๐ŸฆProperty Algorithm|๐Ÿ‘จ๐Ÿปโ€๐ŸŽ“Legal Realtor|๐Ÿ˜Real Estate Entrepreneur
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Science of Real Estate Investing. Real Estate Entrepreneur (REE), 20 years of experience, Legal acumen via Bachelor of Laws, University of London. Content on this channel does not give rise to real estate, legal advice or a realtor/client relationship
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Forwarded from ERA Newsroom
BT 18/9/26 - Tourism board launches tender for mixed-use Orchard development at former SCGS site
Forwarded from ERA Newsroom
BT 18/9/26 - Buying homes near unannounced MRT stations: What informed the decision?
Forwarded from ERA Newsroom
ZB 18/9/26 - ๅ—ๅŒ—ไบค้€šๅปŠ้“ๅทฅ็จ‹ๅคๆ‚ๅปถๅŽไธคๅนดๅฎŒๆˆ
Boat Quay rule easing draws raft of hotel conversion plans for conservation shophouses
URA receives six applications for hotel use in the Upper Circular Road street block and one in Beach Road
SC Capital Partners sells Rivervale Mall in Sengkang for around S$276m
Buyer is linked to Master Contract Services, which recently bought Orchid Hotel
Omnicom said to have leased nearly 50,000 sq ft of office space on 51 Merchant Road
Forwarded from Alexander Property News Channel
More_homes_could_be_built_in_Upper_Changi,_Simei_area_near_MRT_stations.jpg
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The Straits Times 20 Sep 2026- More homes could be built in Upper Changi, Simei area near MRT stations
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่”ๅˆๆ—ฉๆŠฅ 20 Sep 2026- ๆจŸๅฎœๅ››็พŽไธ‰ๅน…ๅœฐๆฎตๆ‹Ÿ่ฐƒ้ซ˜ๅฎน็งฏ็އใ€€ๆ–™ๅฏๅคšๅปบๅ…ญๆˆไฝๆˆฟๅ•ไฝ
Property_valuation_reports_and_why_it_pays_to_pay_for_one_20Sep2026.jpg
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The Straits Times 20 Sep 2026- Property valuation reports and why it pays to pay for one
Money trauma a growing topic of concern in Sโ€™pore
Despite nationโ€™s affluence, more people are voicing money-related anxieties, say therapists
Property valuation reports and why it pays to pay for one
Court case over sale of Pinnacle@Duxton flat offers financial lessons for home owners
When owners fight over new HDB flats
She built wealth through property, then chose to fund a social enterprise
Forwarded from PropertyNet.SG
๐Ÿก๐Ÿ“‰ RCR condo prices are down 1.2%. But the more interesting number may be 62%.

In Q2 2026, Singaporeโ€™s overall private residential price index still rose 0.5%.

But underneath that headline, the market was moving very differently.

RCR non-landed prices fell 1.2% q-o-q, while resale transactions climbed to 3,813 units and accounted for 62% of all private property sales.

For buyers looking at the city-fringe market, this creates an interesting window.

๐Ÿก More resale choices to compare
๐Ÿ“Š More recent transactions to benchmark against
๐Ÿ’ฐ Individual sellers may have more room to negotiate than developers
๐Ÿ”‘ Resale offers immediate occupation without construction waiting time
๐Ÿฆ Lower financing costs are also helping affordability

But I wouldn't look at the 1.2% decline and assume RCR condos are suddenly cheap.

The opportunity is really in individual properties where the seller's expectations haven't caught up with today's market.

And when comparing resale with a new launch, don't look at PSF alone. Newer projects using harmonised floor-area rules measure saleable space differently from many older resale developments.

So the better question isn't:

"Should I buy because RCR prices fell?"

It's:

"Can I find a good property where today's entry price gives me enough margin for the long term?"

๐Ÿ”— https://propertynet.sg/rcr-condo-prices-down-1-2-percent-resale-62-percent-buyers-window-2026/

๐Ÿ“Œ A buyers' window doesn't mean everything is a bargain.

It means buyers have more information, more choices and potentially more negotiating room. The opportunity comes from knowing which property is genuinely well-priced.
Forwarded from PropertyNet.SG
๐Ÿข๐Ÿก Singapore's en bloc rules have changed, and owners of older condos should pay attention.

Parliament passed the Land Titles (Strata) (Amendment) Bill on 8 September 2026, lowering the collective-sale consent threshold for older developments.

The new structure:

๐Ÿข Under 10 years: 90% unchanged
๐Ÿข 10 to 39 years: 80% unchanged
๐Ÿข 40 to 59 years: 70%, down from 80%
๐Ÿข 60 years and above: 65%, down from 80%
But the lower consent threshold is only half the story.
The rules also become tighter in several areas:
๐Ÿ“‹ 35% support is needed to start the collective-sale process
โณ Signature collection is shortened from 12 months to 6 months
๐Ÿ”„ After a failed attempt, the cooling-off period increases from 2 to 3 years
๐Ÿ“Š The required percentage must still be achieved by both share value and strata area

And this doesn't affect every older-looking condo.

