Kolo
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๐Ÿ“ฒ Single app for spending, sending, and banking!

๐ŸŒ Kolo Links: https://linktr.ee/kolocard

๐Ÿ’ฌ Chat: @KoloTalks
๐Ÿ“ข Channel: @KoloAnn

๐Ÿ› ๏ธ Suport: @KoloHelpBot
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๐Ÿ’š Kolo x Travala Live Podcast Recap

In our latest episode, we chatted with Polina S from Travala.com, โ„–1 Web3 travel company, about Binance investments, $100M revenue, using crypto for travel, and global crypto adoption.

Here are the highlights:
๐Ÿฆ Bank Card Woes โ€“ Paying abroad often triggers declines or blocks. Crypto avoids that headache.

๐ŸŽจ User-Friendly Tools โ€“ Crypto apps today must be as easy as possible, so Web2 users can start use crypto without any complex guides.

๐Ÿ”‹๏ธ๏ธ๏ธ๏ธ๏ธ๏ธ Retention Mechanisms โ€“ Rewards keep people coming back! e.g. one Travala user got $40k in cashback traveling the globe.

๐Ÿฅ‡ Real Utility โ€“ The industry needs reliable platforms that push crypto adoption, not just hype and speculation.

๐Ÿ’ต Investment advice โ€“ Don't chase VIP signals, get a job in crypto and put in the work to build your wealth.


Havenโ€™t watched the full podcast yet? - Youโ€™re missing big insights:
https://www.youtube.com/watch?v=qAGAQOEpj2Y

@kolo @kolo @kolo
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๐Ÿ‡ช๐Ÿ‡บ MiCA is Here โ€“ What It Means for Crypto

The EU just changed the crypto game. MiCA (Markets in Crypto-Assets) is fully in action, bringing new rules that impact traders, exchanges, and stablecoins.

Whatโ€™s different now?๐Ÿ‘‡

๐Ÿช™ Stablecoins Under Pressure โ€“ No algorithmic stablecoins. Issuers must prove full reserves & transparency.

๐Ÿฆ Exchanges Need Licenses โ€“ No license, no business. CEXs in the EU must meet strict security & compliance standards.

๐Ÿ’ฒ USDT Isnโ€™t MiCA-Approved (Yet) โ€“ It doesnโ€™t meet EU reserve rules and is being delisted from MiCA-compliant exchanges. But Tether is working on a way back.

๐Ÿ•ต๏ธโ€โ™‚๏ธ No More Anonymous Transactions โ€“ The Transfer of Funds Regulation makes user identification a must, even for small crypto transfers.

๐Ÿ’š Kolo Can Operate in the EU โ€“ Our card & wallet are fully compliant during the transition period, and weโ€™re working toward full MiCA certification.


Like it or hate it, definitely can't ingore it.

๐Ÿงฉ Want to know all the catches hidden between lines? Read our full MiCA breakdown:
kolo.in/blog/mica

@kolo @kolo @kolo
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๐Ÿ“ˆ๐—ช๐—ต๐—ฎ๐˜'๐˜€ ๐—ป๐—ฒ๐˜…๐˜ ๐—ณ๐—ผ๐—ฟ ๐——๐—ฒ๐—™๐—ถ? - Tomorrow you'll know the answer!

We snagged TON Foundation DeFi lead for a really serious chat on what you need to know about DeFi market trends.

๐Ÿ”ฅ Expect bold takes and the inside scoop you wonโ€™t hear anywhere else!

P.S. Keep your notifications on, you don't wanna miss this one ๐Ÿ””

@kolo @kolo @kolo
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๐ŸŽง Kolo Podcast #4: Insides from TON DeFi โ€” How to Win in Web3?

Meet Vlad DeGen, DeFi Lead at TON Foundation.

He's joining us on YouTube to uncover how TON is reshaping DeFi, leveraging Telegramโ€™s massive user base, and sharing his firsthand perspective on the birth of DeFi.

๐Ÿ’š As always, you can earn some $KOLO:

This time, itโ€™s more than just watching. Three new tasks in @kolo will test your attention! And the reward is also grand: up to 85k $KOLO in total.

1๏ธโƒฃ Go to Kolo and find the โ€œKolo Podcast โ„–4โ€ tasks.
2๏ธโƒฃ Watch the video & Answer 3 questions about the video โ€” earn 20,000 $KOLO per correct answer.
3๏ธโƒฃ Hunt Easter Eggs, worth 15k $KOLO: Look for โ€œSuper Questions,โ€ โ€œKolo Rain,โ€ and โ€œKolo Crypto Card.โ€ Screenshot it (fullscreen, no timestamps) and drop in the comments.

