Read more about the Singapore savings bonds, August 2019’s SSB bonds yield an interest rate of 2.01%/yr over 10 years. https://investmentmoats.com/saving-and-investing-my-money/singapore-savings-bonds-ssb-august-2019/
Investment Moats
Singapore Savings Bonds SSB August 2019 Issue Yields 2.01% for 10 Year and 1.68% for 1 Year
Here is a higher yielding, safe way to save your money that you have no idea when you will need to use it, or your emergency fund. The August 2019’s SSB bonds yield an interest rate
Signs of recession nearing
https://www.nytimes.com/2019/07/28/business/economy/economy-recession.html
https://www.nytimes.com/2019/07/28/business/economy/economy-recession.html
NY Times
A Recession Is Coming (Eventually). Here’s Where You’ll See It First. (Published 2019)
Economists don’t know when the decade-long expansion, now the longest in American history, will end. But here are the indicators they will be watching to figure it out.
By 2030, there’ll only be 2.4 working-age residents to support each resident aged 65 and above in singapore
https://www.areyouready.sg/YourInfoHub/Pages/Views-What-you-should-know-about-ageing-in-Singapore-InTouch.aspx?utm_source=edm&utm_medium=email&utm_campaign=intouch
https://www.areyouready.sg/YourInfoHub/Pages/Views-What-you-should-know-about-ageing-in-Singapore-InTouch.aspx?utm_source=edm&utm_medium=email&utm_campaign=intouch
www.areyouready.sg
What you should know about ageing in Singapore
Understand your rights as a shareholder and the structure of the company before buying these stocks. https://www.drwealth.com/alibabas-potential-listing-in-hkex-what-does-it-mean-for-investors/
Drwealth
Alibaba’s Potential Listing in HKEX: What Does It Mean for Investors?
Have you ever bought clothing during the 11.11 Taobao Sales? Or have you heard the
Start with small changes to grow your 💰💰💰 , let us know if these tips! https://www.plannerbee.co/learn-personal-finance/4-habits-that-help-your-bank-balance-to-grow
Planner Bee
5 Habits That Help Your Bank Balance to Grow - Planner Bee
Some habits you can start implementing now to help you save better.
The 1.5 per cent drop in Chinese currency so far this week has dragged 10 regional currencies lower.
Is China’s ‘currency manipulator’ tag the start of a global recession, currency war? https://www.scmp.com/economy/china-economy/article/3022017/us-treasury-calls-china-currency-manipulator-start-global
Is China’s ‘currency manipulator’ tag the start of a global recession, currency war? https://www.scmp.com/economy/china-economy/article/3022017/us-treasury-calls-china-currency-manipulator-start-global
South China Morning Post
The US Treasury calls China a ‘currency manipulator’. Is this the start of a global currency war?
The yuan has fallen 1.5 per cent this week since China allowed the currency to weakened beyond 7 to the dollar.
Have you ever felt that your job opportunities were limited as a female? https://cnalifestyle.channelnewsasia.com/dining/female-chefs-discrimination-kitchen-11807304?cid=internal_app-web-view_app_15082019_channelnewsasia
CNA Lifestyle
How a Singaporean female chef is taking a stand against gender discrimination in the kitchen
Women are still a minority in the hyper-masculine world of F&B kitchens. But The Black Swan’s Alysia Chan and others are holding their ground against aggression, wage inequality and sexual harassment.
Buying cheap but low quality items doesn’t mean you’re being wise with money, read more for more money saving lifestyle tips .https://www.plannerbee.co/learn-personal-finance/4-habits-preventing-you-from-saving-without-you-realising
Planner Bee
4 Habits Preventing You From Saving Without You Realising — Planner Bee
Stop those shopping email subscriptions, and how your daily cuppa is costing you.
Summary of the 2019 National Day Rally. Retirement age and CPF contribution to increase, more pre-school and tertiary school subsidies and how climate changes will affect different parts of Singapore. https://investmentmoats.com/money/national-day-rally-2019-notes/
Investment Moats
The National Day Rally 2019 Notes (Unfiltered Version)
This used to be a hobby. If you feel like writing then you write. If you feel strongly enough, you write. It hit me especially hard when I was about to watch Dr Stone. "Kyith,
How much longer before you can retire?
https://investmentmoats.com/financial-independence/financial-independence-possible-singapore-retire-early-data/
https://investmentmoats.com/financial-independence/financial-independence-possible-singapore-retire-early-data/
Investment Moats
Singaporeans may achieve Financial Independence but Not Retire Early
The department of Singapore statistics published the Household Expenditure Survey 2017/18. The department published the results every 5 years. And so we have the figures to compare against the expenditure figures published in 2012/13. That
When you spend overseas with a Singapore bank-issued debit card, you’re subjected to foreign transaction fees which you may not know about.
