Kolo
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๐Ÿ“ฒ Single app for spending, sending, and banking!

๐ŸŒ Kolo Links: https://linktr.ee/kolocard

๐Ÿ’ฌ Chat: @KoloTalks
๐Ÿ“ข Channel: @KoloAnn

๐Ÿ› ๏ธ Suport: @KoloHelpBot
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๐Ÿ’Ž #KOLOPodcast โ„–5 is LIVE ๐Ÿ’Ž

๐ŸŽ™ In this episode, Pavel Luchkovskyi, Kolo CEO, sit down with Alex Onufriychuk & Vlad Kamyshov โ€” EVAA Protocolโ€™s CMO and CEO, the minds behind TONโ€™s top lending protocol.

They unpack why EVAA is doubling down on crypto lending, what it means for users, and how a new synergy with Kolo could redefine Web3!

๐Ÿ’š As always, earn $KOLO while you watch:

Three new tasks in @kolo will test your attention, and the rewards are bigger than usual โ€” up to 70k $KOLO.

1๏ธโƒฃ Go to Kolo and find the โ€œKolo Podcast โ„–5โ€ tasks.

2๏ธโƒฃ Watch the video & Answer 3 questions about the video โ€” earn 20,000 $KOLO per correct answer.

โณ Don't miss out โ€” catch all the insights while they're hot!
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โ€œIn crypto you can be a 25 y.o. founder and people will trust you moneyโ€

And thatโ€™s the major difference between Web2 and Web3 finance, as states our guest at KOLOPodcast โ„–2 โ€” Brian Horn, a trader who moved from traditional finance into the heart of Web3!

Brianโ€™s path in 5 steps:

๐Ÿš€ Started by working with hedge funds and market makers in traditional finance.

๐Ÿ”„ Got disillusioned with Wall Street after 2008 โ€” realized crypto offers a tech-backed alternative.

๐ŸŒ Jumped into crypto trading and market making at GSR right before the 2021 boom.

๐Ÿง  Believes crypto is powered by young, driven minds โ€” not by age, titles, or resumes.

๐Ÿ’ฌ Knows market makers and shares their tricks in the video.


๐Ÿ”— Hear Brianโ€™s full story โ€” from Wall Street to GSR:
https://www.youtube.com/watch?v=uLSMkiXxO8I
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๐Ÿ“‰ What happened to the metaverse?
It was once the future, now barely anyone can recall it.

We were curious too, so here's the recap of our latest blog post:

๐Ÿ—“๏ธ In 2021, brands spent millions on digital land.

๐ŸŽฎ Crypto metaverses couldnโ€™t compete with Web2 worlds.

๐Ÿ“ˆ Hype outpaced tech โ€” the product never matched the promise.

๐Ÿ–ผ๏ธ NFTs were the backboneโ€ฆ until the NFT wave crashed.

๐ŸŒ Projects like The Sandbox and Decentraland still exist โ€” but peak engagement? ~200k users.

๐Ÿ’ฐ Long-term holders havenโ€™t given up โ€” SAND, AXS, and MANA are still being bought by traders.


๐Ÿซฅ Even Apple refuses to use the word โ€œmetaverseโ€. What do they say instead?
๐Ÿ“– Find out in the full article โ†’ https://kolo.in/blog/metaverse

P.S. Don't settle for spending crypto in digital worlds, do it in real life with Kolo Card. ๐Ÿ’ณ
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๐ŸŽง Missed the podcast with EVAA? Hereโ€™s what you missed โ€” and why it matters.

A few takeaways that might change the way you think about crypto lending:
๐Ÿ’ธ โ€œBuy Now, Pay Neverโ€
Not all loans are traps. Some models actually let both sides win โ€” especially when the interest is paid upfront.

โ˜ ๏ธ Corporations killing people for the marketing
Yes, journalists at the Financial Times know how to do their job in a way that ensures everyone reads their articles.

๐ŸŽ๏ธ How to get a free car with Bitcoin
No magic here: Earn interest on your crypto, get that interest upfront, buy a car, reclaim your crypto a year later.

๐Ÿง  Think beyond today
When 'crypto winter' comes, the goal isnโ€™t just to earn, but to lose less. The more you keep, the more you grow later.


๐ŸŽฅ Catch the episode, and maybe your next car:
https://www.youtube.com/watch?v=_IuCEn-NT-0
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No robberies on exchange rates ๐Ÿ’ฑ

We ran a survey with our early users & one thing stood out:

๐ŸŸข You love Kolo Card exchange rates.

