*Atul Auto Oct'20 Sales – Continued to remain weak*
(Nirmal Bang Retail Research)
Sales came at 2311 vs YoY 5171 units (-55.3%) and MoM 1633 units (41.5%) https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

*Greenlam Industries Ltd.* | *CMP* Rs. 755 | *M Cap* Rs. 1821 Cr | *52 W H/L* 1055/442
(Nirmal Bang Retail Research)
*Result is above expectations*
Revenue from Operations came at Rs. 289.3 Cr (80.4% QoQ, -17.1% YoY) vs expectation of Rs. 272 Cr, QoQ Rs. 160.4 Cr, YoY Rs. 349 Cr
EBIDTA came at Rs. 40.5 Cr (414.7% QoQ, -16.6% YoY) vs expectation of Rs. 36.3 Cr, QoQ Rs. 7.9 Cr, YoY Rs. 48.5 Cr
EBITDA Margin came at 14% vs expectation of 13.3%, QoQ 4.9%, YoY 13.9%
Adj. PAT came at Rs. 18.5 Cr vs expectation of Rs. 14.2 Cr, QoQ Rs. -7.7 Cr, YoY Rs. 27.5 Cr
Quarter EPS is Rs. 7.7
Share is trading at P/E of 18.8x FY22E EPS https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

*Fine Organic Industries Ltd.* | *CMP* Rs. 2592 | *M Cap* Rs. 7957 Cr | *52 W H/L* 3260/1500
(Nirmal Bang Retail Research)
*Result is marginally below expectations*
Revenue from Operations came at Rs. 271 Cr (12.9% QoQ, -1.1% YoY) vs expectation of Rs. 269.4 Cr, QoQ Rs. 240 Cr, YoY Rs. 274 Cr
EBIDTA came at Rs. 51.2 Cr (-2.4% QoQ, -21.4% YoY) vs expectation of Rs. 59.9 Cr, QoQ Rs. 52.5 Cr, YoY Rs. 65.1 Cr
EBITDA Margin came at 18.9% vs expectation of 22.2%, QoQ 21.9%, YoY 23.8%
Adj. PAT came at Rs. 31.2 Cr vs expectation of Rs. 37.9 Cr, QoQ Rs. 28.6 Cr, YoY Rs. 57 Cr
Quarter EPS is Rs. 10.2
Share is trading at P/E of 35.9x FY22E EPS https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

*Cadila Healthcare Ltd.* | *CMP* Rs. 410 | *M Cap* Rs. 41972 Cr | *52 W H/L* 448/202
(Nirmal Bang Retail Research)
*Result is above expectations*
Revenue from Operations came at Rs. 3820 Cr (4.9% QoQ, 13.5% YoY) vs expectation of Rs. 3673.1 Cr, QoQ Rs. 3639.9 Cr, YoY Rs. 3366.6 Cr
EBIDTA came at Rs. 863.4 Cr (5.9% QoQ, 38% YoY) vs expectation of Rs. 777 Cr, QoQ Rs. 815.4 Cr, YoY Rs. 625.6 Cr
EBITDA Margin came at 22.6% vs expectation of 21.2%, QoQ 22.4%, YoY 18.6%
Adj. PAT came at Rs. 473.4 Cr vs expectation of Rs. 448.7 Cr, QoQ Rs. 454 Cr, YoY Rs. 375.3 Cr
Quarter EPS is Rs. 4.6
Share is trading at P/E of 22.1x FY22E EPS https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

🏦 *Bandhan Bank Q2 Results Highlights*

🖋️Net Profit 9.2B Rupees Vs 9.72B(YOY): Est 8B

🖋️Interest Income 31.98B Rupees Vs 26.9B (YOY)

🖋️Provisions 3.95B Rupees Vs 1.46B (YOY) 11 Q2

🖋️Gross NPA 1.18% Vs 1.43% (QOQ) Net NPA 0.36%Vs 0.48% (QOQ)

🖋️Gross NPA 1.18% Vs 1.43% (QOQ)

🖋️Annualised Net Interest Margin 8% Vs 8.2% (YOY)

▶️ *Impact* : Neutral

▶️. *Technical view* - The stock looks good on the charts. Support around 287 and resistance around 310. Break and hourly close above 310 will take it to 318 and then to 325+ levels in days to come.https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

*Stocks in the news*

*Tata Motors:* Company recorded higher domestic sales at 49,669 units in October against 39,152 units YoY.

