⁠Lumida Wealth Management
Zscaler $ZS Q4 2024 Results:

Earnings beat by 27.5%.
Revenue beat by 4.45%.
Total revenue increased by 30.3% year-over-year.

Read full analysis - https://t.co/cIKLbEEqlb
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⁠Librarian Capital
Direct Line $DLG 24H1

Net Insurance Margin (NIM) 1.8% (PY -8.8%)
Op. ROTE 5.8%
Op. EPS 2.7p
Solvency 198%

UK Motor
Own brand policies -13.5% y/y, -7.5% (254k) vs. Dec
Own brand GWP +9.5% y/y
Total policies +8.3% y/y (Motability)
NIM -3.0% (PY -25.6%)

Targets 13% NIM in 2026 https://t.co/HpVIBF2isE
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⁠Librarian Capital
Direct Line $DLG 2nd offer from Ageas $AGS was 239p
This was disclosed 13-Mar; DLG shares down 15% since

Some UK fund managers went around giving interviews attacking the offer, not realizing that gain for clients

I hope it was worth it https://t.co/7bVUbbrVIz
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⁠Stock Analysis Compilation
Baron Capital on Indus Towers $INDUSTOWER IN

Thesis: Indus is poised for re-rating and growth as 5G expansion and improving customer viability drive enhanced cash flow and operating leverage

(Extract from their Q2 letter) https://t.co/2HruDIQPdH
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⁠Invest In Assets 📈
RT @InvestInAssets: Warren Buffett once said:

"It is far better to buy a wonderful company at a fair price than a fair business at a wonderful price."

But how does Buffett identify a wonderful company?

Here are 8 metrics Buffett use to identify wonderful companies: https://t.co/mm2SmMul4V
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⁠Hidden Value Gems
Interesting facts:

✅ “Since 1926, just 72 companies have provided half the returns over bonds of companies.”

✅ “The figure in New York is that 60 percent of people are paid on the basis of their daily P&L.”

✅ “Out of one million companies, only 45 get to 100 year old.”

Great episode by @NicolaiTang1
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⁠Quality Stocks
🇺🇸 Manhattan Associates $MANH one pager

🏆 Score 6.4/10 - losing points on valuation
🎯 My fair price estimation is around $190

🐂 Bull case
- Strong growth
- Strong ROE / ROIC
- Share buybacks
- Leader in an appealing market (logistics digitalization - WMS / TMS)

🐻 Bear case
- SBC - but almost reasonable compared to other tech companies in the US
- Valuation, but quality comes at a price
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⁠Librarian Capital
Your regular reminder the "IA" in "IA Global" stands for Investment Association, so it is just the average return of UK global funds and underperforms the index

As of Jun-24 month end:

"IA Global" gained 52.9% L5Y
MSCI World gained ~80% L5Y (12.48% p.a., £) https://t.co/rAgZuH3NHZ
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