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🌼Cheque Related Terms🌼
❄️Counter cheque❄️
🍏Blank cheque was also commonly used as a synonym for counter cheque. It was fairly common for banks, especially in small towns, to issue cheque to customers which were not personalized other than the name of the bank.
🍏Businesses would have pads of counter cheque which did not even have the bank specified on them – the customer had to not only fill in the value of the cheque, the date, and their signature, but also had to designate the bank on which funds were to be drawn.
❄️Post Dated Cheque❄️
🍏If a cheque bears a date later than the date of issue, it is termed as post- dated cheque.
🍏Any check or draft that has a future date written upon it by the user.
🍏The amount of the check will not be drawn from the account until the date written on the check. For example, a check written on the 14th of the month but dated for the 28th will not be cashed for another two weeks.
❄️Open Cheque❄️
🍏A cheque that is not a crossed cheque. The person whose name appears on the cheque can write the name of another person on it, and the money will be paid to them.
🍏An open cheque is a cheque that is not crossed on the left corner and payable at the drawee bank on presentation of the cheque.
🍏The words ‘OPEN’ should not be struck off and the person issuing the cheque should sign on the reverse of the cheque also before giving it to another person; otherwise the bank may refuse payment.
🍏The latter can collect the money from any branch of the bank nowadays, depending on the bank. S/he should also sign at the back of the cheque while receiving the amount.
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❄️Counter cheque❄️
🍏Blank cheque was also commonly used as a synonym for counter cheque. It was fairly common for banks, especially in small towns, to issue cheque to customers which were not personalized other than the name of the bank.
🍏Businesses would have pads of counter cheque which did not even have the bank specified on them – the customer had to not only fill in the value of the cheque, the date, and their signature, but also had to designate the bank on which funds were to be drawn.
❄️Post Dated Cheque❄️
🍏If a cheque bears a date later than the date of issue, it is termed as post- dated cheque.
🍏Any check or draft that has a future date written upon it by the user.
🍏The amount of the check will not be drawn from the account until the date written on the check. For example, a check written on the 14th of the month but dated for the 28th will not be cashed for another two weeks.
❄️Open Cheque❄️
🍏A cheque that is not a crossed cheque. The person whose name appears on the cheque can write the name of another person on it, and the money will be paid to them.
🍏An open cheque is a cheque that is not crossed on the left corner and payable at the drawee bank on presentation of the cheque.
🍏The words ‘OPEN’ should not be struck off and the person issuing the cheque should sign on the reverse of the cheque also before giving it to another person; otherwise the bank may refuse payment.
🍏The latter can collect the money from any branch of the bank nowadays, depending on the bank. S/he should also sign at the back of the cheque while receiving the amount.
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Following table shows the total production of 5 different companies and the ratio of production of Item1 and Item2 and the percentage of sold items and the ratio of sold Item1 and Item2 among them.
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1) Total production of item1 of Company P and R together is approximately what percentage of total production of item2 of Company Q, S and T together?
a) 40 %
b) 80 %
c) 60 %
d) 100 %
e) 50 %
2) Find the difference between the total sold item1 of Company Q and T together to that of total sold item2 of Company P and S together?
a) 1318000
b) 1524000
c) 1636000
d) 1842000
e) None of these
3) Find the average sold item 2 Company Q, R and T together?
a) 23.56 lakhs
b) 21.44 lakhs
c) 25.72 lakhs
d) 24.28 lakhs
e) None of these
4) Find the ratio between the total sold items of Company P and Q together to that of total sold items of Company T?
a) 177: 112
b) 56: 23
c) 324: 217
d) 213: 160
e) None of these
5) Total sold items of Company P is approximately what percentage of total sold items of Company T?
a) 60 %
b) 75 %
c) 90 %
d) 50 %
e) 100 %
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a) 40 %
b) 80 %
c) 60 %
d) 100 %
e) 50 %
2) Find the difference between the total sold item1 of Company Q and T together to that of total sold item2 of Company P and S together?