*Punjab National Bank:* Bank reported higher profit at Rs 620.8 crore in Q2FY21 against Rs 308.5 crore, NII grew to Rs 8,393.2 crore from Rs 6,748.4 crore QoQ.

*City Union Bank:* Bank reported lower profit at Rs 157.7 crore in Q2FY21 against Rs 193.5 crore, NII rose to Rs 475.1 crore from Rs 411.5 crore YoY.

*Zee Entertainment Enterprises:* Company reported lower profit at Rs 93.4 crore in Q2FY21 against Rs 413 crore, revenue fell to Rs 1,722.7 crore from Rs 2,122 crore YoY.https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

*Bandhan Bank Q2FY21 Concall Update*
(Nirmal Bang Retail Research)

*Collection efficiency remains a key monitorable*

*Outlook: Positive in long term*

• *CE (Collection Efficiency) is at 91% in Oct vs 89% in Sep (76% in June qtr). MFI collections are the same as for the bank.*
• In terms of number of customers, CE is at 95%.
• CE for WB is at 91% and for Assam at 87%.
• MFI mix for states is WB 47%, Assam 17%, Bihar 9%
• Bank expects CE to normalize by next qtr. (Bank had guided for the same for Sep qtr even in June qtr)
• *Bank made covid provisions of Rs. 300 Cr taking cumulative covid provisions to Rs. 1740 Cr (2.3% of AUM)*
• Resumption of train services, if happens, will give a boost to CE.
• GNPA came at 1.2% vs QoQ 1.4%. NNPA came at 0.4% vs QoQ 0.6%.
• *Bank provided a vision for FY25 whereby it sees its AUM mix as follows: MFI 30%, Mortgages 30%, SME 30%, Retail 10%. As on Q2FY21, the mix stands at MFI: 62%, Mortgages 25%, SME 9%, Retail 4%.*
• Avg ticket size in SME covers many customer segments from Rs. 2 Lacs to 2 Crs
• Advances grew by 19% YoY / 3% QoQ to Rs. 76,620 Cr. Share of Micro Banking is stable at 62%.
• Overall disbursements are at 95% of pre-covid levels while for MFI it is at 78%.
• NIM declined by 20 bps both YoY / QoQ at 8.0%. NII/PPP growth was at 26%/25%.
• *Deposits grew by 34% YoY/ 9% QoQ to Rs. 66,130 Cr. CASA continues to improve to 38% vs QoQ 37% & YoY 33%.*
• 30-35% of MFI customers have additional loans (cross selling) from Bandhan. 50% of MFI customers have a single loan (only from Bandhan) and the bank would look to offer them other loans - for house or business.
• Bank is targeting to open 574 new branches. 100 will be full fledged and remaining will be MFI based. (1045 branches currently)

Share is trading at P/E 12.3x FY22E EPS and trailing P/Adj BV of 3x. https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

World Markets

Dow + 423
Nasdaq + 46
Dax + 228
Nikkei Closed
Hangseng + 348
Sgxnifty + 70 (11742)
Brent Crude 38.71
Dow Fut + 138 https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

Stocks To Watch

NTPC: Announces buyback of shares worth Rs 2,275.7 crore. Board to buyback 19.79 crore shares or 2% of the total equity. Buyback price of Rs 115 per share is a 28.9% premium to Monday's closing. Record date set as November 13. Board approves extension of Gurdeep Singh as chairman and managing director till July 2025.

Tata Motors: Domestic sales up 27% to 49,669 units in October.

Sterlite Tech: To acquire 100% stake in Italy’s Optotec for 29 million euros. The target company belongs to the optical telecommunications industry. The transaction is expected to be completed by end of the calendar year 2020.

ICICI Lombard: Competition Commission of India approves acquisition of general insurance business of Bharti Axa.

Supreme Petrochem: To establish a new line for production of polystyrene which may enhance the production capacity by 80,000 TPA. To also revamp EPS plant which will increase capacity 20,000 TPA. Expansion likely to be completed by December 2021 at a cost of Rs 250 crore. Funding will be done through internal accruals.

Hindalco: Bloomberg News reports that the company has emerged as the preferred bidder for Chakla coal block in the first round of commercial coal mining auctions.

