Mortgage Rate Watch (by Familai)
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Watching the mortgage rates for buy & refinance opportunities!!
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📅 Mortgage Update - December 23, 2025

🏦 30Y Fixed: 6.240% ( 0.000)
📉 10Y Yield: 4.169% (🔺 0.018)

📰 Mortgage Rates Hold Steady Amidst Market Crosscurrents

Mortgage rates are showing minimal movement, caught between positive inflation data and persistent market uncertainty.

👉 Read full analysis
📅 Mortgage Update - December 23, 2025

🏦 30Y Fixed: 6.240% ( 0.000)
📉 10Y Yield: 4.169% (🔺 0.018)

📰 Mortgage Rates Hold Steady Amidst Market Crosscurrents

Mortgage rates are showing minimal movement, caught between positive inflation data and persistent market uncertainty.

👉 Read full analysis
📅 Mortgage Update - December 24, 2025

🏦 30Y Fixed: 6.240% ( 0.000)
📉 10Y Yield: 4.169% ( 0.000)

📰 Mortgage Rate Update: Rates Hold Steady Amid Market Shifts

Mortgage rates are holding steady today, December 24, 2025, as the market digests inflation data, Federal Reserve policy, and potential shifts in long-term mortgage structures.

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📅 Mortgage Update - December 25, 2025

🏦 30Y Fixed: 6.210% (🔻 0.030)
📉 10Y Yield: 4.136% (🔻 0.033)

📰 Mortgage Rates Treading Water as Year-End Approaches

Mortgage rates are showing signs of stability as 2025 winds down, influenced by a pause in Federal Reserve rate hikes and cooling inflation, though mortgage applications surprisingly decreased despite the lower rates.

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📅 Mortgage Update - December 25, 2025

🏦 30Y Fixed: 6.210% (🔻 0.030)
📉 10Y Yield: 4.136% (🔻 0.033)

📰 Mortgage Rates Treading Water as Year-End Approaches

Mortgage rates are showing signs of stability as 2025 winds down, influenced by a pause in Federal Reserve rate hikes and cooling inflation, though mortgage applications surprisingly decreased despite the lower rates.

👉 Read full analysis
📅 Mortgage Update - December 26, 2025

🏦 30Y Fixed: 6.210% ( 0.000)
📉 10Y Yield: 4.136% (🔻 0.033)

📰 Mortgage Rates Drift Slightly Lower Amid Mixed Economic Signals

Mortgage rates are showing signs of slight easing this week, influenced by recent dips in the 10-Year Treasury Yield and anticipation surrounding future Federal Reserve actions.

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📅 Mortgage Update - December 27, 2025

🏦 30Y Fixed: 6.200% (🔻 0.010)
📉 10Y Yield: 4.136% ( 0.000)

📰 Mortgage Rates Dip to 2-Month Lows: A Christmas Gift for Homebuyers?

Mortgage rates have fallen to their lowest levels in two months, offering a bit of holiday cheer to prospective homebuyers and current homeowners considering refinancing.

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📅 Mortgage Update - December 28, 2025

🏦 30Y Fixed: 6.200% ( 0.000)
📉 10Y Yield: 4.136% ( 0.000)

📰 Mortgage Rates Dip Slightly Amid Holiday Season

Mortgage rates saw a slight decrease this week, mirroring a dip in Treasury yields, but are expected to remain volatile as markets react to economic data and Fed policy.

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📅 Mortgage Update - December 29, 2025

🏦 30Y Fixed: 6.200% ( 0.000)
📉 10Y Yield: 4.136% ( 0.000)

📰 Mortgage Rates Treading Water Amid Mixed Signals

Mortgage rates are showing little overall movement today, hovering around 6.2%, as the market grapples with conflicting news about inflation and potential Fed actions.

👉 Read full analysis
📅 Mortgage Update - December 30, 2025

🏦 30Y Fixed: 6.190% (🔻 0.010)
📉 10Y Yield: 4.116% (🔻 0.020)

📰 Mortgage Rates Hold Steady as Year-End Approaches

Mortgage rates are showing signs of stabilization, hovering around 6.2%, amidst mixed signals from economic data and expert predictions for 2026.

