Kolo
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๐Ÿ“ฒ Single app for spending, sending, and banking!

๐ŸŒ Kolo Links: https://linktr.ee/kolocard

๐Ÿ’ฌ Chat: @KoloTalks
๐Ÿ“ข Channel: @KoloAnn

๐Ÿ› ๏ธ Suport: @KoloHelpBot
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๐ŸŒ Crypto Mass Adoption: Where Are We Now?

"Cryptoโ€™s a bubble." "Bitcoinโ€™s a Ponzi." "Altcoins are a scam." Everyoneโ€™s heard itโ€”but the numbers tell a different story.

Key Insights:

๐Ÿ“ข Awareness is growing: 39% of people globally familiar with digital assets. Africa leads with 59%, while North America and Europe grow at a steady pace.
๐Ÿ’ณ Usage still catching up: Knowing โ‰  using. 43% have tried crypto, but daily use is rare โ€” solutions like Kolo Crypto Card help bridge the gap by making crypto as easy to spend as cash.
๐Ÿš€ Millennials are leading the charge: Ages 25โ€“34 are the most active โ€” using crypto for payments, investing, and passive income. They trust crypto more than banks.
๐ŸŒŽ Real-world adoption is here: In countries like the UAE, Japan, Germany, Switzerland, and El Salvador, you can already pay with crypto โ€” legally.


๐ŸŸข Why mass adoption is closer than ever? Check out our latest article:
https://kolo.in/blog/mass-adoption
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โ›ฝ Kolo Card turns crypto into gas
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๐Ÿ’ธ In 2024, over $1.4B was lost to phishing and wallet drains

โ€œWonโ€™t happen to meโ€? That mindset is exactly what attackers count on.

Hereโ€™s how to lower your risk:

๐Ÿ” Check what you sign โ€” Use tools like Revoke.cash to cancel shady approvals.

๐Ÿ’ผ Split your wallets โ€” Cold for storage, hot for spending, small-test wallets for unknown dApps.

๐Ÿ“ฑ Change SMS 2FAs โ€” SIM-swap scams cost users $72M. Use Google Authenticator or a hardware keys instead.

โš ๏ธ Ignore the DMs & fake links โ€” 50%+ of phishing starts there. Always double-check the domain.

๐Ÿ’š Kolo helps by design โ€” Secure 2FA, fraud protection, and card freezing if something feels off.


One fake link. $8 million gone. Learn how not to be next โ€“ read the full article:
https://kolo.in/blog/crypto-security
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๐ŸŽ™No more ATHs โ€” Crypto maxis were wrong all this time?

๐Ÿ—“ Tomorrow, 1 PM UTC
๐ŸŽค Host: Dmitry Klim
๐Ÿ‘ฅ Guests: CryptoShlug & TJBLFG
๐Ÿ“ Venue: https://x.com/i/spaces/1lPJqMzQwlWJb

Join us on AMA to find out ๐Ÿ‘‡
โ€ข Is Trump's secret goal to dump all crypto?
โ€ข How long will tariff wars keep dumping your bags?
โ€ข Can crypto survive the next cycle?
โ€ข Do memecoins store value better than Bitcoin?


๐Ÿ“Œ Set reminder!
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๐Ÿ“Š What will happen to crypto in the nearest future?

Just 1 hour and you'll find out!

๐Ÿ”Š Join #KoloTalks:
https://x.com/i/spaces/1lPJqMzQwlWJb
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๐Ÿ’ฅ Memecoins are chaos โ€” and thatโ€™s exactly why they work!

Youโ€™ve heard Dmitry Klim was at Next Block Expo.

What you havenโ€™t heard โ€” is insights about memecoin's and its future:

๐Ÿธ Meme coins arenโ€™t financial products โ€” theyโ€™re belief systems.

๐Ÿ”ฅ Culture beats utility. Always.

๐Ÿ“‰ The market doesnโ€™t care about fundamentals. It cares about buzz around project.

๐ŸŽญ When everyoneโ€™s laughing, everyoneโ€™s buying. Thatโ€™s the alpha.

๐Ÿ˜ด Boring doesnโ€™t scale. If your project isnโ€™t part of someoneโ€™s daily feed โ€” it doesnโ€™t exist.


If you into memes, this oneโ€™s for you โฌ†๏ธ
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"To be honest, I didn't have to learn much about the tech"

That's how it started for Erhan Korhaliller, founder of EAK Digital & Istanbul Blockchain Week and guest at KOLOPodcast โ„–1!