NCC: Gets orders worth Rs 833 crore from mining division of Coal India's arm.

Adani Enterprises: Commenced Lucknow International Airport operations.

National Fertilisers: Bentonite Sulphur sale up 3.37 times to 11,730 MT, while SSP sales up 2.33 times at 14,726 MT during the April-October period. The company has registered growth in the sale of all non-urea fertilisers during FY21.

Prism Johnson: Joint Venture Antique Marbonite to close one of its production lines with a 3 MSM per annum capacity due to an ageing, unviable plant. The closure of capacit will not have any impact on overall sales of the HRJ division.

Shipping Corporation of India: To consider demerging non-core assets on November 6.

Bandhan Bank: Board approved re-appointment of Chandra Shekhar Ghosh as managing director and chief executive officer of the Bank till July 2026. Application to RBI will be made.

Nifty Earnings Today: Adani Ports & SEZ, Sun Pharma

Non-Nifty Earnings Today: Ajanta Pharma, Dabur, Deepak Fertilisers, Godrej Properties, IIFL Finance, JSW Energy, Kansai Nerolac, Muthoot Finance, Prince Pipes, PVR, Varun Beverages https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

Pledged Share Details

Adani Ports and SEZ: Promoter SB Adani Family Trust created pledge of 15.51 crore shares on October 29.

Adani Transmission: Promoter SB Adani Family Trust created pledge 6.64 crore shares on October 29.

Adani Green Energy: Promoter SB Adani Family Trust created pledge 91.28 lakh shares on October 29. https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

Who’s Meeting Whom

UPL: To meet HDFC AMC, Azim Premji Investments and other investors on November 3.

Sudarshan Chemical: To meet Ashmore Investment Management and ICICI Prudential Mutual Fund between November 3-5.

Syngene International: To meet Columbia Threadneedle Investments on November 3. https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

Trading Tweaks

AGM: Gufic Biosciences.

Price Band Revised From 10% To 5%: Oil Country Tubular, Route Mobile, Aarey Drugs & Pharma.

Move Into ASM Framework: GE Power India, Bajaj Healthcare.

Move Into Short Term ASM Framework: Raj Oil Mills.

Move Out Of Short Term ASM Framework: Tejas Networks, Magma Fincorp, Websol Energy System. https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

Insider Trades

HFCL: Promoter MN Ventures acquired 10 lakh shares on November 2 https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

Money Market Update

The currency fell for the third straight day, ending at a two-month low of 74.44 against the U.S. Dollar as compared to Thursday's close of 74.11. https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

*ET NOW BROKERAGE RADAR*
CLSA ON CADILA HEALTHCARE
Maintain BUY , Target 540/share
India and US drive 2Q beat
R&D initiatives expected to drive long-term growth
Strong innovation pipeline being built
Should drive long-term growth
FY21-23 EPS estimates increased 3-8%;

CLSA ON HDFC
Maintain Outperform , Target 2300/share
Maintain Outperform and increase price target
Meaningful recovery in disbursements
Mortgage spreads holding up well and NII growth of 21% YoY
Retail collections jump to 96.3%


UBS ON NTPC
Maintain BUY , Target at 125/share
Attractive valuations; catalysts still elusive
Q2 earnings meet expectations
Deep value zone with attractive valuations
Outstanding dues went up in Q2 despite REC-PFC liquidity infusion

HSBC ON ESCORTS
Maintain BUY , Target 1390/share
Strong all round performance in Q2 with record margins
Lower cost structure & focus on growth

CITI ON TATA MOTORS
Maintain BUY , Target at 165/share
Domestic CV Volume flat as busses witness a decline
PV Continues to surprise positively
Postive stance on Tata Motors is more for JLR recovery

GOLDMAN ON HDFC
Maintain Neutral , Target at 1938/share
Q2 bear on lower provisioning & lower cost of funding
HDFC has a strong & Long term track record

GOLDMAN ON BANDHAN BANK
Maintain BUY , Target at 442/share
Q2 Bear as asset quality under control
Banking franchise for Bandhan playing out well
Growth drivers for the bank well in place

MS ON HDFC
Maintain Overweight , Target at 2545/share
Big Core PPOP Beat; Raising Earnings and Target price
HDFC delivered significant NII and core PPOP beats driven by stronger NIM
More than adequately provisioned
Retail business is back in growth mode
Strong balance sheet, near-term resilience, structural gains, attractive valuation https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

*Shuboudhaya🙏*
*Today's top news: 03 Nov*

1. *In Bihar, all arrangements have been put in place for the second phase of assembly elections* . 94 constituencies spread over 17 districts including Patna, Vaishali, Sitamarhi, Darbhanga and Madhubani will go to polls in this phase today.

