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Amir al-Mu'minin Ali (peace be upon him) says about management of financial affairs of the family:

"Good economic management increases small wealth, and bad economic management destroys great wealth."

In providing for the family financially, if people do not follow the related laws and formulas, their financial growth will not be satisfactory in the sight of both God and themselves, and they will no be able to experience (having) blessed wealth and a happy and calm life.

The principle of moderation in finance has two pitfalls:

The first one is to take moderation too far, which will turn into stinginess in life.
The other one is to follow moderation too loosely which will lead to Prodigality and consumerism.

The important point which is emphasized in the matter of finance, is that one should pay attention not to be stingy with costs and finance, since this approach will result in poverty (not spending, and being afraid of spending, will cause financial failure) and on the other hand not be very consumptive and dissipative, which will also lead to poverty and (financial) failure.

► God says in Quran:

"O you who have faith! Do not prohibit the good things that Allah has made lawful to you, and do not transgress. Indeed Allah does not like the transgressors."

Following moderation in the matter of finance and not moving toward the extremes, will cause people to see it's good results in life, first of which is the freedom from financial crisis.

Imam Ali (a) says:" one who is frugal in wealthiness and poverty, is indeed prepared for the calamities of time."

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Imam khamenei: Palestine is a key that will open the doors of deliverance for Muslims ummah.

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Full script of the speech by Leader of Revolution in 6th International Conf. for Supporting Palestinian Intifada in Tehran
http://english.khamenei.ir/news/4644

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The sorrowful story of Palestine and the excruciating sadness felt because of the oppression against this patient, enduring and resistant nation, truly distresses any individual who seeks freedom, truth and justice and it thrusts an agonizing pain and suffering upon one’s heart.

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🌷The importance of religious education in the lifestyle of Fatima

Looking at the life of Fatima al-Zahra (sa) reveals this fact to us that her holiness had attached great importance on keeping, narrating, and writing hadith.

An example of this, is when someone came to Hazrat Zahra (sa) and asked for a hadith. Her holiness asked Fizza (her servant) to bring that hadith. After a thorough search, Fizza informed her that she hasn’t found the hadith. Hazrat Zahra became upset and said:

“Woe to you, find it for me, because its worth for me equals that of Hassan and Hussain. “

In this incident, we can clearly see the importance of religious knowledge and learning hadith in her life and her captivation toward it. Her holiness Zahra accurately wrote hadith and kept them. She was a mohadase lady (mohadase: someone to whom the angels talk)

► Regarding the importance of acquiring knowledge, the holy prophet (saw) has said:

"Woe to the children in the end times from their fathers." And then he was asked: "from their Polytheist fathers?" And he answered: "no, from their believer fathers who don’t teach them anything of their religious practices, and if their children try to learn them, they stop them, and are satisfied with them as long as they acquire something from trivial worldly wealth. And I am away from them and they’re away from me. "

Unfortunately, nowadays we are ignorant about the teachings and the hadiths of the infallibles, even though religious studies must be an important part of our lives. Religious upbringing of children is one of the important duties of parents. That is to say they should train their children in such a way that they would always have religious studies.

► The holy prophet has said: “no one meet with God _the Glorified and the Exalted_ with a sin greater than the lack of knowledge of his household.”

As the first role models for children, first the father and then the mother are obliged to make learning about religious teachings, a habit for their children. The husband should not prevent his wife from learning the religion and the same goes for the wife.

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Having love toward Ahl al-Bayt has many effects. But there is no blessing like having familiarity with them.
The person who has familiarity with his mother Zahra (s), will gradually become like her.
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Imam Ali (a) says:" one who is frugal in wealthiness and poverty, is indeed prepared for the calamities of time."

In another hadith he has said:" adhere to moderation, as it is the best aid for a good life. “

The abundance of hadith in this context, reflects the great importance of prudence and moderation in financial affairs of the family.

Finally we conclude that, if people recognize the limits for costs and expenditures well, and spend their money wisely and prudently, they will never experience (financial) failure and poverty.

