Interview Library
Finally Launching Our Crisp and Extensive Guidebook – “SBI PO 2025 Interview & GD/GE Capsule” (Apologies for the delay — we wanted to cover every essential segment to give you the best possible preparation) Why Do We Call It a Capsule? Because it includes…
For those requesting for PFRDA and NICL AO Capsule PDFs also
Currently we have no such plans, since SBI PO Capsule consumed a lot more time than we expected.
However, we will be conducting Mock Interview sessions for both from Next month 🙏
Currently we have no such plans, since SBI PO Capsule consumed a lot more time than we expected.
However, we will be conducting Mock Interview sessions for both from Next month 🙏
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Most Asked Interview Questions 04
Various types of loans
Difference between Mclr vs base rate
What is Differential rate of interest
Explain Asset and liability
Difference between Mortgage, hypothecation, pledge
Fixed vs floating interest
What is EMI
Explain Indian youth's misuse of EMI option
Drawbacks of Buy now, pay later schemes
What are the various PSL sectors and their percentage
Explain PSL certificates
Latest guidelines related to PSL
Which committee recommended it?
History of Kumbh Mela, it's locations
Significance of Maha Kumbh
Security systems deployed by the Government
https://t.me/interview_lib
Various types of loans
Difference between Mclr vs base rate
What is Differential rate of interest
Explain Asset and liability
Difference between Mortgage, hypothecation, pledge
Fixed vs floating interest
What is EMI
Explain Indian youth's misuse of EMI option
Drawbacks of Buy now, pay later schemes
What are the various PSL sectors and their percentage
Explain PSL certificates
Latest guidelines related to PSL
Which committee recommended it?
History of Kumbh Mela, it's locations
Significance of Maha Kumbh
Security systems deployed by the Government
https://t.me/interview_lib
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Interview Library pinned «Finally Launching Our Crisp and Extensive Guidebook – “SBI PO 2025 Interview & GD/GE Capsule” (Apologies for the delay — we wanted to cover every essential segment to give you the best possible preparation) Why Do We Call It a Capsule? Because it includes…»
RBI Expected Notification
RBI Grade A: June/July 2026
Expected Vacancies: 100-200
(If not Grade A, then Grade B will continue. Decision still pending with management)
RBI Assistant: By Feb - March 2026
Source : Susheel Ragade
RBI Grade A: June/July 2026
Expected Vacancies: 100-200
(If not Grade A, then Grade B will continue. Decision still pending with management)
RBI Assistant: By Feb - March 2026
Source : Susheel Ragade
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Interview Library
Finally Launching Our Crisp and Extensive Guidebook – “SBI PO 2025 Interview & GD/GE Capsule” (Apologies for the delay — we wanted to cover every essential segment to give you the best possible preparation) Why Do We Call It a Capsule? Because it includes…
Common Doubt from many aspirants - Are the GD topics mentioned in the pdf sufficient?
Answer - No, they aren't. We have only chosen the most expected topics for that section, because we had to give points for and against all the topics, and adding more would have expanded the PDF unnecessarily.
Time's limited and we needed to make it concise.
So, other important topics have been directly included in the news portion.
Answer - No, they aren't. We have only chosen the most expected topics for that section, because we had to give points for and against all the topics, and adding more would have expanded the PDF unnecessarily.
Time's limited and we needed to make it concise.
So, other important topics have been directly included in the news portion.
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Most Asked Interview questions 05
NPA and it's types
What can banks do to recover NPA?
India's current NPA issue
NPA of the bank in your first preference
SARFAESI
DRT and DRAT
NARCL vs IDRCL
Monetary policy committee
CRR vs SLR
MSF vs Bank rate
Open market operations who engages
Quantitative vs qualitative credit controls
Disinvestment vs privatisation
Letter of credit
Basel 1, 2 and 3
Pillars of Basel 2 and 3
Need for Basel
Any update on Basel 4?
https://t.me/interview_lib
NPA and it's types
What can banks do to recover NPA?
India's current NPA issue
NPA of the bank in your first preference
SARFAESI
DRT and DRAT
NARCL vs IDRCL
Monetary policy committee
CRR vs SLR
MSF vs Bank rate
Open market operations who engages
Quantitative vs qualitative credit controls
Disinvestment vs privatisation
Letter of credit
Basel 1, 2 and 3
Pillars of Basel 2 and 3
Need for Basel
Any update on Basel 4?
https://t.me/interview_lib
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New Initiatives to Improve the Public Distribution System (PDS)
1. ASHA (Anna Sahayata Holistic AI Solution)
An AI-based platform that collects beneficiary feedback on ration distribution through phone calls in regional languages.
Features include multilingual translation, sentiment analysis, automated grievance categorisation, and real-time dashboards for administrators.
Covers nearly 20 lakh beneficiaries a month.
Developed with support from advanced multilingual AI infrastructure.
2. Bhandaran 360
A digital warehouse management system.
Tracks storage conditions, inventory levels, and overall warehouse operations for food grains.
Aims to improve monitoring and reduce losses in storage.
3. Smart EXIM Warehouse System
A logistics optimisation tool for the movement of food grains.
