@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | Shriram Finance Ltd. ๐ข (Positive Outlook)
๐๐ฟ Morgan Stanley on Shriram Finance | Overweight rating maintained with target price at โน 1,325.
Brokerages Views on Various Sectors & Stocks | Shriram Finance Ltd. ๐ข (Positive Outlook)
๐๐ฟ Morgan Stanley on Shriram Finance | Overweight rating maintained with target price at โน 1,325.
@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | United Spirits Ltd. ๐ข (Positive Outlook)
๐๐ฟ Nomura on United Spirits | Initiate coverage with Buy Rating and target price of โน 1,650.
Brokerages Views on Various Sectors & Stocks | United Spirits Ltd. ๐ข (Positive Outlook)
๐๐ฟ Nomura on United Spirits | Initiate coverage with Buy Rating and target price of โน 1,650.
@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | Union Bank Ltd. ๐ข (Positive Outlook)
๐๐ฟ Motilal Oswal on Union Bank | Maintain Neutral rating with target price of โน 180.
Brokerages Views on Various Sectors & Stocks | Union Bank Ltd. ๐ข (Positive Outlook)
๐๐ฟ Motilal Oswal on Union Bank | Maintain Neutral rating with target price of โน 180.
@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | HDB Financial Services Ltd. ๐ข (Positive Outlook)
๐๐ฟ Motilal Oswal on HDB Financial Services | Maintain Neutral Rating & cut target price to โน 815 vs โน 830.
Brokerages Views on Various Sectors & Stocks | HDB Financial Services Ltd. ๐ข (Positive Outlook)
๐๐ฟ Motilal Oswal on HDB Financial Services | Maintain Neutral Rating & cut target price to โน 815 vs โน 830.
@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | Groww Ltd. ๐ข (Positive Outlook)
๐๐ฟ Motilal Oswal on Groww | Maintain Buy with target price of โน 190 vs โน 185.
๐๐ฟ Citi maintains 'Buy' on Groww with Price Target of โน 195.
Brokerages Views on Various Sectors & Stocks | Groww Ltd. ๐ข (Positive Outlook)
๐๐ฟ Motilal Oswal on Groww | Maintain Buy with target price of โน 190 vs โน 185.
๐๐ฟ Citi maintains 'Buy' on Groww with Price Target of โน 195.
@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | HDFC Life Ltd. ๐ข (Positive Outlook)
๐๐ฟ Morgan Stanley maintains 'Overweight' on HDFC Life with Price Target of โน 875.
Brokerages Views on Various Sectors & Stocks | HDFC Life Ltd. ๐ข (Positive Outlook)
๐๐ฟ Morgan Stanley maintains 'Overweight' on HDFC Life with Price Target of โน 875.
@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | CIPLA Ltd. ๐ข (Positive Outlook)
๐๐ฟ Morgan Stanley maintains 'Underweight' on Cipla with Price Target of โน 1,292.
Brokerages Views on Various Sectors & Stocks | CIPLA Ltd. ๐ข (Positive Outlook)
๐๐ฟ Morgan Stanley maintains 'Underweight' on Cipla with Price Target of โน 1,292.
@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | L&T Tech Ltd. ๐ข (Positive Outlook)
๐๐ฟ Morgan Stanley maintains 'Equal-weight' on L&T Tech with Price Target of โน 4,420.
Brokerages Views on Various Sectors & Stocks | L&T Tech Ltd. ๐ข (Positive Outlook)
๐๐ฟ Morgan Stanley maintains 'Equal-weight' on L&T Tech with Price Target of โน 4,420.
@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
Brokerages Views on Various Sectors & Stocks | OMC's ๐ข (Positive Outlook)
๐๐ฟ Citi on OMC's | Govt assurances regarding policy stability & recognition of the need for reasonable returns provide further comfort.
Brokerages Views on Various Sectors & Stocks | OMC's ๐ข (Positive Outlook)
๐๐ฟ Citi on OMC's | Govt assurances regarding policy stability & recognition of the need for reasonable returns provide further comfort.