a) 1318000
b) 1524000
c) 1636000
d) 1842000
e) None of these
3) Find the average sold item 2 Company Q, R and T together?
a) 23.56 lakhs
b) 21.44 lakhs
c) 25.72 lakhs
d) 24.28 lakhs
e) None of these
4) Find the ratio between the total sold items of Company P and Q together to that of total sold items of Company T?
a) 177: 112
b) 56: 23
c) 324: 217
d) 213: 160
e) None of these
5) Total sold items of Company P is approximately what percentage of total sold items of Company T?
a) 60 %
b) 75 %
c) 90 %
d) 50 %
e) 100 %
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1) Answer: c)
Total production of item1 of Company P and R together
= > 36*(5/9) + 56*(3/7)
= > 20 + 24 = 44 lakhs
Total production of item2 of Company Q, S and T together
= > 45*(2/5) + 64*(3/8) + 60*(7/12)
= > 18 + 24 + 35 = 77 lakhs
Required % = (44/77)*100 = 57 %
2) Answer: a)
The total sold item1 of Company Q and T together
= > 45*(82/100)*(5/9) + 60*(80/100)*(3/8)
= > 20.5 + 18 = 38.5 lakhs
The total sold item2 of Company P and S together
= > 36*(75/100)*(1/3) + 64*(68/100)*(3/8)
= > 9 + 16.32 = 25.32 lakhs
Required difference = 38.5 – 25.32 = 13.18 lakhs = 1318000
3) Answer: b)
The total sold item2 Company Q, R and T together
= > 45*(82/100)*(4/9) + 56*(64/100)*(1/2) + 60*(80/100)*(5/8)
= > 16.4 + 17.92 + 30 = 64.32 lakhs
Required average = (64.32/3) = 21.44 lakhs
4) Answer: d)
The total sold items of Company P and Q together
= > 36*(75/100) + 45*(82/100)
= > 27 + 36.9 = 63.9 lakhs
The total sold items of Company T
= > 60*(80/100)
= > 48
Required ratio = 63.9: 48 = 213: 160
5) Answer: a)
Total sold items of Company P
= > 36*(75/100) = 27 lakhs
Total sold items of Company T
= > 60*(80/100) = 48 lakhs
Required % = (27/48)*100 = 57 % = 60 %
Total production of item1 of Company P and R together
= > 36*(5/9) + 56*(3/7)
= > 20 + 24 = 44 lakhs
Total production of item2 of Company Q, S and T together
= > 45*(2/5) + 64*(3/8) + 60*(7/12)
= > 18 + 24 + 35 = 77 lakhs
Required % = (44/77)*100 = 57 %
2) Answer: a)
The total sold item1 of Company Q and T together
= > 45*(82/100)*(5/9) + 60*(80/100)*(3/8)
= > 20.5 + 18 = 38.5 lakhs
The total sold item2 of Company P and S together
= > 36*(75/100)*(1/3) + 64*(68/100)*(3/8)
= > 9 + 16.32 = 25.32 lakhs
Required difference = 38.5 – 25.32 = 13.18 lakhs = 1318000
3) Answer: b)
The total sold item2 Company Q, R and T together
= > 45*(82/100)*(4/9) + 56*(64/100)*(1/2) + 60*(80/100)*(5/8)
= > 16.4 + 17.92 + 30 = 64.32 lakhs
Required average = (64.32/3) = 21.44 lakhs
4) Answer: d)
The total sold items of Company P and Q together
= > 36*(75/100) + 45*(82/100)
= > 27 + 36.9 = 63.9 lakhs
The total sold items of Company T
= > 60*(80/100)
= > 48
Required ratio = 63.9: 48 = 213: 160
5) Answer: a)
Total sold items of Company P
= > 36*(75/100) = 27 lakhs
Total sold items of Company T
= > 60*(80/100) = 48 lakhs
Required % = (27/48)*100 = 57 % = 60 %
Following table shows the income (In lakhs) and profit % of company A, B and C over the years.
