๐—Ÿ๐—ผ๐—ป๐—ด ๐—ง๐—ฒ๐—ฟ๐—บ ยฎโ„ข
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#SALES #GROWTH

FY25 has been a strong year for the company, continuing its momentum since the beginning of the financial year, followed by a double-digit growth across all three verticals. Sales grew by ~14% YoY to โ‚น21,794 cr. Segment-wise, healthcare services grew by ~13% YoY (IP and OP volumes grew by ~7% and ~16% YoY); retail health & diagnostics by ~14% YoY, attributed to maturing network; digital health & pharmacy distribution by ~16% YoY, backed by growth in the omni channel pharmacy, followed by platform gross merchandise value (GMV) growth of ~8% YoY to ~โ‚น3,007 cr. During the period, it added 607 pharmacy stores and closed 11 stores. With a net addition of 596 stores, the net count as on date stands at 6,626.
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#EBITDA #GROWTH

In FY25, EBITDA grew by ~26% YoY to โ‚น3,022 cr, led by improved operating performance across hospitals and the HealthCo businesses. Segment-wise, EBITDA for hospitals stood at ~โ‚น2,701 cr (v/s ~โ‚น2,356 cr in FY24), diagnostics & retail health at ~โ‚น154 cr (v/s ~โ‚น117 cr in FY24). While the same for digital health & pharmacy distribution (excluding Apollo 24/7 operating costs) was โ‚น754 cr (v/s ~โ‚น626 cr in FY24). Apollo 24/7 operating cost stood at ~โ‚น478 cr (including an ESOP non-cash charge of ~โ‚น108 cr) v/s ~โ‚น619 cr in FY24. Cost of raw material constituted ~13%, followed by other expenses ~22% (largely towards retainer fees to doctors and advertisements) and employee benefit expenses ~13%.
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#PAT #GROWTH

In FY25, PAT grew by ~61% YoY to โ‚น1,472 cr, driven by an improved topline and operating growth. Other income increased substantially by ~88% YoY to โ‚น200 cr during the year. Segment-wise, PAT for hospitals was โ‚น1,423 cr (v/s โ‚น1,145 cr in FY24), diagnostics & retail health at negative โ‚น27 cr (v/s negative โ‚น51 cr in FY24). While the same for digital health & pharmacy distribution was โ‚น47 cr (v/s negative โ‚น196 cr in FY24), on account of optimization of cost and growth in operational revenue.
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#EBITDA #MARGIN

In FY25, EBITDA margin expanded by ~132 bps YoY to 13.9%. This was led by a decline in cost of materials consumed and other expenses as a percentage of sales. Segment-wise, EBITDA margins for the healthcare business was 24.2% (v/s 23.9% in FY24), diagnostics & retail health at 9.9% (v/s 8.5% in FY24). While the same for pharmacy distribution (excluding 24/7 operating cost) was 1.8%. The company has recruited additional doctors to boost volume and occupancy growth, restoring previous margin levels for the hospital business. Going forward, the focus will shift on cost efficiency, partially offset by the increased investment in Apollo 24/7.
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#PAT #MARGIN

In FY25, PAT margin expanded by ~194 bps YoY to 6.8%. Finance cost and depreciation witnessed certain contractions as a percentage of revenue. The effective tax rate stood at ~27% during FY25.
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#ROCE

In FY25, ROCE for the company increased to 21.19%, aided by improving operating profit, despite increase in average capital employed. The company delivered a ROCE of 27.5% during FY25, with balanced ROCE across all geographies, including metros, tier 1 & tier 2 cities. Metro cities clocked in a ROCE of ~29% while that of non-metros was ~27%. Further, bed expansions and improvements in metrics across different regions helped in improving the operating profit and ROCE of the company.
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#ROE

In FY25, ROE increased to 20.51%, owing to rising net profit. The company has a focused presence towards different regions, offering services across hospitals, pharmacies, primary care & diagnostic clinics and several retail health chains. Strong patient volumes post-pandemic, improving GMV and cost efficiency drove the overall profit and improved the ROE. The company is foraying across new facilities which would help to widen its patient base. This will help in improving the profitability and maintaining strong return ratios of the company going ahead.
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#SECTOR #POTENTIAL #HOSPITALS

โ€ข Indian healthcare industry โ€“ The industry is growing at a significant pace, owing to its strengthening coverage, services and increasing expenditure by the public and private sectors. Going forward, the industry is anticipated to grow, mainly driven by the increased government expenditure and initiatives to boost the healthcare sector, followed by better case mix, higher ARPOBs and bed additions. The sector is also witnessing significant private equity activity, with investments directed towards both multispecialty and single-specialty hospitals and clinics. โ€ข Government Initiatives โ€“ Various initiatives have been undertaken which seeks to comprehensively strengthen the healthcare system, right from primary to tertiary care, thereby providing healthcare assurance and increase the coverage of healthcare services. โ€ข Health โ€ข Urban/Rural โ€ข Medical Insurance industry - The overall sector in India has undergone significant changes driven by regulatory reforms, technological advancements and increased public awareness. This further propels the demand for healthcare services as insurance policies partly cover health expenses, eventually reducing the healthcare cost burden and encouraging an individual to undergo treatment. shift - Existing hospital beds and hospitalization services have a high level of concentration in urban areas, which in turn impacts the accessibility and affordability of these services in rural areas. While in the public sector, ~61% of beds are present in urban areas, the proportion jumps to 80% in case of the private sector. On an aggregate level, 72% of total beds are in urban areas while only 28% are in rural areas. Expenditure - While the all-India average medical expenditure per hospitalization case in public hospitals is low, the same for private hospitals is high. Despite higher costs, mostly people depend on private hospitals for treatment as these largely meet service quality needs and demands.
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#FUTURE #OUTLOOK #HOSPITALS