๐Ÿ‘€ If youโ€™re not watching, youโ€™re already behind:
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๐Ÿ’ก Are Crypto Cards Really That Hard?

They say crypto is complicated. But have you ever tried dealing with a bank?

๐Ÿฆ Banking in 2025:
โ€ข Paperwork, approvals, and endless waiting.
โ€ข Transfers take days (or worse, weeks).
โ€ข Hidden fees eating up your money.
โ€ข Your funds? Never yours โ€” frozen anytime.


๐Ÿ’ฐ Crypto Cards:
โ€ข Instant, borderless payments โ€” no delays.
โ€ข Transparent fees โ€” no middlemen taking a cut.
โ€ข 24/7 access โ€” no bank hours, no gatekeepers.
โ€ข Pay in what you own โ€” USDT, BTC, even PEPE.


With crypto, you decide. No declined payments, no limits.

๐Ÿ’š Ready to make the switch?

@kolo @kolo @kolo
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Green as Kolo and fresh as spring ๐ŸŒฟ

Today, on International Womenโ€™s Day, we celebrate the amazing women who keep the world spinning. This day is for you, your mom, your sister, your friend, or even the person who first said โ€œbuy Bitcoin.โ€

No clichรฉs, just respect. No pink, just green ๐Ÿ’š

@kolo @kolo @kolo
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๐Ÿ‘ธ๐Ÿป KoloTalks: Powerful Women in Web3

๐Ÿ“† Date: Tomorrow, March 11
โฐ Time: 2 PM UTC
๐Ÿ“ Where (Set Remind): https://x.com/i/spaces/1mrGmPdMeeDKy/peek

What does it take to make an impact in crypto? How do women navigate challenges, opportunities, and innovations in this space? Letโ€™s find out!

๐ŸŽ™ Speakers:
โ€ข AliceStork1 โ€“ Founder, ICL Agency
โ€ข inks โ€“ Head of Marketing, Neon EVM
โ€ข sveklana_hus โ€“ Chief of Staff, Ga^3in Ventures

Your chance to hear from the women shaping the Web3 โ€” donโ€™t miss it!

@kolo @kolo @kolo
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๐Ÿ’š 1 Hour Left! ๐Ÿ’š

KoloTalks with women in crypto leadership kicks off in an hour!

๐ŸŽ™Grab a snack and tune in:
https://x.com/i/spaces/1mrGmPdMeeDKy/peek

@kolo @kolo @kolo
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๐Ÿฆ Banks: Ghost you
๐Ÿ’š Kolo: Here to save you

@kolo @kolo @kolo
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Where would you vacay right now โ€” especially if your Kolo card was loaded with a chill 1 BTC? ๐Ÿ˜Ž

@kolo @kolo @kolo
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๐ŸŸข Kolo X Vlad Degen Podcast Recap

In our latest episode, we talk with Vlad DeGen, DeFi Lead at TON Foundation, to uncover the reality of scaling in Web3, working at the top, and making moves that matter.

Here are the highlights:

๐Ÿ’ผ Work Smart, Not Hard โ€” Earn $300K a year with 3D design by working efficiently, not endlessly. Leverage your skills, not just your time.

๐Ÿš€ To Earn Money, Innovate โ€” Standing out is key. Donโ€™t just replicateโ€”create something unique to carve your own success.

๐Ÿ” DYOR, Trust Yourself โ€” No one can predict the market for you. Research, think independently, and control your own financial destiny.

๐Ÿ“ˆ Small Things Get Bigger โ€” A single call from BlackRock can change everything. Be ready when such opportunities knock!


๐—œ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—ต๐—ฎ๐˜ƒ๐—ฒ๐—ปโ€™๐˜ ๐˜€๐—ฒ๐—ฒ๐—ป ๐˜๐—ต๐—ฒ ๐—ณ๐˜‚๐—น๐—น ๐—ฝ๐—ผ๐—ฑ๐—ฐ๐—ฎ๐˜€๐˜ ๐˜†๐—ฒ๐˜, youโ€™re missing a lot:
https://youtube.com/watch?v=lNdpXNg3KlM
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๐Ÿณ Somethingโ€™s Cooking at Next Block Expo and Kolo is in the Mix!

๐Ÿš€ Memecoins, blockchain, and the future of Web3? Thatโ€™s the kind of conference weโ€™re here for.