https://www.you.co/en-SG/blog/debit-card-overseas-foreign-transaction-fees-comparison-guide/?utm_source=YouTrip+Newsletter&utm_campaign=e32433b72f-EMAIL_CAMPAIGN_2019_08_06_06_25_COPY_01&utm_medium=email&utm_term=0_79f1e4a5d1-e32433b72f-243493061
https://www.you.co/en-SG/blog/debit-card-overseas-foreign-transaction-fees-comparison-guide/?utm_source=YouTrip+Newsletter&utm_campaign=e32433b72f-EMAIL_CAMPAIGN_2019_08_06_06_25_COPY_01&utm_medium=email&utm_term=0_79f1e4a5d1-e32433b72f-243493061
YouTrip
Debit Card Overseas Transaction Fees: Comparison Guide – Blog – YouTrip
When you spend overseas with a Singapore bank-issued debit card, you're subjected to foreign transaction fees which you may or may not know about.
Did you know you could sell your endowment policies? Though this is a sponsored ad, it lines out many basic things you could consider before selling or buying a resale endowment plan.
https://investmentmoats.com/money/reps-holdings-resale-endowments-what-you-need-to-know/
https://investmentmoats.com/money/reps-holdings-resale-endowments-what-you-need-to-know/
Investment Moats
REPS Holding’s Resale Endowments: What You Need to Know
Resale endowment policy is not something new. However, in the realm of wealth building, it may be less talked about. And therefore, a lot of investors may not be aware about it. The concept from
The true cost of loans
https://www.moneysense.gov.sg/articles/2018/11/costs-of-borrowing-flat-rate-monthly-rest-and-effective-interest-rate
https://www.moneysense.gov.sg/articles/2018/11/costs-of-borrowing-flat-rate-monthly-rest-and-effective-interest-rate
MoneySense
Costs of borrowing: flat rate, monthly rest and effective interest rate
Look beyond the advertised interest rate. Learn about different types of loans and what factors affect how much interest you'll end up paying.
Changes to definitions of critical illness from 26th Aug 2020 (Singapore) https://www.straitstimes.com/singapore/health/life-insurers-to-change-definitions-of-critical-illnesses
Billionaire Warren Buffett just turned 89—here are 6 pieces of wisdom from the investing legend https://www.cnbc.com/2019/08/31/billionaire-investor-warren-buffetts-best-advice.html
CNBC
Billionaire Warren Buffett just turned 89—here are 6 pieces of wisdom from the investing legend
In honor of Warren Buffett's 89th birthday, here are six of the best pieces of life advice from the legendary investor.
Careshield will be compulsory for those born in and after 1980 starting mid-2020. Payout increased to $600/month for life, with possibly gender specific premiums. - SINGAPORE
https://www.channelnewsasia.com/news/singapore/careshield-life-parliament-start-passes-bill-2020-11865860
https://www.channelnewsasia.com/news/singapore/careshield-life-parliament-start-passes-bill-2020-11865860
CNA
Disability insurance CareShield Life to start next year as Parliament passes Bill
SINGAPORE: From next year, Singaporeans born in 1980 or later will be enrolled in compulsory long-term disability insurance, after Parliament passed the CareShield Life and Long-term Care Bill on Monday (Sep 2).At S$600 per month, starting payouts for Singaporeans…
Tips for renting out your HDB room - Singapore
https://www.turtleinvestor.net/basic-guide-to-renting-out-a-hdb-en-suite-room/
https://www.turtleinvestor.net/basic-guide-to-renting-out-a-hdb-en-suite-room/
A 34 year old’s week long experience working at a startup after years in a shirt tie corporate environment. http://www.3foreverfinancialfreedom.com/2019/09/how-my-work-in-start-up-firm-is.html
3Foreverfinancialfreedom
How My Work In Start-Up Firm Is Different From My Other Corporate Roles
personal finance, passive income, financial independence
For the geeks, here’s a guide to calculating the returns on your participating life insurance versus term insurance https://www.plannerbee.co/learn-personal-finance/calculating-the-real-returns-of-life-insurance-with-cash-values
Planner Bee | Unbiased Insurance Advice and Comparison
Calculating Your Life Insurance Returns
Discover how to calculate life insurance returns in Singapore and understand the key factors that impact your policy’s performance.