What are Sunrise Sectors of the Economy?
(A commonly asked interview question)
Sunrise Sectors are emerging industries with high growth potential, driven by technological innovation, changing consumer preferences, government support, and increasing investment. These sectors are expected to generate significant employment and contribute to India's long-term economic growth.
1. Artificial Intelligence (AI) & Data Centres
• AI, Generative AI, Machine Learning, Cloud Computing
• Data Centres, Semiconductor ecosystem
• Growing demand due to digitalization and AI adoption
2. Renewable Energy & Electric Mobility
• Solar, Wind, Green Hydrogen
• Electric Vehicles (EVs), Battery Manufacturing
• Energy Storage Systems and Charging Infrastructure
3. Drone Technology
• Agriculture (crop monitoring & spraying)
• Defence and Surveillance
• Logistics, Mapping, Infrastructure Inspection
• Supported by the Drone Rules and PLI Scheme
4. Quick Commerce
• 10–30 minute delivery model
• Growth in e-commerce, hyperlocal logistics, and digital payments
• Expansion of dark stores and last-mile delivery
5. Other Emerging Sunrise Sectors
• Cyber Security
• E-waste Management & Recycling
• Water & Air Purification Technologies
• HealthTech and Digital Healthcare
• Space Technology
• FinTech
• Biotechnology
Why are Sunrise Sectors important?
• Boost economic growth
• Generate employment
• Attract domestic and foreign investment
• Increase exports and innovation
• Improve India's global competitiveness
(A commonly asked interview question)
Sunrise Sectors are emerging industries with high growth potential, driven by technological innovation, changing consumer preferences, government support, and increasing investment. These sectors are expected to generate significant employment and contribute to India's long-term economic growth.
1. Artificial Intelligence (AI) & Data Centres
• AI, Generative AI, Machine Learning, Cloud Computing
• Data Centres, Semiconductor ecosystem
• Growing demand due to digitalization and AI adoption
2. Renewable Energy & Electric Mobility
• Solar, Wind, Green Hydrogen
• Electric Vehicles (EVs), Battery Manufacturing
• Energy Storage Systems and Charging Infrastructure
3. Drone Technology
• Agriculture (crop monitoring & spraying)
• Defence and Surveillance
• Logistics, Mapping, Infrastructure Inspection
• Supported by the Drone Rules and PLI Scheme
4. Quick Commerce
• 10–30 minute delivery model
• Growth in e-commerce, hyperlocal logistics, and digital payments
• Expansion of dark stores and last-mile delivery
5. Other Emerging Sunrise Sectors
• Cyber Security
• E-waste Management & Recycling
• Water & Air Purification Technologies
• HealthTech and Digital Healthcare
• Space Technology
• FinTech
• Biotechnology
Why are Sunrise Sectors important?
• Boost economic growth
• Generate employment
• Attract domestic and foreign investment
• Increase exports and innovation
• Improve India's global competitiveness
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5_6205970293790351605.pdf
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SBI CBO Result out...
List of Candidates qualified for Interview
List of Candidates qualified for Interview
🚨 04 Major Money Rule Changes Effective from July 1
1. ITR Filing Deadlines
• ITR-1 & ITR-2 (Salaried Individuals): Last date – 31 July
• ITR-3 & ITR-4 (Business/Profession): Last date – 31 August
2. Aadhaar Email Update is Free
• Updating your email ID linked with Aadhaar is now free via the app.
• The earlier ₹75 fee has been waived till December 2026.
3. Passport Fees Revised
• 36-page Passport: ₹2,500
• Tatkaal (36-page): ₹5,000
• 60-page Passport: ₹3,500
4. RBI Strengthens Customer Protection
• If a bank or regulated entity mis-sells an unsuitable financial product, customers may be entitled to a full refund and compensation for any losses, subject to RBI's guidelines.