๐Ÿ“Š 86.3% of users
said itโ€™s better than any other crypto card or service theyโ€™ve used.

Not our words โ€” yours.
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๐ŸŽค "Everyone's begging us to take their money to invest in TON projects"

Inal Kardan, General Partner of TON Ventures, shares his journey in this no-filter VC talk.

From deploying $40M+ into TON-native startups to calling out lazy VCs, hereโ€™s what youโ€™ll hear:
๐Ÿ’ธ VCs are lining up to invest โ€” the demand to fund projects in crypto is overwhelming.

๐Ÿšจ Biggest red flag before investing in project? Founders with shady pasts and without proven history.

๐ŸŒ India and Turkey are booming โ€” the hottest regions for new blockchain developers.


Why Turkey and India are Tier-1 regions for TON Ventures โ€” and more insights from inside the fund in the full episode:
https://www.youtube.com/watch?v=YTX1z8M1dFE
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๐Ÿ‘€ Youโ€™ve heard the headlines about Crypto Mixers โ€” crime, laundering, arrests. But mixers are just tools โ€” like VPNs.

We break down what they really are, how they work, and why they matter in our blog post.

Quick breakdown:
๐Ÿ” Every crypto transaction is public โ€” mixers blur the trail so no one knows who sent what & where.

๐Ÿ‘ฅ Theyโ€™re used both by regular holders seeking privacy & bad actors.

๐Ÿšซ Mixed coins can be flagged, blocked, or bring legal heat.

๐ŸŒ€ Tornado Cash was under U.S. sanctions since 2022 due to money laundering. But as of March 2025, all restrictions have been lifted.

๐Ÿ’š With Kolo Wallet, every transaction meets compliance & AML standards to keep your crypto safe.


๐Ÿงผ Even when used for privacy, mixers come with serious risks. Learn what to watch out:
https://kolo.in/blog/what-are-crypto-mixers
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๐Ÿš€ How high are Kolo Card spending limits?

High enough that 9 out of 10 users say theyโ€™re comfortably above everyday needsโ€ฆ and the rest doesn't even know about them.

Our latest survey showed:
โ€ข 51.6% knew from day one that Kolo lets you spend big.
โ€ข 40.3% discovered it only after a few โ€œwait, that worked?!โ€ moments.
โ€ข 8.1% still don't realize Kolo has limits.


To put it in perspective: with a single Kolo tap you can ๐Ÿ‘‡
โ€ข Book a round-the-world business-class ticket.
โ€ข Upgrade your setup with a new MacBook Pro, monitor, and ergonomic chair.
โ€ข Spend a month in Bali โ€” villa, surf lessons, and coconuts included.


๐Ÿ’š Kolo limits are so good 92% of our users enjoy it, while 8% havenโ€™t even noticed they are.
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๐Ÿ–ผ Redesigning kolo.in

Any guesses whatโ€™s coming? ๐Ÿ‘‡
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๐ŸŽค "I spent $7K on gas just to test DeFi"

Vlad DeGen, TONโ€™s DeFi lead and guest on Kolo Podcast #4, shares his wild switch from the game-development industry to an early DeFi in this tell-all episode.

๐Ÿš€ Game dev โ†’ crypto dev: Vlad refused to move to the USA and dumped gaming projects for smart-contracts.

๐Ÿ“ˆ When DeFi was tiny: he saw the space grow from 60 protocols & $10M TVL to the multibillion beast it is today.

๐Ÿ’ฐ Skin in the game: spent ~$7K on gas just to test every new protocol live.

๐Ÿ’ก Before TON: won a hackathon, got funded, built wallet + DEX + lending protocol from scratch.


Watch how Vlad scaled a two-man gig into large company and then became TON's DeFi lead๐Ÿ‘‡
https://youtu.be/cbemUPl2c30
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๐ŸŸข Card to live in crypto
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๐ŸŸข๐Ÿš€๐ŸŒ‘

Thanks to OG boosters, Kolo is finally touching lunar dust!
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๐Ÿ“Š Buy the hype and panic-sell at the first red candle โ€” sounds familiar?

Our latest article breaks that cycle with DCA strategy (dollar-cost averaging), a cornerstone of smart investing.

Hereโ€™s a short recap of the blog post:
โ˜•๏ธ Investing $50 a month in BTC since 2019 would be worth โ‰ˆ $18.500 today (500% from $3700).

๐Ÿง˜โ€โ™‚๏ธ Same sum, same day โ€” DCA discipline eliminates FOMO buys and panic sells.

๐Ÿ“‰ Regular buys turn market dips into discounts.