Note:
Profit % = [(Income – Expenditure)/Expenditure]*100
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Note:
Profit % = [(Income – Expenditure)/Expenditure]*100
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6) Total income of Company A in all the given years together is approximately what percentage of total income of Company B in all the given years together?
a) 120 %
b) 95 %
c) 105 %
d) 130 %
e) 75 %
7) Find the ratio between the total expenditure of Company B in the year 2013 and 2016 together to that of total expenditure of Company C in the year 2013, 2015 and 2017 together?
a) 3: 4
b) 4: 7
c) 5: 8
d) 6: 7
e) None of these
8) Find the difference between the total expenditure of Company A in the year 2013 and 2016 together to that of total expenditure of Company C in the year 2014 and 2017 together?
a) 8 lakhs
b) 2 lakhs
c) 6 lakhs
d) 4 lakhs
e) None of these
9) Find the average income of Company C in all the given years together?
a) 7852000
b) 8106000
c) 7634000
d) 8378000
e) None of these
10) Find the total expenditure of Company B in the year 2014, 2015 and 2017 together?
a) 216 lakhs
b) 184 lakhs
c) 192 lakhs
d) 175 lakhs
e) 208 lakhs
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a) 120 %
b) 95 %
c) 105 %
d) 130 %
e) 75 %
7) Find the ratio between the total expenditure of Company B in the year 2013 and 2016 together to that of total expenditure of Company C in the year 2013, 2015 and 2017 together?
a) 3: 4
b) 4: 7
c) 5: 8
d) 6: 7
e) None of these
8) Find the difference between the total expenditure of Company A in the year 2013 and 2016 together to that of total expenditure of Company C in the year 2014 and 2017 together?
a) 8 lakhs
b) 2 lakhs
c) 6 lakhs
d) 4 lakhs
e) None of these
9) Find the average income of Company C in all the given years together?
a) 7852000
b) 8106000
c) 7634000
d) 8378000
e) None of these
10) Find the total expenditure of Company B in the year 2014, 2015 and 2017 together?
a) 216 lakhs
b) 184 lakhs
c) 192 lakhs
d) 175 lakhs
e) 208 lakhs
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6) Answer: c)
Total income of Company A in all the given years together
= > 73.92 + 64.4 + 116.16 + 94.4 + 64.9
= > 413.78 lakhs
Total income of Company B in all the given years together
= > 82.8 + 54 + 95.12 + 85.5 + 81.25
= > 398.67 lakhs
Required % = (413.78/398.67)*100 = 105 %
7) Answer: a)
The total expenditure of Company B in the year 2013 and 2016 together
= > 82.8*(100/115) + 85.5*(100/114)
= > 72 + 75 = 147
The total expenditure of Company C in the year 2013, 2015 and 2017 together
= > 67.2*(100/120) + 72.8*(100/112) + 88.5*(100/118)
= > 56 + 65 + 75 = 196
Required ratio = 147: 196 = 3: 4
8) Answer: d)
The total expenditure of Company A in the year 2013 and 2016 together
= > 73.92*(100/112) + 94.4*(100/118)
= > 66 + 80 = 146 lakhs
The total expenditure of Company C in the year 2014 and 2017 together
= > 82.5*(100/110) + 88.5*(100/118)
= > 75 + 75 = 150 lakhs
Required difference = 150 – 146 = 4 lakhs
9) Answer: b)
The average income of Company C in all the given years together
= > (67.2 + 82.5 + 72.8 + 94.3 + 88.5)/5
= > 405.3/5
= > 81.06 lakhs = 8106000
10) Answer: c)
The total expenditure of Company B in the year 2014, 2015 and 2017 together
= > 54*(100/120) + 95.12*(100/116) + 81.25*(100/125)
= > 45 + 82 + 65
= > 192 lakhs
Total income of Company A in all the given years together
= > 73.92 + 64.4 + 116.16 + 94.4 + 64.9
= > 413.78 lakhs
Total income of Company B in all the given years together