@t.me/MonePlan : Stock Markets & Investment Updates with MonePlan :
Indian Markets Morning Opening Bell๐ Updates 16th January 2026
๐ข Infosys top Nifty gainer, IT stocks jump after Infosys raises guidance, capital market stocks higher on Angel One, 360One results
Indian Markets Morning Opening Bell๐ Updates 16th January 2026
๐ข Infosys top Nifty gainer, IT stocks jump after Infosys raises guidance, capital market stocks higher on Angel One, 360One results
@t.me/MonePlan : Stock Markets & Investment Updates with MonePlan :
๐ Management Views & Voices | Asheesh Pandey of Union Bank Talks
โ๏ธ Our NIM barely declined over this 9-month period & the aspiration is to improve it further, we are at a comfortable position on capital adequacy. SMA levels are well under control & we remain confident in maintaining asset quality, says Asheesh Pandey, Union Bank
๐ Management Views & Voices | Asheesh Pandey of Union Bank Talks
โ๏ธ Our NIM barely declined over this 9-month period & the aspiration is to improve it further, we are at a comfortable position on capital adequacy. SMA levels are well under control & we remain confident in maintaining asset quality, says Asheesh Pandey, Union Bank
@t.me/MonePlan : Stock Markets & Investment Updates with MonePlan :
Q3FY26 Q3 Earnings/Results with MonePlan | Federal Bank Ltd.
โ๏ธ Federal Bank Hits Record Highs in Q3 FY26 ๐ | NII at โน2,653 Cr, Operating Profit at โน1,729 Cr | MCap 60,770.26 Cr
โ๏ธ Net Interest Income (NII) at โน2,653 Cr, Operating Profit at โน1,729 Cr & Fee Income at โน896 Cr (all-time highs for Q3 FY26).
โ๏ธ NIM improved to 3.18%, Cost to Income ratio at 53.92%, and Credit Cost at 47 bps.
โ๏ธ Asset quality at decadal best: Gross NPA at โน4,447 Cr, Net NPA at โน1,068 Cr, Provision Coverage Ratio at 75.14%.
โ๏ธ Total Balance Sheet at โน3.67 Lakh Cr, Deposits at โน2,97,796 Cr (CASA-driven growth).
โ๏ธ Retail Book now 55% of Customer Assets; Commercial Banking expands with Supply Chain Finance up 11.4% QoQ.
โ๏ธ Digital adoption strong: 93.81% transactions digital, 15.8L active FedMobile users.
โ๏ธ Blackstone invests โน6,197 Cr via convertible warrants for 9.99% equity stake.
โ๏ธ ESG focus: Green portfolio at โน 9,320 Cr, 42% gender diversity in workforce.
Q3FY26 Q3 Earnings/Results with MonePlan | Federal Bank Ltd.
โ๏ธ Federal Bank Hits Record Highs in Q3 FY26 ๐ | NII at โน2,653 Cr, Operating Profit at โน1,729 Cr | MCap 60,770.26 Cr
โ๏ธ Net Interest Income (NII) at โน2,653 Cr, Operating Profit at โน1,729 Cr & Fee Income at โน896 Cr (all-time highs for Q3 FY26).
โ๏ธ NIM improved to 3.18%, Cost to Income ratio at 53.92%, and Credit Cost at 47 bps.
โ๏ธ Asset quality at decadal best: Gross NPA at โน4,447 Cr, Net NPA at โน1,068 Cr, Provision Coverage Ratio at 75.14%.
โ๏ธ Total Balance Sheet at โน3.67 Lakh Cr, Deposits at โน2,97,796 Cr (CASA-driven growth).
โ๏ธ Retail Book now 55% of Customer Assets; Commercial Banking expands with Supply Chain Finance up 11.4% QoQ.
โ๏ธ Digital adoption strong: 93.81% transactions digital, 15.8L active FedMobile users.
