SBI PO GD PI EXPERIENCE OF A MEMBER

Lucknow LHO

Members -12
SBI officials -2
Language - Hindi/English
Details - 5 minutes given before each to note down the points
Total time duration - 15 minutes each (but the candidates didn't realize how soon it passed)

GD - Started with a 10 second pause. In between also some pauses. This is the best time to speak. GD was peaceful. 1-2 people tried to speak too much, trying to dominate. Some went off topic. But in the end, this girl gave a conclusion and everyone agreed. Officials said, discussion was good.

5 minute break was given in between.

GE - 8 points were given. You needed to agree on 1,2,3 and 8th. Started with people describing all 8 points at the same time. As expected, the officials had to interrupt. The group reached consensus on 2nd, 3rd and 8th point. Many times it became a fish market. People were trying to prove themselves right. This girl tried to bring the group back to agreement whenever she could.

Interview - 5 panel members (1 female). All cordial and friendly. Total time 12-13 minutes. For working candidates, it went a bit longer. Questions asked -

How are you?
Why gap of 4 years?
What is reverse repo rate?
Profit and loss account, ledger, etc. and some other commerce terms (BCOM student)
Why SBI? How will you handle the work pressure?
What is GDP (she got confused and told the numbers)
Fixed assets
World boxing championship  (asked to many people)

Overall - good experience. Very good hospitality by SBI. Lunch was provided.

https://t.me/interview_lib

Important Interview Questions for Maths Graduates (including previously asked questions)

✓Why is 0 not considered a natural number?
✓Can the sum of two irrational numbers be rational? Give an example or counterexample.
✓Why is division by zero undefined?
✓What is the rationale behind using the modulus operation in banking and coding?
✓A trader makes a loss of 25%. Can the selling price ever be more than the cost price in such a case? Explain.
✓Why is compound interest always more than simple interest (for more than 1 year)?
✓How would you conceptually explain “percentage increase” and “decrease” without using formulas?
✓Can the average of a data set be less than the minimum value in the set? Why or why not?
✓If the ratio of A to B is 3:4 and B to C is 2:5, how would you find A to C? Explain without using cross multiplication.
✓What does it mean when average speed is not equal to the average of two speeds?
✓Two persons can complete a task in 10 and 15 days respectively. If both work together, why is the time not the average of 10 and 15?
✓Can speed be negative? Under what circumstances?
✓Why is the formula for average speed in round trips not simply (x + y)/2?
✓What is the significance of variables in algebra? How do they help in problem-solving in real life?
✓Why do we take the square root of a squared term as ± (plus or minus)?
✓Can an equation have no solution, one solution, or infinite solutions? How do you determine this?
✓Why is understanding percentage change important in interpreting financial charts and reports?
✓What is the difference between “average” and “median” in data interpretation? When is median more useful?
✓A coin is tossed twice. Is the probability of getting one head and one tail equal to getting two heads? Why or why not?
✓Why does the formula for area of a triangle involve ½ × base × height?
✓How can you visually prove that the area of a circle is πr²?
✓Can a shape have equal area but different perimeters? What does this imply in practical terms (e.g., fencing)?

https://t.me/interview_lib

Since yesterday, a lot of candidates have been inquiring about Mock Interviews for SBI PO, NICL AO and SIDBI Grade A/B. Currently, we are not sure whether (and when) we will be able to schedule them, since our days are packed, due to multiple other Regulatory body exams lined up.
However, we are trying our best to adjust them, so if we can, it will be announced within a couple of days.

Meanwhile, you may ask all your preparation related doubts in the comments. Also please avoid personal messages, unless extremely necessary 🙏

Nicl ao interview experience (Finance)

1. No intro directly asked definition of insurance
2. Related to my work profile
3. Then asked which source do you follow to keep up to date regarding current happenings
4. Buyback of shares
5.  Difference between capital expenditure and revenue expenditure
6. Regulatory bodies come under ministry of finance
7. About hobbies and which movie won the oscars
8. about govt insurance policies
9. Some hr questions ( why should we recruit you)

NIACL AO INTERVIEW EXPERIENCE
24/1/25 ACCOUNTS (10 min)

Family members
Gap years
What is risk.?
Okay, how do an insurance company manage risk?
What is the fundamental source of revenue of an insurance company?
What is the fundamental cost of us..?
What are contingent liabilities.? Where to show them.? What are contingent assets?
Principal of insurable interest.
What are TDS filling dates.?
How will you enhance profits??
Are you comfortable with all India postings?
And when do we file GST?
Insurance company incurs huge cost on advertisement. What is this cost called?
Have u applied for others exams.?
Why didn't u apply for uiic?
What is profit and loss account.?
What is the difference between profit and loss and receipt and payment account?
What is profit and loss appropriation account.?

