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Descriptive asked in GIC 2018

Essay: There were 6 topics asked in this section.
1. Portability of Health Insurance Sector in India
2. Explain Marine Insurance
3. Give brief of Baggage Insurance
4. Importance of Insurance for Hypertension Patients
5. Insurance and type of Fraud associated with it

Precise Writing:
Solvency and its effect on an Organization

Comprehension:
Financial Management (5 Questions)

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●Good Morning● 10-3-2021

◆Daily The Hindu Vocabulary◆

1. STEM (VERB): (से उत्पन्न होना): arise from
Synonyms: originate from, spring from
Antonyms: cause
Example Sentence:Many of the universities' problems stem from rapid expansion.


2. TACTICAL (ADJECTIVE): (गणित): calculated
Synonyms: planned, plotted
Antonyms: unwise
Example Sentence:In a tactical retreat, she moved into a hotel with her daughters.


3. DISENGAGEMENT (NOUN): (मुक्ति): disconnection
Synonyms: detachment, separation
Antonyms: attachment
Example Sentence:Differences lie in the way in which individuals choose moral disengagement.


4. COMMERCIAL (ADJECTIVE): (लाभप्रद): lucrative
Synonyms: moneymaking, profitable
Antonyms: loss-making
Example Sentence:Their work is too commercial.


5. RETREAT (VERB): (वापस लेना): withdraw
Synonyms: retire, draw back
Antonyms: advance
Example Sentence:The army must retreat and the order to do so must be given.


6. CHASTISE (VERB): (सज़ा देना): scold
Synonyms: upbraid, berate
Antonyms: praise
Example Sentence:He chastised his colleague for his laziness.


7 DEDICATED (ADJECTIVE): (समर्पित): committed
Synonyms: devoted, staunch
Antonyms: indifferent
Example Sentence:He leads a team of dedicated doctors.


8 GALVANIZE (VERB) (झटका देना): jolt
Synonyms: shock, startle
Antonyms: demotivate
Example Sentence:The urgency of his voice galvanized them into action.


9. ILLICIT (ADJECTIVE): (अवैध): illegal
Synonyms: unlawful, illegitimate
Antonyms: licit
Example Sentence:She slipped outside for an illicit cigarette.


10. EFFICACIOUS (ADJECTIVE): (प्रभावोत्पादक): effective
Synonyms: successful, effectual
Antonyms: inefficacious
Example Sentence:This treatment was efficacious in some cases.

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🍏Quantitative Aptitude Questions🍏

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1) P, Q and R started a business by investing Rs. 42000, Rs. 24000 and Rs. 30000 respectively. After 4 months, P invested 40 % more than the initial investment and R invested Rs. 5000 more. And after 4 months, Q withdraws Rs. 4000. Find the total profit at the end of the year, if the share of R is Rs. 62500?
P, Q और R ने रुपये का निवेश करके एक व्यवसाय शुरू किया। 42000, रु। 24000 और रु। क्रमशः 30000। 4 महीने के बाद, P ने शुरुआती निवेश की तुलना में 40% अधिक निवेश किया और R ने 5000 रुपये अधिक का निवेश किया। और 4 महीने के बाद, Q ने 4000 रु। वर्ष के अंत में कुल लाभ ज्ञात करें, यदि R का शेयर 62500 रु है?
a) Rs. 192850

b) Rs. 214500

c) Rs. 204750

d) Rs. 185600

e) None of these

2) Subha’s brother is 5 years elder to her. Subha’s father was 30 years of age when Subha’s sister was born while Subha’s mother was 24 years of age when Subha was born. If Subha’s sister was 3 years of age when Subha’s brother was born, then what was the age of Subha’s father when Subha’s brother was born?
सुभा का भाई उनसे 5 साल बड़ा है। सुभा के पिता की आयु 30 वर्ष की थी जब सुभा की बहन का जन्म हुआ था, जबकि सुभा की माता की आयु 24 वर्ष थी। यदि सुभा के भाई का जन्म होने के बाद सुभा की बहन की आयु 3 वर्ष थी, तो जब सुभा के भाई का जन्म हुआ, तो सुभा के पिता की आयु क्या थी?
a) 33 years

b) 30 years

c) 27 years

d) 35 years

e) None of these

3) A, B and C can do a work in 16, 28 and 32 days respectively. They undertook to finish the work together for Rs. 10150. Find the difference between the shares of A and C?
A, B और C क्रमशः 16, 28 और 32 दिनों में एक काम कर सकते हैं। उन्होंने रु। के साथ मिलकर काम पूरा करने का बीड़ा उठाया। 10150 है। A और C के शेयरों में अंतर ज्ञात कीजिए?