โ๏ธ Blackstone invests โน6,197 Cr via convertible warrants for 9.99% equity stake.
โ๏ธ ESG focus: Green portfolio at โน 9,320 Cr, 42% gender diversity in workforce.
@t.me/MonePlan : Morning Stock Markets & Investment Updates with MonePlan :
MonePlan Awareness Series | Market Will Remain Open on Feb 1 i.e. Sunday @ Budget Day
MonePlan Awareness Series | Market Will Remain Open on Feb 1 i.e. Sunday @ Budget Day
@t.me/MonePlan : Stock Markets & Investment Updates with MonePlan :
Q3FY26 Q3 Earnings/Results with MonePlan | UCO Bank Ltd.
โ๏ธ NII up 11.3% at โน 2,646 Cr vs โน 2,377.7 Cr (YoY)
โ๏ธ Net profit 15.8% at โน 739.5 Cr vs โน 638.8 Cr (YoY)
โ๏ธ Net NPA at 0.36% vs 0.43% (QoQ)
โ๏ธ Gross NPA at 2.41% vs 2.56% (QoQ)
Q3FY26 Q3 Earnings/Results with MonePlan | UCO Bank Ltd.
โ๏ธ NII up 11.3% at โน 2,646 Cr vs โน 2,377.7 Cr (YoY)
โ๏ธ Net profit 15.8% at โน 739.5 Cr vs โน 638.8 Cr (YoY)
โ๏ธ Net NPA at 0.36% vs 0.43% (QoQ)
โ๏ธ Gross NPA at 2.41% vs 2.56% (QoQ)
@t.me/MonePlan : Stock Markets & Investment Updates with MonePlan :
Q3FY26 Q3 Earnings/Results with MonePlan | Punjab & Sind Bank Ltd.
โ๏ธ NII up 5% at โน 986.2 Cr vs โน 938.7 Cr (YoY)
โ๏ธ Net Profit up 19.3% at โน 336.4 Cr vs โน 282 Cr (YoY)
โ๏ธ Net NPA at 0.74% vs 0.83% (QoQ)
โ๏ธ Gross NPA at 2.60% vs 2.92% (QoQ)
โ๏ธ Net NPA at โน 795.9 Cr vs โน 854.1 Cr (QoQ)
โ๏ธ Gross NPA at โน 2,870.8 Cr vs โน 3,082 Cr (QoQ)
โ๏ธ Provisions at โน 137.8 Cr vs โน 147.7 Cr QoQ vs โน 109.3 Cr YoY
Q3FY26 Q3 Earnings/Results with MonePlan | Punjab & Sind Bank Ltd.
โ๏ธ NII up 5% at โน 986.2 Cr vs โน 938.7 Cr (YoY)
โ๏ธ Net Profit up 19.3% at โน 336.4 Cr vs โน 282 Cr (YoY)
โ๏ธ Net NPA at 0.74% vs 0.83% (QoQ)
โ๏ธ Gross NPA at 2.60% vs 2.92% (QoQ)
โ๏ธ Net NPA at โน 795.9 Cr vs โน 854.1 Cr (QoQ)
โ๏ธ Gross NPA at โน 2,870.8 Cr vs โน 3,082 Cr (QoQ)
โ๏ธ Provisions at โน 137.8 Cr vs โน 147.7 Cr QoQ vs โน 109.3 Cr YoY
@t.me/MonePlan : Stock Markets & Investment Updates with MonePlan :
Q3FY26 Q3 Earnings/Results with MonePlan | ICICI Bank Ltd.
โ๏ธ Reported a Net Profit of โน 11,317.9 Cr in Q3 FY26, which is over 4% lower than last yearโs โน 11,792.4 Cr.
