🏡💰 Planning to upgrade from your HDB to your first condo?

Before viewing properties, make sure your financing is in place.

Understanding these 4 key areas can make your upgrade much smoother:

🏦 Loan-to-Value (LTV)
📊 Total Debt Servicing Ratio (TDSR)
💵 CPF savings and down payment
📅 Budget planning before you commit

The strongest buyers aren't always those with the biggest budget. They're the ones who understand their financing options before making an offer. HDB and bank loans have different LTV limits, cash requirements and CPF usage rules, so planning ahead is essential.

🔗 https://propertynet.sg/financing-first-condo-hdb-upgrader-2026-ltv-tdsr-cpf/

📌 Get your finances right first. The right property will always be easier to buy when you're financially prepared.

🏘📉 Is the rental market finally shifting in tenants' favour?

Singapore's private condo vacancy rate has climbed to around 7%, giving renters more choices and greater negotiating power in the second half of 2026.

What does this mean?

🏡 More rental options available
💰 Less pressure on rental prices
🤝 Stronger bargaining position for tenants
📈 Landlords may need to price more competitively

For landlords, attracting quality tenants may now require realistic pricing and well-presented homes. For tenants, it could be a good time to secure better value.

🔗 https://propertynet.sg/singapore-condo-rental-market-h2-2026-vacancy-7-percent-tenants-upper-hand/

📌 Property markets move in cycles. Understanding where we are today helps both landlords and tenants make better decisions.

🏡📋 Buying a property in Singapore?

Before making an offer, make sure you understand the cooling measures that could affect your purchase.

These rules can influence:

💰 How much stamp duty you pay (ABSD)
🏦 How much you can borrow (LTV & TDSR)
⏳ When you can sell (SSD)
🏡 Your overall property strategy

Cooling measures aren't designed to stop people from buying homes. They're meant to keep the property market stable and sustainable while reducing speculation.

🔗 https://propertynet.sg/singapore-cooling-measures-2026-property-buyer-guide/

📌 The best property decisions start with understanding the rules before signing on the dotted line.

BT 22/7/2026 - Kingsford Group inks deal to buy Tan Boon Liat Building at lower reserve price of S$950m

ST 22/7/2026 - Tan Boon Liat Building sold to Kingsford Group for $950 million

The 15-month wait-out period for private home owners to buy HDB resale flats has been lifted with immediate effect, said National Development Minister Chee Hong Tat. https://str.sg/K2Gg

Taiwan’s ultra-wealthy turn to Singapore for succession, regional expansion
Many are drawn by city-state’s structural advantages over competing wealth centres, say observers

24/7/2026 - Singapore’s core inflation edges up to 1.6% in June, slightly below forecasts

BT 24/7/26 - Economists expect unchanged monetary policy in July, after inflation rises but stays under forecast

25/7/2026 - Private residential rents rise 0.7% in Q2 as home prices inch up 0.5%

25/7/2026 - Retail rents increase 0.6% in Q2 as vacancy rate creeps up: URA

25/7/2026 - One Raffles Quay floated as possible divestment for Suntec Reit

25/7/2026 - Impact of US forced labour tariff on Singapore economy likely contained: economists

25/7/2026 - Trump hits S’pore with 12.5% tariff, affecting one-third of exports to US

25/7/2026 - Private residential rents rise 0.7% in Q2 as home prices inch up 0.5%

25/7/2026 - Several Orchard Central tenants to move out by end-Nov; space planned for office use

26/7/2026 - Discount for young S’poreans renting co-living rooms under new initiative

26/7/2026 - Some name their kids as co-owners of overseas property to reduce future inheritance tax