Only around 20,000 private non-landed units are currently more than 40 years old, compared with more than 360,000 units below 40 years.

For owners in eligible developments, I wouldn't immediately assume:

"Lower threshold = easier en bloc = bigger windfall."
The reserve price still has to make sense to developers. And even if the sale succeeds, owners need to calculate what the proceeds can actually buy after stamp duty, financing and replacement-property costs.

For example, a $1.6M replacement property alone attracts $49,600 in Buyer's Stamp Duty, before any applicable ABSD.

๐Ÿ”—https://propertynet.sg/en-bloc-consent-70-65-percent-2026-older-condo-owners-next-5-weeks/

๐Ÿ“Œ The new rules improve the possibility of an en bloc. They don't guarantee the economics will work.

For owners of ageing condos, the more important calculation is your likely en bloc proceeds versus what your unit could fetch today, and what either option allows you to buy next.
Forwarded from PropertyNet.SG
๐Ÿกโณ Own an older HDB flat? I wouldn't build my retirement plan around waiting for VERS.

There is still quite a bit of misunderstanding around what happens to ageing HDB flats.

VERS is real, but it is very different from SERS.

๐Ÿ— VERS is expected to start only in the early 2030s
๐Ÿ˜ It is intended for selected precincts when flats are around 70 years old
๐Ÿ—ณ Residents must vote for the redevelopment to proceed
๐Ÿ’ฐ Compensation is expected to be less generous than SERS
๐Ÿ“ There is no guarantee your particular block will be selected

The bigger issue for owners is what happens while you're waiting.

As the remaining lease gets shorter, financing becomes progressively more restrictive for future buyers.

CPF usage can become pro-rated, loan options narrow and eventually the pool of buyers who can comfortably finance the flat becomes smaller.

That doesn't mean every owner of an older flat should rush to sell.

If you enjoy the location, intend to age in place and don't depend on the flat for your retirement capital, holding can still make sense.

But if your plan is:

"I'll just wait for the government to buy back my flat one day..."

I would run the numbers carefully.

The better questions are:

๐Ÿ“Š What can my flat realistically sell for today?
๐Ÿ’ฐ How much will I actually receive after loan and CPF refunds?
โณ How many years of lease are remaining?
๐Ÿก What could I right-size into today?
๐Ÿ‘ด Would Lease Buyback Scheme be more suitable if I want to stay?

๐Ÿ”—https://propertynet.sg/vers-vs-waiting-older-hdb-flats-sell-now-or-bet-government-acquisition-2026/

๐Ÿ“Œ VERS should be treated as a possible future option, not the foundation of your retirement plan.

For older HDB owners, understanding your options while you still have a broad buyer pool may be more valuable than trying to predict whether your precinct will eventually be selected.
Forwarded from PropertyNet.SG
๐Ÿก๐Ÿ“– What happens when someone who spent years writing about property finally becomes a property owner himself?

Romesh Navaratnarajah spent a significant part of his media career as editor of PropertyGuru Singapore, interviewing agents, developers, investors and homeowners while following Singapore's changing property market closely.

Yet for many years, he didn't own a property himself.

Eventually, at 37, he bought his first private property for investment and rental income. Nearly 10 years later, the rental has consistently covered the mortgage.

Why does his story matter to buyers?
๐Ÿก Even someone surrounded by property information can feel anxious about buying
๐Ÿ’ฐ He waited until his finances and budget made sense
๐Ÿ“ Location and affordability guided his first purchase
๐Ÿฆ Rental income has helped cover his mortgage
๐Ÿ”‘ But his one-bedroom unit has also shown him how important the future buyer pool can be when it's time to sell

That last point stood out to me.

We often focus on whether a property can appreciate or generate rental income.

But buyers should also ask:

"Who is likely to buy this property from me when I eventually want to sell?"

A one-bedroom unit may work very well for rental investment, but when it comes to resale, families are generally not part of the potential buyer pool. Romesh is experiencing that first-hand, although his unit remains rented and he is in a position to wait.

His advice to younger buyers is also worth remembering: save consistently, avoid becoming heavily indebted, understand your mortgage and don't feel pressured to rush into property ownership.

๐Ÿ”— https://propertynet.sg/from-propertyguru-editor-to-property-owner-what-romesh-navaratnarajah-learnt-about-buying-a-home-in-singapore/

๐Ÿ“Œ Property isn't a race. Buying well means understanding both your entry and your eventual exit.

Sometimes waiting until the right property, finances and objectives come together is a better decision than buying simply because everyone around you seems to be doing it.
Forwarded from PropertyNet.SG
๐Ÿก๐Ÿ“‰ Only 153 new private homes were sold in August 2026. But is demand really disappearing?
Developer sales fell 79.1% from July, making August the quietest month since February 2024.

But the more important number may actually be 116.

That's how many new units were released for sale during August, with no brand-new private residential project launched.

Why does this matter to buyers?

