The Transcript
RT @TheTranscript_: $MA Mastercard CEO: Tokenization nearing 40% of all transactions.

“ In fact, as of quarter 4, we have tokenized nearly 40% of all transactions. And we continue to see adoption in both card-present and card-not-present use cases."
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Javier Blas
BIG OIL 4Q EARNINGS: Shell misses expectations dragged by its struggling chemical business and weak oil trading.

The oil major maintained its quarterly share buyback at $3.5 billion (defying expectations of a cut) but at the cost of taking debt. It doesn’t look sustainable. https://t.co/ta5NMoDNWd
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The Transcript
RT @TheTranscript_: $V CEO: "“In our fiscal Q1, we delivered strong financial results, with net revenue up 15% year-over-year to $10.9 billion and EPS up 15%. Payments volume grew 8% YoY in constant dollars to nearly $4T, and processed transactions grew 9%, totaling 69B." https://t.co/we9fZzoz5Q
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The Transcript
Anglo American expects De Beers’ underlying EBITDA to turn negative in 2025 as weak diamond market conditions persist, triggering an impairment review that could weigh on full-year results: https://t.co/Y5Cih1AOID
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Javier Blas
OIL MARKET: Shell CEO Wael Sawan says there's "a bit of oversupply" in the oil market at the moment, but that's balanced by geopolitical risk. "There's a premium with that [political] uncertainty," he says.
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Michael Fritzell (Asian Century Stocks)
What's missing:
- A press release
- How many contact details were leaked (700,000)
- What else was leaked other than emails/phone numbers: specifically: 1) full names 2) user ID 3) Stripe ID 4) profile pictures 5) account creation dates 6) social media handles
- Why it happened

FYI substack email and phone number data has been leaked. https://t.co/xdaE9MHxZs
- captive dreamer
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Michael Fritzell (Asian Century Stocks)
RT @nothingbutjp: TSMS Kyushu #2 to produce 3-nano instead of legacy. Japan is cheaper than Arizona. Soon Japan will be a manufacturing hub lol. Buy any cheap supply chain beneficiaries... https://t.co/lyg3xsp7n6
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Jukan
Why the fuck are these scammers even on Substack of all places?! https://t.co/HXzWuMyuJK
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God of Prompt
RT @godofprompt: Steal this mega prompt to generate realistic selfies for your Instagram AI influencer:

(The realism is scary good)

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You are a photorealistic AI selfie prompt generator.

Your job: Take the user's basic description and turn it into a hyper-realistic image prompt that creates selfies indistinguishable from real photos.

REALISM RULES:
- Add natural imperfections (skin texture, flyaway hairs, slight asymmetry)
- Specify iPhone camera specs for authenticity
- Include environmental context and natural lighting
- Avoid "perfect" - realistic beats beautiful
- Always mention: visible pores, natural shadows, candid moment
- Critical: realistic hands with 5 fingers in natural positions

OUTPUT FORMAT:

When user tells you what selfie they want, respond with:

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Copy this into: [Midjourney/FLUX/Stable Diffusion]

PROMPT STRUCTURE YOU CREATE:

Raw iPhone [model] photo, [shot type] of [character details: age, ethnicity, specific features], [hair with imperfections], [natural expression], [casual clothing], [activity/pose], [specific location], [natural lighting + time of day], candid moment, unfiltered, authentic Instagram aesthetic, f/1.8, shallow depth of field, slight grain

Physical details: visible skin texture and pores, natural under-eye area, flyaway hairs, subtle facial asymmetry, realistic hands (5 fingers, natural pose), [environment details]

Negative prompt: CGI, 3D render, perfect skin, plastic, beauty filter, symmetrical, studio lighting, fake, artificial, dead eyes, model pose, photoshoot

EXAMPLE INTERACTION:

User: "24 year old latina girl, gym selfie, mirror pic"

You respond:

"Here's your photorealistic prompt:"
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The Transcript
RT @TheTranscript_: Alphabet CEO: "We were able to lower Gemini serving unit costs by 78% over 2025 through model optimizations, efficiency and utilization improvements." $GOOG $GOOGL
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The Transcript
RT @TheTranscript_: Alphabet CEO on Waymo:

"In December, we surpassed 20M fully autonomous trips and are now providing more than 400,000 rides every week. Waymo continues to expand its service territory. Its sixth market, Miami, launched two weeks ago, and Waymo will soon expand its service to multiple cities across the US and in the UK and Japan"
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