a) Rs. 2150

b) Rs. 3200

c) Rs. 2450

d) Rs. 2800

e) None of these

4) The marked price of A is Rs. 3200 more than the cost price. When the discount of Rs. 400 is allowed, the profit of 20 % is earned. At what price should A be sold to earn the profit of 25 %?
A की चिह्नित कीमत लागत मूल्य से 3200 रुपये अधिक है। जब रुपये की छूट। 400 की अनुमति है, 20% का लाभ अर्जित किया जाता है। 25% का लाभ अर्जित करने के लिए A को किस मूल्य पर बेचा जाना चाहिए?

a) 16250

b) 17500

c) 21750

d) 19000

e) None of these

5) The difference between Simple interest and Compound interest on a certain sum at the rate of 15% per annum for two years is Rs. 900. Find the compound interest on that sum at the rate of 8% per annum for 2 years?
दो वर्षों के लिए 15% प्रति वर्ष की दर से एक निश्चित राशि पर साधारण ब्याज और चक्रवृद्धि ब्याज के बीच का अंतर रु। 900. 2 वर्ष के लिए 8% प्रति वर्ष की दर से उस राशि पर चक्रवृद्धि ब्याज ज्ञात कीजिये?


a) Rs. 5284

b) Rs. 4892

c) Rs. 7128

d) Rs. 6656

e) None of these

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Answer: c)

The share of P, Q and R

= [42000*4 + 42000*(140/100)*8]: [24000*8 + 20000*4]: [30000*4 + 35000*8]

= > [168000 + 470400]: [192000 + 80000]: [120000 + 280000]

= > 638400: 272000: 400000

= > 399: 170: 250

250’s = 62500

1’s = 250

Total profit = 819’s = Rs. 204750

2) Answer: a)

Let the present age of Subha age be x,

Subha’s brother age = x + 5

Subha’s mother age = x + 24

Subha’s sister age = (x + 5) + 3 = x + 8

Subha’s father age = (x + 8) + 30 = x + 38

Age of Subha’s father when Subha’s brother was born = x + 38 – (x + 5)

= > 33 years

3) Answer: c)

Ratio of Shares of A: B: C = (1/16): (1/28): (1/32) = 14: 8: 7

Difference between the shares of A and C = (7/29)*10150 = Rs. 2450

4) Answer: b)

Let the C.P be x,

M.P = 3200 + C.P = 3200 + x

P = (3200 + x) – 400 = 2800 + x
S.P = (120/100)*x = (6/5)*x

2800 + x = (6/5)*x

2800 = (1/5)*x

C.P(x) = 14000

To earn a profit of 25 %,

P = (125/100)*14000 = Rs. 17500

5) Answer: d)

The difference between CI and SI for two years is,

Diff = P*(r/100)2

= > 900 = P*(15/100)2

= > 900 = P*(225/10000)

= > P = 900*10000/225

= > P = Rs. 40000

Compound Interest:

40000*(8/100) = 3200

43200*(8/100) = 3456

C.I = 3200 + 3456 = Rs. 6656

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●Good Morning● 11-3-2021

◆Daily The Hindu Vocabulary◆

1. SWEEPING (ADJECTIVE): (व्यापक): extensive
Synonyms: wide-ranging, global
Antonyms: narrow
Example Sentence:We cannot recommend any sweeping alterations.


2. PRUDENCE (NOUN): (बुद्धिमानी): wisdom
Synonyms: judgement, sagacity
Antonyms: folly
Example Sentence:We need to exercise prudence in such important matters.


3. SHRUG (VERB): (उपेक्षा): disregard
Synonyms: dismiss, take no notice of
Antonyms: heed
Example Sentence:The managing director shrugged off the criticism.


4. MEAGRE (ADJECTIVE): (अल्प): meagre
Synonyms: scanty, sparse
Antonyms: abundant
Example Sentence:His parents were poor and he received a meagre education.


5. RIVETED (VERB): (मोहित करना): fascinate
Synonyms: engross, grip
Antonyms: bore
Example Sentence:He was riveted by the newsreels shown on television.


6. INTERIM (ADJECTIVE): (अन्तरिम): provisional
Synonyms: temporary, pro tem
Antonyms: permanent
Example Sentence:An interim arrangement was made.


7. AMBIGUITY (NOUN): (अस्पष्टता): ambivalence
Synonyms: equivocation, obscurity
Antonyms: unambiguousness transparency
Example Sentence:We can detect no ambiguity in this section of the Act.


8. BAR (VERB): (निषेध करना): prohibit
Synonyms: debar, preclude
Antonyms: admit
Example Sentence:She is barred from leaving the country.


9. EXHILARATION (NOUN): (आनंद): elation
Synonyms: euphoria, exultation
Antonyms: dejection
Example Sentence:They felt the exhilaration of victory.


10. GREGARIOUS (ADJECTIVE): (सुसामाजिक): sociable
Synonyms: social, companionable
Antonyms: unsociable
Example Sentence:He was a popular and gregarious man.

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Following table shows the total number of people working in various departments of different organisations in particular city.

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