► How to increase wealth in the family

Another consequence of moderation in finance, is the increase in wealth; that is to say people can increase their property and wealth through moderating in life expenditures

For instance if three people with equal conditions (the same amount of funds and property) begin a job, while one spends in moderation, the other in scrimp and the third is extravagant in spending, the one who has adhered to moderation in his life will have a stable wealth.

Amir al-Mu'minin (Leader of the Faithful) Ali (a) says herein:" Whoever adheres to moderation, Allah will make him wealthy and needless."

► Failure in moderation: Prodigality

Unfortunately in Islamic countries (due to the will of some anti-Islamic superpowers that are always eager to see consumerism, dependence and poverty in Islamic nations) extravagance and squandering is so common.

In many verses of the Holy Quran, Allah has addressed the Muslims, saying that your enemies envy you and do not like you to have any success.

Consumerism and extravagance is too common in Islamic countries; though if people are vigilant enough, they would be able to counteract this problem easily.

There are a lot of warnings in the Holy Quran and Hadiths (quotes from the infallibles) for believers, which mention the Prodigality as a deadly sin, for which God has promised great punishments.

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► Recognizing the boundaries of extravagance

We have learned so far that financial provisioning of the family has a series of principles and rules, which if respected by the family members, would prevent the family from facing financial failure and bankruptcy.

► What is extravagance and who is called an extravagant person ?

Imam al-Sadiq (a) says herein:
“The extravagant person has three signs;
He buys things which are not congruent with his stature
He wears things which are not congruent with his stature
He eats things which are not congruent with his stature”

These three are the indicative signs of an extravagant person.

This trait of human, which always looks for the best and likes to be known as the best in the eyes of others, or enjoys showing off his belongings in front of others, is the trait that leads him to extravagance.

For instance, the wife puts a lot of pressure on the husband and leads the life toward extravagance ...., or on the other hand, sometimes the husband is extravagant while his wife is frugal, and prevents him from squandering.

It is mentioned in some Hadith that some attributes are reprehensible for men, but admirable for women; miserliness is one of those traits. Woman's miserliness in spending, is desirable for the family, as it prevents her husband and children from being extravagant with spending; this function, is even considered a duty for a housewife.

We also should care not to always desire the best products when shopping. This does not mean we should buy low quality and junk products; but we are not supposed to always have the best ones either. This kind of outlook (to want and to be satisfied with only the best products) is very unhealthy and dangerous, and has terrible impacts on both worldly (which manifests itself as financial and behavioral problems) and otherworldly life, and brings about great punishments in the afterlife.

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Are we included among the extravagant in God's eyes?

► An extravagant person buys things which are incongruous with his condition.

For instance he buys an expensive car which he cannot afford unless by going into a big debt. Buying such items which are incongruous with one's situation and income, is an example of extravagance.

Buying items which are incongruous with one's situation and income, and therefor forces a lot of pressure on the person, is an example of extravagance and is haram (forbidden) and also a deadly sin, which causes a lot of worldly and otherworldly harm.

Following the rules of moderation in financial affairs, does not depend on the amount of poverty or wealth of the person, but on the wisdom, piety and faith of him; it depends on the fact that whether or not he has found that his true value, stature, and honor is not based on the external tools and items, but instead is something internal which is within himself and is in his essence.

There are a lot of people who are rich and also moderate at the same time, they never overspend or waste money, and live calmly and happily. These people share their ease and comfort with others as well, and Allah bestows blessing upon them too.

► Another sign of the extravagant person is that he eats things which are incongruous with his condition.

For instance he goes to a costly restaurant, even though the prices of the foods served there have no congruency with his salary and the amount of money in his pockets.

🌸Imam Ali (a) says: “spending money except in its right place is dissipation and extravagance."
The Arabic words used in this hadith of Imam Ali (a), show two sides of this type of behavior:

1- Spending money in a place which is incongruous with the person's condition.

2- Spending money, in a place which will not lead to any gain for the person.

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