Money Plan Investment Talks
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@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | HDB Financial Services Ltd. 🟢 (Positive Outlook)
👉🏿 Motilal Oswal on HDB Financial Services |
Maintain Neutral Rating & cut target price to ₹ 815 vs ₹ 830.
@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | Groww Ltd. 🟢 (Positive Outlook)
👉🏿 Motilal Oswal on Groww |
Maintain Buy with target price of ₹ 190 vs ₹ 185.
👉🏿 Citi maintains 'Buy' on Groww with Price Target of ₹ 195.
@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | HDFC Life Ltd. 🟢 (Positive Outlook)
👉🏿 Morgan Stanley maintains 'Overweight' on HDFC Life with Price Target of ₹ 875.
@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | CIPLA Ltd. 🟢 (Positive Outlook)
👉🏿 Morgan Stanley maintains 'Underweight' on Cipla with Price Target of ₹ 1,292.
@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | L&T Tech Ltd. 🟢 (Positive Outlook)
👉🏿 Morgan Stanley maintains 'Equal-weight' on L&T Tech with Price Target of ₹ 4,420.
@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | OMC's 🟢 (Positive Outlook)
👉🏿 Citi on OMC's |
Govt assurances regarding policy stability & recognition of the need for reasonable returns provide further comfort.
@t.me/MonePlan : Stock Markets & Investment Updates with MonePlan :
Indian Markets Morning Opening Bell🔔 Updates 16th January 2026

📢 Infosys top Nifty gainer, IT stocks jump after Infosys raises guidance, capital market stocks higher on Angel One, 360One results
@t.me/MonePlan : Stock Markets & Investment Updates with MonePlan :
🎙 Management Views & Voices | Asheesh Pandey of Union Bank Talks

✔️ Our NIM barely declined over this 9-month period & the aspiration is to improve it further, we are at a comfortable position on capital adequacy. SMA levels are well under control & we remain confident in maintaining asset quality, says Asheesh Pandey, Union Bank
@t.me/MonePlan : Stock Markets & Investment Updates with MonePlan :
Q3FY26 Q3 Earnings/Results with MonePlan | Federal Bank Ltd.

✔️ Federal Bank Hits Record Highs in Q3 FY26 📈 | NII at ₹2,653 Cr, Operating Profit at ₹1,729 Cr | MCap 60,770.26 Cr
✔️ Net Interest Income (NII) at ₹2,653 Cr, Operating Profit at ₹1,729 Cr & Fee Income at ₹896 Cr (all-time highs for Q3 FY26).
✔️ NIM improved to 3.18%, Cost to Income ratio at 53.92%, and Credit Cost at 47 bps.
✔️ Asset quality at decadal best: Gross NPA at ₹4,447 Cr, Net NPA at ₹1,068 Cr, Provision Coverage Ratio at 75.14%.
✔️ Total Balance Sheet at ₹3.67 Lakh Cr, Deposits at ₹2,97,796 Cr (CASA-driven growth).
✔️ Retail Book now 55% of Customer Assets; Commercial Banking expands with Supply Chain Finance up 11.4% QoQ.
✔️ Digital adoption strong: 93.81% transactions digital, 15.8L active FedMobile users.
✔️ Blackstone invests ₹6,197 Cr via convertible warrants for 9.99% equity stake.
✔️ ESG focus: Green portfolio at ₹ 9,320 Cr, 42% gender diversity in workforce.
@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
MonePlan Awareness Series |
Market Will Remain Open on Feb 1 i.e. Sunday @ Budget Day
@t.me/MonePlan : Stock Markets & Investment Updates with MonePlan :
Q3FY26 Q3 Earnings/Results with MonePlan | UCO Bank Ltd.

✔️ NII up 11.3% at ₹ 2,646 Cr vs ₹ 2,377.7 Cr (YoY)
✔️ Net profit 15.8% at ₹ 739.5 Cr vs ₹ 638.8 Cr (YoY)
✔️ Net NPA at 0.36% vs 0.43% (QoQ)
✔️ Gross NPA at 2.41% vs 2.56% (QoQ)
@t.me/MonePlan : Stock Markets & Investment Updates with MonePlan :
Q3FY26 Q3 Earnings/Results with MonePlan | Punjab & Sind Bank Ltd.

