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🐰 Happy Easter, Kolo Fam!
Wishing you bright days, fresh starts, and gains that break all-time highs!
Whatever you're celebrating today — spring, rebirth, or simply good coffee — may it bring warmth and joy!
Love,
The Kolo team💚
Wishing you bright days, fresh starts, and gains that break all-time highs!
Whatever you're celebrating today — spring, rebirth, or simply good coffee — may it bring warmth and joy!
Love,
The Kolo team
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💎 You Can't Miss this TON of Insights
👥 Join us tomorrow for a new Kolo Podcast episode featuring TWO special guests from EVAA Protocol — the leading lending protocol on TON.
🏔 Inside: cold wallets on Everest, million-dollar rounds, and how Kolo x EVAA will change crypto payments forever!
🔔 Keep your eyes on the socials!
👥 Join us tomorrow for a new Kolo Podcast episode featuring TWO special guests from EVAA Protocol — the leading lending protocol on TON.
🏔 Inside: cold wallets on Everest, million-dollar rounds, and how Kolo x EVAA will change crypto payments forever!
🔔 Keep your eyes on the socials!
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💎 #KOLOPodcast №5 is LIVE 💎
🎙 In this episode, Pavel Luchkovskyi, Kolo CEO, sit down with Alex Onufriychuk & Vlad Kamyshov — EVAA Protocol’s CMO and CEO, the minds behind TON’s top lending protocol.
They unpack why EVAA is doubling down on crypto lending, what it means for users, and how a new synergy with Kolo could redefine Web3!
💚 As always, earn $KOLO while you watch:
Three new tasks in @kolo will test your attention, and the rewards are bigger than usual — up to 70k $KOLO.
1️⃣ Go to Kolo and find the “Kolo Podcast №5” tasks.
2️⃣ Watch the video & Answer 3 questions about the video — earn 20,000 $KOLO per correct answer.
⏳ Don't miss out — catch all the insights while they're hot!
🎙 In this episode, Pavel Luchkovskyi, Kolo CEO, sit down with Alex Onufriychuk & Vlad Kamyshov — EVAA Protocol’s CMO and CEO, the minds behind TON’s top lending protocol.
They unpack why EVAA is doubling down on crypto lending, what it means for users, and how a new synergy with Kolo could redefine Web3!
Three new tasks in @kolo will test your attention, and the rewards are bigger than usual — up to 70k $KOLO.
1️⃣ Go to Kolo and find the “Kolo Podcast №5” tasks.
2️⃣ Watch the video & Answer 3 questions about the video — earn 20,000 $KOLO per correct answer.
⏳ Don't miss out — catch all the insights while they're hot!
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“In crypto you can be a 25 y.o. founder and people will trust you money”
And that’s the major difference between Web2 and Web3 finance, as states our guest at KOLOPodcast №2 — Brian Horn, a trader who moved from traditional finance into the heart of Web3!
Brian’s path in 5 steps:
🔗 Hear Brian’s full story — from Wall Street to GSR:
https://www.youtube.com/watch?v=uLSMkiXxO8I
And that’s the major difference between Web2 and Web3 finance, as states our guest at KOLOPodcast №2 — Brian Horn, a trader who moved from traditional finance into the heart of Web3!
Brian’s path in 5 steps:
🚀 Started by working with hedge funds and market makers in traditional finance.
🔄 Got disillusioned with Wall Street after 2008 — realized crypto offers a tech-backed alternative.
🌐 Jumped into crypto trading and market making at GSR right before the 2021 boom.
🧠 Believes crypto is powered by young, driven minds — not by age, titles, or resumes.
💬 Knows market makers and shares their tricks in the video.
🔗 Hear Brian’s full story — from Wall Street to GSR:
https://www.youtube.com/watch?v=uLSMkiXxO8I
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📉 What happened to the metaverse?
It was once the future, now barely anyone can recall it.
