🌟 What does July bring in bonuses?

Here’s your quick guide to maximizing returns this month with Maclear:

🌟 Extra 1.5% on all investments

Invest €27,000 or more in the Primary Market between July 1–31 and get an additional +1.5% on everything you invest during the month. You’ll also move closer to unlocking your next loyalty tier.

🌟 Cash bonuses and rewards for football fans

Make daily match predictions on the platform to unlock vouchers for correct picks or gain access to an exclusive high-yield project.

Also, share your predictions in a creative post on X with #MaclearWorldCup for a chance to win up to €1,000.

🌟 3% cashback referral bonus for 90 days

Join via a referral link or invite a friend — both of you get 3% cashback on every investment for 90 days.

Tip: the more you invest during this period, the more you earn on top of your returns.

🌟 Up to €300 investment reward per project

Invest between €500 and €5,000 in a single project and earn €30 for every €500 invested.

Tip: that’s up to €300 per project (€5,000 per project => €5,000 : €500 = 10 x €30 = €300), on top of your fixed annual return.

🌟 Loyalty bonus up to +3%

Your returns grow with your portfolio:

From +1.5% on Beta (€5,000+ total portfolio) up to +3% Alpha+ (€75,000+ portfolio). Applied automatically to every new investment.

🌟 Weekly conversions into real money

Every week, 2.5% of your bonus balance converts into 8LNDS tokens automatically. Claim, sell, and withdraw — your bonus becomes liquid.

🌟 €15 welcome bonus

New to Maclear? Invest €50+ within your first 7 days and get €15 credited to your account automatically.

0% fees on deposits and withdrawals

🌟 Don’t miss out! Learn more on Maclear

🌟 Forewarned is forearmed: protecting your money starts with the basics

Scam activity has spiked significantly over the past month. Fraudsters are creating fake Telegram chats, impersonating not just Maclear support but our investors too, and sending phishing emails.

🌟 Please stay alert, even when a message looks like it's coming from someone you trust.

If something feels off, trust that instinct. Double-check before you act.

🌟 Here's a quick reminder on how spot real Maclear & 8lends support:

1. Stick to official websites

• maclear.ch
• 8lends.io
• courses.maclear.ch (our education platform)

Never trust links from DMs, forums, or random Telegram groups — always navigate to us directly.

2. Access Telegram only through our website

Use the Telegram buttons on maclear.ch or 8lends.io to reach our official chat and channel. Don't search "Maclear" or "8lends" inside Telegram itself — scammers clone our name and logo to create convincing fakes.

3. Verify support specialists by name (and characters used)

Maclear:
@john_maclear
@thomas_maclear
@wenzel_maclear

8lends:
@daniel_8lends
@ceviz1389
@henry_8lends
@andre_8lends
@Oliver_8lends

Not on this list? Not our support. Simple as that.

4. We will never ask for your security details

Passwords, seed phrases, private keys, verification codes — if anyone requests these, block them immediately. Our team never reaches out unprompted.

When in doubt, verify in our official chat.

🌟 Your money is worth the extra thirty seconds it takes to double-check.

🏆 Maclear World Cup is in full swing — semifinals are waiting for your predictions

Two parallel tracks to maximize your returns 🔝

🌟 Track 1: Creative posts on X to win €500

Post your match predictions on X: include the flag of your chosen team, tag Maclear, and use #MaclearWorldCup.

Send your post link and performance stats to our support team before the matches begin.

Winners are chosen from correct predictions with the best engagement (reactions, comments, reposts).

Semi-finals: 2 winners × €500

Submit predictions: July 9–13 Winners announced: July 15

🌟 Track 2: Daily predictions on the Maclear platform

The easiest way to join — predict match outcomes in your account and unlock vouchers as you go.

1 correct prediction: 1% voucher
2 correct predictions: 1% voucher
3 correct predictions: 2% voucher
5 correct predictions: €100 voucher
10 correct predictions: access to a closed high-yield project

Predictions open daily at 00:00 on match days, and your results accumulate throughout the campaign. To join, make sure your account is fully verified (KYC + PoA) and you’ve made at least one deposit.

🌟 Don’t miss out!

