura 60.44
Uttar Pradesh 87.81
Uttarakhand 102.81
West Bengal 87.44
Assam 74.56

Interview questions...
Live question/situation based question may be asked ininterview..
As like....
1) What should you do if your branch get fire..
2) What should you do if there is theft attempt occured.
3) If there is huge rush in your branch and situation arises to handle 3 to 4 arguing customers at a time how can u handle the situation
Also some questions related to your graduation
1) How can you apply your engineering field knowledge in bank...
2) What is the use of ur knowledge of Pharmacy/Arts degree in bank

Failure will never overtake me if my determination to succeed is strong enough. ...

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Here is the interview experience of Ranjitha K.

Venue: Sri vidya college ,Virudhunagar TN.
Date:22/12/2017

I completed my RRB scale -1 interview. Here, I would like to share my experience. I am from Tamilnadu, the interview was conducted in my regional language ie., TAMIL. I have roughly translated it into English.
My timing was 1:00 p.m. After completing verification, I went for the interview around 2.15 p.m. They called me around 2.50 p.m.

The panel consisted of 3male and 1 female.

Me: May I come in sir,
M1: Yes, come in.
Me: Good afternoon ma'am and good afternoon sirs.
M1: Good afternoon take Your seat.
Me: Thank you, sir.
M1: Are you from Kangeyam in Tiruppur dt.?
Me: Yes sir.
M1: Tell me about your city.
Me: Explained.
M1: Tell me about your family background & educational background.
Me: Told.
M2: Some questions related to crops that we cultivate.(I told my father is a farmer).
Me: Answered.
F1: Gone somewhere away from her seat.
M1: Name the Nationalised banks that HQs in Chennai.
Me: IOB & Indian bank sir.
M3: Only 2 banks I told but it's 3.
Me: No sir I am sure that only 2 banks have their HQs there.
M1: Name the private sector bank that HQ in TN and place where it is located.
Me: Answered and forgot to tell about TMB.
M1: Did you ever hear the word TMB?
Me: Sir Tamilnad Mercantile Bank HQ is in Thoothukudi.
M1: Good.
M3: Which is the 1st railway route in India?
Me: Mumbai to Thane in 1853 sir.
M3: Super!. where is the 1st oil well found in India?
Me: Assam sir.(Thank You Kush sir for your HS).
M3: Again: Major tea producing state?
Me: West Bengal, Assam, and other northeastern states sir.
M1: Who is the president of the US? Previously who held that position? According to
your opinion who is the best?
Me: Told their names and told. Their views are entirely different and both are best in their views but by my point of view Obama is somewhat good and explained with the economic crisis in 2008 and foreign policies.
M1: Ok. Then who is the foreign affairs minister in India and consistency?
Me: Told.
F1: (Back to her seat).
M2: Tell me something about RBI?
Me: Told Some points
M2: These all are basics tell something new.
Me: Remain silent for few seconds and told Mr. Raghuram Rajan is the 2nd youngest gov of rbi.
M2: Smiled
M3: What do you think about BJP after winning major seats?
Me: Replied after 10 seconds sorry sir I dont have any clear idea about that.(Bcoz I dont like politics).
M2: Ask something about SEBI.
Me: Explained
(Finally F1 ask the final question)
F1: Nowadays govt is promoting the cashless economy. What you think about that? And
what are the incentives our govt provide for it?
Me: Explained.
M1: Thank you Ranjitha. Good luck.
Me: Thanked everyone.

It lasted for 10-12 mins. Overall my interview was good. All members except for one were friendly.

BEST OF LUCK TO EVERYONE!!

💥RRB PO Interview Call letters Out 💥

https://ibpsonline.ibps.in/rrb8as1jun19/clinta_oct19/login.php?appid=979c0ba1132e2543ffa4ef5f553f5d5b

SBI Clerk 2018 Document Verification Process

Once the candidates have cleared the written examination then comes the interview and the document verification phase for the final selection of SBI Clerk. The documents play important role and should always be kept handy in the process of recruitment. Candidate should always keep the original and the self-attested copies of the documents because if they fail to submit any of the important document then they might be rejected in the selection process.

It is important that the candidates should carry the following documents when they are called for the interview round: –

The most important thing is to carry the printout of the valid Interview Call Letter and candidate should also carry the three-passport size photograph.