IBPS PO interview experience
(Chitra Thokchom)

So, I opened the door and said ,"May I come in , Sir?”
Sir has said to come in and told me to close the door behind. Then I greeted Ma’am , before I could finish greeting them , they had already greeted me back and told me to sit .They asked me in hindi but I told them I don’t understand hindi and I would prefer english. But they still used hindi sometimes which was difficult for me to understand and that’s when the nervousness started. The Chairman even told me to be bold .

The questions asked are

✓My name and educational qualification.
- I told them I’m a graduate (I didn’t elaborate, was too nervous) So they asked to tell them completely if BA or BSc or BCom , so told them. And they asked what I’ve been doing after my graduation. ( I graduated in 2023 so I told them I’ve been preparing for this exam , they asked the year again)

✓What are intangible assets?
- I answered what it is but there was some seconds of silence so I thought my answer was too short and maybe they are waiting for me to tell more so gave wrong examples ( I know the correct examples though) so they told me not to add those examples if not asked because that’s when people start making mistakes.

✓What is refinance? (Told them)

✓What is MICR? (Told them about MCLR instead , they said no then I said sorry I was confused and told the correct answer).

✓MICR code details.

✓What is NPA? Types of NPA. (Told them)

✓What is MUDRA? (Told them in detail, I’ve told correctly till Kishore loans but told Tarun loans is up to 1 lakhs , they said "how 1 lakhs , you have said for kishore it is upto 5 lakhs , so I said sorry and told them 10 lakhs and also told them about Tarun plus)

✓MUDRA fullform .( forgot again so I told them I am not able to recall)

✓PNB merged with which bank ?

✓Which other banks have been merged ?( told them )

✓What are some monetary policy tools ?( told them SLR and CRR only)
✓What is SLR?( told them)

✓What is the validity of a cheque? A cheque passed its validity is called what? ( I was thinking for a while and I was about to say stale cheque but the chairman had said first before I could say it)

✓They asked something about political science , I was not able to grasp the question, it wasn’t clear to me .

✓What is DICGC? ( told them and instead of corporation , I said company)
[Is there any local food delivery service in your state? ( I told them we used swiggy and zomato, at that time I couldn’t think of any local delivery)

✓Are you ready to work anywhere in the country ? ( I told them Yes Sir)

Score :- 91.5/100
Result :- Selected

https://t.me/interview_lib

Sidbi grade A interview experience

Total 5 members including 1 madam

Starting with intro
DSCR
BALANCE SHEET ANALYSIS
Union budget and msme
MSME classification
Fiscal report and monetary policy
How AI ML can contribute to the banking
CGTMSE
CURRENT RATIO
WHY YOU WANT TO JOIN SIDBI
RECENT CHANGES IN NPA PROVISON
PENAL CHARGES CHAGES
WHICH 2 countries are most successful in MSME

https://t.me/interview_lib

For SEBI Grade A free preparation, join this
https://t.me/sebi_aspirants_hub

Currently, we are providing concept PDFs, but soon we will share practice MCQs too

Hey everyone,

After careful consideration, we’ve concluded that it isn’t feasible for us to conduct Mock Interviews at the moment.
With multiple ongoing exams, our team is already managing a heavy schedule, and taking up another initiative right now could affect the quality we aim to maintain.

We truly appreciate your interest and understanding, and we hope to resume our Mock Interview sessions from next month.

Apologies to everyone who had been waiting for this 🙏

India’s unemployment rate declined to 5.2 per cent in the second quarter of this year, down from 5.4 per cent in the first quarter of this year, for individuals aged 15 years and above.