= > 82.8 + 54 + 95.12 + 85.5 + 81.25
= > 398.67 lakhs
Required % = (413.78/398.67)*100 = 105 %
7) Answer: a)
The total expenditure of Company B in the year 2013 and 2016 together
= > 82.8*(100/115) + 85.5*(100/114)
= > 72 + 75 = 147
The total expenditure of Company C in the year 2013, 2015 and 2017 together
= > 67.2*(100/120) + 72.8*(100/112) + 88.5*(100/118)
= > 56 + 65 + 75 = 196
Required ratio = 147: 196 = 3: 4
8) Answer: d)
The total expenditure of Company A in the year 2013 and 2016 together
= > 73.92*(100/112) + 94.4*(100/118)
= > 66 + 80 = 146 lakhs
The total expenditure of Company C in the year 2014 and 2017 together
= > 82.5*(100/110) + 88.5*(100/118)
= > 75 + 75 = 150 lakhs
Required difference = 150 – 146 = 4 lakhs
9) Answer: b)
The average income of Company C in all the given years together
= > (67.2 + 82.5 + 72.8 + 94.3 + 88.5)/5
= > 405.3/5
= > 81.06 lakhs = 8106000
10) Answer: c)
The total expenditure of Company B in the year 2014, 2015 and 2017 together
= > 54*(100/120) + 95.12*(100/116) + 81.25*(100/125)
= > 45 + 82 + 65
= > 192 lakhs
6) If the shopkeeper marked up the price of the item A by 20% and due to less demand the shopkeeper allowed x % discount on the item then find the value of x?
a) 25
b) 21
c) 10
d) 60
e) 56
7) The shopkeeper allowed two successive discount of 10% and 20% on the item B and the shopkeeper paid 5% commission on selling price to an agent for selling the item, then find the profit percentage if he would have allowed a single discount of 5% and no commission for selling the item?
a) 25.66 %
b) 21.88 %
c) 19.66 %
d) 66.66 %
e) 56.66 %
8) If the shopkeeper had bought the item C at 4% less and sold it for Rs 60 more he would have gained (75/4)% then find the cost price of the item C?
a) 25000
b) 15000
c) 19000
d) 6000
e) 5600
9) If the difference between the selling price of the Item E when 10% and 20% discount is allowed is Rs 432 then find by how much percentage should the shopkeeper allow discount so that he neither gain or loss by selling the item?
a) 2.5
b) 2.1
c) 7.4
d) 6.7
e) 5.6
10) If the market price of item D and F are equal and the selling price of item D is Rs 801 more than selling price of item F then find the approximate profit or loss percentage earned/incurred by the shopkeeper by selling the item D and F together?
a) 25
b) 21
c) 19
d) 64
e) 56
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a) 25
b) 21
c) 10
d) 60
e) 56
7) The shopkeeper allowed two successive discount of 10% and 20% on the item B and the shopkeeper paid 5% commission on selling price to an agent for selling the item, then find the profit percentage if he would have allowed a single discount of 5% and no commission for selling the item?
a) 25.66 %
b) 21.88 %
c) 19.66 %
d) 66.66 %
e) 56.66 %
8) If the shopkeeper had bought the item C at 4% less and sold it for Rs 60 more he would have gained (75/4)% then find the cost price of the item C?
a) 25000
b) 15000
c) 19000
d) 6000
e) 5600
9) If the difference between the selling price of the Item E when 10% and 20% discount is allowed is Rs 432 then find by how much percentage should the shopkeeper allow discount so that he neither gain or loss by selling the item?
a) 2.5
b) 2.1
c) 7.4
d) 6.7
e) 5.6
10) If the market price of item D and F are equal and the selling price of item D is Rs 801 more than selling price of item F then find the approximate profit or loss percentage earned/incurred by the shopkeeper by selling the item D and F together?