Candidates should also carry the valid system generated printout of the online application form registered for CWE.

The another most important document is the proof of Date of Birth that is the birth certificate issued by the competent municipal authorities or class X certificate with date of birth.

Candidate should also carry the photo Identify proof and this includes PAN Card, Passport, Driving Licence, voter’s card, Bank passbook with photograph, Aadhar Card or the identity card issued by a recognized college or university and should be submitted to the invigilator for verification.

It should be noted that if the identity of the candidate is in uncertainty the candidate may not be allowed to appear for the examination or the interview.

Candidate should be aware that the Ration Card and E-Aadhaar Card will not be accepted as valid ID proof for this project.

Candidates would need to submit the mark-sheets and certificates for graduation or equivalent qualification or proper document from the recognized university for having completed the degree.

SC, ST and OBC category candidates would need to submit the caste certificate issued by the competent authority in the prescribed format as stipulated by Government of India.

Candidates will have to produce original photo identity proof bearing the name same as it appears on the online application form or the call letter of the interview.

Candidates should carry the photocopy of the photo identity proof as it would need to be submitted along with the examination call letter as well as the interview call letter during the interview.

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Candidates who are shortlisted in the examination will get their appointment order from website. It is required that the candidates should keep checking the official website of SBI and should follow the below steps to download the SBI Clerk appointment letter 2019:-

Candidates should visit the official website and click on the careers options on the home page.

Candidates would need to select the Junior Associate Notification link

Candidates would then need to search for the download joining letter link on that.

Candidates would then need to enter the Admit Card number, name and Date of Birth.

The appointment letter will be displayed on the screen on clicking the submit button.

Candidates should take the print out of the joining or the appointment letter from the websit
🤙 @aimsbi

Ibps po score display today late evening

Those who shortlisted congratulations👍
And

those who missed result with very less margin do analysis and act accordingly✊

https://ibpsonline.ibps.in/crppot9jul19/ressdpo9a_nov19/downloadstart.php

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Full swing study
Ibps po

@aimibps

rvice has been launched to take the banking services to every common man across the country. Banking customers can avail this service by dialing 99#, a "Common number across all Telecom Service Providers (TSPs)" on their mobile phone and transact through an interactive menu displayed on the mobile screen. Key services offered under 99-> service include, interbank account to account fund transfer, balance enquiry, mini statement besides host of other services. 99-> service is currently offered by most of the leading banks & all GSM service providers and can be accessed in 12 different languages including Hindi & English. 99-> service is a unique interoperable direct to consumer service that brings together the diverse ecosystem partners such as Banks & TSPs (Telecom Service Providers).

*Debit Cards*
Debit cards are different from credit cards. Credit card is a way to “Pay Later” whereas debit card is a way to “Pay Now.” In case of debit card, bank account of the customer will be debited immediately on completion of transaction. Debit cards are accepted at many locations, including retail stores, petrol pumps, and restaurants. The liberalized norms coupled with ease of usage have led to increase debit card base over the years. Of late, banks are consciously driving the customers to alternate delivery channels by issuing debit cards on the day of opening of the account itself to reduce the work load and to enable them to pay focused attention on core banking activities. In order to make Credit/Debit Card transactions more secure, RBI mandated the card holders to enter PIN while transacting at POS terminals. As per recent RBI guidelines, all banks are mandated to issue only Chip enabled Cards w.e.f.01.10.16.

*Credit Cards*
The concept of credit card was used in 1950 with the launch of charge cards in USA by Diners Club and American Express. Credit card became more popular with use of magnetic strip in 1970. The first Credit Card was issued in 1981 and Gold Card in 1986 by VISA. Credit cardholder need not carry cash and purchase goods and services at any approved Merchant Establishments/Point of sale Terminals by tendering the card duly signing the charge slip. Further, cardholders can make online purchases through internet using the card and PIN. Added to this, cardholder can withdraw cash at any ATM across the globe. However, cash advance attracts charge i.e. transaction fee as well as service fee/interest charge.

*Charge Card*
Charge Card is like any Credit or Debit Card. These cards neither offer revolving credit like the Credit Card nor debit the account instantaneously like Debit Card. However, the cardholder is required to settle the bill in full by the due date each month. Charge cards make a good option to develop financial discipline which likely to enable the cardholders to improve their credit history. Further, charge card offers a dynamic limit, while rewarding good payment record.