Helps monitor import, export, and inter-state transportation under PDS.
Enhances efficiency and transparency in grain movement.
4. ANNA DARPAN
A comprehensive transparency dashboard.
Provides real-time data on ration distribution, functioning of Fair Price Shops, and overall scheme performance.
1. ASHA (Anna Sahayata Holistic AI Solution)
An AI-based platform that collects beneficiary feedback on ration distribution through phone calls in regional languages.
Features include multilingual translation, sentiment analysis, automated grievance categorisation, and real-time dashboards for administrators.
Covers nearly 20 lakh beneficiaries a month.
Developed with support from advanced multilingual AI infrastructure.
2. Bhandaran 360
A digital warehouse management system.
Tracks storage conditions, inventory levels, and overall warehouse operations for food grains.
Aims to improve monitoring and reduce losses in storage.
3. Smart EXIM Warehouse System
A logistics optimisation tool for the movement of food grains.
Helps monitor import, export, and inter-state transportation under PDS.
Enhances efficiency and transparency in grain movement.
4. ANNA DARPAN
A comprehensive transparency dashboard.
Provides real-time data on ration distribution, functioning of Fair Price Shops, and overall scheme performance.
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Most Asked Interview Questions 06
What is hot money?
Hot money vs fiat money
What is reserve money
Narrow vs broad money
Narrow banking vs universal banking
Shadow banking
NBFCs come under which category of banking?
Neo banks example
Functions of RBI
Subsidiaries of RBI
Which committee recommended RRBs?
Nabard purpose
Meaning of refinance
Lead bank schemes committee
Recent news of lead bank
Midra loans limits
Difference between bank and NFBC
Payment vs small finance banks
Total PB/SBF
https://t.me/interview_lib
What is hot money?
Hot money vs fiat money
What is reserve money
Narrow vs broad money
Narrow banking vs universal banking
Shadow banking
NBFCs come under which category of banking?
Neo banks example
Functions of RBI
Subsidiaries of RBI
Which committee recommended RRBs?
Nabard purpose
Meaning of refinance
Lead bank schemes committee
Recent news of lead bank
Midra loans limits
Difference between bank and NFBC
Payment vs small finance banks
Total PB/SBF
https://t.me/interview_lib
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Even if you are reading Headlines of the news posted here regularly, they will help you immensely in Interviews or GDs. So don't miss 👆
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Interview Library
Finally Launching Our Crisp and Extensive Guidebook – “SBI PO 2025 Interview & GD/GE Capsule” (Apologies for the delay — we wanted to cover every essential segment to give you the best possible preparation) Why Do We Call It a Capsule? Because it includes…
We are getting multiple requests for IBPS PO Interview Capsule too.
Be informed that we are working on it, and will release it after the release of Mains results.. 🙏
Be informed that we are working on it, and will release it after the release of Mains results.. 🙏
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Final_Web_Notice_on_Result_Recruitment_of_Local_Bank_Officers_2024.pdf
133.9 KB
Indian Bank LBO Final Result Out
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What are Special Economic Zones (SEZs) –
Special Economic Zones (SEZs) are designated areas within a country that operate under a set of special economic regulations different from the rest of the country. These zones are created to promote trade, investment, and economic growth by offering various incentives to businesses.
Key Features of SEZs
✔ Liberal Economic Laws – Different from regular business regulations to attract investment.
✔ Tax Benefits – Exemptions from various taxes such as GST, customs duties, and income tax (for a certain period).
✔ World-Class Infrastructure – High-quality facilities for businesses, including transport, power, and telecom.
✔ Simplified Compliance – Easier approval processes for setting up businesses and exports.
✔ Export-Oriented – Most businesses in SEZs focus on manufacturing and exporting goods and services.
Objectives of SEZs
✔ Boost foreign investment and encourage domestic industries.
✔ Promote employment generation and skill development.
✔ Enhance export performance by providing a globally competitive business environment.
✔ Facilitate the growth of specific industries like IT, manufacturing, and pharmaceuticals.
...
Major SEZs in India
Santacruz Electronics Export Processing Zone (Mumbai) – India’s first SEZ, focusing on electronics.
Kandla SEZ (Gujarat) – One of India’s oldest and most successful SEZs.
Noida SEZ (Uttar Pradesh) – A major IT and electronics hub.
Mundra SEZ (Gujarat) – A large private-sector SEZ operated by Adani Group.
Sri City SEZ (Andhra Pradesh) – A key manufacturing and logistics hub.
...
SEZ vs. Free Trade Zone (FTZ)
SEZs allow both manufacturing and service-based industries, while FTZs focus mainly on trade and warehousing.
SEZs offer long-term benefits like tax holidays and infrastructure, while FTZs are often short-term trade zones.
Note:- IFSCA may also be considered a type of SEZ.
Special Economic Zones (SEZs) are designated areas within a country that operate under a set of special economic regulations different from the rest of the country. These zones are created to promote trade, investment, and economic growth by offering various incentives to businesses.
Key Features of SEZs
✔ Liberal Economic Laws – Different from regular business regulations to attract investment.
