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❓Why Banking Sector❓ – 

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This question is very important and has been asked in interview boards regularly. By this question simply they want to know, why you want to join banking sector specially Regional Rural Banks.
If you are going for Bank Clerk interview with B. TECH/MBA/MCA/ M.SC/ M Tech degrees? These prominent questions will be ask from you.

👉 Why you want to join in RRBs with technical degree?
👉Aren’t you overqualified for the given post?

Need to answer these type of Questions in a convincing manner. Don’t make false arguments of over confident. Answer Should be genuine according to you.

👉If you have Gap in your academics due to preparation of Government Job. Be Ready with an appropriate Answer related to your gap, Specially Candidates with Technical background.👍

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Share 'banking awareness.pdf'

Share 'banking aware guide.pdf'

Share 'banking glossary.pdf'

RRB PO MAINS RESULT OUT

https://ibpsonline.ibps.in/rrb8as1jun19/res1sda_oct19/downloadstart.php

EPFO SSA MAINS Call Latter out

https://ibpsonline.ibps.in/epfssaojun19/clomea_oct19/login.php?appid=423bab44185bdddb6f120c97a1ba4f81

Join RRB PO Interview Group for further information and interview tips

https://t.me/joinchat/EnuXtRc86yjCpSLaZdPBEg

All Who have cleared mains do refer NABARD WEBSITE FOR GOVT AND NABARD SPONSORED SCHEMES FOR RURAL DEVELOPEMENTS.
DO VISIT RBI WEBSITE FAQ PAGE WHERE YOU CAN GET BASIC INFORMATION ABOUT POLICIES IN QUESTION ANS FORMAT...
THIS TWO WEBSITES ARE VERY MUCH INFORMATIVE WHILE PREPARING FOR INTERVIEW....
Also you can visit webiste named VIKASPEDIA for detailed and imp information of schemes....
On all other count you may asks your doubts about interview questions but first of all do prepare by all your knowledge for every question.
Remember the thing the answers comes within you will always be fruitful for interview because its not interview its INNERVIEW of Yourself...
All the best....

RRB_Act1976.pdf

Interest Rates

A) DETAILS OF RATES OF INTEREST CHARGED BY NABARD FOR REFINANCE TO BANKS UNDER VARIOUS SCHEMES
(w e f 21 August 2019)

 
1.Short Term refinance assistance:
a.State Cooperative Banks for financing crop loans = 4.50%

b.RRBs for financing crop loans = 4.50%

c.DCCBs directly financing for crop loans = 4.50%

d.Commercial Banks./RRBs in respect of their finance to PACS towards crop loans
= 4.50%

e. ST – Additional SAO/ST(Others)/ ST (SAO ) - SCARDBs (Annual Product) = 7.55%

f. StCBs/RRBs - Conversion of Short Term
- crop loans into Medium Term loans (3% less than the interest rate charged by banks to ultimate beneficiaries subject to minimum interest rate at 8.10%) = 8.10

2.Long Term refinance assistance  

a. LT loan to State Govt. for contribution to share capital of coop. credit institutions = 8.50 %

b.RRBs/ StCBs/SCARDBs  
- Refinance for 5 years and above = 8.55 %

- Refinance for 3 years to less than 5 years = 8.70%

 - Refinance for 18 months to less than 3 years = 8.55%  

3 Direct Lending  

a. Warehouse Infrastructure Fund (WIF) 

- State Governments =Bank rate – 1.50% 

- State Government Corporation (with State Govt. Guarantee) = Bank rate – 1.50% 

- Entities promoted by State / Central Government owned/assisted (without State Govt. Guarantee) = PLR + risk premium

- Other entities = PLR + risk premium

* Current Bank Rate – 5.65%


 b. Food Processing Fund (FPF)  

- State Governments = Bank rate – 1.50% 

- Entities promoted by State Governments (with Govt. Guarantee) = Bank rate – 1.50% 

- Entities promoted by State Governments(without Govt. Guarantee) = PLR + risk premium 

- Other entities = PLR + risk premium

* Current Bank Rate – 5.65%

*SOURCE : NABARD.ORG*

#TEAM SOLUTION TO ALL

#IMPORTANT FOR RRB PO INTERVIEW...

...MAHARASHTRA STATE District wise AREA DEVELOPEMENT SCHEMES announced BY NABARD...

1.Ahemednagar = SERICULTURE
2.Akola = DAIRY DEVELOPEMENT
3.Amaravati = DAIRY DEVELOPEMENT
4.Aurangabad = DAIRY DEVELOPEMENT
5.Beed = DAIRY AND DRIP IRRIGATION
6.Bhandara = DAIRY DEVELOPEMENT
7.Buldhana = ANIMAL HUSBANDARY AND DAIRY DEVELOPEMENT
8.Chandrapur = DAIRY DEVELOPEMENT
9.Dhule = DAIRY DEVELOPEMENT
10.Gadchiroli = GOAT REARING
11.Gondia = DAIRY DEVELOPEMENT
12.Hingoli = DAIRY DEVELOPEMENT
13.Jalgaon = MILCH ANIMAL FINANCING
14.Jalna = DRIP IRRIGATION
15.Kolhapur = DAIRY DEVELOPEMENT
16.Latur = MICRO IRRIGATION
17.Mumbai City = NA
18.Mumbai Suburban = NA
19.Nagpur = DRIP IRRIGATION FOR SUGARCANE

