๐ŸฆProperty Algorithm|๐Ÿ‘จ๐Ÿปโ€๐ŸŽ“Legal Realtor|๐Ÿ˜Real Estate Entrepreneur
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Science of Real Estate Investing. Real Estate Entrepreneur (REE), 20 years of experience, Legal acumen via Bachelor of Laws, University of London. Content on this channel does not give rise to real estate, legal advice or a realtor/client relationship
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Forwarded from ERA Newsroom
BT 30/9/2026 - Is stagflation returning? That mostly depends on the Iran war
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Forwarded from PropertyNet.SG
BT 1/10/26 - Epochs of Singapore real estate: From nation builder to future city artisan
Forwarded from PropertyNet.SG
BT 1/10/2026 - Shaping CapitaLandโ€™s
next chapter of growth
Forwarded from PropertyNet.SG
BT 1/10/2026 - The two faces of wealth in Asia
Forwarded from PropertyNet.SG
BT 1/10/2026 - Building tomorrow on the
pillars of yesteryear
Forwarded from PropertyNet.SG
BT 1/10/2026 - Hong Leong Groupโ€™s projects
are built to last
Forwarded from PropertyNet.SG
BT 1/10/2026 - Mapletree builds its
next growth engine
Forwarded from PropertyNet.SG
BT 1/10/2026 - From developer to city shaper:
IOI Propertiesโ€™ vision for
Singaporeโ€™s downtown
Forwarded from PropertyNet.SG
BT 1/10/2026 - The next lap: A more integrated, intelligent and sustainable city
Forwarded from PropertyNet.SG
๐Ÿ™๏ธ๐Ÿก Why can a $4M penthouse take longer to sell than a smaller condo in the same development?

More space doesn't automatically mean stronger resale demand.

In Singapore's resale market, larger units and penthouses often trade at a lower PSF than standard-sized units, because the total purchase quantum narrows the pool of buyers who can afford them. PropertyNet's valuation methodology specifically accounts for this size effect when comparing larger units and penthouses.

Once the price crosses $4M, buyers become increasingly selective.

๐Ÿ’ฐ Higher total quantum
Even when the PSF looks attractive, the absolute amount of cash, CPF and financing required can be substantial.

๐Ÿ‘ฅ Smaller buyer pool
A conventional 3- or 4-bedroom unit may appeal to many upgrader families. A $4M+ penthouse needs a buyer who wants both the space and the lifestyle.

๐Ÿ“ Not all penthouse space is equal
Roof terraces, voids, oversized balconies and awkward layouts may increase the stated floor area without adding equivalent everyday utility.

๐Ÿฆ Financing matters
At higher price points, TDSR, downpayment requirements and monthly repayments become increasingly important.

But this doesn't mean penthouses are poor performers.

They can outperform when they offer something genuinely difficult to replicate:

๐ŸŒ† Exceptional views
๐Ÿก Efficient internal living space
๐ŸŒฟ Usable outdoor areas
๐Ÿ”‘ Privacy or private lift access
๐Ÿ“ A highly desirable location
๐Ÿข Very limited competing penthouse supply

Recent transactions show just how property-specific this market can be. A 2,508 sqft SilverSea penthouse transacted at about $4.91M in September 2026, while Maple Woods recorded penthouse transactions of $4.1M and $5.8M in 2026.

๐Ÿ”— https://propertynet.sg/penthouse-resale-singapore-2026-why-4m-large-units-lag-when-they-outperform/

๐Ÿ“Œ With penthouses, bigger isn't automatically better.

The real question is whether the additional space creates enough scarcity, usability and lifestyle value for the next buyer to pay for it.
Forwarded from PropertyNet.SG
๐Ÿก๐Ÿข Thinking of buying a Singapore residential property through a company or trust to reduce ABSD?

Be careful. In 2026, this is generally not an ABSD shortcut.

Under current IRAS rules:

๐Ÿ‘ค Singapore Citizen, 1st residential property: 0% ABSD
๐Ÿ‘ค Singapore Citizen, 2nd property: 20%
๐Ÿ‘ค Singapore Citizen, 3rd+: 30%
๐ŸŒ Foreigner: 60%
๐Ÿข Entity buying residential property: 65%
๐Ÿ“œ Residential property transferred into a living trust: 65% ABSD (Trust)

Imagine a company buys a $2M condo.

๐Ÿ’ฐ Purchase price: $2,000,000
๐Ÿข 65% ABSD: $1,300,000

And that's before Buyer's Stamp Duty and other acquisition costs.

Trusts require more explanation.

A trustee generally pays the 65% ABSD (Trust) upfront. However, where the property is held solely for identifiable individual beneficiaries and all IRAS conditions are satisfied, a remission may be available. The refund is based on the difference between the 65% paid and the ABSD applicable to the beneficial owner with the highest rate. Applications must be made within 6 months of executing the instrument.

So before considering a company or trust, understand:

๐Ÿข Who legally owns the property?
๐Ÿ‘ค Who is the beneficial owner?
๐Ÿ’ฐ What ABSD applies upfront?
๐Ÿ“œ Does the trust qualify for remission?
๐Ÿฆ How will the purchase be financed?
โš–๏ธ What are the legal, tax and estate-planning implications?

๐Ÿ”— https://propertynet.sg/buying-property-through-company-or-trust-singapore-2026-65-percent-absd/

๐Ÿ“Œ Don't create a company or trust simply because you assume it will save property tax.

For Singapore residential property, the structure can actually result in a much larger upfront tax bill.

The ownership structure should be decided together with proper legal and tax advice, based on what you're actually trying to achieve.