1. ITR Filing Deadlines
• ITR-1 & ITR-2 (Salaried Individuals): Last date – 31 July
• ITR-3 & ITR-4 (Business/Profession): Last date – 31 August
2. Aadhaar Email Update is Free
• Updating your email ID linked with Aadhaar is now free via the app.
• The earlier ₹75 fee has been waived till December 2026.
3. Passport Fees Revised
• 36-page Passport: ₹2,500
• Tatkaal (36-page): ₹5,000
• 60-page Passport: ₹3,500
4. RBI Strengthens Customer Protection
• If a bank or regulated entity mis-sells an unsuitable financial product, customers may be entitled to a full refund and compensation for any losses, subject to RBI's guidelines.
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India-Japan Summit 2026: Key Highlights
Prime Minister Narendra Modi and Japanese Prime Minister Sanae Takaichi held the 16th India-Japan Annual Summit in New Delhi, further strengthening the Special Strategic and Global Partnership between the two countries.
Key Outcomes
• Both countries adopted a Roadmap on Economic Security to build resilient supply chains and reduce dependence on single-country sourcing.
• Agreed to deepen cooperation in Artificial Intelligence (AI), Semiconductors, Critical Minerals, Energy Security, and Emerging Technologies.
• Signed their first Defence Co-development Agreement, marking a major milestone in bilateral defence cooperation.
• Japan reaffirmed its support for the Mumbai–Ahmedabad High-Speed Rail (Bullet Train) project and India's target to begin operations on priority sections by 2027.
• Japan reiterated its long-term commitment to invest ¥10 trillion (over US$60 billion) in India by 2035, with fresh investments announced in technology and manufacturing.
• Collaboration will expand in Green Hydrogen, Clean Energy, Shipbuilding, Rare Earths, and Next-generation Mobility.
• Both leaders reaffirmed support for a Free, Open and Inclusive Indo-Pacific, closer cooperation under the Quad, and stronger maritime security.
Prime Minister Narendra Modi and Japanese Prime Minister Sanae Takaichi held the 16th India-Japan Annual Summit in New Delhi, further strengthening the Special Strategic and Global Partnership between the two countries.
Key Outcomes
• Both countries adopted a Roadmap on Economic Security to build resilient supply chains and reduce dependence on single-country sourcing.
• Agreed to deepen cooperation in Artificial Intelligence (AI), Semiconductors, Critical Minerals, Energy Security, and Emerging Technologies.
• Signed their first Defence Co-development Agreement, marking a major milestone in bilateral defence cooperation.
• Japan reaffirmed its support for the Mumbai–Ahmedabad High-Speed Rail (Bullet Train) project and India's target to begin operations on priority sections by 2027.
• Japan reiterated its long-term commitment to invest ¥10 trillion (over US$60 billion) in India by 2035, with fresh investments announced in technology and manufacturing.
• Collaboration will expand in Green Hydrogen, Clean Energy, Shipbuilding, Rare Earths, and Next-generation Mobility.
• Both leaders reaffirmed support for a Free, Open and Inclusive Indo-Pacific, closer cooperation under the Quad, and stronger maritime security.
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SBI CBO INTERVIEW CALL LETTER OUT
https://ibpsreg.ibps.in/sbicbonov25/intcla_jul26/login.php?appid=18e0e2c90fe58075339022fdbf81b9fa
https://ibpsreg.ibps.in/sbicbonov25/intcla_jul26/login.php?appid=18e0e2c90fe58075339022fdbf81b9fa
SBI CBO Previous Year Interview Questions
(Source: Adda)
