Kolo
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๐Ÿ“ฒ Single app for spending, sending, and banking!

๐ŸŒ Kolo Links: https://linktr.ee/kolocard

๐Ÿ’ฌ Chat: @KoloTalks
๐Ÿ“ข Channel: @KoloAnn

๐Ÿ› ๏ธ Suport: @KoloHelpBot
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Where would you vacay right now โ€” especially if your Kolo card was loaded with a chill 1 BTC? ๐Ÿ˜Ž

@kolo @kolo @kolo
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๐ŸŸข Kolo X Vlad Degen Podcast Recap

In our latest episode, we talk with Vlad DeGen, DeFi Lead at TON Foundation, to uncover the reality of scaling in Web3, working at the top, and making moves that matter.

Here are the highlights:

๐Ÿ’ผ Work Smart, Not Hard โ€” Earn $300K a year with 3D design by working efficiently, not endlessly. Leverage your skills, not just your time.

๐Ÿš€ To Earn Money, Innovate โ€” Standing out is key. Donโ€™t just replicateโ€”create something unique to carve your own success.

๐Ÿ” DYOR, Trust Yourself โ€” No one can predict the market for you. Research, think independently, and control your own financial destiny.

๐Ÿ“ˆ Small Things Get Bigger โ€” A single call from BlackRock can change everything. Be ready when such opportunities knock!


๐—œ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—ต๐—ฎ๐˜ƒ๐—ฒ๐—ปโ€™๐˜ ๐˜€๐—ฒ๐—ฒ๐—ป ๐˜๐—ต๐—ฒ ๐—ณ๐˜‚๐—น๐—น ๐—ฝ๐—ผ๐—ฑ๐—ฐ๐—ฎ๐˜€๐˜ ๐˜†๐—ฒ๐˜, youโ€™re missing a lot:
https://youtube.com/watch?v=lNdpXNg3KlM
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๐Ÿณ Somethingโ€™s Cooking at Next Block Expo and Kolo is in the Mix!

๐Ÿš€ Memecoins, blockchain, and the future of Web3? Thatโ€™s the kind of conference weโ€™re here for.

Keep your eyes on Kolo socials โ€“ we are prepping some special content just for you! ๐Ÿ’š๏ธ๏ธ

@kolo @kolo @kolo
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๐Ÿ’ฑ CBDC vs Stablecoins

One side is government-driven, the other powered by private crypto issuersโ€”and both aim to redefine how we handle money.

Key takeaways:
๐Ÿง CBDCs are state-issued digital currencies, that have not so much in common with crypto.

๐Ÿ’ฒ Stablecoins instead are issued by private companies, though it doesn't mean they are decentralized.

๐Ÿ’š Kolo crypto card lets you spend stablecoins like everyday currency, filling the void while CBDCs remain in development.

๐Ÿ‘ฑโ€โ™‚๏ธ Trumpโ€™s second term CBDC plans hit pause while stablecoins surge to boost the USD.

๐Ÿฆ Over 130 central banks (98% of word GDP) are testing digital cash โ€” Nigeria leads the charge.


So which path could transform your wallet โ€” and are any stablecoins truly decentralized?
- Letโ€™s find out in our latest article:
https://kolo.in/blog/cbdc-vs-stablecoins

@kolo @kolo @kolo
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โ– โ– โ– โ– โ– โ– โ– โ– โ– โ–ก

@kolo @kolo @kolo
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๊ฉœ No banks. Just spirits, tokens, and ๐—ž๐—ผ๐—น๐—ผ ๐—ฐ๐—ฟ๐˜†๐—ฝ๐˜๐—ผ ๐—ฐ๐—ฎ๐—ฟ๐—ฑ

#ghibli
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๐ŸŒ Crypto Mass Adoption: Where Are We Now?

"Cryptoโ€™s a bubble." "Bitcoinโ€™s a Ponzi." "Altcoins are a scam." Everyoneโ€™s heard itโ€”but the numbers tell a different story.