What changed? Here's a breakdown of Erhan's personal crypto journey:

๐Ÿš€ Started in growth hacking โ€” turned it into a global Web3 PR agency.
โ›“๏ธ Founded Istanbul Blockchain Week to address lack of events in the country with one of the biggest crypto adoption rates.
๐Ÿ‡น๐Ÿ‡ท Sees crypto as a lifeline for Turkeyโ€™s youth amid inflation and limited opportunities.
๐ŸŒ Focused on real adoption, not hype through education.


๐Ÿ”— Hear how his journey turned from being an office clerk to "Letโ€™s onboard a nation":
https://www.youtube.com/watch?v=BOxIw7sBV4g
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๐Ÿฆ Sell crypto directly to your โ‚ฌ-IBAN

๐ŸŸข Got a verified Kolo account and a EUR-supported IBAN? - Youโ€™re good to go!

โžก๏ธ Just hit Send, choose IBAN, and bridge your crypto to the real world!
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๐Ÿฐ Happy Easter, Kolo Fam!

Wishing you bright days, fresh starts, and gains that break all-time highs!

Whatever you're celebrating today โ€” spring, rebirth, or simply good coffee โ€” may it bring warmth and joy!

Love,
The Kolo team ๐Ÿ’š
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๐ŸŽง What's the soundtrack of your day?

Hope it sounds like:
Kolo โ€” Crypto Card ๐Ÿ’ณ
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๐Ÿ’Ž You Can't Miss this TON of Insights

๐Ÿ‘ฅ Join us tomorrow for a new Kolo Podcast episode featuring TWO special guests from EVAA Protocol โ€” the leading lending protocol on TON.

๐Ÿ” Inside: cold wallets on Everest, million-dollar rounds, and how Kolo x EVAA will change crypto payments forever!

๐Ÿ”” Keep your eyes on the socials!
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๐Ÿ’Ž #KOLOPodcast โ„–5 is LIVE ๐Ÿ’Ž

๐ŸŽ™ In this episode, Pavel Luchkovskyi, Kolo CEO, sit down with Alex Onufriychuk & Vlad Kamyshov โ€” EVAA Protocolโ€™s CMO and CEO, the minds behind TONโ€™s top lending protocol.

They unpack why EVAA is doubling down on crypto lending, what it means for users, and how a new synergy with Kolo could redefine Web3!

๐Ÿ’š As always, earn $KOLO while you watch:

Three new tasks in @kolo will test your attention, and the rewards are bigger than usual โ€” up to 70k $KOLO.

1๏ธโƒฃ Go to Kolo and find the โ€œKolo Podcast โ„–5โ€ tasks.

2๏ธโƒฃ Watch the video & Answer 3 questions about the video โ€” earn 20,000 $KOLO per correct answer.

โณ Don't miss out โ€” catch all the insights while they're hot!
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โ€œIn crypto you can be a 25 y.o. founder and people will trust you moneyโ€

And thatโ€™s the major difference between Web2 and Web3 finance, as states our guest at KOLOPodcast โ„–2 โ€” Brian Horn, a trader who moved from traditional finance into the heart of Web3!

Brianโ€™s path in 5 steps:

๐Ÿš€ Started by working with hedge funds and market makers in traditional finance.

๐Ÿ”„ Got disillusioned with Wall Street after 2008 โ€” realized crypto offers a tech-backed alternative.

๐ŸŒ Jumped into crypto trading and market making at GSR right before the 2021 boom.

๐Ÿง  Believes crypto is powered by young, driven minds โ€” not by age, titles, or resumes.

๐Ÿ’ฌ Knows market makers and shares their tricks in the video.


๐Ÿ”— Hear Brianโ€™s full story โ€” from Wall Street to GSR:
https://www.youtube.com/watch?v=uLSMkiXxO8I
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๐Ÿ“‰ What happened to the metaverse?
It was once the future, now barely anyone can recall it.

We were curious too, so here's the recap of our latest blog post:

๐Ÿ—“๏ธ In 2021, brands spent millions on digital land.

๐ŸŽฎ Crypto metaverses couldnโ€™t compete with Web2 worlds.

๐Ÿ“ˆ Hype outpaced tech โ€” the product never matched the promise.

๐Ÿ–ผ๏ธ NFTs were the backboneโ€ฆ until the NFT wave crashed.

๐ŸŒ Projects like The Sandbox and Decentraland still exist โ€” but peak engagement? ~200k users.

