Robo.cash Europe
568 subscribers
131 photos
78 links
Robo.cash is a fully automated investment platform in Europe.

Website: https://robo.cash/
E-mail: support@robo.cash
Download Telegram
๐Ÿ“Webcast summary is available on our website

Last Friday, we held a webcast with Grigorii Shikunov. He presented the Group's results for Q4 2021 and plans for 2022 and answered your questions. We also stated our opinion on the situation in Ukraine and what we do about it. If you missed the stream, check the summary here: https://bit.ly/3i752cE

We have also translated the summary into a few languages๐Ÿ˜‰
๐Ÿ“New loans from Sri Lanka

Dear friends! Now, you have the opportunity to invest in long-term commercial loans from Sri Lanka for 3 years and 12.5% of interest. Also, you will get the monthly payments of returns. Click the link to learn more: https://bit.ly/34KKfs6
We increased the maximum deposit amount for individual investors. Now you have an opportunity to invest up to โ‚ฌ25K per month and earn greater returns.
๐Ÿ“Interest rates go up

Starting today, the new interest rates take place on the Robocash platform following the FRS's increase. All current loans from Sri Lanka will be updated accordingly. Please, check the new rates in the picture above, and do not forget to adjust your portfolio.
๐Ÿ“Update on the Loyalty program

We have upgraded our Loyalty program. Now you can enjoy the Platinum status with the additional bonus of 1.3% to the basic interest rate as soon as your portfolio reaches โ‚ฌ50K. Upgrade your income with the Robocash Loyalty program!
๐Ÿ“More bonuses for you and your friends!

April brings extra bonuses to you and your referred friends. Starting today, they can use your referral link to sign up on Robo.cash and earn up to 1,5% of the invested amount in 30 days. Your bonus will vary from โ‚ฌ15 to 2% of the invested amount. All terms are available here: https://bit.ly/3qVgdd1 Bring your friends and earn more!
๐Ÿ“March results are available for you to check

March was a busy month that still brought decent results. We held a live webcast, commenting on the situation in Ukraine and talking about the Groupโ€™s plans. Also, our team carefully monitored the market trends and opened new opportunities for you to earn even more. If you missed the info about new features, check it here: https://bit.ly/3jkDpgV
๐Ÿ“Default in Sri Lanka: Robocash response

Sri Lanka says it will default on its foreign debts. The default will not affect our investors, and all payments will proceed as planned.

We do not expect any critical outcomes for the Robocash Group as we monitor the situation and take all necessary actions. The holdingโ€™s turnover in the country is currently small, and we have no plans to scale the business significantly in the near future.

We will keep you updated as new information comes.
๐Ÿ“Kazakhstan originator ahead of March plans by 130%

Kazakhstan originator fully restored its operational processes and demonstrated solid growth on key indicators in Q1.

Key results:

๐Ÿ”ธThe issued principal reached 71% growth in Q1 2022 compared to Q1 2021.
๐Ÿ”ธAbout 80% of customers request a second loan within 30 days. This indicator remains at a high level during 2021 and Q1 of 2022.
๐Ÿ”ธAlthough the company focused on working with existing and repeat customers, the number of new users increased by 27% compared to Q4 2021
๐Ÿ”ธThe share of overdue loans is maintained at 10% FPD 60+, which indicates the high quality of borrowers and the company's portfolio.

On the Robocash platform, Robocash.kz offers commercial loans in partnership with RC Riga. By putting their funds into commercial loans, investors thereby finance the development of Kazakhstan's business.

Read the comments of the CEO of Robocash.kz on the market situation by clicking the link: https://bit.ly/36tIIYi
๐Ÿ“Robocash Group results for Q1 2022

We are ready to share with you the financial indicators of the Robocash Group for Q1 2022, which exceeded forecasts by 332%. Our teamsโ€™ collective work made it happen for you to be sure of our reliability and competitiveness.

Here are the key figures compared to Q1 2021:

๐Ÿ”ธThe Group has issued 266.3 M USD worth of loans - up by 81.4%
๐Ÿ”ธThe Groupโ€™s revenue for the period amounted to 94.6 M USD, a 61.7% increase
๐Ÿ”ธThe net profit came to 1.5 M USD, a decrease of 80.3% due to the events in Kazakhstan in the beginning of the year and tighter scoring policies in Russia; the latter made the Groupโ€™s reserves increase.

See more results on our website๐Ÿ‘‰๐Ÿป https://bit.ly/3rJls01
๐Ÿ“Aprilโ€™s results are ready and awaiting your attention.

The month closed with good numbers, which you can see in the picture above.

Key results:

๐Ÿ”ธThe amount of financed loans in April totalled to โ‚ฌ15M.
๐Ÿ”ธ580 investors have joined the platform, which is 39% more than in March.
๐Ÿ”ธRobocash investors earned โ‚ฌ469K.