We were curious too, so here's the recap of our latest blog post:
🫥 Even Apple refuses to use the word “metaverse”. What do they say instead?
📖 Find out in the full article → https://kolo.in/blog/metaverse
P.S. Don't settle for spending crypto in digital worlds, do it in real life with Kolo Card. 💳
It was once the future, now barely anyone can recall it.
We were curious too, so here's the recap of our latest blog post:
🗓️ In 2021, brands spent millions on digital land.
🎮 Crypto metaverses couldn’t compete with Web2 worlds.
📈 Hype outpaced tech — the product never matched the promise.
🖼️ NFTs were the backbone… until the NFT wave crashed.
🌍 Projects like The Sandbox and Decentraland still exist — but peak engagement? ~200k users.
💰 Long-term holders haven’t given up — SAND, AXS, and MANA are still being bought by traders.
🫥 Even Apple refuses to use the word “metaverse”. What do they say instead?
📖 Find out in the full article → https://kolo.in/blog/metaverse
P.S. Don't settle for spending crypto in digital worlds, do it in real life with Kolo Card. 💳
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A few takeaways that might change the way you think about crypto lending:
💸 “Buy Now, Pay Never”
Not all loans are traps. Some models actually let both sides win — especially when the interest is paid upfront.
☠️ Corporations killing people for the marketing
Yes, journalists at the Financial Times know how to do their job in a way that ensures everyone reads their articles.🏎️ How to get a free car with Bitcoin
No magic here: Earn interest on your crypto, get that interest upfront, buy a car, reclaim your crypto a year later.🧠 Think beyond today
When 'crypto winter' comes, the goal isn’t just to earn, but to lose less. The more you keep, the more you grow later.
🎥 Catch the episode, and maybe your next car:
https://www.youtube.com/watch?v=_IuCEn-NT-0
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No robberies on exchange rates 💱
We ran a survey with our early users & one thing stood out:
🟢 You love Kolo Card exchange rates.
📊 86.3% of users said it’s better than any other crypto card or service they’ve used.
Not our words — yours.
We ran a survey with our early users & one thing stood out:
🟢 You love Kolo Card exchange rates.
📊 86.3% of users said it’s better than any other crypto card or service they’ve used.
Not our words — yours.
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🎤 "Everyone's begging us to take their money to invest in TON projects"
Inal Kardan, General Partner of TON Ventures, shares his journey in this no-filter VC talk.
From deploying $40M+ into TON-native startups to calling out lazy VCs, here’s what you’ll hear:
Why Turkey and India are Tier-1 regions for TON Ventures — and more insights from inside the fund in the full episode:
https://www.youtube.com/watch?v=YTX1z8M1dFE
Inal Kardan, General Partner of TON Ventures, shares his journey in this no-filter VC talk.
From deploying $40M+ into TON-native startups to calling out lazy VCs, here’s what you’ll hear:
💸 VCs are lining up to invest — the demand to fund projects in crypto is overwhelming.
🚨 Biggest red flag before investing in project? Founders with shady pasts and without proven history.
🌍 India and Turkey are booming — the hottest regions for new blockchain developers.
Why Turkey and India are Tier-1 regions for TON Ventures — and more insights from inside the fund in the full episode:
https://www.youtube.com/watch?v=YTX1z8M1dFE
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👀 You’ve heard the headlines about Crypto Mixers — crime, laundering, arrests. But mixers are just tools — like VPNs.
We break down what they really are, how they work, and why they matter in our blog post.
Quick breakdown:
🧼 Even when used for privacy, mixers come with serious risks. Learn what to watch out:
https://kolo.in/blog/what-are-crypto-mixers
We break down what they really are, how they work, and why they matter in our blog post.
Quick breakdown:
🔍 Every crypto transaction is public — mixers blur the trail so no one knows who sent what & where.
👥 They’re used both by regular holders seeking privacy & bad actors.
🚫 Mixed coins can be flagged, blocked, or bring legal heat.