a) 25
b) 21
c) 19
d) 64
e) 56
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6). Answer: c)
Marked up price of item A= 20000* 120/100= 24000
So,
Selling price= 24000-24000*x/100
24000-240x– 20000= 1600
4000- 240x= 1600
240x= 4000-1600
x= 2400/240
x= 10%
7). Answer: d)
Selling price of item B=18000*90/100*80/100= Rs 12960
Commission paid to agent= 12960*5/100= Rs 648
Selling price of the item after giving commission = 12960-648= Rs 12312
Cost price of item B= 12312*100/120= Rs 10260
Selling price when one single discount is allowed= 18000*95/100= Rs 17100
Profit earned= 17100- 10260= Rs 6840
Profit percentage= 6840*100/10260= 66.66%
8). Answer: b)
Let the cost price of the item C be x
Selling price = x*110/100= 11x/10
New cost price= x*96/100= 96x/100= 24x/25
New selling price= 11x/10 + 60
So,
(11x+600)/10 = 475/400 *24x/25
(11x + 600)/10 = 57x/50
550x + 30000 = 570x
30000 = 20x
X = Rs 15000
9). Answer: c)
Let the marked price of item E be x
So,
x *90/100 – x*80/100= 432
90x/100 – 80x/100= 432
10x/100= 432
x= 432*100/10
x= Rs 4320
Discount to be allowed = 4320-4000 = Rs 320
Discount percentage= 320*100/4320= 7.4%
10). Answer: d)
Let the marked price of item D and F be x
Selling price of item D= x*95/100
Selling price of item F= x*92/100
So,
95x- 92x/100 = 801
3x= 801*100
x= 801*100/3
x= Rs 26700
Selling price of D= 26700*95/100= Rs 25365
Profit in item D= 25365- 16500= Rs 8865
Selling price of item F= 26700*92/100= Rs 24564
Profit in item F= 24564- 14000= Rs 10564
Total profit earned in D and F= 10564+8865= 19429
Profit percentage= 19429*100/ 30500= 63.70 %
Marked up price of item A= 20000* 120/100= 24000
So,
Selling price= 24000-24000*x/100
24000-240x– 20000= 1600
4000- 240x= 1600
240x= 4000-1600
x= 2400/240
x= 10%
7). Answer: d)
Selling price of item B=18000*90/100*80/100= Rs 12960
Commission paid to agent= 12960*5/100= Rs 648
Selling price of the item after giving commission = 12960-648= Rs 12312
Cost price of item B= 12312*100/120= Rs 10260
Selling price when one single discount is allowed= 18000*95/100= Rs 17100
Profit earned= 17100- 10260= Rs 6840
Profit percentage= 6840*100/10260= 66.66%
8). Answer: b)
Let the cost price of the item C be x
Selling price = x*110/100= 11x/10
New cost price= x*96/100= 96x/100= 24x/25
New selling price= 11x/10 + 60
So,
(11x+600)/10 = 475/400 *24x/25
(11x + 600)/10 = 57x/50
550x + 30000 = 570x
30000 = 20x
X = Rs 15000
9). Answer: c)
Let the marked price of item E be x
So,
x *90/100 – x*80/100= 432
90x/100 – 80x/100= 432
10x/100= 432
x= 432*100/10
x= Rs 4320
Discount to be allowed = 4320-4000 = Rs 320
Discount percentage= 320*100/4320= 7.4%
10). Answer: d)
Let the marked price of item D and F be x
Selling price of item D= x*95/100
Selling price of item F= x*92/100
So,
95x- 92x/100 = 801
3x= 801*100
x= 801*100/3
x= Rs 26700
Selling price of D= 26700*95/100= Rs 25365
Profit in item D= 25365- 16500= Rs 8865
Selling price of item F= 26700*92/100= Rs 24564
Profit in item F= 24564- 14000= Rs 10564
Total profit earned in D and F= 10564+8865= 19429
Profit percentage= 19429*100/ 30500= 63.70 %
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A group of seven persons –J, K, L, M, N, O and P like different fruits i.e. kiwi, mango, apple, guava, watermelon, orange and strawberry. They attend classes on different days of week starting from Monday to Sunday. No two persons has class on same day of the week.