๐Ÿ” Not a silver bullet โ€” picking a dying coin or sitting through a years-long bear will still stack losses.

๐ŸŸข Stack coins in your Kolo Wallet, then spend the profits on whatever you dream of with Kolo card.


Dig into the step-by-step โ€œhow, why, and what to avoidโ€ in the full post on Kolo blog:
https://kolo.in/blog/what-is-dca
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๐Ÿ’ณ Kolo Card is LIVE โ€” the first Kolo wallet milestone unlocked!

Spend your crypto for:

๐Ÿ Michelin-star dinners
โœˆ๏ธ Last-minute business-class
๐Ÿ› Limited-edition drops

More features are on the way to supercharge you live in crypto!
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๐ŸŸข Kolo Podcast with Eowyn Chen drops soon!

CEO, Trust Wallet ๐Ÿ›ก
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๐ŸŽฅ We're kicking off the UGC contest!

1. Record a short video of you paying with your Kolo Card.
2. Post it on X and tag @KoloHub.
3. Fill out the form - the deadline is June 9:
https://forms.gle/mDFw63MzZZTqF2eE8
๐Ÿ’ธ One random transaction will get 100% cashback!

๐ŸŒ Show you live in crypto!
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๐Ÿ’ณ We asked what would make you switch to Kolo as your main debit card

Turns out, everything youโ€™re looking for is already built into the Kolo crypto card:

๐Ÿ’ธ High spending limits

๐Ÿ’ฑ Top-tier exchange rates

๐Ÿ›ก๏ธ No data sharing with foreign regulators

๐Ÿ›๏ธ Trusted, compliant, US-based card issuer


When freedom, performance, and security come together โ€” itโ€™s called Kolo.
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๐ŸŸข #KoloPodcast with Trust Wallet is LIVE!

Eowyn Chen, CEO of Trust Wallet, drops gems on:

๐Ÿ” Scaling with no paid ads
๐Ÿ’ณ The real future of crypto cards
๐Ÿ“ˆ Onboarding 1B people to Web3
๐Ÿค– AI + crypto = ?

โ–ถ๏ธ Watch for real insights:
https://youtu.be/GpOpNNq6FpI
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Kolo
๐ŸŸข #KoloPodcast with Trust Wallet is LIVE! Eowyn Chen, CEO of Trust Wallet, drops gems on: ๐Ÿ” Scaling with no paid ads ๐Ÿ’ณ The real future of crypto cards ๐Ÿ“ˆ Onboarding 1B people to Web3 ๐Ÿค– AI + crypto = ? โ–ถ๏ธ Watch for real insights: https://youtu.be/GpOpNNq6FpI
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๐ŸŸข Kolo X Trust Wallet Recap

In the latest Kolo Podcast episode, we spoke with Eowyn Chen, CEO of Trust Wallet, about scaling beyond hype and building real Web3 tools.

Hereโ€™s the short of it:
๐Ÿ“ฒ Any crypto app can grow organically by building tools people actually use.

๐Ÿง  Next-gen wallets will become users' daily AI assistants for spending, saving, earning, and navigating Web3.

๐Ÿ›  To streamline adoption, crypto builders must fix UX โ€” starting with removing gas fees and clunky setups from the user experience.

๐Ÿ’ณ Accessible banking in emerging markets could change the game for crypto.

๐ŸŽฏ Big vision, lean team, user-first โ€” thatโ€™s the way to reach the top.


๐ŸŽง Havenโ€™t watched yet? The future of crypto is just one click away:
https://www.youtube.com/watch?v=GpOpNNq6FpI
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๐Ÿ”ท Think Ethereum is already fully developed? โ€“ Not even close.

ETH roadmap shows the biggest upgrades are still ahead โ€” and they will amaze you.

In the next few years, ETH is set to become:
โšก๏ธ Faster โ€” thanks to upgrades like danksharding, Ethereum will soon handle 100,000+ transactions per second.

โš–๏ธ Fairer โ€” fixing hidden issues like MEV and centralization in how blocks get built.

๐Ÿ“ฑ Lighter โ€” full nodes that once required huge hard drives may soon run on your laptop or even your phone.

๐Ÿ•ต๏ธ More private โ€” stealth wallets, encrypted activity, and zk tech will protect your data by default.


The upgrade isnโ€™t limited to ETH โ€” the whole crypto space is adapting, bringing speed, privacy, and simplicity to the forefront.

๐Ÿ”Ž Read the full deep dive into Ethereum:
https://kolo.in/blog/whats-next-for-ethereum
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