๐Ÿ’ฐ Long-term holders havenโ€™t given up โ€” SAND, AXS, and MANA are still being bought by traders.


๐Ÿซฅ Even Apple refuses to use the word โ€œmetaverseโ€. What do they say instead?
๐Ÿ“– Find out in the full article โ†’ https://kolo.in/blog/metaverse

P.S. Don't settle for spending crypto in digital worlds, do it in real life with Kolo Card. ๐Ÿ’ณ
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๐ŸŽง Missed the podcast with EVAA? Hereโ€™s what you missed โ€” and why it matters.

A few takeaways that might change the way you think about crypto lending:
๐Ÿ’ธ โ€œBuy Now, Pay Neverโ€
Not all loans are traps. Some models actually let both sides win โ€” especially when the interest is paid upfront.

โ˜ ๏ธ Corporations killing people for the marketing
Yes, journalists at the Financial Times know how to do their job in a way that ensures everyone reads their articles.

๐ŸŽ๏ธ How to get a free car with Bitcoin
No magic here: Earn interest on your crypto, get that interest upfront, buy a car, reclaim your crypto a year later.

๐Ÿง  Think beyond today
When 'crypto winter' comes, the goal isnโ€™t just to earn, but to lose less. The more you keep, the more you grow later.


๐ŸŽฅ Catch the episode, and maybe your next car:
https://www.youtube.com/watch?v=_IuCEn-NT-0
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No robberies on exchange rates ๐Ÿ’ฑ

We ran a survey with our early users & one thing stood out:

๐ŸŸข You love Kolo Card exchange rates.

๐Ÿ“Š 86.3% of users
said itโ€™s better than any other crypto card or service theyโ€™ve used.

Not our words โ€” yours.
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๐ŸŽค "Everyone's begging us to take their money to invest in TON projects"

Inal Kardan, General Partner of TON Ventures, shares his journey in this no-filter VC talk.

From deploying $40M+ into TON-native startups to calling out lazy VCs, hereโ€™s what youโ€™ll hear:
๐Ÿ’ธ VCs are lining up to invest โ€” the demand to fund projects in crypto is overwhelming.

๐Ÿšจ Biggest red flag before investing in project? Founders with shady pasts and without proven history.

๐ŸŒ India and Turkey are booming โ€” the hottest regions for new blockchain developers.


Why Turkey and India are Tier-1 regions for TON Ventures โ€” and more insights from inside the fund in the full episode:
https://www.youtube.com/watch?v=YTX1z8M1dFE
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๐Ÿ‘€ Youโ€™ve heard the headlines about Crypto Mixers โ€” crime, laundering, arrests. But mixers are just tools โ€” like VPNs.

We break down what they really are, how they work, and why they matter in our blog post.

Quick breakdown:
๐Ÿ” Every crypto transaction is public โ€” mixers blur the trail so no one knows who sent what & where.

๐Ÿ‘ฅ Theyโ€™re used both by regular holders seeking privacy & bad actors.

๐Ÿšซ Mixed coins can be flagged, blocked, or bring legal heat.

๐ŸŒ€ Tornado Cash was under U.S. sanctions since 2022 due to money laundering. But as of March 2025, all restrictions have been lifted.

๐Ÿ’š With Kolo Wallet, every transaction meets compliance & AML standards to keep your crypto safe.


๐Ÿงผ Even when used for privacy, mixers come with serious risks. Learn what to watch out:
https://kolo.in/blog/what-are-crypto-mixers
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๐Ÿš€ How high are Kolo Card spending limits?

High enough that 9 out of 10 users say theyโ€™re comfortably above everyday needsโ€ฆ and the rest doesn't even know about them.

Our latest survey showed:
โ€ข 51.6% knew from day one that Kolo lets you spend big.
โ€ข 40.3% discovered it only after a few โ€œwait, that worked?!โ€ moments.
โ€ข 8.1% still don't realize Kolo has limits.


To put it in perspective: with a single Kolo tap you can ๐Ÿ‘‡
โ€ข Book a round-the-world business-class ticket.
โ€ข Upgrade your setup with a new MacBook Pro, monitor, and ergonomic chair.
โ€ข Spend a month in Bali โ€” villa, surf lessons, and coconuts included.


๐Ÿ’š Kolo limits are so good 92% of our users enjoy it, while 8% havenโ€™t even noticed they are.
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๐Ÿ–ผ Redesigning kolo.in

Any guesses whatโ€™s coming? ๐Ÿ‘‡
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