Mutuum Finance
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👥 Mutuum P2P Lending

What it is
Mutuum’s P2P lane lets users lend and borrow directly on higher-volatility tokens while keeping the core protocol protected. It’s a space for calculated, higher-risk plays without touching pooled markets.

Dedicated markets for long-tail tokens
Assets like PEPE or SHIB live in isolated P2P deals, not shared pools. Each deal locks funds in its own smart-contract vault, so volatility in one agreement doesn’t spill over into the rest of the ecosystem.

Set your own terms
Lenders and borrowers agree up front on asset, size, collateral type, target collateral ratio, duration, and fixed APR. Pricing is validated by oracles; if a position weakens, the contract can trigger protections automatically.

Built to complement P2C
Use P2C for instant liquidity on mainstream assets; choose P2P for bespoke, fixed-term deals or tokens that don’t fit pooled markets. Together they deliver flexibility with clear, segmented risk.

Join Mutuum: https://mutuum.com
Mutuum Finance has reached $18.5 million raised, with Phase 6 nearing 85% sold out and approaching its close.

Buy MUTM: https://mutuum.com
Phase 6 is 85% sold out. Final allocations at $0.035, the next phase raises the price to $0.04.

Buy MUTM: https://mutuum.com
Mutuum Finance has reached $18.6 million raised, with the MUTM holder base approaching 18,000.

Buy MUTM: https://mutuum.com
Mutuum Finance has raised $18.7 million; Phase 6 is nearing 90% sold out—only a small allocation remains at $0.035 before the price moves to $0.04.

Buy MUTM: https://mutuum.com
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Mutuum Finance reached 18,000 holders. Phase 6 is nearly 90% complete at $0.035 as momentum builds toward the next pricing stage.

Join Mutuum: https://mutuum.com
Mutuum Finance has surpassed $18.8M raised. Phase 6 is selling out quickly and will close soon, with a price increase in the next phase.

Buy MUTM: https://mutuum.com
Mutuum Finance is 90% sold—nearly sold out. This phase will close soon and remaining allocations are limited.

Join Now: https://mutuum.com
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🔍 Independent audit in progress. Halborn is reviewing Mutuum’s lending & borrowing contracts. Code is finalized and under formal analysis.

We’ll provide regular updates and confirm the testnet launch window soon.

Join Mutuum: https://mutuum.com
⚠️The Mutuum Finance team will never direct-message you first, request your seed phrase, or instruct you to connect your wallet to any site. Accounts that do so are impersonating the team for malicious purposes—ignore, block, and report them.

Join MUTM: https://mutuum.com
Mutuum Finance has passed $18.9M raised. Phase 6 is 91% sold and entering final allocations. Once it closes, the price steps to $0.04 from $0.035.

Join Now: https://mutuum.com
🎯 Weekly Update #008: Another step closer. Product checks complete, staking feature tested, and fixes shipped.

Next up: Audit feedback and final testing before the Sepolia testnet.

More: https://docs.mutuum.com/protocol-updates/008
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Mutuum Finance has surpassed $19,000,000 raised. Phase 6 is 93% sold and entering final allocations—next price step follows once this phase closes.

Join Now: https://mutuum.com
Mutuum Finance has reached $19.1M raised. Phase 6 is closing soon, final allocations are moving quickly. Audit updates coming next.

Join Mutuum: https://mutuum.com
With Phase 6 being 95% complete, only 5% remains before the presale moves to the next phase. Last opportunity to purchase MUTM at $0.035 before the price advances.

Buy MUTM: https://mutuum.com
Mutuum Finance has reached $19.2M raised. Phase 6 is nearly fully sold out and will end soon, final allocations at $0.035.

Buy MUTM: https://mutuum.com
Mutuum Finance has officially raised $19,300,000 in Phase 6, and the phase is now concluding.

The audit report is now in final QA, with remediation testing completed yesterday. Expect the full report soon.

Join Mutuum: https://mutuum.com
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Mutuum Finance has officially surpassed 18,500 holders, and Phase 6 is now concluding.

Community growth remains strong—20,000 holders are in sight. Further updates to follow.

Join Mutuum: https://mutuum.com
Mutuum Finance has reached $19.4M raised. Phase 6 is selling out and will close soon, final allocations at $0.035 before the next price step.

Buy MUTM: https://mutuum.com
Phase 6 has concluded — we’re now in Phase 7.

🔍 The Halborn audit is fully complete, and all recommendations have been integrated.
A detailed post is coming shortly.

Join Mutuum: https://mutuum.com
🛡 Audit complete: Halborn has completed the independent audit of Mutuum Finance’s V1 lending & borrowing protocol.

Read the report: https://halborn.com/audits/mutuum-finance/mutuum-contracts-1e1893

We’re preparing the V1 release on Sepolia testnet, then finalizing for Mainnet. Launch timing coming shortly.

Join Mutuum: https://www.mutuum.com/