๐Ÿ“‰ 153 new private homes sold, excluding ECs
๐Ÿ— Only 116 units were released for sale
๐Ÿ“… Hungry Ghost Month also kept many launches on hold
๐Ÿ™ Around 15,810 unsold units with planning approval remain in the pipeline
๐ŸŒŠ A busier Q4 launch period is now building, including projects such as Amberwood at Holland and Wynwood Grand EC

So I wouldn't interpret August's 79% fall as evidence that buyers have suddenly disappeared.

It looks more like a supply pause before the next launch wave.

For buyers, the important question isn't:

"Should I wait because sales are falling?"

It is:

"Will having more projects to compare in Q4 give me a better buying decision?"

A quieter period can offer more time to study remaining units and compare prices without the pressure of a crowded launch weekend.

But once several projects enter the market together, buyers will have something equally valuable: choice.

๐Ÿ”— https://propertynet.sg/new-home-sales-august-2026-153-units-hungry-ghost-q4-launch-wave/

๐Ÿ“Œ Low transaction volume doesn't always mean weak demand. Sometimes there simply isn't enough new stock being launched.

The next few months will give us a much clearer picture of buyer appetite as the Q4 supply returns.
Forwarded from PropertyNet.SG
๐Ÿก๐Ÿ’ฐ A $1.65M new launch doesn't mean paying $1.65M upfront. But the timing of your money matters.

This case follows a first-time buyer who mapped out exactly how his cash, CPF and bank loan would be used over roughly three years under the Progressive Payment Scheme.

For a $1.65M new launch, the numbers looked like this:

๐Ÿ’ต 5% booking fee: $82,500 cash
๐Ÿฆ Total 25% downpayment: $412,500
๐Ÿ“‹ Buyer's Stamp Duty: $52,100
๐Ÿ’ฐ 75% bank loan: $1,237,500
๐Ÿ“Š Total downpayment + BSD: $464,600

Why does this matter to first-time buyers?

Unlike a resale property, the bank doesn't release the entire loan immediately.

The loan is progressively disbursed as construction reaches different milestones, so interest is initially charged only on the amount that has been drawn.

That can make the early monthly payments look surprisingly manageable.

But there's a catch.

As construction progresses, the loan drawdown increases. The biggest jump comes around TOP, when a 25% tranche becomes due. That's also when renovation, legal fees, insurance and other expenses can start arriving together.

So the important question isn't simply:

"Can I afford the booking fee?"

It is:

"Can my finances comfortably handle the entire journey from booking to collecting the keys?"

For first-time buyers, I would map out the full timeline before committing:

๐Ÿ“Œ Cash required at booking
๐Ÿ“Œ CPF OA available
๐Ÿ“Œ Stamp duty
๐Ÿ“Œ Progressive loan instalments
๐Ÿ“Œ Emergency buffer
๐Ÿ“Œ Renovation and move-in costs

๐Ÿ”— https://propertynet.sg/progressive-payment-diary-first-time-buyer-1-65m-new-launch-2026/

๐Ÿ“Œ Buying a new launch isn't only about whether you can afford the purchase price. It's about whether your cash flow can comfortably follow the construction timeline.

Understanding when each dollar needs to move can make the difference between a comfortable purchase and three years of financial stress.
Forwarded from PropertyNet.SG
๐Ÿ™๐Ÿ“‰ TMW Maxwell is back in 2026, and the biggest change is the price.

Three years after its original launch, TMW Maxwell has been repriced.

A 474 sqft Flip/Switch studio now starts from around $1.316M, or $2,776 psf, compared with about $1.5M, or $3,188 psf, for the same type at launch in 2023.
That's roughly a 12% lower entry price.

Why does this matter to buyers?
๐Ÿ“ About 2 minutes' walk to Maxwell MRT
๐Ÿ™ Tanjong Pagar MRT and the CBD are within walking distance
๐Ÿ’ฐ Entry pricing is now materially lower than in 2023
๐Ÿ— Expected vacant possession by June 2028
๐Ÿ  But 318 of 324 units remained available as at 19 September 2026

That last number is important.

A lower entry price can make the project more interesting today, but buyers shouldn't ignore why the market was reluctant to buy at the original pricing.
There is also a very specific unit mix here.

Around 62% of the development consists of studios, so the eventual rental and resale audience is likely to lean heavily towards singles, CBD professionals and investors rather than families.

For buyers, the important question isn't simply:

"Is TMW Maxwell cheaper now?"

It is:

"Has the price fallen enough for the location, rental potential and future exit market to make sense?"

The other thing I would watch carefully is unit selection. The one-bedroom category currently spans roughly $2,640 to $3,580 psf, so the value proposition can change significantly depending on the specific stack and unit.

๐Ÿ”— https://propertynet.sg/new-launch-condos/tmw-maxwell/

๐Ÿ“Œ A 12% price reset doesn't automatically make a project a bargain. But it does change the conversation.

At the right entry price, TMW Maxwell becomes much more interesting. The key is understanding which units offer genuine value, rather than assuming every unit benefits equally from the relaunch.