IDBI JAM INTERVIEW EXPERIENCE
(credit : unknown)
Date :23-06-26
Panel : 2
Location: Nagpur
Language: Hindi
1.Introduce yourself
2.Family background
3.Tumhara cgpa to itna achha tha graduation to fir P.G kyu nhi kiya
4.P.G karoge kya
5.car loan kya hota hai
6.short- term loan me konsa loan atta hai
7.car loan secured loan hai ya unsecured
8.secured loan matlab
9.Abhi barish ka season start ho chuka hai lekin barish nhi ho rahi, apko kya lagta hai kya reason ho sakta
10.Kya hai ye el-nino
11.sweet revolution pata hai kya
12.apne agri kiya hai to apne field me koi experiment kiya hai kya
13. Floating interest rate kya hai
14. Different agriculture loan?
Ok Nikita, Thank you so much & all the best for your future.
(credit : unknown)
Date :23-06-26
Panel : 2
Location: Nagpur
Language: Hindi
1.Introduce yourself
2.Family background
3.Tumhara cgpa to itna achha tha graduation to fir P.G kyu nhi kiya
4.P.G karoge kya
5.car loan kya hota hai
6.short- term loan me konsa loan atta hai
7.car loan secured loan hai ya unsecured
8.secured loan matlab
9.Abhi barish ka season start ho chuka hai lekin barish nhi ho rahi, apko kya lagta hai kya reason ho sakta
10.Kya hai ye el-nino
11.sweet revolution pata hai kya
12.apne agri kiya hai to apne field me koi experiment kiya hai kya
13. Floating interest rate kya hai
14. Different agriculture loan?
Ok Nikita, Thank you so much & all the best for your future.
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🚨 RBI's New Digital Fraud Compensation Rules (Effective 1 Jan 2027)
If you lose money due to an online banking/digital payment fraud, you may be eligible for compensation under RBI's new framework.
Key Highlights:
• Applicable for fraud losses up to ₹50,000.
• Compensation: 85% of the net loss or ₹25,000, whichever is lower.
Example:
Loss of ₹20,000 → Compensation of ₹17,000 (85%).
Loss of ₹40,000 → Compensation of ₹25,000 (capped).
• Report the fraud within 5 calendar days to both:
✓Your bank
✓National Cyber Helpline 1930 / Cyber Crime Portal
• If the fraud occurred due to the bank's deficiency, compensation is not affected by the reporting timeline.
• The burden of proof now shifts to the bank. The bank has to establish that the customer was at fault. This is a major change from the earlier framework.
• The compensation benefit can be availed only once in a customer's lifetime.
If you lose money due to an online banking/digital payment fraud, you may be eligible for compensation under RBI's new framework.
Key Highlights:
• Applicable for fraud losses up to ₹50,000.
• Compensation: 85% of the net loss or ₹25,000, whichever is lower.
Example:
Loss of ₹20,000 → Compensation of ₹17,000 (85%).
Loss of ₹40,000 → Compensation of ₹25,000 (capped).
• Report the fraud within 5 calendar days to both:
✓Your bank
✓National Cyber Helpline 1930 / Cyber Crime Portal
• If the fraud occurred due to the bank's deficiency, compensation is not affected by the reporting timeline.
• The burden of proof now shifts to the bank. The bank has to establish that the customer was at fault. This is a major change from the earlier framework.
• The compensation benefit can be availed only once in a customer's lifetime.
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What are Sunrise Sectors of the Economy?
(A commonly asked interview question)
Sunrise Sectors are emerging industries with high growth potential, driven by technological innovation, changing consumer preferences, government support, and increasing investment. These sectors are expected to generate significant employment and contribute to India's long-term economic growth.
