7 (10.6% YoY) *FY Dec
2025E: $30.54 (10.0% YoY)
2026E: $33.59 (10.0% YoY)

$UNH has an excellent track record of meeting analyst estimates ~2 years out, so let’s assume $UNH ends 2026 with $33.59 in EPS & see its CAGR potential assuming different multiples

19x P/E: $638.21💵 … ~14.3% CAGR

18x P/E: $604.62💵 … ~12.1% CAGR

17x P/E: $571.03💵 … ~9.9% CAGR

As you can see, $UNH appears to have attractive return potential even if we assume 18x earnings (a multiple below both its 5-year & 10-year mean) & a reduced growth rate

That’s a great rate of return for an excellent capital allocator & wide-moat recession-proof business like $UNH

Today at $458💵 $UNH appears to be a strong consideration for investment

However, keep in mind how volatile $UNH (and all health insurers) can get amid regulatory & political risks

Those considering $UNH would be wise to piece into the position, leaving room for additional purchases if $UNH continues to trade down to an even more attractive valuation

E.g. 1/3 of the purchase at $458💵, another 1/3 at $410💵, & 1/3 at $380💵

#stocks #investing
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𝐃𝐈𝐒𝐂𝐋𝐎𝐒𝐔𝐑𝐄‼️: 𝐓𝐡𝐢𝐬 𝐢𝐬 𝐍𝐎𝐓 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐀𝐝𝐯𝐢𝐜𝐞. 𝐁𝐚𝐛𝐲𝐥𝐨𝐧 𝐂𝐚𝐩𝐢𝐭𝐚𝐥® 𝐚𝐧𝐝 𝐢𝐭𝐬 𝐫𝐞𝐩𝐫𝐞𝐬𝐞𝐧𝐭𝐚𝐭𝐢𝐯𝐞𝐬 𝐦𝐚𝐲 𝐡𝐚𝐯𝐞 𝐩𝐨𝐬𝐢𝐭𝐢𝐨𝐧𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐬𝐞𝐜𝐮𝐫𝐢𝐭𝐢𝐞𝐬 𝐝𝐢𝐬𝐜𝐮𝐬𝐬𝐞𝐝 𝐢𝐧 𝐭𝐡𝐢𝐬 𝐭𝐰𝐞𝐞𝐭.

𝐓𝐡𝐞 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐜𝐨𝐧𝐭𝐚𝐢𝐧𝐞𝐝 𝐢𝐧 𝐭𝐡𝐢𝐬 𝐭𝐰𝐞𝐞𝐭 𝐢𝐬 𝐢𝐧𝐭𝐞𝐧𝐝𝐞𝐝 𝐟𝐨𝐫 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐩𝐮𝐫𝐩𝐨𝐬𝐞𝐬 𝐨𝐧𝐥𝐲 𝐚𝐧𝐝 𝐬𝐡𝐨𝐮𝐥𝐝 𝐧𝐨𝐭 𝐛𝐞 𝐜𝐨𝐧𝐬𝐭𝐫𝐮𝐞𝐝 𝐚𝐬 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐚𝐝𝐯𝐢𝐜𝐞 𝐭𝐨 𝐦𝐞𝐞𝐭 𝐭𝐡𝐞 𝐬𝐩𝐞𝐜𝐢𝐟𝐢𝐜 𝐧𝐞𝐞𝐝𝐬 𝐨𝐟 𝐚𝐧𝐲 𝐢𝐧𝐝𝐢𝐯𝐢𝐝𝐮𝐚𝐥 𝐨𝐫 𝐬𝐢𝐭𝐮𝐚𝐭𝐢𝐨𝐧. 𝐏𝐚𝐬𝐭 𝐩𝐞𝐫𝐟𝐨𝐫𝐦𝐚𝐧𝐜𝐞 𝐢𝐬 𝐧𝐨 𝐠𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞 𝐨𝐟 𝐟𝐮𝐭𝐮𝐫𝐞 𝐫𝐞𝐬𝐮𝐥𝐭𝐬.

𝐈𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐜𝐨𝐧𝐭𝐚𝐢𝐧𝐞𝐝 𝐢𝐧 𝐭𝐡𝐢𝐬 𝐭𝐰𝐞𝐞𝐭 𝐡𝐚𝐬 𝐛𝐞𝐞𝐧 𝐨𝐛𝐭𝐚𝐢𝐧𝐞𝐝 𝐟𝐫𝐨𝐦 𝐬𝐨𝐮𝐫𝐜𝐞𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞𝐝 𝐭𝐨 𝐛𝐞 𝐫𝐞𝐥𝐢𝐚𝐛𝐥𝐞, 𝐛𝐮𝐭 𝐢𝐬 𝐧𝐨𝐭 𝐠𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐚𝐬 𝐭𝐨 𝐜𝐨𝐦𝐩𝐥𝐞𝐭𝐞𝐧𝐞𝐬𝐬 𝐨𝐫 𝐚𝐜𝐜𝐮𝐫𝐚𝐜𝐲. "- Dimitry Nakhla | Babylon Capital®
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Brandon Beylo
Wow.

