@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | Cement Sector 🟢 (Positive Outlook)
👉🏿 Nuvama on Cement | Apr price hikes led by South, demand outlook improving across regions.

@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | Telecom Sector 🟢 (Positive Outlook)
👉🏿 Bernstein on Telecom | Telecom stocks have remained the most defensive sector in an otherwise volatile mkt, Indian telecom companies leading gains across Asia

@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | Travel & Leisure Sector 🟢 (Positive Outlook)
👉🏿 HSBC on Travel & Leisure | The travel & hotel sector continues to enjoy exceptionally strong trading, Q4 well supported by the Maha Kumbh & tight supply. Looking beyond Q4, no major headwinds for hotels.

@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Stocks To Watch in Trade Today | Keep an eye on these stocks as they set the market abuzz.📊

@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Commodities Sector Updates | Gold, Oil & Aluminium
👉🏿 Gold hits another record as Fed's Powell warns of trade war impact 🟡 Wall Street jitters fuel safe-haven demand.
👉🏿 Oil climbs as US targets Iran exports 🛢
👉🏿 Aluminium stays resilient amid trade tension, while Iron Ore miners struggle with supply shocks & China worries ⛏️

@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Lot Size Revision | Lot sizes of derivative contracts for various indices as prescribed by exchange circulars (NSE & BSE).
▪️The NSE in its circular NSE/FAOP/67372 has revised the market lot sizes for two key indices-Nifty Bank (BANKNIFTY) & Nifty Midcap Select (MIDCPNIFTY).
▪️As per Annexure IV of notice no. 20250401-8, BSE has also revised market lot sizes for derivative contracts on individual BSE SENSEX 50, following SEBI guidelines.
▪️Effective from July 2025, the following underlying contracts will have revised lot sizes as mentioned in chart above.

@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
US Tariff Effect | FDI interest in setting up manufacturing base in India is rising, with Government receiving 20+ FDI queries post US tariff move.

@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
MonePlan Awareness Series | The Nifty index plummeted by around 3.5% on 7th April 2025, following the announcement of US tariffs. But just a day later, the market retraced sharply. These are times of intense volatility.
▪️But is there a way to measure just how volatile the market really is? That’s where the India VIX comes in. It’s like a pulse check for the market’s fear & expectations.
▪️So, for today’s Word of the Day, decoding : India VIX

@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
MonePlan Learning Series | The Bucket Strategy: Your Retirement Cashflow Plan
▪️Retirement is a time to enjoy the fruits of your hard work. But to live comfortably & worry-free, you need to ensure a steady cashflow that help support your lifestyle, health care expenses and aspirations. One practical way to do that is the Bucket Strategy – a simple yet effective method of segmenting your investments based on your time horizon &d risk appetite.

Bucket 1: Emergencies (0-1 Year)
▪️This is your safety net. You can park funds here for emergencies like hospital bills, unexpected expenses, etc. This bucket should be liquid, accessible & less risky.
▪️Some of the Investment options include: Liquid Fund, Low Duration Fund, Money Market Fund, Ultra Short Term Fund.
▪️Consider keeping at least 6-12 months of your monthly expenses here.

Bucket 2: Short-Term Growth (1-5 Years)
▪️This bucket helps in taking care of your near-term goals or predictable expenses like travel, home repairs, gifting, or topping up your income.
▪️Some of the Investment options include: Short Term Debt Fund, Corporate Bond Fund, Equity Savings Fund.
▪️Think of it as your income top-up bucket

Bucket 3: Intermediate Growth (5-10 Years)
▪️This bucket is for medium-term growth. It takes a blended approach – a mix of Equity & Debt. It’s meant to grow steadily, so you can refill your first two buckets when needed.
▪️Some of the Investment options include: Aggressive Hybrid Fund, Balanced Advantage Fund, Multi-Asset Fund, Asset Allocator Fund of Fund.
▪️Let this bucket breathe – Consider withdrawing from this bucket only in case of emergencies

Bucket 4: Long-Term Growth (10+ Years)
▪️This is your future focused bucket – meant for legacy planning or for expenses far down the road. It involves equity investments which aims to grow your wealth over time.
▪️Some of the Investment options include: Flexi Cap Fund, Large Cap Fund, Multi Cap Fund.
▪️If market falls, don’t flinch. This bucket has time on its side

Why this works for Retirement?
▪️No Panic Selling – Your Immediate needs are covered, so you don’t withdraw long term investments during market volatility
▪️Flexibility – Adjust allocations as your goals change (e.g. shift more to bucket 1 as you age)
▪️Growth + Stability – Short-term buckets helps in providing stability while long-term buckets could grow your wealth overtime
▪️As your life changes, your buckets can be adjusted. You might move funds from one bucket to another as you get older or your goals shift.
▪️The key is balance & flexibility – You’re in control with the freedom to ensure your money works for you, not the other way around.