1. Artificial Intelligence (AI) & Data Centres
• AI, Generative AI, Machine Learning, Cloud Computing
• Data Centres, Semiconductor ecosystem
• Growing demand due to digitalization and AI adoption
2. Renewable Energy & Electric Mobility
• Solar, Wind, Green Hydrogen
• Electric Vehicles (EVs), Battery Manufacturing
• Energy Storage Systems and Charging Infrastructure
3. Drone Technology
• Agriculture (crop monitoring & spraying)
• Defence and Surveillance
• Logistics, Mapping, Infrastructure Inspection
• Supported by the Drone Rules and PLI Scheme
4. Quick Commerce
• 10–30 minute delivery model
• Growth in e-commerce, hyperlocal logistics, and digital payments
• Expansion of dark stores and last-mile delivery
5. Other Emerging Sunrise Sectors
• Cyber Security
• E-waste Management & Recycling
• Water & Air Purification Technologies
• HealthTech and Digital Healthcare
• Space Technology
• FinTech
• Biotechnology
Why are Sunrise Sectors important?
• Boost economic growth
• Generate employment
• Attract domestic and foreign investment
• Increase exports and innovation
• Improve India's global competitiveness
(A commonly asked interview question)
Sunrise Sectors are emerging industries with high growth potential, driven by technological innovation, changing consumer preferences, government support, and increasing investment. These sectors are expected to generate significant employment and contribute to India's long-term economic growth.
1. Artificial Intelligence (AI) & Data Centres
• AI, Generative AI, Machine Learning, Cloud Computing
• Data Centres, Semiconductor ecosystem
• Growing demand due to digitalization and AI adoption
2. Renewable Energy & Electric Mobility
• Solar, Wind, Green Hydrogen
• Electric Vehicles (EVs), Battery Manufacturing
• Energy Storage Systems and Charging Infrastructure
3. Drone Technology
• Agriculture (crop monitoring & spraying)
• Defence and Surveillance
• Logistics, Mapping, Infrastructure Inspection
• Supported by the Drone Rules and PLI Scheme
4. Quick Commerce
• 10–30 minute delivery model
• Growth in e-commerce, hyperlocal logistics, and digital payments
• Expansion of dark stores and last-mile delivery
5. Other Emerging Sunrise Sectors
• Cyber Security
• E-waste Management & Recycling
• Water & Air Purification Technologies
• HealthTech and Digital Healthcare
• Space Technology
• FinTech
• Biotechnology
Why are Sunrise Sectors important?
• Boost economic growth
• Generate employment
• Attract domestic and foreign investment
• Increase exports and innovation
• Improve India's global competitiveness
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5_6205970293790351605.pdf
194.7 KB
SBI CBO Result out...
List of Candidates qualified for Interview
List of Candidates qualified for Interview
🚨 04 Major Money Rule Changes Effective from July 1
1. ITR Filing Deadlines
• ITR-1 & ITR-2 (Salaried Individuals): Last date – 31 July
• ITR-3 & ITR-4 (Business/Profession): Last date – 31 August
2. Aadhaar Email Update is Free
• Updating your email ID linked with Aadhaar is now free via the app.
• The earlier ₹75 fee has been waived till December 2026.
3. Passport Fees Revised
• 36-page Passport: ₹2,500
• Tatkaal (36-page): ₹5,000
• 60-page Passport: ₹3,500
4. RBI Strengthens Customer Protection
• If a bank or regulated entity mis-sells an unsuitable financial product, customers may be entitled to a full refund and compensation for any losses, subject to RBI's guidelines.
1. ITR Filing Deadlines
• ITR-1 & ITR-2 (Salaried Individuals): Last date – 31 July
• ITR-3 & ITR-4 (Business/Profession): Last date – 31 August
2. Aadhaar Email Update is Free
• Updating your email ID linked with Aadhaar is now free via the app.
• The earlier ₹75 fee has been waived till December 2026.