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20.Nanded = DAIRY DEVELOPEMENT
21.Nandurbar = DAIRY DEVELOPEMENT
22.Nashik = STRAWBERRY CULTIVATION
23.Osmanabad = DAIRY DEVELOPEMENT
24.Parbhani = DAIRY DEVELOPEMENT
25.Pune = DAIRY DEVELOPEMENT
26.Raigad = DAIRY DEVELOPEMENT
27.Ratnagiri = DAIRY DEVELOPEMENT
28.Sangli = DAIRY DEVELOPEMENT
29.Satara = RURAL ECO AGRO TOURISM
30.Sindhudurg = DAIRY DEVELOPEMENT
31.Solapur = DAIRY DEVELOPEMENT
32.Thane = DAIRY DEVELOPEMENT
33.Wardha = DRIP IRRIGATION
34.Washim = DAIRY DEVELOPEMENT
35.Yavatmal = DAIRY DEVELOPEMENT

Join Us @solutiontoall

Source :. Nabard.org..

RRB PO INTERVIEW CAPSULE BY AFFAIRS CLOUD👍

Friends Yestarday we have seen and read DISTRICT WISE AREA DEVELOPMENT SCHEMES BY NABARD FOR MAHARAHSTRA STATE TODAY WE WILL SEE IN DETAIL ABOUT THESE SCHEMES....

Name: Sanjay Samundre

There were 7 members in the panel(6 male, 1 female).
Me: (opened the door) may I come in please.
M4: Oh yes yes, please come in.

Me: (with a smile) Good morning ma’am, Good morning sir’s
M4: Good morning, take your seat and be comfortable.

M4: Kya naam hai aapka?
Me: told

M4: Kaha se hai aap?
Me: Sir mai Bilaspur se hu.

M4: Bilaspur me kaha rehte hai aap?
Me: Sir mai vasant vihar colony me rehta hu.

M2: Oh, SECL se hai aap (vasant vihar is a colony of South Eastern Coalfields Limited).
Me: Yes sir, mere father SECL Bilaspur me posted hai.

F1: Sanjay hume SECL k bare me kuch bataiye.
Me: told

F1: Very Good
Me: Thankyou Ma’am

M2: Sanjay kya kiya hai aapne?
Me: Sir maine 2015 me SSITM Bhilai se Computer Science me BE ki hai.

M2: Aapne CS me engineering ki hai aur aap bank me aana chahte hai, I think ye match nahi ho rha. Kya aap explain kr sakte hai.
Me: explained well (looked satisfied)

F1: Aap Bilaspur hai to waha k bare me kya jante hai, kyu famous hai Bilaspur?
Me: told

M6: Commercial banks k hote huye bhi RRB’s introduce karne ki jarurat kyu padi?
Me: explained

M5: Aap hamare constitution ya country k bare me kya jante hai?
Me: told few points mentioned in our preamble briefly (I explained briefly because detailed explaination would have troubled me in later questions)

M5: 26 january aur 15 august me kya difference hai?
Me: told

M5: Hamara constitution lagu kb hua?
Me: told

M5: Azadi ki pehli ladai kab huyi thi?
Me: Sorry sir I don’t know

M5: Moderate aur extremist leaders k naam bata sakte ho?
Me: Sorry sir I don’t know

M4: UNESCO k bare me kuch bataiye.
Me: thought for a while then explained

M4: acha ye SHG kya hote hai?
Me: told briefly

M4: Kisi gaon wale ko banking system se jodne me kya problems aa sakti hai?
Me: told

M3: Achha Sanjay aap kitne samay se Bilaspur me reh rahe hai?
Me: told

M3: Aap itne saalo se bilspur me reh rahe hai to aapko Chhattisgarhi bhi aati hogi?
Me: Sir muje Chhattisgarhi puri tarah se samjh me aati hai aur thodi bahut bol bhi leta hu.

M2: Aapki hobbies kya hai?
Me: Sir muje cricket or wwe dekhna kafi pasand hai.

M2: WWE?
Me: Yes sir, it stands for world wrestling entertainment (everyone surprised)

M1: Chalo kuch to unique sunne mila aaj. Accha is samay wwe me India ko kaun represent kr rha hai?
Me: told

M1: Aur Jindar Mahal se pehle kaun karta tha.
Me: told

M1: Recently wwe se related India me kuch hua hai kya?
Me: told

F1: Sirf dekhte ho ya ladte bhi ho (all laughing)
Me: No Ma’am I only enjoy Watching it (smiling).
F1: okay beta, thankyou, all the best for your result.

Everyone gave their best wishes, I thanked everyone and left the room.

There were few cross questions based on my explainations, I handled them well, everyone was satisfied. Interview was for less than 15 minutes. Whole interview was in hindi language. This was my first interview, the experience was awesome, gave me positive vibes for my future exams. Hoping for good marks and good result.
Happy Reading
Sanjay Samundre

Good luck everyone...

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5 Questions for interview
1.👉 What is the minum paid up capital of a Local Area Bank
2. 👉What is a Sponsored Bank
3. 👉Tell me something about Nabard SHG Linkage
4. 👉What is Microfinance and Microcredit
5. 👉What is a Dormant Account
Search all about this questions....and read carefully...👍