🔝 Maximize your returns with the Maclear Bonus Program

We’ve designed a bonus program that rewards every investor joining the Maclear platform — for loyalty, referrals, and engagement.

🌟 Loyalty bonus

Earn up to +3% annually added to your fixed returns on all future investments.

Your loyalty level depends on your total invested amount:

€5,000 => +1.5% (Beta)
€15,000 => +2% (Beta+)
€40,000 => +2.5% (Alpha)
€75,000 => +3% (Alpha+)

🌟 Maclear 3+3 referral program

Invite a friend and both of you earn 3% of every investment they make in the first 90 days after registration.

💡 Example: If your referral invests €10,000, you both receive €300.

🌟 Investment reward

Make a single investment from €500 to €5,000 per project and get an extra €30 on every €500 invested.

💡 With this bonus, you can earn up to €300 per project.

🌟 Welcome bonus

Make your first investment within 7 days after registration and earn a €15 welcome reward.

🌟 Review bonus

Occasionally, we run special campaigns rewarding you for leaving your honest feedback on TrustPilot or Google Review.

On Maclear, you can earn more with every investment — that’s our way of saying thank you for being part of the community.

Cheers!

🌟 €48M in total funding reached

Here’s a new milestone to celebrate this month!

Maclear’s steadily and surely approaching €50M, and we’re grateful for having you along the way 🌟

Some more cool news:

🌟 The TLMET investment project (PJ274) has successfully repaid €99,999.96 of principal for Phase II Stage 3. Congratulations to all the investors involved!

Sincerely,
The Maclear Team

🌟 22.90% APR and lucrative welcome bonuses

A new investment direction has arrived on the 8lends platform — projects in Kenya 🇰🇪

Here’s what’s waiting for you:

High returns, short term

The Loan Originator project offers an impressive 22.90% APR with a duration of just 5 months.

Bonuses for newcomers:

🌟 30 USDC welcome bonus

Invest from 100 USDC and receive a 30 USDC welcome reward.

🌟 15 USDC crypto course bonus

Complete our short Web3 Course and get an extra 15 USDC for your first investment of 100 USDC and more.

🌟 6% referral program

Invite friends and both of you earn 6% of their investments in USDC during their first 45 days on 8lends.

Rewards are paid automatically after each pool closes.

🌟 Extra 6% Proof of Loan bonus — in 8LENDS tokens

Every investment earns you an additional 6% in 8LENDS tokens, vested over 10 months.

Tokens are distributed via the Reward System smart contract, unlocking 2.5% every week.

🌟 It’s high time to diversify and boost your returns with 8lends! Start here

What does 2025 actually mean for P2P lending?

2025 is being called a breakthrough year for the on-chain economy and DeFi infrastructure. It has reshaped the entire Web3 industry, and P2P lending is no exception.

Digital assets have gone from speculative tools to foundational financial infrastructure, paving the way for the next era of crypto P2P lending.

Here’s what’s driving the shift:

🌟 Stablecoins

$46T in transactions this year — fast, cheap, and global.

They’re powering instant, borderless loans and payments with no banks involved.

🌟 Tokenization

$30B in tokenized real-world assets — treasuries, real estate, private credit.

These assets are increasingly used as collateral in P2P lending, making investments safer and fully backed by real-world value.

🌟 Regulation

From the MiCA framework to Anti-Money Laundering rules, regulation is bringing long-awaited clarity to the crypto space — enabling compliant innovation and investor protection.

🌟 On-chain economy

716M+ crypto owners and millions using DeFi monthly.

The user base is growing fast, creating more lenders, borrowers, and liquidity than ever before.

🌟 We believe, the future of P2P lending lies in building a strong bridge between traditional crowdlending and the Web3 ecosystem — making lending more transparent, efficient, and global.

Dive deeper into the topic on Maclear’s Linkedln

Maclear Halloween challenge 🎃

We’re launching a fun and easy community challenge to celebrate Halloween — no complicated rules, just a bit of creativity and good vibes!

How to participate:

🟠 Take a Halloween-inspired photo — it could be your home décor, costume, spooky accessory, or simply a moment that captures the spirit of the season.

🟠 Send your photos to our support team: @John_maclear or @Wenzel_Maclear. No AI-generated images — it’ll be checked.

🟠We’ll select 6 best photos and post them in this chat.

🟠The community will vote to decide the winner of €300.

🌟 Prizes:

Grand prize — €300
5 winners — €40 each

Just 2 rules to follow:

🌟 Complete KYC on https://maclear.ch

🌟 Finish all steps by November 7 (inclusive)

Let your imagination run wild, bring out your pumpkins, and share the Halloween spirit with Maclear!