3. Passport Fees Revised
• 36-page Passport: ₹2,500
• Tatkaal (36-page): ₹5,000
• 60-page Passport: ₹3,500
4. RBI Strengthens Customer Protection
• If a bank or regulated entity mis-sells an unsuitable financial product, customers may be entitled to a full refund and compensation for any losses, subject to RBI's guidelines.
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India-Japan Summit 2026: Key Highlights
Prime Minister Narendra Modi and Japanese Prime Minister Sanae Takaichi held the 16th India-Japan Annual Summit in New Delhi, further strengthening the Special Strategic and Global Partnership between the two countries.
Key Outcomes
• Both countries adopted a Roadmap on Economic Security to build resilient supply chains and reduce dependence on single-country sourcing.
• Agreed to deepen cooperation in Artificial Intelligence (AI), Semiconductors, Critical Minerals, Energy Security, and Emerging Technologies.
• Signed their first Defence Co-development Agreement, marking a major milestone in bilateral defence cooperation.
• Japan reaffirmed its support for the Mumbai–Ahmedabad High-Speed Rail (Bullet Train) project and India's target to begin operations on priority sections by 2027.
• Japan reiterated its long-term commitment to invest ¥10 trillion (over US$60 billion) in India by 2035, with fresh investments announced in technology and manufacturing.
• Collaboration will expand in Green Hydrogen, Clean Energy, Shipbuilding, Rare Earths, and Next-generation Mobility.
• Both leaders reaffirmed support for a Free, Open and Inclusive Indo-Pacific, closer cooperation under the Quad, and stronger maritime security.
Prime Minister Narendra Modi and Japanese Prime Minister Sanae Takaichi held the 16th India-Japan Annual Summit in New Delhi, further strengthening the Special Strategic and Global Partnership between the two countries.
Key Outcomes
• Both countries adopted a Roadmap on Economic Security to build resilient supply chains and reduce dependence on single-country sourcing.
• Agreed to deepen cooperation in Artificial Intelligence (AI), Semiconductors, Critical Minerals, Energy Security, and Emerging Technologies.
• Signed their first Defence Co-development Agreement, marking a major milestone in bilateral defence cooperation.
• Japan reaffirmed its support for the Mumbai–Ahmedabad High-Speed Rail (Bullet Train) project and India's target to begin operations on priority sections by 2027.
• Japan reiterated its long-term commitment to invest ¥10 trillion (over US$60 billion) in India by 2035, with fresh investments announced in technology and manufacturing.
• Collaboration will expand in Green Hydrogen, Clean Energy, Shipbuilding, Rare Earths, and Next-generation Mobility.
• Both leaders reaffirmed support for a Free, Open and Inclusive Indo-Pacific, closer cooperation under the Quad, and stronger maritime security.
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SBI CBO INTERVIEW CALL LETTER OUT
https://ibpsreg.ibps.in/sbicbonov25/intcla_jul26/login.php?appid=18e0e2c90fe58075339022fdbf81b9fa
https://ibpsreg.ibps.in/sbicbonov25/intcla_jul26/login.php?appid=18e0e2c90fe58075339022fdbf81b9fa
SBI CBO Previous Year Interview Questions
(Source: Adda)
MSME Sector
1. What are MSMEs, and how do they contribute to the Indian economy?
2. What are the major challenges faced by MSMEs today?
3. What measures can banks and the Government take to improve MSMEs' access to finance?
4. What initiatives has RBI/Government taken recently to support MSMEs?
5. What is the role of TReDS in MSME financing?
Supply Chain Finance
6. What is Supply Chain Finance?
7. Why is Supply Chain Finance important for MSMEs?
8. How can banks strengthen Supply Chain Finance?
9. What are the benefits of invoice financing and receivables financing?
Priority Sector Lending (PSL)