Keep your eyes on Kolo socials โ€“ we are prepping some special content just for you! ๐Ÿ’š๏ธ๏ธ

@kolo @kolo @kolo
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๐Ÿ’ฑ CBDC vs Stablecoins

One side is government-driven, the other powered by private crypto issuersโ€”and both aim to redefine how we handle money.

Key takeaways:
๐Ÿง CBDCs are state-issued digital currencies, that have not so much in common with crypto.

๐Ÿ’ฒ Stablecoins instead are issued by private companies, though it doesn't mean they are decentralized.

๐Ÿ’š Kolo crypto card lets you spend stablecoins like everyday currency, filling the void while CBDCs remain in development.

๐Ÿ‘ฑโ€โ™‚๏ธ Trumpโ€™s second term CBDC plans hit pause while stablecoins surge to boost the USD.

๐Ÿฆ Over 130 central banks (98% of word GDP) are testing digital cash โ€” Nigeria leads the charge.


So which path could transform your wallet โ€” and are any stablecoins truly decentralized?
- Letโ€™s find out in our latest article:
https://kolo.in/blog/cbdc-vs-stablecoins

@kolo @kolo @kolo
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โ– โ– โ– โ– โ– โ– โ– โ– โ– โ–ก

@kolo @kolo @kolo
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๊ฉœ No banks. Just spirits, tokens, and ๐—ž๐—ผ๐—น๐—ผ ๐—ฐ๐—ฟ๐˜†๐—ฝ๐˜๐—ผ ๐—ฐ๐—ฎ๐—ฟ๐—ฑ

#ghibli
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๐ŸŒ Crypto Mass Adoption: Where Are We Now?

"Cryptoโ€™s a bubble." "Bitcoinโ€™s a Ponzi." "Altcoins are a scam." Everyoneโ€™s heard itโ€”but the numbers tell a different story.

Key Insights:

๐Ÿ“ข Awareness is growing: 39% of people globally familiar with digital assets. Africa leads with 59%, while North America and Europe grow at a steady pace.
๐Ÿ’ณ Usage still catching up: Knowing โ‰  using. 43% have tried crypto, but daily use is rare โ€” solutions like Kolo Crypto Card help bridge the gap by making crypto as easy to spend as cash.
๐Ÿš€ Millennials are leading the charge: Ages 25โ€“34 are the most active โ€” using crypto for payments, investing, and passive income. They trust crypto more than banks.
๐ŸŒŽ Real-world adoption is here: In countries like the UAE, Japan, Germany, Switzerland, and El Salvador, you can already pay with crypto โ€” legally.


๐ŸŸข Why mass adoption is closer than ever? Check out our latest article:
https://kolo.in/blog/mass-adoption
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โ›ฝ Kolo Card turns crypto into gas
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๐Ÿ’ธ In 2024, over $1.4B was lost to phishing and wallet drains

โ€œWonโ€™t happen to meโ€? That mindset is exactly what attackers count on.

Hereโ€™s how to lower your risk:

๐Ÿ” Check what you sign โ€” Use tools like Revoke.cash to cancel shady approvals.

๐Ÿ’ผ Split your wallets โ€” Cold for storage, hot for spending, small-test wallets for unknown dApps.

๐Ÿ“ฑ Change SMS 2FAs โ€” SIM-swap scams cost users $72M. Use Google Authenticator or a hardware keys instead.

โš ๏ธ Ignore the DMs & fake links โ€” 50%+ of phishing starts there. Always double-check the domain.

๐Ÿ’š Kolo helps by design โ€” Secure 2FA, fraud protection, and card freezing if something feels off.


One fake link. $8 million gone. Learn how not to be next โ€“ read the full article:
https://kolo.in/blog/crypto-security
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๐ŸŽ™No more ATHs โ€” Crypto maxis were wrong all this time?

๐Ÿ—“ Tomorrow, 1 PM UTC
๐ŸŽค Host: Dmitry Klim
๐Ÿ‘ฅ Guests: CryptoShlug & TJBLFG
๐Ÿ“ Venue: https://x.com/i/spaces/1lPJqMzQwlWJb

Join us on AMA to find out ๐Ÿ‘‡
โ€ข Is Trump's secret goal to dump all crypto?
โ€ข How long will tariff wars keep dumping your bags?
โ€ข Can crypto survive the next cycle?
โ€ข Do memecoins store value better than Bitcoin?


๐Ÿ“Œ Set reminder!
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