MSME Sector
1. What are MSMEs, and how do they contribute to the Indian economy?
2. What are the major challenges faced by MSMEs today?
3. What measures can banks and the Government take to improve MSMEs' access to finance?
4. What initiatives has RBI/Government taken recently to support MSMEs?
5. What is the role of TReDS in MSME financing?
Supply Chain Finance
6. What is Supply Chain Finance?
7. Why is Supply Chain Finance important for MSMEs?
8. How can banks strengthen Supply Chain Finance?
9. What are the benefits of invoice financing and receivables financing?
Priority Sector Lending (PSL)
10. What is Priority Sector Lending (PSL)?
11. Why is PSL important for the Indian banking system?
12. What are the major categories covered under PSL?
13. How are housing loans classified under PSL?
14. What is the role of banks in achieving PSL targets?
Digital Banking & SBI Products
15. What are the recent innovations in SBI's digital banking ecosystem?
16. What are SBI's major digital banking products and services?
17. How do digital banking products promote financial inclusion?
18. What measures has SBI taken to enhance customer experience through digital banking?
19. What are the major cybersecurity risks associated with digital banking?
Lending & Interest Rates
20. Why are personal loan interest rates generally higher than housing loan rates?
21. How does risk assessment influence lending rates?
22. What factors are considered while assessing a borrower's creditworthiness?
23. How does the repo rate affect bank lending rates?
Economy & Banking
24. What are the recent trends in India's economic growth?
25. What are the latest inflation trends in India?
26. What were the key highlights of RBI's latest Monetary Policy?
27. How do inflation and interest rates affect the banking sector?
28. What are the major challenges currently facing the Indian banking sector?
Current Affairs
29. What are the recent developments in India's sports sector?
30. Which recent banking or economic news has caught your attention, and why?
(Source: Adda)
MSME Sector
1. What are MSMEs, and how do they contribute to the Indian economy?
2. What are the major challenges faced by MSMEs today?
3. What measures can banks and the Government take to improve MSMEs' access to finance?
4. What initiatives has RBI/Government taken recently to support MSMEs?
5. What is the role of TReDS in MSME financing?
Supply Chain Finance
6. What is Supply Chain Finance?
7. Why is Supply Chain Finance important for MSMEs?
8. How can banks strengthen Supply Chain Finance?
9. What are the benefits of invoice financing and receivables financing?
Priority Sector Lending (PSL)
10. What is Priority Sector Lending (PSL)?
11. Why is PSL important for the Indian banking system?
12. What are the major categories covered under PSL?
13. How are housing loans classified under PSL?
14. What is the role of banks in achieving PSL targets?
Digital Banking & SBI Products
15. What are the recent innovations in SBI's digital banking ecosystem?
16. What are SBI's major digital banking products and services?
17. How do digital banking products promote financial inclusion?
18. What measures has SBI taken to enhance customer experience through digital banking?
19. What are the major cybersecurity risks associated with digital banking?
Lending & Interest Rates
20. Why are personal loan interest rates generally higher than housing loan rates?
21. How does risk assessment influence lending rates?
22. What factors are considered while assessing a borrower's creditworthiness?
23. How does the repo rate affect bank lending rates?
Economy & Banking
24. What are the recent trends in India's economic growth?
25. What are the latest inflation trends in India?
26. What were the key highlights of RBI's latest Monetary Policy?
27. How do inflation and interest rates affect the banking sector?
28. What are the major challenges currently facing the Indian banking sector?
Current Affairs
29. What are the recent developments in India's sports sector?
30. Which recent banking or economic news has caught your attention, and why?
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Government Plans to Replace WPI with PPI
The Government is planning to replace the Wholesale Price Index (WPI) with the Producer Price Index (PPI) over the next 4-5 years. For now, it has started collecting data and testing the new index.
First, understand these terms:
1) WPI (Wholesale Price Index): Measures inflation based on the prices of goods sold in the wholesale market.
2) PPI (Producer Price Index): Measures changes in prices received by producers (manufacturers) before goods reach wholesalers or consumers. It gives a better picture of inflation at the production stage.
Why is this important?
Inflation indices like CPI and WPI/PPI are used not only to measure inflation but also in important economic indicators such as:
• GDP (Gross Domestic Product) – the total value of goods and services produced in the economy.
• IIP (Index of Industrial Production) – measures the growth of industrial output.
The government has already started using PPI instead of WPI in some GDP and IIP calculations, even though WPI will continue as the official index for a few more years.