P. S. Quarter-finals winners will be announced on July 11.

🌟 We've completely rebuilt our FAQ

A cleaner interface, quick search engine, updated articles, and new languages — all designed to help you find answers faster and more easily.

We also expanded our topics and organized them into categories:

🌟 Getting Started
🌟 Account & Security
🌟 Investing
🌟 Platform Features & Tools
🌟 Bonuses & Rewards
🌟 Security & Legal
🌟 Troubleshooting
🌟 8lends Platform — everything you need to join the crypto ecosystem too

A lot of work went into this update, and we hope it makes your experience smoother.

Have a question? Chances are, it's already answered — check out FAQ

⚽️ Quarterfinals are done — here are the results

The 1/4 stage of Maclear World Cup is officially over. We've counted all the correct predictions, and we're ready to announce the winners.

€250 cash prizes go to: @NimProd, @walk3rz, @Ardslnc, @Eg9720Eric (nicknames on X)

To claim your reward, please contact our support team.

🌟 Semifinals are next. Predictions are open until July 13, and on July 15 we'll announce the lucky winners who'll take €500 cash prizes.

Join the contest on X

🌟 Which projects don’t make it to our listing? The less obvious reason

We rarely talk about the projects we decline and the reasons behind those decisions. Most of the time, we focus on the projects that have already passed the first stage. But we believe it’s just as important to shed light on the work happening behind the scenes.

🌟 Here’s one recent example:

A project from Greece came to us and immediately caught the team’s attention. The company had been in the market for several years and had already built a solid reputation. It operates in a highly competitive industry — automotive parts manufacturing — has a fairly large team, and most importantly, has substantial experience in the field. Its financial health was also in good shape.

And yet, we said no. Why?

🌟 The company did not have sufficient collateral, which meant there was no basic layer of downside protection for investors.

When we assess collateral, we look not only at whether it covers the requested amount, but whether it exceeds it, providing an additional safety buffer. And we assess it both at nominal value and at liquidation value — in other words, how much could realistically be recovered in a stress scenario, after haircuts, taking into account the legal structure, liquidity, and enforceability of the pledge.

That’s why a project can have a strong product, solid revenue, and a clear operating model, and still fail to make it to listing if its collateral is:

🌟 insufficient in size
🌟 too weak in quality
🌟 poorly structured
🌟 lacking enough recovery value

We choose projects where the business model, cash flow, and collateral together create a balanced investment structure. We call this risk discipline.

🌟 We currently have 5 projects open for your investments — each backed by a solid collateral base and a strong credit history. Make sure to give them a look.

🏆We’re heading into the Maclear World Cup FINAL

🌟 Predict & win on X

From July 14–18, post your prediction on X: include the flag of your chosen team, tag Maclear, and use #MaclearWorldCup.

🌟 This is your chance to win €1,000.

Winners are announced on July 19, based on post engagement (likes, comments, shares). Send your post link and performance stats to our support team before the matches begin.

🌟 Daily predictions on the platform

Don't forget your daily predictions on the platform. Each correct prediction moves you closer to bonuses, vouchers, and exclusive investment opportunities:

1 correct prediction: 1% voucher
2 correct predictions: 1% voucher
3 correct predictions: 2% voucher
5 correct predictions: €100 voucher
10 correct predictions: access to a closed high-yield project

Predictions open daily at 00:00 on match days, and your results accumulate throughout the campaign. To join: verify your account (KYC + PoA) and make at least one deposit.

🌟 Boost your returns with Maclear

🌟 When enough stops being enough, and why high earners live paycheck to paycheck too

Ever notice how the number that would finally feel like enough keeps changing?

You get the promotion, and suddenly something needs an upgrade. You hit six figures, and your goal shifts to seven.

🌟 Recent data shows that even high earners are not immune: a large share of people earning over $100,000 a year still live paycheck to paycheck, and the same pattern shows up among households earning $300K to $500K.

Income rises, but so do expenses, expectations, and the pressure to maintain a certain lifestyle.

That’s why high earners need financial guidance just as much as anyone else.

In this piece, we dive into economic shifts, money habits, and lifestyle maintenance to explore what paycheck to paycheck really means today — and what options people have to stay ahead of it.

Read it in full on Medium