andreyka26_se
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Hey, I'm software engineer at Microsoft, with 7 years of experience. Here we are talking about F(M)AANG big tech interviews: leetcode, system design and corpo life.

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nono, fuck it, when the problem needs some fucking "Gray Code" knowledge, this is bye bye. Bullshit question, don't waste time.

https://leetcode.com/problems/minimum-one-bit-operations-to-make-integers-zero/solutions/7333658/bit-manipulation-gray-code-logic-python-kwkii/?envType=daily-question&envId=2025-11-08

#dailly #hard
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Right now I'm learning a bit of domain knowledge about how Payment Gateways like Stripe work to not fuckup when I publish System Design Solution here. SO:
When customer submits card details to Stripe willing to pay merchant for his goods, what Stripe does FIRST to capture money from the customer?
(first should be authorization transaction)
Anonymous Poll
47%
contacts customer's (issuing) bank, that issued card
35%
contacts Card Network
6%
contacts Stripe's bank (receiving)
12%
contacts Merchant's (Goods/Services owner) bank
Terminology:
Stripe - payment gateway
Merchant - the guy selling goods or services
Customer - the guy buying goods or services from Merchant

Issuing / customer's bank - the bank that issued card to customer, that he pays with
Merchant's bank - the bank where merchant receives money when customer pays for it
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Don't worry, by the end of the day the answers to the poll will be revealed :)
But that is interesting how people's opinions diverge
andreyka26_se
When customer submits card details to Stripe willing to pay merchant for his goods, what Stripe does FIRST to capture money from the customer?
(first should be authorization transaction)
Here the correct answer is Card Network, e.g. Visa or Mastercard, this is what first would be called. Cause Stripe might not have integration with customer's bank + it has only card details, it does not have an bank account. Whenever you charge from card you pretty much always work through the Card Network.

You can imagine Mastercard or Visa as a bridge that transfers money from customer's account (card holder) to Stripe's account
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andreyka26_se
Where Stripe transfers money when customer pays for goods?
The money is transferred to Stripe's bank account (it has multiple in different regions). If it would directly transfer to merchant - how would it collect fee/interest then?
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Gmail, seems to put some sort of "agent" inside. It detected that I mentioned "attached", then detected that nothing is attached and warned me with alert()
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Around 5-6 years ago when I started learning "Clean Code", so finished "Code Complete" by Steve McConnell, then "Clean Architecture" by uncle Bob, then bunch of Domain Drive Design books, I was under impression that this is IT, I know how to write code and keep it simple and clean.
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But the experience always was the following
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Question before sleep for System Design. We can afford to be eventually consistent, but, we cannot afford data loss and want to be highly available.
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Answer to the above's will be soon
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