🏡🏢 Thinking of buying a Singapore residential property through a company or trust to reduce ABSD?

Be careful. In 2026, this is generally not an ABSD shortcut.

Under current IRAS rules:

👤 Singapore Citizen, 1st residential property: 0% ABSD
👤 Singapore Citizen, 2nd property: 20%
👤 Singapore Citizen, 3rd+: 30%
🌏 Foreigner: 60%
🏢 Entity buying residential property: 65%
📜 Residential property transferred into a living trust: 65% ABSD (Trust)

Imagine a company buys a $2M condo.

💰 Purchase price: $2,000,000
🏢 65% ABSD: $1,300,000

And that's before Buyer's Stamp Duty and other acquisition costs.

Trusts require more explanation.

A trustee generally pays the 65% ABSD (Trust) upfront. However, where the property is held solely for identifiable individual beneficiaries and all IRAS conditions are satisfied, a remission may be available. The refund is based on the difference between the 65% paid and the ABSD applicable to the beneficial owner with the highest rate. Applications must be made within 6 months of executing the instrument.

So before considering a company or trust, understand:

🏢 Who legally owns the property?
👤 Who is the beneficial owner?
💰 What ABSD applies upfront?
📜 Does the trust qualify for remission?
🏦 How will the purchase be financed?
⚖️ What are the legal, tax and estate-planning implications?

🔗 https://propertynet.sg/buying-property-through-company-or-trust-singapore-2026-65-percent-absd/

📌 Don't create a company or trust simply because you assume it will save property tax.

For Singapore residential property, the structure can actually result in a much larger upfront tax bill.

The ownership structure should be decided together with proper legal and tax advice, based on what you're actually trying to achieve.

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