Key Insights:

๐Ÿ“ข Awareness is growing: 39% of people globally familiar with digital assets. Africa leads with 59%, while North America and Europe grow at a steady pace.
๐Ÿ’ณ Usage still catching up: Knowing โ‰  using. 43% have tried crypto, but daily use is rare โ€” solutions like Kolo Crypto Card help bridge the gap by making crypto as easy to spend as cash.
๐Ÿš€ Millennials are leading the charge: Ages 25โ€“34 are the most active โ€” using crypto for payments, investing, and passive income. They trust crypto more than banks.
๐ŸŒŽ Real-world adoption is here: In countries like the UAE, Japan, Germany, Switzerland, and El Salvador, you can already pay with crypto โ€” legally.


๐ŸŸข Why mass adoption is closer than ever? Check out our latest article:
https://kolo.in/blog/mass-adoption
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โ›ฝ Kolo Card turns crypto into gas
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๐Ÿ’ธ In 2024, over $1.4B was lost to phishing and wallet drains

โ€œWonโ€™t happen to meโ€? That mindset is exactly what attackers count on.

Hereโ€™s how to lower your risk:

๐Ÿ” Check what you sign โ€” Use tools like Revoke.cash to cancel shady approvals.

๐Ÿ’ผ Split your wallets โ€” Cold for storage, hot for spending, small-test wallets for unknown dApps.

๐Ÿ“ฑ Change SMS 2FAs โ€” SIM-swap scams cost users $72M. Use Google Authenticator or a hardware keys instead.

โš ๏ธ Ignore the DMs & fake links โ€” 50%+ of phishing starts there. Always double-check the domain.

๐Ÿ’š Kolo helps by design โ€” Secure 2FA, fraud protection, and card freezing if something feels off.


One fake link. $8 million gone. Learn how not to be next โ€“ read the full article:
https://kolo.in/blog/crypto-security
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๐ŸŽ™No more ATHs โ€” Crypto maxis were wrong all this time?

๐Ÿ—“ Tomorrow, 1 PM UTC
๐ŸŽค Host: Dmitry Klim
๐Ÿ‘ฅ Guests: CryptoShlug & TJBLFG
๐Ÿ“ Venue: https://x.com/i/spaces/1lPJqMzQwlWJb

Join us on AMA to find out ๐Ÿ‘‡
โ€ข Is Trump's secret goal to dump all crypto?
โ€ข How long will tariff wars keep dumping your bags?
โ€ข Can crypto survive the next cycle?
โ€ข Do memecoins store value better than Bitcoin?


๐Ÿ“Œ Set reminder!
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๐Ÿ“Š What will happen to crypto in the nearest future?

Just 1 hour and you'll find out!

๐Ÿ”Š Join #KoloTalks:
https://x.com/i/spaces/1lPJqMzQwlWJb
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๐Ÿ’ฅ Memecoins are chaos โ€” and thatโ€™s exactly why they work!

Youโ€™ve heard Dmitry Klim was at Next Block Expo.

What you havenโ€™t heard โ€” is insights about memecoin's and its future:

๐Ÿธ Meme coins arenโ€™t financial products โ€” theyโ€™re belief systems.

๐Ÿ”ฅ Culture beats utility. Always.

๐Ÿ“‰ The market doesnโ€™t care about fundamentals. It cares about buzz around project.

๐ŸŽญ When everyoneโ€™s laughing, everyoneโ€™s buying. Thatโ€™s the alpha.

๐Ÿ˜ด Boring doesnโ€™t scale. If your project isnโ€™t part of someoneโ€™s daily feed โ€” it doesnโ€™t exist.


If you into memes, this oneโ€™s for you โฌ†๏ธ
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"To be honest, I didn't have to learn much about the tech"

That's how it started for Erhan Korhaliller, founder of EAK Digital & Istanbul Blockchain Week and guest at KOLOPodcast โ„–1!

