Hi friends, have uploaded my 9-pager summary of Vol I of Economic Survey 2021 on the blog. Although I recommend studying original docs, I'll make an exception here. It should suffice to just study the gist of the Survey from any good source.

My Economic Survey Vol I notes can be found under 'ESI: Budget and ES summaries' post under 'Phase II' menu item of the blog. Direct link -

https://skidha.home.blog/2019/03/14/budget-and-es/

Hi everyone! Daily Banking/Finance news post updated with Mar 25, 2021 news and Key Terms.

This shall be the last item in this series of news posts. If any of you wants to continue reading these news, you can go to the respective newspaper's website -> Industry -> Banking/Finance news

https://skidha.home.blog/2019/03/14/daily-banking-news/

Hi friends, a fellow RBI Grade B aspirant is currently interning with RBI and is conducting a small survey related to the project she is working on. It's a google form, the link to which is shared below. Please do spare a few minutes for the survey...

https://docs.google.com/forms/d/e/1FAIpQLSc4xGunKIVCdilNxryzsxFrQxeC4h2ANGPegDof6sMruTUuPw/viewform

Hi friends, I hope you and your families are all doing well.

Pranav Pathak from 2019 batch has shared his own Finance and Management notes with me and the same have been uploaded at the end of his strategy post on the blog here -> RBI Grade B -> RBI Gr B 2019 toppers -> Pranav Pathak

Direct link - https://skidha.home.blog/2000/01/01/batch-of-2019-pranav-pathak/

A huge coincidence is that Pranav too relied on self-study for RBI Gr B exam, had the same rank as mine in the 2019 exam, even he got posted in Mumbai, in the same dept and in the very same team as mine!!

Hi everyone, in connection with the discussion going on in the group associated with this channel (@gradeb2018toppers), I've written a blog post on important banking related ratios and parameters.

The post can be accessed over here: Skidha's blog -> RBI Grade B -> Phase II -> Important ratios and parameters

I think knowing all these parameters, ratios is EXTREMELY important. You may be asked to define or state the relevance of any parameter in a descriptive question. I was asked about Profitability related ratios in the Interview, and was not able to recall even a single one back then. It was quite embarrassing. I feel everyone should take this opportunity of group discussion to try and understand all these basic ratios and terms. Have further mentioned in the blog post how these ratios can be better understood.

Also, in case you come across any additional banking specific ratio/term, please do post in the comment section of the blog post so that the list can be further enriched.

In continuation to above post on important ratios and parameters, I have included ratios prescribed by Kamath Committee in its report on resolution framework for Covid 19 related stress.

Direct link to blog post - https://skidha.home.blog/2019/03/14/important-ratios/

Hi friends, hope you all are doing well.

For those of you preparing for RBI Grade B (DEPR) exam, Sapna Goel, a 2019 batch DEPR officer has kindly allowed me to share her preparation strategy on the blog. She did not refer to any coaching notes and in her own words - she strongly feels RBI DEPR can be prepared without coaching. The post can be accessed through RBI Grade B (DEPR) menu item.

Since I write mostly on RBI Generalist exam, I do not know of many DEPR specific groups/channels. So, if you know any, I would request you to share this post with DEPR candidates/groups/channels.

Direct link to blog post here -

https://skidha.home.blog/2000/01/01/batch-of-2019-depr-sapna-goel/

Hi everyone, many people have been asking me about courses or certifications they can pursue at this point of time when exams are on hold.

My recommendation would be to try and go for Diploma in Banking and Finance (the equivalent of JAIIB for non-bankers) conducted by IIBF. This would have 3 benefits -
1. Add value to your profile
2. Enhance your knowledge
3. Automatically make you eligible for an extra increment when you join RBI (or even some of the PSBs I think).

Emailing RBI_Brochure_January 2021.pdf

Document from RBI Opportunities webpage describing role of various Depts of RBI and more importantly, role of Grade B DRs in these Depts. More useful from Interview point of view

Seems to be a great opportunity for those of you interested in gaining experience in public service!

Hi friends, my friend from RBI Grade B interview, Dhaval S, had recently cleared NABARD Grade A exam in the Chartered Account specialist category.

He has kindly provided me with a document detailing his thoughts, prep strategy and material he used for NABARD Grade A (CA).

The same has been uploaded on the blog here - https://skidha.home.blog/2000/01/01/nabard-grade-a-dhaval/

Meanwhile, I am also looking for other people who cleared NABARD Grade A through self-study. Will upload their strategies and resources if I am able to get those.

Hi friends, a recent speech on Central Bank Digital Currency by DG (Rabi Sankar) has generated a lot of discussion on various media platforms.

Have written a blog post summarising key points from DG's speech here - https://skidha.home.blog/2000/01/01/central-bank-digital-currency/

Hello friends, today marks the completion of 2 years of service at RBI for me and my batchmates. In continuation to my post last year on the same day, I have again written a blog post titled 'Two years old at RBI'. Although not directly related to RBI Grade B prep, I hope you would enjoy reading it. The post has been placed under Life@RBI menu item under RBI Grade B (Generalists). Direct link -

https://skidha.home.blog/2018/07/29/two-years-old-at-rbi/

I guess there's no better time than now to share this 😃
Superb performance by the entire Indian Tokyo contingent, and of course an incredible achievement today by Neeraj Chopra 🥇

Hi friends, came across this quote and found it to be really motivating. Discipline does make a big difference while studying for competitive exams like RBI Grade B.

Grade B 2021 result are out. Cutoffs and marks should be out soon. Those of you who couldn't make it to the list, assess your weak areas based on this year's marks and make improving upon those your first priority, rather than studying things you already know again and again.

Those who made it to the interview but couldn't make it to the final list, do not be disheartened. You are as good as those who made it to the list, if not better. Margins between marks of successive candidates who appear for interviews are really small, and sadly, a lot depends upon luck at this stage. There is no difference in the hard work and conceptual clarity of those who make it to the final list and those who don't. All the best for your future endeavours!!

Hi friends, Shruti Joshi, a 2021 batch DEPR officer has kindly provided me with a writeup on her preparation strategy.

Shruti is currently a Fox Fellow at Yale and a PhD scholar from JNU. She has written the DEPR exam twice before this 2021 attempt. Her tips and strategy can be accessed through RBI Grade B (DEPR) menu item on the blog.

Direct link to blog post here -

https://skidha.home.blog/2001/01/01/batch-of-2021-depr-shruti-joshi/

Hi everyone, Mithilesh Kumar Kamat, a 2021 Grade B officer shared his journey towards becoming a Central Banker with me for sharing on the blog for the benefit of fellow aspirants. Mithilesh is an engineering graduate from DTU and cleared the exam in his 2nd attempt. His journey is available under RBI Gr B 2021 topper tab under RBI Grade B (Generalist) menu item on the blog.

Direct link to the post - https://skidha.home.blog/2001/01/01/batch-of-2021-mithilesh-kamat/

Hi friends, Snigdha from 2021 batch has shared her RBI Grade B prep journey with me. Since she has scored an impressive 72/75 in the interview, that part of the exam is what she has written about first. The rest will follow soon.

Snigdha is a 2017 engineering graduate from Anna University with 4 years of work experience with Verizon. She's cleared this exam in her 3rd attempt.

Her writeup is available under 'RBI Gr B 2021 topper' menu item on the blog.

Direct link - https://skidha.home.blog/2001/01/01/batch-of-2021-snigdha/