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In this Long term call monthly 1-3 call given holding period 1-3yrs
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I am not SEBI registered analyst All the stocks are educational purpose,consulting your financial advisor before buying
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#PAT #MARGIN

In FY24, the PAT margin contracted by 56 bps YoY to 5% because of contraction in operating margin. Excluding the one-time tax adjustment in FY23, the PAT margin contracted by 24 bps YoY.In FY23, the PAT margin expanded by 73 bps YoY to 5.6% supported by improvement in operating profit margin and lower tax expenses.The PAT margin in Fยฅ23 after excluding the one-time tax adjustment, stood at 5.2%, i.e., an expansion of 41 bps YoY as compared to FY22.
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#ROCE

In FY24, the return on capital employed stood at ~19.6%.


#DEBT #TO #EQUITY

Avenue Supermarts Ltd.
The debt to equity ratio of the company is 0
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#Management #comment


Dmart will continue to add larger format stores mainly in existing locations to get the benefit of operating levera focusing in the northern part of India, mainly in Uttar Pradesh (UP), National Capital Region, Punjab and Rajasthan for expansion. The company opens larger format stores just to accommodate more traffic for the longer term and to experiment more and more categories in the non-FMCG (fast moving consumer goods) space. It sees huge opportunity in Mumbai Metropolitan Region (MMR). It would acquire land in Virar, Vasai and Dombivli if prices are within the range that it has been looking for. It is focusing on private labels as a long term opportunity as the margins are relatively better in it. The company generally holds more inventories in private label products than in branded products. Avenue E-commerce Limited (DMart Ready) is more focused on groceries and fast moving consumer goods (FMCG) products. It had 519 pickup points of which ~300 were in Mumbai. Dburing the year, Dmart Ready commenced operations in Gurugram while continued to deepen its presence DMart is now present across 23 cities in India. The majority of revenue comes from Mumbai Metropolitan focus will be more dominant on the large towns of the country for expansion. The management does not expect DMart Ready to become a substantial revenue contributor in the short committed to the concept from a long term perspective.
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Dmart 3500-3940
Expected level 5000
Support 3098
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Zensar Technologies company details report

NEWLEADERSHIPDELIVERYEVIDENTFROMIMPROVEDFINANCIALS

Zensar isanewturnaroundstoryunfoldingatRPGgroupledby its newleadershipteam.Thisisevidentfromstrategicchangesundertakenlike: โœ“CEOManishTandonleadingZensarโ€™sstorytobringinstabilityandagility โœ“ Largedealwinsfueledbyincentivizingsalesteamstructure โœ“Clientcentricityreflectedinimprovedcustomerexperiencescores Thenewinitiativesaregetting reflectedoncompanyโ€™s industry lowest attrition rates, better customerexperiencescoresand improvingprofitability,whichhas witnessed40%CAGRfromFY23-25.
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FOCUSEDSERVICESASONEVALUEPROPOSITIONDIFFERENTIATES

Zensarโ€™s focused services clubbed together as one value proposition has witnessedgrowthof8.2%YoYv/soverallTop-linegrowthof5.4%YoYinFY25. Theseservicesare resonatingwellwith largeclientsmeeting their customized needsatonego.Thisvaluepropositionisalsoleadingnon-TMTverticalstodrive double-digit growth for thecompany, further aidedbybroad-basedgeography growthstrategywithexpectedrecoveryinSouthAfricanmarket.
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Zensar is putting in extra effort and focus on executing large deal closures, which it expects to be better in FY26 versus FY25. Though, the probability of RFP led large deals coming in market has stayed muted for quite some time, however, Zensar is proactively creating large deals and there the deal pipeline for Zensar remains good. This is led by the: โœ“ New incentive structure- Zensar has announced new incentive structure for sales team by giving them over 100% performance-based bonus to drive large client accounts by doing more of up-selling and cross selling. New leadership designs new incentive structure to drive large deal growth Reduction in Top client dependence offset with net new wins thereby derisking model for sustainable long-term growth โœ“ Newplatform for sales functionโ€“ Internally, the company has established a new platform, comprising strategic alliances, pre-sales and inside sales operations. This has enabled the company to recently win a large deal from UK based Tesco Insurance. โœ“ Higher net new winsโ€“ The new incentive structure is enabling higher proportion of net new wins for Zensar, which stands in range of 60-65%. This is despite of the concerning global economic outlook. Thus, we believe the companyโ€™s focus on large client accounts is reflecting in revenue growth of Top 20 clients account, while that of Top 5 & Top 10 client contributions is gradually coming off with more additions of net new wins thereby de-risking the model aiming for more sustainable growth in long-term. Reducing dependen
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LEADINGTCVCONVERSION,STRONGCASH,POISESZENSARFORLEAP