✔️ NII up 5% at ₹ 986.2 Cr vs ₹ 938.7 Cr (YoY)
✔️ Net Profit up 19.3% at ₹ 336.4 Cr vs ₹ 282 Cr (YoY)
✔️ Net NPA at 0.74% vs 0.83% (QoQ)
✔️ Gross NPA at 2.60% vs 2.92% (QoQ)
✔️ Net NPA at ₹ 795.9 Cr vs ₹ 854.1 Cr (QoQ)
✔️ Gross NPA at ₹ 2,870.8 Cr vs ₹ 3,082 Cr (QoQ)
✔️ Provisions at ₹ 137.8 Cr vs ₹ 147.7 Cr QoQ vs ₹ 109.3 Cr YoY
@t.me/MonePlan : Stock Markets & Investment Updates with MonePlan :
Q3FY26 Q3 Earnings/Results with MonePlan | ICICI Bank Ltd.

✔️ Reported a Net Profit of ₹ 11,317.9 Cr in Q3 FY26, which is over 4% lower than last year’s ₹ 11,792.4 Cr.
✔️ The dip in Net Profit is due to one time excess provision of ₹ 1,280 Cr of Agricultural Loans which is a one time issue. (This was done because of compulsion by RBI)
✔️ Other than that - Almost all parameters like asset quality, business growth, operating profit improved during the quarter
✔️ Net NPA at 0.37% vs 0.39% (QoQ)
✔️ Gross NPA at 1.53% vs 1.58% (QoQ)
✔️ Net NPA at ₹ 5,732 Cr vs ₹ 5,827 Cr (QoQ)
✔️ Gross NPA at ₹ 23,758 Cr vs ₹ 23,849.7 Cr (QoQ)
✔️ Board approves re-appointment of Sandeep Bakhshi as MD & CEO for another 2 years
@t.me/MonePlan : Stock Markets & Investment Updates with MonePlan :
Q3FY26 Q3 Earnings/Results with MonePlan | HDFC Bank Ltd.

✔️ NII up 6.4% at ₹ 32,615 Cr vs ₹ 30,653 Cr (YoY)
✔️ Net Profit up 11.5% at ₹ 18,653 Cr vs ₹ 16,736 Cr (YoY)
✔️ Net NPA flat at 0.42% (QoQ)
✔️ Gross NPA flat at 1.24% (QoQ)
✔️ Net NPA at ₹ 11,981.8 Cr vs ₹ 11,447.3 Cr (QoQ)
✔️ Gross NPA at ₹ 35,179 Cr vs ₹ 34,289.5 Cr (QoQ)
✔️ Provisions at ₹ 2,837.9 Cr vs ₹ 3,500.5 Cr QoQ vs ₹ 3,153.9 Cr YoY
💰 PAT | ₹ 18,654 Cr (Up 11.5% YoY) – Beats Street estimates!
📈 NII | ₹ 32,620 Cr (Up 6.4% YoY)
🛡 Asset Quality | GNPA stable at 1.24%
🏦 Balance Sheet | Crosses the massive ₹ 40 Lakh Cr mark!
@t.me/MonePlan : Stock Markets & Investment Updates with MonePlan :
Q3FY26 Q3 Earnings/Results with MonePlan | IDBI Bank Ltd.

✔️ NII down 24% at ₹ 3,209.5 Cr Vs ₹ 4,228.2 Cr (YoY)
✔️ Net Profit up 1.4% at ₹ 1,935.5 Cr Vs ₹ 1,908.3 Cr (YoY)
✔️ Net NPA at 0.18% Vs 0.21% (QoQ)
✔️ Gross NPA at 2.57% Vs 2.65% (QoQ)
✔️ Net NPA at ₹ 425.3 Cr Vs ₹ 474.2 Cr (QoQ)
✔️ Gross NPA at ₹ 6,281 Cr Vs ₹ 6,242 Cr (QoQ)