2. *Bypolls in Madhya Pradesh, Uttar Pradesh, Karnataka on November 3;* Voting for by-elections to 28 Assembly seats in Madhya Pradesh will be held from 7 am to 6 pm on Tuesday while adhering to the COVID-19 restrictions. The day will also witness bypolls in Uttar Pradesh and Karnataka also.

3. *The Indian Institute of Technology, Madras has developed “IITM COVID Game” to create awareness about the COVID-19 virus.* The game mainly focuses on children. This game was launched by Union Minister Dr Harsh Vardhan. The game is web-based and was designed to influence the players to use masks and practice healthy eating and washing hands regularly.

4. *The Rajasthan assembly on Monday passed three bills to counter the farm laws* enacted by the Centre with the state following the example of Congress-run Punjab and Chhattisgarh

5. *Chhattisgarh launches Fortified Rice Distribution Scheme* : The scheme was launched to reduce malnutrition and anaemia. Under the scheme, fortified rice is distributed through fair price shops. The fortified rice is a mixture of Vitamin-B12, iron and folic acid. It helps to control malnutrition and anaemia.

6. *Police arrested a man and booked three others after a video clip showing members of their group offering namaz on the premises of a temple in Mathura* surfaced on social media. Uttar Pradesh Cabinet minister Shrikant Sharma has termed the incident as an attempt to create differences between different communities in the state and said the accused won't be spared.

7. *The Rajasthan government on Monday said they were open to further negotiations with Gurjars, who are demanding reservation* even as agitating members of the community continued to block a rail track in Bharatpur’s Bayana. The protest called by the Gurjar Aarakshan Sangharsh Samiti entered its second day.

8. *An FIR has been registered against Urdu poet Munawwar Rana for allegedly defending the recent killings in France over a caricature of Prophet Muhammad* , police said on Monday. The case has been lodged against Rana at the Hazratganj police station in Lucknow under various Indian Penal Code sections, including 153A (promoting enmity between different groups on grounds of religion and doing acts prejudicial to maintenance of harmony),

9. Telangana, Andhra Pradesh resume inter-state RTC bus services.

10. *The Supreme Court on Monday refused to extend the security of former special judge S K Yadav who had pronounced the verdict in the Babri Masjid demolition case* and acquitted all 32 accused, including BJP veterans L K Advani, M M Joshi and Uma Bharti.

11. *KBC 12: FIR registered against Amitabh Bachchan, show makers for a question regarding Manusmriti, Dr BR Ambedkar* ,: The question for Rs 6,40,000 was, On 25 December 1927, Dr. BR Ambedkar and his followers burned copies of which scripture? The options given were, a) Vishnu Purana, b) Bhagavad Gita, c) Rigdev, and d) Manusmriti.

12. *Himachal Pradesh, one of India’s most visited hill states, received season’s first snow on Saturday* . Set at a high altitude in the Himalayas, Keylong in Himachal was covered in a thick white blanket of snow. According to the weather department, the minimum temperature recorded in Keylong was minus 0.8 degree Celsius.

13. *With nine of 11 Rajya Sabha MPs elected on Monday belonging to BJP, the party has touched a high of 92 MPs in the upper House,* a major feat for the saffron party given the challenges it had to face in getting key legislations passed in its first term. Congress numbers have fallen to 38, a low for the party in Rajya Sabha with its combined strength in Parliament — including the Lok Sabha representation — at 89.

14. *Unlock 5.0:* West Bengal on Monday took several major decisions especially on re-opening of schools, colleges and cinem

a halls. The West Bengal government decided to extend certain lockdown measures till November 30 but included certain restrictions and relaxations during the period.the teaching-learning physical assemblies in schools, anganwadis, colleges, and universities will continue to be disallowed.

15. Swimming pools (except for use of training of sportspersons) will continue to remain closed. The Cinemas/Theatres/Multiplexes will operate with up to 50 per cent of their seating capacity in areas outside the containment zone only.

