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Lakhpati Didi scheme

The 'Lakhpati Didi' initiative, announced by Prime Minister Narendra Modi during his Independence Day speech, is aimed at providing skill development training to 20 million women in villages across India.

The key points of the initiative include:

1. Skill Development Training: The primary objective of the 'Lakhpati Didi' scheme is to offer skill development training to women in rural areas. The training is designed to equip them with practical skills in areas such as plumbing, LED bulb making, and operating and repairing drones.

2. Targeted Beneficiaries: The initiative specifically targets women in villages, intending to empower them through skill enhancement. The term "Lakhpati Didi" suggests an aspiration to create a large number of women entrepreneurs or skilled workers who can potentially earn a significant income (lakhpati).

3. Promotion of Women Self-Help Groups: The scheme emphasizes the establishment and promotion of women self-help groups. These groups are envisioned as a means to foster economic independence and collaborative efforts among women in rural communities.

4. Women-Led Development: Prime Minister Modi highlighted the importance of women-led development, acknowledging the potential and contribution of women power. The initiative aligns with broader efforts to promote gender equality and women's participation in various sectors.

5. International Recognition: The Prime Minister mentioned that he had raised the topic of women-led development in the G-20 forum, and the significance of this approach was being acknowledged and accepted by the international community.

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Recently, the Reserve Bank of India (RBI) has introduced card-on-file tokenisation (CoFT) through card-issuing banks and financial institutions. This strategic move is aimed at bolstering the security, safety, and reliability of digital payment transactions.

About Card-on-File Tokenisation (CoFT):

- The central bank initiated CoFT in 2022 with the primary objective of augmenting convenience for cardholders by facilitating the creation and linking of tokens to their existing accounts with e-commerce applications.

- Tokenisation involves replacing actual credit and debit card details with a unique code, known as the "token." This token is specific to a combination of the card, token requestor, and device.

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ST ( Amendment) bill 2023 passed in Lok Sabha

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