StableTCVwinswith impressive industry leading revenueconversion rateof 90%buildsconfidenceonfutureexecutional capabilitiesofZensar.Moreover, it haswitnessed35%CAGRincashequivalentsfromFY19-25,withzerodebton books&Mcap/OCFratioof30x,whichretains investmentcomfort.Webelieve, Zensarโ€™sstrong liquiditypositioncompels for strategicbuyouts/ investmentson largedeals,whichwouldhelpaccelerateitsgrowth&profitabilityinfuture.
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ZENSARโ€™SAIPLAYBOOKTODRIVEINTELLIGENTOUTCOMES

Ledby technology innovationatheart,Zensaraims torideontheAIplaybook, whichiscurrentlywitnessinggoodclientconversationsacrossITIndustry.44%of Zensarโ€™sdeal pipeline is ledbyAIclientconversations.Enterprisesgloballyare looking for strong vertical led value propositions to invest on, whichwould acceleratetheirgrowthandprofitabilityfor long-term.Hence,Zensar isfocussing onR&DinitiativesthroughZenLabstocomeoutwithlowcost,better technology offeringsthatwouldaddgreatvaluetoclientโ€™sbusinessoutcomes.
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Financial performance
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Zensar Technologies 500-615
Expected level 780
Support 410
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Good morning
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Colpal company details

Colgate-Palmolive (India) Ltd., incorporated in the year 1937, is engaged in the business of personal care and oral care products. It is Indiaโ€™s leading provider of scientifically proven oral care products at various price points. Colgate-Palmolive USA is the ultimate holding company and has 51% stake in Colgate-Palmolive India. Its oral care range includes toothpaste, toothpowder, mouthwash, mouth spray, toothbrushes, and dental gel under the โ€˜Colgateโ€™ brand. While its personal care products include a range of shower gels, shampoos, liquid hand washes, and hand sanitizer under the 'Palmolive' brand. It has a strong distribution network in the traditional trade channels, and its e-commerce and modern trade channels are also gaining significant market share. The companyhas four manufacturing plants in Baddi (HimachalPradesh),Goa, Sanand(Gujarat) and Sri City (AndhraPradesh).
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Presently, the company spends ~13% of its revenues on advertising. It was an official partner of various IPL teams in IPL 2020 seasonIn FY23, the company's Colgate Strong Teeth campaign was endorsed by two of the
biggest celebrities - Shahid Kapoor
and Rana Daggubati. The MaxFresh Charcoal toothpaste is endorsed by Ranveer Singh.
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#EBITDA #MARGIN

In FY24, EBITDA margin was 33.46%, expansion of 386 bps YoY. In Q1 FY25, EBITDA margin was 33.96%, expansion of 237 bps YoY. EBITDA margin was aided by improvement in gross margin (expanded by 222 bps YoY), increase in product prices coupled with deflation in its key raw materials. This was achieved despite an increase in advertising spends (up by 10% YoY) required to support the launches/re-launches of products of its core brands, with an aim to potentially enhance its market share. Other expenses grew by 13% YoY. In FY25, the margins may not see any major improvement from the current levels. As the pricing growth is expected to be lower, rather the company will be focusing on volumes and premiumization led growth.
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#SALES #GROWTH 5 YearCAGR: 4.9%

In FY24, net sales was โ‚น5,680 cr, up by 9% YoY, primarily driven by strategic pricing actions. In Q1 FY25, net sales was โ‚น1,497 cr, up by 13% YoY. Domestic net sales grew by 12.8% YoY. Growth was driven by revival in rural demand and steady performance in toothpaste category (reported double digit growth). The rural market demand outpaced growth in the urban markets for the second consecutive quarter. This continues to bode well for the company as it derives ~40% of its revenue from the rural markets. Going forward, the topline growth will be driven by a combination of volume, strategic pricing action and product mix(increased emphasis science based premium products). It is also focusing on strengthening its core brands (Colgate Strong Teeth, Colgate MaxFresh & Colgate Active Salt) along with science-led product innovation.
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#EBITDA #GROWTH 5 YearCAGR 9.0%

In FY24, EBITDA was โ‚น1,901 cr, growth of 23% YoY. In Q1 FY25, EBITDA was โ‚น508 cr, growth of 22% YoY. EBITDA growth was aided by higher revenue growth, pricing actions and benign raw material costs.
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#PAT #GROWTH 5 YearCAGR 11.3%

In FY24, PAT was โ‚น1,324 cr, growth of 26% YoY. Adjusted PAT grew by 27% YoY. In FY24, exceptional loss incurred stood at โ‚น20 cr ( for FY23: โ‚น11 cr). Exceptional loss pertains to severance and related expenses with respect to certain organisation structure changes. In Q1 FY25, PAT was โ‚น364 cr, up by 33% YoY. Adjusted PAT growth for the period was 24% YoY (for Q1 FY24 it incurred exceptional loss of โ‚น20 cr). Going forward, profitability is likely to be supported by a strong brand recall and sustained leadership in its core portfolio (Colgate Strong Teeth, Colgate MaxFresh and Colgate Active Salt), premuimisation coupled with product innovation and renovation. It is also looking to grow its oral care adjuncts like floss and mouthwash, and and leveraging its Palmolive brand. However, this can be partially impacted by slow category growth coupled with high competitive intensity in oral care segment.
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