16. *Coronavirus Cases:*
8,262,478
Deaths: 123,025
Recovered: 7,596,418

*✈INTERNATIONAL NEWS*

1. *German warship to patrol Indian Ocean from next year* : German defence minister Annegret Kramp-Karrenbauer said a German naval presence in the Indo-Pacific will help safeguard the rules-based world order.

2. *China has shortlisted nearly two dozen private companies to supply advanced unmanned weaponry and graphene clothing to the People’s Liberation Army (PLA) regiments deployed along the long high-altitude border areas with India.*

3. *First phase of four-nation Malabar naval exercise kicks off today* : The 24th edition of the Malabar naval exercise is scheduled to be held in two phases in November 2020 with the first phase set to kick off today. “Phase 1 of the exercise Malabar 20 involving participation by Indian Navy (IN), United States Navy (USN), Japan Maritime Self Defence Force (JMSDF), and Royal Australian Navy (RAN) is set to commence off Visakhapatnam in Bay of Bengal from 3-6 November, 2020.

4. *Greece Rushes to Establish Military Alliance With India As Turkey, Pakistan Develop Close Defence Collaboration* : The situation in the eastern Mediterranean has been tense with Turkey and Greece involved in a dispute over energy exploration rights and maritime boundaries in the area. The two neighbours have been wrangling over military games in the region despite both being part of the NATO alliance.

5. *Nineteen Indian passengers tested positive for COVID-19 in a recent flight from New Delhi to the Chinese city of Wuhan under the Vande Bharat Mission,* even as India on Monday announced plans to operate four more such flights to China beginning November 13.

*🌎WORLD NEWS🌍*

1. *Campaigning for US Presidential elections has entered its last lap.* Donald Trump and Joe Biden are criss-crossing the country to woo the voters ahead today's general election.

2. *A protest march organised by the hardline Islamist organisation Hefazat-e-Islam to besiege the French embassy in Dhaka was foiled by the police in the afternoon on Monday* . The protest march was organised by Somomona Islami Dal, a platform of Islamist parties under the leadership of Hefazat-e-Islam.

3. *The protest march started from the Baitul Mukarram National Mosque seeking to besiege the French embassy over the remarks of the French President Emmanuel Macron on the controversy surrounding the publication of the cartoon of Prophet Mohammed by a magazine in Paris.*

4. Home Minister of Bangladesh Asaduzzaman Khan Kamal said on Monday that government has issued orders for stern action against the people who vandalised and torched homes of minority Hindu community in the Comilla district on Sunday over an alleged Facebook post derogatory to Islam.

5. *The world strongest Typhoon Goni hit the eastern part of Philippines.* This typhoon is considered as the strongest typhoon in the world. It is bringing in catastrophic violent winds and is thus being considered as the hardest landfall on record.

6. The Typhoon Goni has attained its maximum speed of 310 km per hour. More than 347,000 people have been evacuated. This is the second super typhoon in the Pacific Ocean in 2020.

7. *UK PM Boris Johnson imposes stay-at-home order in England till December 2 as Covid-19 cases surge*

8. *Tanzania’s president, John Magufuli, has won re-election* , the national electoral commission said, after a contest that has been dismissed by the opposition as a “travesty” due to widespread irregularities.
Magufuli received 12.5m votes in presidential

ballot.

9. In Vienna, several people are reported to have been killed and many others injured in the shooting incident at a synagogue on Monday, November 2. French President Emmanuel Macron expressed solidarity with Austria. According to reports, Vienna police have confirmed reports of shooting and informed of several injuries. However, the exact number of causalities is yet to be clear.

10. *Coronavirus Cases* :
47,078,580
Deaths: 1,208,418
Recovered: 33,926,621
ACTIVE CASES 11,943,541

*🚣🚴🏇🏁🏊Sports:*

1. Monday, 2nd November 2020

DELHI CAPITALS- *154/4*
Vs
ROYAL CHALLENGERS BANGALORE- *152/7*

*Delhi Capitals won by 6 wickets*

2. *Tuesday, 3rd November 2020*
SUNRISERS HYDERABAD
Vs
MUMBAI INDIANS

19:30 IST (14:00 GMT), 18:00 LOCAL
Match 56 Sharjah Cricket Stadium, Sharjah.