*Prepaid Card*
Prepaid Card looks like a credit card and works like a debit card. These cards resemble credit and debit cards in appearance and allow users to load any amount up to ?100000/- and can be used at any ATM/Point of Sale Terminal. On use of card, funds are directly debited from the card. Cardholders preload the cards with funds via a cash deposit or wire transfer. There are no finance fees or interest payments as charges are deducted from the prepaid balance. It is an opportunity for people who have had little or no access to the mainstream financial system by loading funds onto a prepaid card. It is a secure and convenient alternative to cash. The issuers of prepaid cards should ensure KYC compliance while issuing cards to the customers/public. Various types of Prepaid Cards are – Re-loadable Cards (value is replenished once it is used), Disposable Cards (discarded once the value is used), Closed Cards can be used for a specific purpose (Phone Cards) and Open Cards (multi-purpose). Re-loadable cards are most popular among “under-banked” individuals, or those who tend not to possess conventional bank accounts.

*Gift Car

d*
Gift Card is one of the paperless payment systems and is highly popular in card industry. It is a card with predetermined limit and value is loaded through cash or transfer from the account. Maximum value of each prepaid gift instrument shall not exceed Rs.10000/-.However, these instruments shall not be reloadable.

*Forex Card*
It is similar to a normal prepaid card with a special feature meant for the students going to abroad for higher studies. It can be used at POS terminals, ATMs and for online transactions. Parents can load/reload the card using the login credentials issued while buying the card. The banks are levying reasonable charges for cash withdrawal and some banks waiving the charges too. Another advantage of the card is that it can be used to pay fees instead of paying through wire transfer from India. The withdrawals or payments are allowed in five currencies viz., USD,GBP, EUR, CAD and AUD. The card validity ranges up to five years and the maximum permissible limit by RBI under Liberalized Remittance Scheme is $2.50 lakh. At present, ICICI and HDFC banks are issuing forex cards and other banks may follow.

*RuPay Debit Cards*
It is a domestic card payment network established by National Payment Corporation of India (NPCI) having more than 100 Banks in India as members with its ATM network spread across the country. These cards can be used at all ATMs of NPCI network and POS terminals & e-com transactions (Internet) enabled for RuPay acquiring.

*Money Transfer Service Scheme (MTSS)*
The Reserve Bank has issued Master Directions relating to Money Transfer Service Scheme (MTSS), which is a quick and easy way of transferring personal remittances from abroad to beneficiaries in India.

-> MTSS can be used for inward personal remittances into India, such as, remittances towards family maintenance and remittances favouring foreign tourists visiting India and not for outward remittance from India.
-> The system envisages a tie-up between reputed money transfer companies abroad known as Overseas Principals and agents in India known as Indian Agents who would disburse funds to beneficiaries in India at ongoing exchange rates. The Indian Agents can in turn also appoint sub-agents to expand their network. The Indian Agent is not allowed to remit any amount to the Overseas Principal. Under MTSS, the remitters and the beneficiaries are individuals only.
-> The Reserve Bank of India may accord necessary permission (authorisation) to any person to act as an Indian Agent under the Money Transfer Service Scheme. No person can handle the business of cross-border money transfer to India in any capacity unless specifically permitted to do so by the RBI.
-> To become MTSS agent, min net owned funds Rs.50 lac. MTSS cap USD 2500 for individual remittance. Max remittances 30 received by an individual in India in a calendar year. Min NW of overseas principal USD 01 million, as per latest balance sheet.

*Automated Teller Machine (ATM)*
-> What is ATM: ATM is a computerised machine that provides the customers of banks the facility of accessing their accounts for dispensing cash and other financial transactions without the need of actually visiting a bank branch.
-> Non receipt of cash from ATM: In case during the cash withdrawal process, cash is not disbursed but the account gets debited for the amount, the customer may lodge a complaint with the card issuing bank. This process is applicable even if the transaction was carried out at another banks ATM. As per the RBI instructions, banks should re-credit such wrongly debited amounts within a maximum period of 7 working days from the date of complaint. If there is a delay, customer is eligible for compensation for delayed period at the rate of Rs 100/- per day. This amount should be be credited to the account of the customer without any claim being made by the customer. However, if customer does not make complaint within 30 days of the transaction, he will not be entitled to compensation.
-> Free transactions at bank's own ATM: At least five free transactions (inclusive of financ