โ€ข With strong business fundamentals, a strategy to mitigate headwinds from the disruptions in inpatient flows from Bangladesh and multiple facilities scheduled for phased commissioning, they remain confident in sustaining the growth trajectory in FY26. โ€ข The business shall continue to generate strong cash flows, supported by improved EBITDA margins, followed by cost reduction initiatives, that will help offset the potential losses. They estimate an overall margin improvement of around 140 bps, with 80 bps driven by cost efficiencies and the remaining 60 bps coming from the revenue growth through initiatives such as improving payer mix, case complexity, ARPOB and occupancy. โ€ข The company is maintaining its strategic emphasis on volume growth while also enhancing its focus on high-end specialties such as cardiac sciences, oncology and neurosciences. This shift is expected to drive higher revenue intensity and improve the margin profile moving forward. โ€ข They are on track to operationalize the previously announced facilities in Gurgaon, Pune, Kolkata and Hyderabad in the upcoming fiscal year. โ€ข They have approved the brownfield expansion of 160 beds spread across the Jubilee Hills and Secunderabad facilities, which should become operational in the coming 3-4 years. โ€ข The company has acquired a 200-bedded existing hospital in Sarjapur, expected to be integrated within the next two quarters, enhancing its care network and reach in South-East Bengaluru. Additionally, it has secured a 2.53-acre land parcel in Sarjapur for a 500-bed greenfield hospital, slated to become operational in the next 3-4 years. โ€ข The company is looking at additional markets to support growth, including Iran, Iraq, Indonesia, Middle East, Africa and Sri Lanka. The regions have started witnessing patient footfalls
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Apollo Hospital 6500-7000
Expected level 8800
Support 6000
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Asian Paints Ltd Company Details Report

Asian Paints Ltd is an Indian multinational paint company, headquartered in Mumbai, Maharashtra. It manufactures a wide range of paints for decorative and industrial use. In decorative paints, the company is present in interior wall finishes, exterior wall finishes, adhesives, waterproofing, undercoats, enamels and wood finishes. In the industrial segment it operates through two joint ventures (JV) PPG Asian Paints Pvt. Ltd. (PPG-AP) for automotive, marine and packaging coatings and Asian Paints PPG Pvt. Ltd. (AP-PPG) for industrial protective coatings, powder coatings, floor coatings and road markings. In the home dรฉcor segment, it offers solutions that includes paints, adhesives, wall coverings, modular kitchens and wardrobes, textures painting aid, bath fittings and sanitaryware, waterproofing, decorative lightings (through White teak), wall stickers, furniture, furnishings & rugs, UPVC (unplasticized polyvinyl chloride) windows & door systems (through Weatherseal) and mechanized tools. As on 31st March 2025, companyโ€™s installed in-house decorative paint manufacturing capacity in India is 22,90,000 kilo litre (KL)/annum (over and above, it has also tied up with outside processing centres for manufacture and purchase of certain products). It has 26 in-house paint manufacturing facilities worldwide. It caters to over ~1,69,000 touch-points across India. It operates in emerging economies through its seven corporate brands, viz. Asian Paints, Apco Coatings, Asian Paints Berger, Asian Paints Causeway, SCIB Paints, Taubmans and Kadisco Asian Paints.
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Segment wise revenue
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Region wise revenue
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#SALES #GROWTH

Revenue in FY25 declined by 4.5% YoY at โ‚น33,906 cr, impacted by weak consumer demand and slowdown in urban market. Decorative & Industrial paints witnessed value de-growth of ~5% YoY, whereas volume growth was ~3%. Industrial segment outpaced the decorative segment, with superior performance in tier-3 and tier-4 cities. The home dรฉcor segment reported subdued performance driven by ~20% YoY decrease in White Teak due to the impact of BIS (Bureau of Indian Standards) specifications as majority of the inputs are sourced from China. Weatherseal was impacted by the pricing scenario in the B2B (business-to-business) segment. Further, international business was impacted by currency devaluation in Africa. Middle East posted strong double-digit growth, especially markets of UAE.
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#EBITDA #GROWTH

In FY25, EBITDA stood at โ‚น6,006 cr v/s โ‚น7,585 cr in FY24, translating to a de-growth of ~21%. This was mainly driven by inferior product mix and ~12% increase in employee cost. Gross profit reduced by ~7% to โ‚น14,390 cr.
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