3. *Union Minister of Youth Affairs and Sports Kiren Rijiju on November 2nd virtually inaugurated Sports Authority of India’s (SAI) new Regional Centre in Zirakpur, Punjab* which will now act as one of the main SAI centres for the northern belt of India

4. *Ace Indian shuttler PV Sindhu on Monday gave a "mini heart attack" to sports fraternity with a social media post where she said: "I RETIRE".* However, Sindhu later acknowledged in her cryptic tweet that she must have given her fans a mini heart-attack, but she is not retiring from the game and rather wants to draw everyone's attention towards the fight against substandard hygiene amid coronavirus pandemic.

*USD 74.53 💷GBP 96.99*
_In Allahabad _(UP)
*🥇Gold ₹49,340@10 gm 24 (Krt)*
🥈 *Silver ₹61,700@ Kg*
⛽ *Petrol ₹ 82.21*
⛽ *Diesel ₹ 71.65*
₹ *646.50 /14.2 Kg*

*😀Thought of the day*

A correct decision can double the confidence. And A wrong decision can double the experience. So no need to worry about both the situations. Continue to do efforts and handle the situations.


*😳Why❓❓❓*

*Why Menstruation takes place in women*

Menstruation is a woman’s monthly bleeding, often called “period.” The blood and tissue lining the uterus (womb) break down and leave the body. This is called period. For many women, bleeding lasts from 4 to 8 days. It makes Hormone levels low. Low levels of the hormone estrogen can make you feel depressed or irritable😡😰

In a woman, a period is body's way of releasing tissue that it no longer needs. Every month, her body prepares for pregnancy. The lining of uterus gets thicker as preparation for nurturing a fertilized egg. An egg is released and is ready to be fertilized and settle in the lining of your uterus.

*Ovulation* is when the ovary releases an egg so it can be fertilized by a sperm in order to make a baby. A woman is most likely to get pregnant if she has sex without birth control in the three days before and up to the day of ovulation (since the sperm are already in place and ready to fertilize the egg as soon as it is released). A man’s sperm can live for 3 to 5 days in a woman’s reproductive organs, but a woman’s egg lives for just 12 to 24 hours after ovulation.

Ovulation happens about 14 days before your period starts. If your average menstrual cycle is 28 days, woman ovulate around day 14, and most fertile days are days 12, 13 and 14. If average menstrual cycle is 35 days ovulation happens around day 21 and your most fertile days are days 19,20 and 21

*LEARN Sanskrit*🙏🏻

*विलोचन* : Eye; distorting the eyes.

🤔 *How it works* ⁉

*How does Cyclones form.*

In meteorology, Cyclone refers to a large-scale air mass that revolves around a strong low atmospheric pressure centre. We can characterize cyclones by spiralling inward winds rotating around a low-pressure zone
To form a cyclone, warm, moist air over the ocean rises upward from near the surface. As this air moves up and away from the ocean surface, it leaves is less air near the surface. So basically as the warm air rises, it causes an area of lower air pressure below

Cyclones can form only on oceans with sea surface temperature greater than or equal to 26 to 27 degree Celsius.

💁🏻‍♂️ *GK TODAY*

*WHO* The World Health Organization

is a specialized agency of the United Nations responsible for international public health.

*Headquarters* : Geneva, Switzerland
*Founded* : 7 April 1948
Now *Tedros Adhanom* is the Director general of the World Health Organization

🛕 *VEDIK GYAN*

*Akshayapatra (अक्षयपात्र)* 🍚 meaning inexhaustible vessel, is an object from Hindu mythology. It was a wonderful vessel given to Yudishtira by Lord Surya which held a never-depleting supply of food to the Pandavas every day.

One day, Krishna suddenly came to visit the Pandavas when they are in forest, he visits Draupadi and ask for food, she was sitting and weeping in the kitchen. With tears in her eyes, Draupadi bowed her head before Krishna and showed him an empty pot in which she had cooked rice that morning and she did not have any more rice in the house. But Krishna said to her: "Thank you sister
Look carefully." Draupadi looked, and she found a single grain of rice stuck inside the pot. Krishna said "A single grain of rice, if offered to God with love and humility, becomes the beeja (primordial seed) which feeds and satiates the whole universe." He then ate that single grain of rice. This miraculous divine episode happened on the day which is commemorated as "Akshaya Tritiya" every year, and it occurs around the time of the spring harvest in April-May every year.