What changed? Here's a breakdown of Erhan's personal crypto journey:

๐Ÿš€ Started in growth hacking โ€” turned it into a global Web3 PR agency.
โ›“๏ธ Founded Istanbul Blockchain Week to address lack of events in the country with one of the biggest crypto adoption rates.
๐Ÿ‡น๐Ÿ‡ท Sees crypto as a lifeline for Turkeyโ€™s youth amid inflation and limited opportunities.
๐ŸŒ Focused on real adoption, not hype through education.


๐Ÿ”— Hear how his journey turned from being an office clerk to "Letโ€™s onboard a nation":
https://www.youtube.com/watch?v=BOxIw7sBV4g
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๐Ÿฆ Sell crypto directly to your โ‚ฌ-IBAN

๐ŸŸข Got a verified Kolo account and a EUR-supported IBAN? - Youโ€™re good to go!

โžก๏ธ Just hit Send, choose IBAN, and bridge your crypto to the real world!
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๐Ÿฐ Happy Easter, Kolo Fam!

Wishing you bright days, fresh starts, and gains that break all-time highs!

Whatever you're celebrating today โ€” spring, rebirth, or simply good coffee โ€” may it bring warmth and joy!

Love,
The Kolo team ๐Ÿ’š
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๐ŸŽง What's the soundtrack of your day?

Hope it sounds like:
Kolo โ€” Crypto Card ๐Ÿ’ณ
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๐Ÿ’Ž You Can't Miss this TON of Insights

๐Ÿ‘ฅ Join us tomorrow for a new Kolo Podcast episode featuring TWO special guests from EVAA Protocol โ€” the leading lending protocol on TON.

๐Ÿ” Inside: cold wallets on Everest, million-dollar rounds, and how Kolo x EVAA will change crypto payments forever!

๐Ÿ”” Keep your eyes on the socials!
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๐Ÿ’Ž #KOLOPodcast โ„–5 is LIVE ๐Ÿ’Ž

๐ŸŽ™ In this episode, Pavel Luchkovskyi, Kolo CEO, sit down with Alex Onufriychuk & Vlad Kamyshov โ€” EVAA Protocolโ€™s CMO and CEO, the minds behind TONโ€™s top lending protocol.

They unpack why EVAA is doubling down on crypto lending, what it means for users, and how a new synergy with Kolo could redefine Web3!

๐Ÿ’š As always, earn $KOLO while you watch:

Three new tasks in @kolo will test your attention, and the rewards are bigger than usual โ€” up to 70k $KOLO.

1๏ธโƒฃ Go to Kolo and find the โ€œKolo Podcast โ„–5โ€ tasks.

2๏ธโƒฃ Watch the video & Answer 3 questions about the video โ€” earn 20,000 $KOLO per correct answer.

โณ Don't miss out โ€” catch all the insights while they're hot!
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โ€œIn crypto you can be a 25 y.o. founder and people will trust you moneyโ€

And thatโ€™s the major difference between Web2 and Web3 finance, as states our guest at KOLOPodcast โ„–2 โ€” Brian Horn, a trader who moved from traditional finance into the heart of Web3!

Brianโ€™s path in 5 steps:

๐Ÿš€ Started by working with hedge funds and market makers in traditional finance.

๐Ÿ”„ Got disillusioned with Wall Street after 2008 โ€” realized crypto offers a tech-backed alternative.

๐ŸŒ Jumped into crypto trading and market making at GSR right before the 2021 boom.

๐Ÿง  Believes crypto is powered by young, driven minds โ€” not by age, titles, or resumes.

๐Ÿ’ฌ Knows market makers and shares their tricks in the video.


๐Ÿ”— Hear Brianโ€™s full story โ€” from Wall Street to GSR:
https://www.youtube.com/watch?v=uLSMkiXxO8I
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