First results of Q1 2022:

๐Ÿ”ธThe Kazakhstan originator demonstrated solid growth in the issued principal and aims to increase its share in the short-term loans market.
๐Ÿ”ธRobocash Group provided key financial figures for Q1. The holding minimized the impact of the Russian-Ukrainian crisis and exceeded forecasts by 332%.

Thank you for investing with us.
๐Ÿ“Sri Lankan originator shows quarterly growth of 30%

The Sri Lankan company has temporarily suspended placing new loans on the platform. Despite this, it shows outstanding results in Q1 2022.

Key results:

๐Ÿ”ธThe share of repeated customers was maintained at 64%.
๐Ÿ”ธThe average share of overdue loans throughout Q1 was 15% (FPD 30+), which is an excellent indicator for such a young portfolio.
๐Ÿ”ธThe originator issued loans worth $700K.

On the Robocash platform, the originator RAPIDLEND (PVT) LTD offers commercial loans in partnership with RC Riga. By investing in commercial loans, investors thereby finance the development of Sri Lankan business.

Read the comments of the CEO of RAPIDLEND (PVT) LTD on the market situation by clicking the link: https://bit.ly/3LSGe5m
๐Ÿ“The 2021 Consolidated Financial Statements are ready for you to explore

Robocash Group publishes the 2021 consolidated financial report reviewed by the Big Ten Auditor FBK Grant Thornton. Last year ended up with good results and we look forward to even better achievements in 2022.

Here are the main results of the Group for 2021:

๐Ÿ”ธBoth total assets and total equity increased by +85.6% and +51.3%, respectively, compared to 2020. As of December 31, 2021, total assets were $177.1 million and total equity was $66.8 million.
๐Ÿ”ธRevenue for the year more than doubled 2020 results to $325.3 million (+148.6%).
๐Ÿ”ธThe Group's retained earnings reached $66.7 million, up 56.7% year-on-year.

You can find the Summary Combined Financial Statements with the Independent Auditorโ€™s Report here: https://bit.ly/3wp8Yfw
๐Ÿ“Live stream with the CFO of Robocash Group

Our team is preparing a live stream with the CFO of Robocash Group, Grigorii Shikunov. Be ready to get info about our key results and plans on Tuesday, May 24th, at 1 p.m. CEST. You can also leave a question to Grigorii here: https://bit.ly/3sFuNqd
โ—๏ธImportant noticeโ—๏ธ

We started a gradual integration of the video verification into our system. All new members of the Robocash platform will need to pass an ID check and advanced liveness check. Some of our existing members will be asked to pass the check as well, so you may get to be a part of the significant step in the development of the platform๐Ÿ™‚

It will help to protect your data, which is stored in compliance with GDPR, from illegal activities. It will make the verification process faster and more sufficient too. We hope for your support. You can find more info here: https://bit.ly/36I1SKa
๐Ÿ“The webcast summary

If you missed the chance to listen to the CFO of Robocash Group, Grigorii Shikunov last Tuesday, here is the summary for you to be updated. Click the link and stay tuned: https://bit.ly/3Gn9ijn
๐Ÿ“May results are ready

May flew fast and left us with good results. 523 new members joined our investor community. Together, you funded loans worth โ‚ฌ15.7M, earning โ‚ฌ542K. What is more, we crossed an important milestone of 25K investors registered on the platform.
๐Ÿ“Update on the Philippine Loan Originator

The mother company of UnaPay product, UnaCash, outperformed the plans and demonstrated stable growth during the first year of listing on the Robocash platform.

Key results:
๐Ÿ”ธThe demand drives the companyโ€™s surplus, and the high quality of borrowers and impressive collection rates remain. As of February 2022, the average surplus at 60 days was 43%, 11% more than in the last quarter of 2021.
๐Ÿ”ธThe share of overdue loans is maintained at 11% FPD15+, which indicates the good quality of the company's portfolio.
๐Ÿ”ธRevenue shows a rapid rise, as it almost doubled since the beginning of the year.
Our loan originator from Singapore provided an update for its operations since the beginning of 2022, showing significant growth year over year.

Key results:
๐Ÿ”ธ78% of loans funded on the platform are for RC Riga Singapore, 17% more than in Q4 2021.
๐Ÿ”ธThe Group is looking for new products in India and Indonesia that will be in demand by the market and of interest to both borrowers and investors. Thus, there is a possibility of restarting both countries next year.
๐Ÿ”ธIn Vietnam, issued loans in the first five months of 2022 increased by 125% compared to 2021. Registration-to-loan conversion showed a quarterly growth of 77%.

Read the comments of the CEO of Robocash Group, Sergey Sedov, on the companyโ€™s performance ๐Ÿ‘‰๐Ÿป https://bit.ly/3AeJTY3 ๐Ÿ‘ˆ๐Ÿป