Robo.cash Europe
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Robo.cash is a fully automated investment platform in Europe.

Website: https://robo.cash/
E-mail: support@robo.cash
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An update on partial mobilization in Russia

We are closely monitoring the situation and trying to keep you informed of all important news.

There are currently about 30 people working on the Robocash platform. Most of the team responsible for product development, communications, and customer support are women. The male part of the company is engaged in development and marketing. Some of our team members already live abroad, in Croatia, Turkey and Kazakhstan. Also, not all employees are covered by the decree on partial mobilization.

The current situation will not affect the operation of the platform and the holding as a whole. None of the money invested on Robocash is in any way transferred to or from Russia, so we can assure you that your funds are safe.

Taking care of you and our employees is our top priority, and we are committed to mitigating any potential risks.
Robocash Group is ready to share its Summary Interim Condensed Combined Financial Report for H1 2022. You can find more details on our website by clicking the link πŸ‘‰πŸ» https://bit.ly/3C027M6
September was quite an emotional month that brought good results to all of us.
πŸ”Ά Robocash Group shared the audited financial report for H1 2022.
πŸ”Ά Our team prepared a series of helpful articles for our blog about risks in P2P, the European P2P market, and others.
πŸ”Ά Also, we reached a milestone of €60M in funds raised.
βœ… New loan originator

We welcome Digido.ph as a new loan originator on the Robocash platform! This company from the Philippines will offer loans for up to 30 days under the buyback and group guarantees. Click to adjust your portfolio πŸ‘‰πŸ» https://robo.cash/login
Invest & earn 1% cashback!

Starting today, deposit and invest on the Robocah platform and earn a 1% additional bonus. Follow the simple rules and get your cashback:

βœ… Deposit and invest money from October 25 till November 7.
βœ… Be patient and do not withdraw from November 8 till December 8.
βœ… On December 9, get a 1% cashback on the amount you invested. The bonus will be calculated from the positive difference between your Investor’s balance on November 7 and October 25.

EASYπŸ‘πŸ»
Robocash Group presented performance results for 9 months of 2022 in compliance with the IFRS. You can have a look at the numbers in the picture below.

Key financial highlights, compared to the same period YoY:
βœ… The revenue for 9M 2022 amounts to $346.8M, up by 52.4%
βœ… The net profit stands at $43.5M, an amazing increase of 127.8%

Thanks to the massive contributions of Kazakhstan and Spain, $8.7M and $3.5M respectively, the Group’s net profit exceeded the initial plans for the whole year.

If you want to know more details, find them here πŸ‘‰πŸ» https://bit.ly/3fc4dRO πŸ‘ˆπŸ»
βœ… October results

Look at the numbers we closed October with. We performed well all together. Also, many things happened last month, like the new LO from the Philippines, the Group’s 9M results, the Finfellas conference, and more. Thank you for being with us.
We are starting our first-ever Zoom webcast in an hour. Follow the link and join us there πŸ‘‰πŸ» https://us06web.zoom.us/j/83134196753
If you were not able to attend our webcast on Monday, there is still a chance for you to stay updated with the results for 9M 2022. Watch the recording here πŸ‘‰πŸ» https://youtu.be/zbljeF8cfpo
Autumn left us with good results, as you see in the picture. November was rich with events such as:

βœ… The webcast with the CEO of Robocash Group, Natalya Ischenko
βœ… The interview of our Product Owner Nadezhda Vlasenko with Enqome
βœ… Sergey Sedov’s interview with P2P Market Data
βœ… Articles from our analysts and team

It seems like a pretty good step into the winter season. What do you think? Oh, you can find all of the above on Robo.cash blog.
Due to the increased cyber fraud and identity theft cases, we strongly recommend you enable 2-factor authentication in your account. It provides an additional layer of protection against unauthorized access, helping to ensure your money stays secure on the platform. Learn what actions we take to ensure your funds are safe and what else you can do to protect them πŸ‘‰πŸ» http://bit.ly/3F5wkex
Due to the smooth operations of the Robocash Group and stable demand from our investors, we are lowering the interest rates. New rates are shown in the picture above and will apply to loans from 91 to 720 days. The new range will take place on December 21. Please, do not forget to adjust your portfolio settings.
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Merry Christmas & Happy New Year πŸŽ„
Look at the results the last month of 2022 brought us!

Also in December:
πŸ”Ά Our specialists enhanced the platform security
πŸ”Ά Our team prepared insightful articles on the P2P market
πŸ”Ά We have updated the interest rates

We would like to take this opportunity to once again thank you for your support over the past year.

Stay tuned for more infoπŸ˜‰
Check out our Loan Originators’ results for the last year. Overall, the journey was dynamic yet challenging. Some numbers exceeded the initial plan, which proves the right strategy was chosen.

RC Riga Kazakhstan
πŸ”ΆNet profit exceeded the planned figure by 2.5 times.

RC Riga Singapore
πŸ”ΆPlanning new product launches in Africa and Latin America.

Prestamer.es, Spain
πŸ”ΆOverfulfilling the plan for repeated customers by 15% in November.

RC Riga Sri Lanka
πŸ”ΆThe issued principal for Q4 exceeded the figures for Q4 2021 by 7 times.

UnaPay, the Philippines
πŸ”ΆIn 2022, the focus of our Una team in the Philippines was to shape the company's strategic vision.

Digido, the Philippines
πŸ”ΆNet profit showed growth of 16%.

Find more detailed results on each LO here πŸ‘‰πŸ» http://bit.ly/3iuQpU8
Discover the January results in the picture belowπŸ‘‡πŸ»
Our team put some effort into publishing new ed materials about financial literacy. Also, a reputable resource, Sneakypeer, shared a closer look at #Robocash. Find more info here πŸ‘‰πŸ» http://bit.ly/3HKH98k
Important notice!

Starting on Wednesday, February 8th, the new interest rates will apply to loans from 91 days to 3 years. You can see the changes reflected in the picture above. Please, do not forget to adjust your portfolio settings.
We are changing the terms of the β€œRefer a Friend” program from March 10th.

The new rate of 0,5% will be awarded to both parties if the referred friend invests at least €500. The maximum amount of bonus is €10.
Today we celebrate the 6th anniversary of RobocashπŸ₯³ We want to express our deepest gratitude to everyone for being with us. Thank you for your help, support, and trust.

Look at the key results for these years:
πŸ”Έ30,000+ investors from 29 countries
πŸ”Έβ‚¬12 M returns earned
πŸ”Έβ‚¬70M attracted investments
πŸ”Έβ‚¬570 M worth of loans purchased
πŸ”Έ30+ team members of more than 10 nationalities
Look at the results we achieved last monthπŸ‘†πŸ»

After celebrating Robocash’s 6th birthday, we focused on improving our services. So, we will work on
πŸ”Έnew options for the list of current income strategies
πŸ”Έoptimizing the onboarding process for new investors

Do not forget to visit our blog for new articles our team prepared about fixed incomes and how #P2Plending fared in 2022.
βœ… A REMINDER ABOUT THE SUPPLY OF LOANS βœ…

In accordance with current business needs, we have reduced the supply on the platform. For this reason, not all of your money may be invested. New loans of different terms are available a few times a week. When setting up portfolios, we recommend that you choose originators from Spain, Singapore and the Philippines first, as they provide more new loans.

The situation with limited supply may continue for a couple of months, we will make sure to keep you updated. Thank you for your understanding.