N attends class on Friday. Only one person attends class between the one who likes guava and the one who likes watermelon. K likes apple. More than one person attends the class between the one who likes orange and the one who likes strawberry. N likes Guava. M likes kiwi. P attends class on Sunday. Only one person attends class between J and L. Neither the one who likes orange nor the one who likes kiwi attends the class on Saturday. K attends class on Tuesday. The one who likes mango attends the class before the one who likes apple.
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सात व्यक्तियों का समूह –J, K, L, M, N, O और P को विभिन्न फल पसंद हैं अर्थात कीवी, आम, सेब, अमरूद, तरबूज, नारंगी और स्ट्रॉबेरी. वे सोमवार से रविवार तक शुरू होने वाले सप्ताह के विभिन्न दिनों में कक्षाओं में भाग लेते हैं. किसी भी दो व्यक्तियों की कक्षा सप्ताह के समान दिन नहीं होती है.
N शुक्रवार को कक्षा में भाग लेता है. अमरुद पसंद करने वाले और तरबूज पसंद करने वाले व्यक्ति के मध्य केवल एक व्यक्ति बैठा है. K को सेब पसंद है. संतरा और स्ट्रॉबेरी पसंद करने वाले व्यक्ति के मध्य एक से अधिक व्यक्ति बैठे हैं. N को अमरुद पसंद है. M को कीवी पसंद है. P रविवार को कक्षा में भाग लेता है. J और L के मध्य केवल एक व्यक्ति कक्षा में भाग लेता है. न तो संतरा पसंद करने वाला न ही कीवी पसंद करने वाला व्यक्ति शनिवार को कक्षा में भाग लेता है. K मंगलवार को कक्षा में भाग लेता है. वह व्यक्ति जिसे आम पसंद हैं वह सेब पसंद करने वाले व्यक्ति के पहले कक्षा में भाग लेता है.
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A group of seven persons –J, K, L, M, N, O and P like different fruits i.e. kiwi, mango, apple, guava, watermelon, orange and strawberry. They attend classes on different days of week starting from Monday to Sunday. No two persons has class on same day of the week.
N attends class on Friday. Only one person attends class between the one who likes guava and the one who likes watermelon. K likes apple. More than one person attends the class between the one who likes orange and the one who likes strawberry. N likes Guava. M likes kiwi. P attends class on Sunday. Only one person attends class between J and L. Neither the one who likes orange nor the one who likes kiwi attends the class on Saturday. K attends class on Tuesday. The one who likes mango attends the class before the one who likes apple.
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सात व्यक्तियों का समूह –J, K, L, M, N, O और P को विभिन्न फल पसंद हैं अर्थात कीवी, आम, सेब, अमरूद, तरबूज, नारंगी और स्ट्रॉबेरी. वे सोमवार से रविवार तक शुरू होने वाले सप्ताह के विभिन्न दिनों में कक्षाओं में भाग लेते हैं. किसी भी दो व्यक्तियों की कक्षा सप्ताह के समान दिन नहीं होती है.
N शुक्रवार को कक्षा में भाग लेता है. अमरुद पसंद करने वाले और तरबूज पसंद करने वाले व्यक्ति के मध्य केवल एक व्यक्ति बैठा है. K को सेब पसंद है. संतरा और स्ट्रॉबेरी पसंद करने वाले व्यक्ति के मध्य एक से अधिक व्यक्ति बैठे हैं. N को अमरुद पसंद है. M को कीवी पसंद है. P रविवार को कक्षा में भाग लेता है. J और L के मध्य केवल एक व्यक्ति कक्षा में भाग लेता है. न तो संतरा पसंद करने वाला न ही कीवी पसंद करने वाला व्यक्ति शनिवार को कक्षा में भाग लेता है. K मंगलवार को कक्षा में भाग लेता है. वह व्यक्ति जिसे आम पसंद हैं वह सेब पसंद करने वाले व्यक्ति के पहले कक्षा में भाग लेता है.
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