Krishna was very sorrowful to see the condition of his sister Draupadi and his cousins, the Pandavas, he then suggest to hymn 108 chants of lord Surya by Pandavas. Later tgey Blessed by Surya with an Akshaya Patra, the inexhaustable vessel.

🧬 *HEALTH CARE: HOME REMEDIES*🩺
( *Note* : These home tips followed in villages/ancient traditions, it is up to you to use it or not🙏🏻)

*Getting a runny nose*

A runny nose may be due to allergies, hay fever, or other causes. following home treatments can help to stop it:-

1. *Drinking fluids* and staying hydrated when dealing with a runny nose can be helpful if you also have symptoms of nasal congestion.

2. *Inhaling hot steam* has with vicks or zandu balm or Amrutanjan or Eucalyptus leaves oil or Camphor कर्पूर, help treat a runny nose.

*Eating spicy foods* . Hot spices like cayenne pepper, ghost pepper, habanero, wasabi, horseradish, or ginger are great options.

*The bottom line* : These approaches will only give you relief. Make sure to seek more direct treatment if you’re experiencing colds, viruses, and allergies.


*🙏PLZ FOLLOW GOVT. NORMS, MAINT SOCIAL DISTANCE, KEEP YOURSELF & YOUR FAMILY SAFE🌼* https://t.me/marketswizard

https://t.me/BooksMakeIndiaRead

*SGX Nifty +56 pts (11729) from last trade 11673 ,*


Nikkei clsd ,
Hangseng +230 pts ,
Now @6.53am .


Dow +423.45 pts ,Nsdq +46.02 pts, S&P -40.28 pts , Bovespa Clsd  , Ftse +77 pts , Dax +231 pts , Cac +96 pts , Crude @ $37.08 brl (+0.27), Brent @ $39.24 brl (-0.00) , Gold @ 1895.70 (+2.90), Silver @ $24.155 (+0.122), Euro @ $1.1641, JPY @ $104.71, INR @ 74.525




*Today's Corporate Action*

*3rd Nov Ex Date*




AARTIDRUGS

Interim Dividend - Rs. - 2.5000

CROMPTON

Interim Dividend - Rs. - 3.0000

GUFICBIO

Final Dividend - Rs. - 0.0500

IRBINVIT

Income Distribution (InvIT)

KKCL

Interim Dividend - Rs. - 15.0000

MANINDS

Interim Dividend - Rs. - 2.0000

SAGCEM

Interim Dividend - Rs. - 2.0000

SEACOAST

Bonus issue 1:2

WAAREE

Bonus issue 2:5






*Today's Board Meetings*

*3-Nov-20*




AJANTPHARM

Interim Dividend;Quarterly Results

ATHARVENT

Quarterly Results

CARERATING

Interim Dividend;Quarterly Results

CHOLAHLDNG

Quarterly Results

COMMEXTECH

Quarterly Results

DABUR

Interim Dividend;Quarterly Results

DEEPAKFERT

General;Quarterly Results

DHANBANK

Quarterly Results

DYNAVSN

Quarterly Results

EIHAHOTELS

Quarterly Results

ELANTAS

Quarterly Results

EMPIND

Quarterly Results

EVERESTIND

Quarterly Results

GODREJPROP

Quarterly Results

GSFC

Quarterly Results

JAGRAN

Quarterly Results

JLMORI

Quarterly Results

JMCPROJECT

General;Quarterly Results

KANSAINER

Quarterly Results

KORE

Quarterly Results

LADIAMO

Quarterly Results

NATURAL

General;Quarterly Results

NEULANDLAB

Interim Dividend;Quarterly Results

NITTAGELA

Quarterly Results

ORIENTCQ

Quarterly Results

ORIENTREF

Quarterly Results

POLYCHEM

Quarterly Results

PREMIERPOL

Quarterly Results

PRSMJOHNSN

Quarterly Results

RAMCOIND

Quarterly Results

RAMCOSYS

General;Quarterly Results

RATNAMANI

Quarterly Results

SALZER

Quarterly Results

SCBL

Quarterly Results

SOFTSOL

A.G.M.;General;Quarterly Results

SUNPHARMA

Quarterly Results

TCI

Quarterly Results

UNIPHOS

Quarterly Results

VANDANA

Quarterly Results

VBL

Quarterly Results

 




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