So, grab your buckets, fill them wisely and enjoy the freedom that comes with knowing your financial future could be solidly prepared, secured & ready for whatever comes next!

📞 Contact us today for more info & Start building your Wealth!
☎️ 7506265365 or 9422082313 | 📧 rajeshnair72@gmail.com
MonePlan Investory Team

@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
"Financial Morning Thought to Start the Fresh New Trading Day"

@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
"Financial Morning Thought to Start the Fresh New Trading Day"

@t.me/MonePlan : Morning Stock Markets & Investments Updates with MonePlan :
GIFT Nifty Morning Opening Updates | GIFT Nifty lower, indicates a start in the red for the Indian market

@t.me/MonePlan : Morning Stock Markets & Investments Updates with MonePlan :
FII's Vs DII's Daily Activity Track for 21st April 2025 | In Equities, FNO & Futures Segment
✔️ Foreign Investors extended their buying streak for the fourth straight session on April 21, while Domestic Institutions snapped a three-day selling spell to return to the buy side. FII's Net Bought shares worth ₹ 1,970 Crore, with DII's adding ₹ 246 Crore to the tally.

✔️ During the trading session of April 21, FII's Bought shares worth ₹ 11,711 Crore & Sold shares worth ₹ 9,741 Crore. DII's Purchased shares worth ₹ 15,619 Crore & Sold shares worth ₹ 15,373 Crore.
✔️ For the year so far, FII's have been Net Sellers of shares worth ₹ 1.58 Lakh Crore, while DII's have Net Bought ₹ 1.99 Lakh Crore worth of shares

@t.me/MonePlan : Morning Stock Markets & Investments Updates with MonePlan :
US Markets Closing Updates | 🔰 Weak Signals from Global Markets
🇺🇸 US markets fell heavily, Dow closed down by 970 points, Nasdaq by 415 points
🇺🇸 S&P 500 slipped by 125 points
🇺🇸 Trump's verbal attack on Fed Chairman Jerome Powell
🇺🇸 Trump asked to cut interest rates soon
🇺🇸 Powell held responsible for the threat of recession in America
🇺🇸 Market crashed due to Trump's statement on American economy & Powell

@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Asian Markets Morning Opening Updates | Asian markets trade Mixed in Morning Trade.
▪️Asia-Pacific markets were subdued Tuesday, tracking Wall Street’s sell-off after U.S. President Donald Trump doubled down on his pressure campaign on Federal Reserve Chairman Jerome Powell.
▪️Japan’s Nikkei 225 as well as the Topix were trading flat.
▪️South Korea’s KOSPI added 0.19% & the small-cap KOSDAQ inched 0.16% higher.
▪️Australia’s S&P/ASX 200 lost 0.63%.
▪️Hong Kong’s Hang Seng Index lost 0.25%.
▪️Mainland China’s CSI 300 slipped 0.17% at the open.

Bank of Japan likely to pause rate hikes in May, says Moody’s Analytics
▪️The Bank of Japan is likely to pause rate hikes in its May meeting in part due to market uncertainty and softer inflation, said Moody’s Analytics.
▪️“The Bank of Japan looks set to hold its fire at its upcoming policy meeting, with tariff uncertainty and jittery financial markets forcing a pause,” wrote Stefan Angrick, Moody’s Analytics’ head of Japan & frontier markets economics.
▪️Washington’s reciprocal tariffs announcements earlier in April triggered a sharp markets sell-off, fueling the kind of volatility that the Bank of Japan prefers to avoid when changing policy, he added.
▪️The country’s inflation grew 3.6% year on year in March, marking three straight years that the headline inflation figure is above the Bank of Japan’s 2% target.
▪️However, the Central Bank is not done tightening rates, thanks to sticky inflation & improving wage dynamics. Additionally, the Japanese yen still remains weaker than economic fundamentals suggest even though it appreciated recently, which adds to the case for more tightening down the road, the economist noted.