🌀 Tornado Cash was under U.S. sanctions since 2022 due to money laundering. But as of March 2025, all restrictions have been lifted.💚 With Kolo Wallet, every transaction meets compliance & AML standards to keep your crypto safe.
🧼 Even when used for privacy, mixers come with serious risks. Learn what to watch out:
https://kolo.in/blog/what-are-crypto-mixers
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🚀 How high are Kolo Card spending limits?
High enough that 9 out of 10 users say they’re comfortably above everyday needs… and the rest doesn't even know about them.
Our latest survey showed:
To put it in perspective: with a single Kolo tap you can 👇
💚 Kolo limits are so good 92% of our users enjoy it, while 8% haven’t even noticed they are.
High enough that 9 out of 10 users say they’re comfortably above everyday needs… and the rest doesn't even know about them.
Our latest survey showed:
• 51.6% knew from day one that Kolo lets you spend big.
• 40.3% discovered it only after a few “wait, that worked?!” moments.
• 8.1% still don't realize Kolo has limits.
To put it in perspective: with a single Kolo tap you can 👇
• Book a round-the-world business-class ticket.
• Upgrade your setup with a new MacBook Pro, monitor, and ergonomic chair.
• Spend a month in Bali — villa, surf lessons, and coconuts included.
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🎤 "I spent $7K on gas just to test DeFi"
Vlad DeGen, TON’s DeFi lead and guest on Kolo Podcast #4, shares his wild switch from the game-development industry to an early DeFi in this tell-all episode.
Watch how Vlad scaled a two-man gig into large company and then became TON's DeFi lead👇
https://youtu.be/cbemUPl2c30
Vlad DeGen, TON’s DeFi lead and guest on Kolo Podcast #4, shares his wild switch from the game-development industry to an early DeFi in this tell-all episode.
🚀 Game dev → crypto dev: Vlad refused to move to the USA and dumped gaming projects for smart-contracts.
📈 When DeFi was tiny: he saw the space grow from 60 protocols & $10M TVL to the multibillion beast it is today.
💰 Skin in the game: spent ~$7K on gas just to test every new protocol live.
💡 Before TON: won a hackathon, got funded, built wallet + DEX + lending protocol from scratch.
Watch how Vlad scaled a two-man gig into large company and then became TON's DeFi lead👇
https://youtu.be/cbemUPl2c30
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🟢 Card to live in crypto
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📊 Buy the hype and panic-sell at the first red candle — sounds familiar?
Our latest article breaks that cycle with DCA strategy (dollar-cost averaging), a cornerstone of smart investing.
Here’s a short recap of the blog post:
Dig into the step-by-step “how, why, and what to avoid” in the full post on Kolo blog:
https://kolo.in/blog/what-is-dca
Our latest article breaks that cycle with DCA strategy (dollar-cost averaging), a cornerstone of smart investing.
Here’s a short recap of the blog post:
☕️ Investing $50 a month in BTC since 2019 would be worth ≈ $18.500 today (500% from $3700).
🧘♂️ Same sum, same day — DCA discipline eliminates FOMO buys and panic sells.
📉 Regular buys turn market dips into discounts.
🔍 Not a silver bullet — picking a dying coin or sitting through a years-long bear will still stack losses.
🟢 Stack coins in your Kolo Wallet, then spend the profits on whatever you dream of with Kolo card.
Dig into the step-by-step “how, why, and what to avoid” in the full post on Kolo blog:
https://kolo.in/blog/what-is-dca
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💳 Kolo Card is LIVE — the first Kolo wallet milestone unlocked!
Spend your crypto for:
🍝 Michelin-star dinners
✈️ Last-minute business-class
🛍 Limited-edition drops
More features are on the way to supercharge you live in crypto!
Spend your crypto for:
🍝 Michelin-star dinners
✈️ Last-minute business-class
🛍 Limited-edition drops
More features are on the way to supercharge you live in crypto!
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