👉 Read full analysis
📅 Mortgage Update - December 31, 2025

🏦 30Y Fixed: 6.200% (🔺 0.010)
📉 10Y Yield: 4.130% (🔺 0.014)

📰 Mortgage Rates Hold Steady as Year-End Approaches

Mortgage rates remain relatively stable at the close of 2025, influenced by a 'rate lock-in effect' and anticipation of future interest rate relief.

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📅 Mortgage Update - January 01, 2026

🏦 30Y Fixed: 6.200% ( 0.000)
📉 10Y Yield: 4.163% (🔺 0.033)

📰 Mortgage Rates Dip to 2025 Lows: A Ray of Hope for Homebuyers

Mortgage rates have fallen to their lowest levels of the year, driven by cooling inflation and anticipation of Federal Reserve rate cuts, offering a potential boost to the housing market.

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📅 Mortgage Update - January 02, 2026

🏦 30Y Fixed: 6.200% ( 0.000)
📉 10Y Yield: 4.163% (🔺 0.033)

📰 Mortgage Rates Steady as Market Eyes 2026

Mortgage rates are holding relatively steady around 6.2%, as the market anticipates potential rate cuts in 2026.

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📅 Mortgage Update - January 03, 2026

🏦 30Y Fixed: 6.200% ( 0.000)
📉 10Y Yield: 4.187% (🔺 0.024)

📰 Mortgage Rate Rollercoaster: Mixed Signals as 2026 Begins

Mortgage rates are showing mixed signals as the new year begins, with some averages falling to yearly lows while market uncertainty hints at potential increases.

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📅 Mortgage Update - January 04, 2026

🏦 30Y Fixed: 6.200% ( 0.000)
📉 10Y Yield: 4.187% (🔺 0.024)

📰 Mortgage Rates Dip Slightly, But Future Remains Uncertain

Mortgage rates show a slight decrease, but the path forward is unclear as experts debate whether rates will continue to drop despite potential Fed actions.

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📅 Mortgage Update - January 05, 2026

🏦 30Y Fixed: 6.200% ( 0.000)
📉 10Y Yield: 4.187% (🔺 0.024)

📰 Mortgage Rates Hover Around 6.2% Amidst Economic Crosscurrents

Mortgage rates remain relatively stable around 6.2%, influenced by a tug-of-war between falling inflation and market uncertainty regarding the Federal Reserve's future actions.

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📅 Mortgage Update - January 06, 2026

🏦 30Y Fixed: 6.190% (🔻 0.010)
📉 10Y Yield: 4.165% (🔻 0.022)

📰 Mortgage Rates Edge Down Slightly as 2026 Begins

Mortgage rates are showing signs of easing at the start of 2026, influenced by a cooling Federal Funds Rate and anticipated future rate cuts.

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📅 Mortgage Update - January 07, 2026

🏦 30Y Fixed: 6.200% (🔺 0.010)
📉 10Y Yield: 4.179% (🔺 0.014)

📰 Mortgage Rates Hover Around 6.2% as Market Reacts to Mixed Signals

Mortgage rates are showing signs of stability, hovering around 6.2%, as the market digests recent economic data and anticipates future Fed actions.

👉 Read full analysis
📅 Mortgage Update - January 08, 2026

🏦 30Y Fixed: 6.190% (🔻 0.010)
📉 10Y Yield: 4.138% (🔻 0.041)

📰 Mortgage Rates Fluctuate Amidst Economic Uncertainty

Mortgage rates are showing signs of fluctuation, influenced by cooling inflation and Federal Reserve speculation, while housing demand faces broader market challenges.

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📅 Mortgage Update - January 09, 2026

🏦 30Y Fixed: 6.210% (🔺 0.020)
📉 10Y Yield: 4.183% (🔺 0.045)

📰 Mortgage Rates Wobble Near Recent Lows Amid Mixed Signals

Mortgage rates are showing slight upward movement today, hovering around recent lows as markets digest mixed economic signals and lender caution.

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📅 Mortgage Update - January 10, 2026

🏦 30Y Fixed: 6.060% (🔻 0.150)
📉 10Y Yield: 4.171% (🔻 0.012)

📰 Mortgage Rates Dip Below 6.1% Amidst Market Volatility

Mortgage rates are showing signs of easing, influenced by government intervention and fluctuating market conditions, offering a potential window of opportunity for homebuyers.

👉 Read full analysis