Types of Producer Price Index (PPI)
1. Output PPI (OPPI)
Measures the prices that producers receive when they sell their products.
Shows inflation at the factory gate.
2. Input PPI (IPPI)
Measures the cost of raw materials, fuel, and other inputs used in production.
Indicates cost pressures faced by producers.
3. Service PPI (SPPI)
Measures price changes in services such as transport, banking, insurance, and telecommunications.
The Government is planning to replace the Wholesale Price Index (WPI) with the Producer Price Index (PPI) over the next 4-5 years. For now, it has started collecting data and testing the new index.
First, understand these terms:
1) WPI (Wholesale Price Index): Measures inflation based on the prices of goods sold in the wholesale market.
2) PPI (Producer Price Index): Measures changes in prices received by producers (manufacturers) before goods reach wholesalers or consumers. It gives a better picture of inflation at the production stage.
Why is this important?
Inflation indices like CPI and WPI/PPI are used not only to measure inflation but also in important economic indicators such as:
• GDP (Gross Domestic Product) – the total value of goods and services produced in the economy.
• IIP (Index of Industrial Production) – measures the growth of industrial output.
The government has already started using PPI instead of WPI in some GDP and IIP calculations, even though WPI will continue as the official index for a few more years.
Types of Producer Price Index (PPI)
1. Output PPI (OPPI)
Measures the prices that producers receive when they sell their products.
Shows inflation at the factory gate.
2. Input PPI (IPPI)
Measures the cost of raw materials, fuel, and other inputs used in production.
Indicates cost pressures faced by producers.
3. Service PPI (SPPI)
Measures price changes in services such as transport, banking, insurance, and telecommunications.
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Brazil's veteran player NeymarJr announces retirement from international football after the 5-time world champions suffered a stunning 2-1 defeat to Norway in the FIFA World Cup 2026 Round of 16 last night.
The 34-year-old forward brought the curtain down on his international career moments after Brazil's hopes of a 6th World Cup title were ended.
The 34-year-old forward brought the curtain down on his international career moments after Brazil's hopes of a 6th World Cup title were ended.
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India has emerged as the 10th largest insurance market globally by premium volume, reflecting expanding financial protection. Insurance broadly includes life insurance (covers death, disability, retirement risks) and non-life insurance (protects health, property, assets against unforeseen events).
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Ethanol Blending: Why?
✓ Ethanol is an alcohol-based biofuel with the chemical formula C₂H₅OH.
✓ Ethanol contains 2 carbon atoms per molecule, whereas petrol mainly consists of hydrocarbons containing 8–12 carbon atoms.
✓ A higher proportion of ethanol in petrol helps reduce carbon dioxide (CO₂) emissions, making it a cleaner fuel.
✓ Ethanol is produced from renewable agricultural feedstocks such as sugarcane, maize, damaged food grains and agricultural residues.
✓ Ethanol has a lower calorific value than petrol, meaning it contains less energy per litre.
✓ As a result, vehicles running on high ethanol blends may experience around 25–30% lower fuel efficiency (mileage) compared to pure petrol.
✓ Ethanol has a high octane number, which improves fuel quality and engine performance by resisting premature combustion (engine knocking).
✓ India has advanced its target of 20% ethanol blending (E20) in petrol from 2030 to 2025-26 under the National Biofuel Policy.
✓ Ethanol is an alcohol-based biofuel with the chemical formula C₂H₅OH.
✓ Ethanol contains 2 carbon atoms per molecule, whereas petrol mainly consists of hydrocarbons containing 8–12 carbon atoms.
✓ A higher proportion of ethanol in petrol helps reduce carbon dioxide (CO₂) emissions, making it a cleaner fuel.
✓ Ethanol is produced from renewable agricultural feedstocks such as sugarcane, maize, damaged food grains and agricultural residues.
✓ Ethanol has a lower calorific value than petrol, meaning it contains less energy per litre.
