Lukmaan IAS Ethics
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S Ansari Sir is the one and only trusted name when it comes to ethics. Lukmaan IAS has the UNIQUE DISTINCTION achieved by its students-the HIGHEST MARKS in ETHICS: 120-140. Also call us on 8506099919 or mail at enquiries@lukmaanias.com
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Mains Focus

DIGITAL FINANCIAL INCLUSION

India has emerged as a global leader in digital financial inclusion (DFI), accounting for 48.5% of the world’s real-time payment volume in 2022, driven by innovations like UPI, digital lending, and account aggregators. However, challenges such as the rural–urban digital divide, gender gap in smartphone access (35% women vs 51% men in 2024), and limited digital insurance penetration persist, demanding targeted policy and infrastructural reforms.

https://blog.lukmaanias.com/2025/04/22/digital-financial-inclusion/
Forwarded from Lukmaan IAS Official
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🎉 Congratulations Aman Tiwari (AIR 74 – UPSC CSE 2024) 🎯
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🎉 AIR 23 – B Sivachandran | UPSC CSE 2024 🎯
Kudos to B Sivachandran for securing an incredible rank with the help of our Ethics Test Series!
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Mains Focus

KATY PERRY, ALL-FEMALE CREW GO TO SPACE: IS SPACE TOURISM WORTH IT?

On 14 April 2025, Blue Origin’s NS‑31 mission flew an all-women, six-member crew—pop star Katy Perry among them—beyond the 100 km Kármán line and back in ≈ 11 minutes. With global market value rising from US $0.85 bn (2023) to US $1.3 bn (2024) and projected US $6.7 bn by 2030 (CAGR 31.6 %), “NewSpace” tourism epitomises the shift from state‐centric exploration to commercial-led ‘democratisation’ of space.

https://blog.lukmaanias.com/2025/04/19/katy-perry-all-female-crew-go-to-space-is-space-tourism-worth-it/
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🌟 Heartiest Congratulations to Neelesh Goyal! 🌟
AIR 77 | UPSC CSE 2024 🎉
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Proud participant of Lukmaan IAS – Ethics Test Series 2020/21, proving that strong ethics lead to great outcomes! 🧭📘

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Mains Focus

LANDMARK AGREEMENT: ON THE DRAFT WHO PANDEMIC AGREEMENT

Devastating inequities occurred during COVID‑19. Rich nations cornered 53 % of early vaccine contracts while representing only 14 % of the world’s population. WHO Member‑States, after 13 INB rounds (Dec‑2021 to Apr‑2025), finalised a draft “Pandemic Agreement” on 16 April 2025 to be tabled at the 77th World Health Assembly (May 2025). The United States issued notice to quit the WHO in Jan 2025—its one‑year exit clock clouds treaty financing.

https://blog.lukmaanias.com/2025/04/24/landmark-agreement-on-the-draft-who-pandemic-agreement/
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Our Ethics Monthly Magazine-

🆕The Ethical Perspective: https://blog.lukmaanias.com/magazine/

🆕The Ethics Through Fact and Example: https://link.lukmaanias.com/r/vLRUtPzEJF

▶️The Topper's Perspective: https://link.lukmaanias.com/r/TopPer_ve
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