โ๏ธ The dip in Net Profit is due to one time excess provision of โน 1,280 Cr of Agricultural Loans which is a one time issue. (This was done because of compulsion by RBI)
โ๏ธ Other than that - Almost all parameters like asset quality, business growth, operating profit improved during the quarter
โ๏ธ Net NPA at 0.37% vs 0.39% (QoQ)
โ๏ธ Gross NPA at 1.53% vs 1.58% (QoQ)
โ๏ธ Net NPA at โน 5,732 Cr vs โน 5,827 Cr (QoQ)
โ๏ธ Gross NPA at โน 23,758 Cr vs โน 23,849.7 Cr (QoQ)
โ๏ธ Board approves re-appointment of Sandeep Bakhshi as MD & CEO for another 2 years
Q3FY26 Q3 Earnings/Results with MonePlan | ICICI Bank Ltd.
โ๏ธ Reported a Net Profit of โน 11,317.9 Cr in Q3 FY26, which is over 4% lower than last yearโs โน 11,792.4 Cr.
โ๏ธ The dip in Net Profit is due to one time excess provision of โน 1,280 Cr of Agricultural Loans which is a one time issue. (This was done because of compulsion by RBI)
โ๏ธ Other than that - Almost all parameters like asset quality, business growth, operating profit improved during the quarter
โ๏ธ Net NPA at 0.37% vs 0.39% (QoQ)
โ๏ธ Gross NPA at 1.53% vs 1.58% (QoQ)
โ๏ธ Net NPA at โน 5,732 Cr vs โน 5,827 Cr (QoQ)
โ๏ธ Gross NPA at โน 23,758 Cr vs โน 23,849.7 Cr (QoQ)
โ๏ธ Board approves re-appointment of Sandeep Bakhshi as MD & CEO for another 2 years
@t.me/MonePlan : Stock Markets & Investment Updates with MonePlan :
Q3FY26 Q3 Earnings/Results with MonePlan | HDFC Bank Ltd.
โ๏ธ NII up 6.4% at โน 32,615 Cr vs โน 30,653 Cr (YoY)
โ๏ธ Net Profit up 11.5% at โน 18,653 Cr vs โน 16,736 Cr (YoY)
โ๏ธ Net NPA flat at 0.42% (QoQ)
โ๏ธ Gross NPA flat at 1.24% (QoQ)
โ๏ธ Net NPA at โน 11,981.8 Cr vs โน 11,447.3 Cr (QoQ)
โ๏ธ Gross NPA at โน 35,179 Cr vs โน 34,289.5 Cr (QoQ)
โ๏ธ Provisions at โน 2,837.9 Cr vs โน 3,500.5 Cr QoQ vs โน 3,153.9 Cr YoY
๐ฐ PAT | โน 18,654 Cr (Up 11.5% YoY) โ Beats Street estimates!
๐ NII | โน 32,620 Cr (Up 6.4% YoY)
๐ก Asset Quality | GNPA stable at 1.24%
๐ฆ Balance Sheet | Crosses the massive โน 40 Lakh Cr mark!
Q3FY26 Q3 Earnings/Results with MonePlan | HDFC Bank Ltd.
โ๏ธ NII up 6.4% at โน 32,615 Cr vs โน 30,653 Cr (YoY)
โ๏ธ Net Profit up 11.5% at โน 18,653 Cr vs โน 16,736 Cr (YoY)
โ๏ธ Net NPA flat at 0.42% (QoQ)
โ๏ธ Gross NPA flat at 1.24% (QoQ)
โ๏ธ Net NPA at โน 11,981.8 Cr vs โน 11,447.3 Cr (QoQ)
โ๏ธ Gross NPA at โน 35,179 Cr vs โน 34,289.5 Cr (QoQ)
โ๏ธ Provisions at โน 2,837.9 Cr vs โน 3,500.5 Cr QoQ vs โน 3,153.9 Cr YoY
๐ฐ PAT | โน 18,654 Cr (Up 11.5% YoY) โ Beats Street estimates!
๐ NII | โน 32,620 Cr (Up 6.4% YoY)
๐ก Asset Quality | GNPA stable at 1.24%
๐ฆ Balance Sheet | Crosses the massive โน 40 Lakh Cr mark!