✔ Tax Benefits – Exemptions from various taxes such as GST, customs duties, and income tax (for a certain period).
✔ World-Class Infrastructure – High-quality facilities for businesses, including transport, power, and telecom.
✔ Simplified Compliance – Easier approval processes for setting up businesses and exports.
✔ Export-Oriented – Most businesses in SEZs focus on manufacturing and exporting goods and services.
Objectives of SEZs
✔ Boost foreign investment and encourage domestic industries.
✔ Promote employment generation and skill development.
✔ Enhance export performance by providing a globally competitive business environment.
✔ Facilitate the growth of specific industries like IT, manufacturing, and pharmaceuticals.
...
Major SEZs in India
Santacruz Electronics Export Processing Zone (Mumbai) – India’s first SEZ, focusing on electronics.
Kandla SEZ (Gujarat) – One of India’s oldest and most successful SEZs.
Noida SEZ (Uttar Pradesh) – A major IT and electronics hub.
Mundra SEZ (Gujarat) – A large private-sector SEZ operated by Adani Group.
Sri City SEZ (Andhra Pradesh) – A key manufacturing and logistics hub.
...
SEZ vs. Free Trade Zone (FTZ)
SEZs allow both manufacturing and service-based industries, while FTZs focus mainly on trade and warehousing.
SEZs offer long-term benefits like tax holidays and infrastructure, while FTZs are often short-term trade zones.
Note:- IFSCA may also be considered a type of SEZ.
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EPFO: For PFRDA Interview
1. About EPFO
EPFO is a statutory body under the Ministry of Labour & Employment, Government of India.
It administers three major schemes under the Employees' Provident Funds and Miscellaneous Provisions Act, 1952:
✓Employees' Provident Fund (EPF)
✓Employees' Pension Scheme (EPS)
✓Employees' Deposit Linked Insurance Scheme (EDLI)
2. Vision
To provide universal social security coverage and ensure a smooth and digital experience to members.
3. Mission
To extend the reach and quality of Provident Fund services while ensuring compliance and effective fund management.
4. Organizational Structure
Headed by the Central Provident Fund Commissioner (CPFC).
Zonal offices, regional offices, and district offices across the country.
5. Key Functions
✓Maintaining individual accounts of members.
✓Ensuring timely remittance of contributions by employers.
✓Facilitating online services: claim settlement, KYC update, passbook, UAN generation, etc.
✓Regulatory oversight of establishments for compliance.
6. Universal Account Number (UAN)
✓UAN is a unique number for EPF members that links multiple Member IDs.
✓Helps track EPF accounts when employees change jobs.
7. Digital Initiatives
✓UMANG App integration for EPF services.
✓Online claim filing and grievance redressal through EPFiGMS.
✓Aadhaar linking for ease of access.
8. Coverage
✓EPFO covers establishments with 20 or more employees.
✓Has over 27 crore accounts (including active and inactive members).
9. Investment Guidelines
✓EPFO invests a portion of its funds in equity (via ETFs), government securities, and bonds as per MoL&E guidelines.
✓Has a conservative investment approach compared to NPS.
10. Comparison with NPS
✓EPF is defined benefit, while NPS is defined contribution.
✓EPFO manages retirement benefits for salaried employees.
✓NPS Trust caters to both private and government employees.
https://t.me/interview_lib
1. About EPFO
EPFO is a statutory body under the Ministry of Labour & Employment, Government of India.
It administers three major schemes under the Employees' Provident Funds and Miscellaneous Provisions Act, 1952:
✓Employees' Provident Fund (EPF)
✓Employees' Pension Scheme (EPS)
✓Employees' Deposit Linked Insurance Scheme (EDLI)
2. Vision
To provide universal social security coverage and ensure a smooth and digital experience to members.
3. Mission
To extend the reach and quality of Provident Fund services while ensuring compliance and effective fund management.
4. Organizational Structure
Headed by the Central Provident Fund Commissioner (CPFC).
Zonal offices, regional offices, and district offices across the country.
5. Key Functions
✓Maintaining individual accounts of members.
✓Ensuring timely remittance of contributions by employers.
✓Facilitating online services: claim settlement, KYC update, passbook, UAN generation, etc.
✓Regulatory oversight of establishments for compliance.
6. Universal Account Number (UAN)
✓UAN is a unique number for EPF members that links multiple Member IDs.
✓Helps track EPF accounts when employees change jobs.
7. Digital Initiatives
✓UMANG App integration for EPF services.
✓Online claim filing and grievance redressal through EPFiGMS.
✓Aadhaar linking for ease of access.
8. Coverage
✓EPFO covers establishments with 20 or more employees.
✓Has over 27 crore accounts (including active and inactive members).
9. Investment Guidelines
✓EPFO invests a portion of its funds in equity (via ETFs), government securities, and bonds as per MoL&E guidelines.
✓Has a conservative investment approach compared to NPS.
10. Comparison with NPS
✓EPF is defined benefit, while NPS is defined contribution.
✓EPFO manages retirement benefits for salaried employees.
✓NPS Trust caters to both private and government employees.
https://t.me/interview_lib
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