✓ As a result, vehicles running on high ethanol blends may experience around 25–30% lower fuel efficiency (mileage) compared to pure petrol.
✓ Ethanol has a high octane number, which improves fuel quality and engine performance by resisting premature combustion (engine knocking).
✓ India has advanced its target of 20% ethanol blending (E20) in petrol from 2030 to 2025-26 under the National Biofuel Policy.
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📈 Capital Market Terms Every Banking Aspirant Should Know
🔹 IPO (Initial Public Offering): First-time sale of shares by a private company to the public.
🔹 FPO (Follow-on Public Offer): Additional share issue by an already listed company to raise more capital.
🔹 Rights Issue: Existing shareholders get the right to buy additional shares, usually at a discounted price.
🔹 Bonus Issue: Free shares issued to existing shareholders from the company's reserves.
🔹 Stock Split: Division of existing shares into smaller denominations, increasing the number of shares while reducing the price proportionately.
🔹 Buyback: Company repurchases its own shares from shareholders to reduce outstanding shares.
🔹 OFS (Offer for Sale): Promoters sell their existing shares to the public through the stock exchange.
🔹 Preferential Issue: Shares allotted to a selected group of investors instead of the general public.
🔹 ESOP (Employee Stock Option Plan): Employees are given the option to purchase company shares at a predetermined price.
🔹 DRHP (Draft Red Herring Prospectus): Preliminary IPO document filed with SEBI containing company details and risk factors.
🔹 Face Value: Nominal value assigned to a share by the company (e.g., ₹10).
🔹 Market Price: Current price at which a share trades on the stock exchange.
🔹 Market Capitalization: Total market value of a company's outstanding shares.
Formula: Share Price × Outstanding Shares.
🔹 Price Band: The minimum and maximum price range within which investors can bid for an IPO.
🔹 Grey Market Premium (GMP): Unofficial premium at which IPO shares trade before listing. It is not regulated by SEBI.
🔹 Listing: Admission of a company's shares for trading on a stock exchange.
🔹 Delisting: Removal of a company's shares from a stock exchange, either voluntarily or compulsorily.
🔹 IPO (Initial Public Offering): First-time sale of shares by a private company to the public.
🔹 FPO (Follow-on Public Offer): Additional share issue by an already listed company to raise more capital.
🔹 Rights Issue: Existing shareholders get the right to buy additional shares, usually at a discounted price.
🔹 Bonus Issue: Free shares issued to existing shareholders from the company's reserves.
🔹 Stock Split: Division of existing shares into smaller denominations, increasing the number of shares while reducing the price proportionately.
🔹 Buyback: Company repurchases its own shares from shareholders to reduce outstanding shares.
🔹 OFS (Offer for Sale): Promoters sell their existing shares to the public through the stock exchange.
🔹 Preferential Issue: Shares allotted to a selected group of investors instead of the general public.
🔹 ESOP (Employee Stock Option Plan): Employees are given the option to purchase company shares at a predetermined price.
🔹 DRHP (Draft Red Herring Prospectus): Preliminary IPO document filed with SEBI containing company details and risk factors.
🔹 Face Value: Nominal value assigned to a share by the company (e.g., ₹10).
🔹 Market Price: Current price at which a share trades on the stock exchange.
🔹 Market Capitalization: Total market value of a company's outstanding shares.
Formula: Share Price × Outstanding Shares.
🔹 Price Band: The minimum and maximum price range within which investors can bid for an IPO.
🔹 Grey Market Premium (GMP): Unofficial premium at which IPO shares trade before listing. It is not regulated by SEBI.
🔹 Listing: Admission of a company's shares for trading on a stock exchange.
🔹 Delisting: Removal of a company's shares from a stock exchange, either voluntarily or compulsorily.
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DR_AO_2025_SHORTLISTED_CANDIDATES_FOR_PRE_RECRUITMENT_MEDICAL_EXAMINATION.pdf
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OICL AO 2026 Final Result Out
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