I really think Alphamin $AFM.V is gonna do it.

They will ramp up a new mine (Mpama South) right when the underlying commodity is inflecting higher, and supply is deteriorating.

This will go down in Mining Executive Lore.

#tin https://t.co/7izu3X0fDD
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AkhenOsiris
Niles basically saying it's Mag8, NFLX is 8th member

$NFLX reports today. Stock reaction to expectations of beat & raise qtr will be viewed as bellweather for Mag7 starting next wk despite fundamentally not having much in common. Still believe selectivity is key for Q1 earnings & rest of yr especially w/ Fed potentially on hold. - Dan Niles
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AkhenOsiris
$ZS

Zscaler Positioned as a Leader in the 2024 Gartner Magic Quadrant for Security Service Edge (SSE) for Third Straight Year
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AkhenOsiris
$ZS

Gartner highlighted Zscaler's strong revenue growth is outpacing the market, and that Zscaler is frequently seen on vendor shortlists for SSE. Geographic strategy was also recognized, specifically Zscaler's global Points of Presence (PoPs) are strategically positioned close to major population centers, and it has secured a strong set of regional accreditations, including FedRAMP High, C5, IRAP, and UK Cyber Essentials. Customers continue to choose Zscaler for its ability to provide true zero trust security on a global scale.

"We're proud that Gartner has recognized Zscaler as a Leader in the Magic Quadrant for SSE for all three years since the report's inception," said Jay Chaudhry, CEO, Chairman, and Founder of Zscaler. "SSE remains a popular framework for guiding customers on their security transformation journeys, and we have significant architectural advantages compared to SSE powered by Next Generation Firewalls (NGFWs). As we have been repeatedly reminded by security breaches in recent months, firewall and VPN vendors continue to experience critical vulnerabilities that leave their customers at risk of attack. It's clear that customers should leave legacy network security behind and migrate to a zero trust architecture."

In addition to being named a Leader in the 2024 Gartner Magic Quadrant for SSE, Zscaler has also been recognized by customers. The company is honored of its consistently high rating in Gartner Peer Insights, currently at 4.5/5, and is the most reviewed vendor in the SSE segment. Zscaler consistently achieves an NPS score over 70, far above the average for SaaS vendors.
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AkhenOsiris
Anyone remember when a stock crash was actually like a crash? Fintards always throwing out 'crash' when a stonk is down 3%, and now Axios basically joining the party.

Axios:

"Netflix's stock crashed Thursday after the streaming giant said it would no longer report subscriber growth numbers to Wall Street, and instead focus on delivering key financial metrics, like operating margin and profitability."
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The Long Investor
RT @TheLongInvest: $QQQ
Chart on the 16th of November 2023 and
$QQQ chart today.

6 months later.
Same level, same date.

This is why we are the best in the business https://t.co/qZZYaV0XNZ

$QQQ 5 year projection.

Be ready for the Fed pivot next year for Wave 2.

Otherwise, I am bullish on Tech for the next 5 years. https://t.co/cpnw7xjPDT - The Long Investor
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The Long Investor
RT @TheLongInvest: $TSLA here is your game plan.

$TSLA either holds at $144 on the 0.78 Fib (and saves the sector)

or

its dropping down below $100 and you get an opportunity to buy $TSLA when it is undervalued with a margin of safety. https://t.co/deEBIPP03e
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The Long Investor
Contrarians catch the reversals

Value investors catch the breakouts

Retail investors create the euphoria.

Gamblers hold the bags.

Most investors/traders start as gamblers and slowly work their way up to the Contrarian stage.

We have all been here, myself included but the lessons you learn along the way will help you move higher
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The Long Investor
Protect your capital at all times
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The Long Investor
Cryptos Bulls wondering how the timing of Israel striking Iran back could coincide with the halving event so perfectly.

$BTC
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The Long Investor
Japans Nikkei plunges -3% https://t.co/loJ9HacpsL
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The Long Investor
- Markets lost the 50 DAY MA this week
- VIX reversing upward
- US OIL hit a 6 month high this week
- GOLD & SILVER have moved parabolic
- MEGA Caps are starting to decline
- US 10 YR exploded higher this week
- Israel V Iran
- Russia V Ukraine
- Inflation coming in hot
- Nikki plunges -3%
- Bitcoin halving event tomorrow
- Earnings season has just started

All of this happened at the start of Q2 and we are only 18 days in.

$SPY $QQQ $BTC
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The Long Investor
Market experienced a massive influx of new capital in November and December ‘23 as retail investors returned to the market to chase.

Usually a strong sign that the market is in Wave 5, which indicates a top

Wave 5 went parabolic and jumped 26% over 5 months.

Market is now being hit by multiple negative catalysts right around the same time.

The market also initially considered that the first rate cut would happen in March

This is now delayed but the market is keeping to its original plan

Pulling back when Q1 ended

I believe the market will continue to pull back for the next few months and then rally for Wave A leading up to the US election in November, before pulling back again afterwards to complete Wave C

I have added $SPY and $QQQ charts here for free over the last 2 day to show this interpretation.
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