10. What is Priority Sector Lending (PSL)?
11. Why is PSL important for the Indian banking system?
12. What are the major categories covered under PSL?
13. How are housing loans classified under PSL?
14. What is the role of banks in achieving PSL targets?
Digital Banking & SBI Products
15. What are the recent innovations in SBI's digital banking ecosystem?
16. What are SBI's major digital banking products and services?
17. How do digital banking products promote financial inclusion?
18. What measures has SBI taken to enhance customer experience through digital banking?
19. What are the major cybersecurity risks associated with digital banking?
Lending & Interest Rates
20. Why are personal loan interest rates generally higher than housing loan rates?
21. How does risk assessment influence lending rates?
22. What factors are considered while assessing a borrower's creditworthiness?
23. How does the repo rate affect bank lending rates?
Economy & Banking
24. What are the recent trends in India's economic growth?
25. What are the latest inflation trends in India?
26. What were the key highlights of RBI's latest Monetary Policy?
27. How do inflation and interest rates affect the banking sector?
28. What are the major challenges currently facing the Indian banking sector?
Current Affairs
29. What are the recent developments in India's sports sector?
30. Which recent banking or economic news has caught your attention, and why?
(Source: Adda)
MSME Sector
1. What are MSMEs, and how do they contribute to the Indian economy?
2. What are the major challenges faced by MSMEs today?
3. What measures can banks and the Government take to improve MSMEs' access to finance?
4. What initiatives has RBI/Government taken recently to support MSMEs?
5. What is the role of TReDS in MSME financing?
Supply Chain Finance
6. What is Supply Chain Finance?
7. Why is Supply Chain Finance important for MSMEs?
8. How can banks strengthen Supply Chain Finance?
9. What are the benefits of invoice financing and receivables financing?
Priority Sector Lending (PSL)
10. What is Priority Sector Lending (PSL)?
11. Why is PSL important for the Indian banking system?
12. What are the major categories covered under PSL?
13. How are housing loans classified under PSL?
14. What is the role of banks in achieving PSL targets?
Digital Banking & SBI Products
15. What are the recent innovations in SBI's digital banking ecosystem?
16. What are SBI's major digital banking products and services?
17. How do digital banking products promote financial inclusion?
18. What measures has SBI taken to enhance customer experience through digital banking?
19. What are the major cybersecurity risks associated with digital banking?
Lending & Interest Rates
20. Why are personal loan interest rates generally higher than housing loan rates?
21. How does risk assessment influence lending rates?
22. What factors are considered while assessing a borrower's creditworthiness?
23. How does the repo rate affect bank lending rates?
Economy & Banking
24. What are the recent trends in India's economic growth?
25. What are the latest inflation trends in India?
26. What were the key highlights of RBI's latest Monetary Policy?
27. How do inflation and interest rates affect the banking sector?
28. What are the major challenges currently facing the Indian banking sector?
Current Affairs
29. What are the recent developments in India's sports sector?
30. Which recent banking or economic news has caught your attention, and why?
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Government Plans to Replace WPI with PPI
The Government is planning to replace the Wholesale Price Index (WPI) with the Producer Price Index (PPI) over the next 4-5 years. For now, it has started collecting data and testing the new index.
First, understand these terms:
1) WPI (Wholesale Price Index): Measures inflation based on the prices of goods sold in the wholesale market.
2) PPI (Producer Price Index): Measures changes in prices received by producers (manufacturers) before goods reach wholesalers or consumers. It gives a better picture of inflation at the production stage.
Why is this important?
Inflation indices like CPI and WPI/PPI are used not only to measure inflation but also in important economic indicators such as:
• GDP (Gross Domestic Product) – the total value of goods and services produced in the economy.
• IIP (Index of Industrial Production) – measures the growth of industrial output.
The government has already started using PPI instead of WPI in some GDP and IIP calculations, even though WPI will continue as the official index for a few more years.
Types of Producer Price Index (PPI)
1. Output PPI (OPPI)
Measures the prices that producers receive when they sell their products.
Shows inflation at the factory gate.
2. Input PPI (IPPI)
Measures the cost of raw materials, fuel, and other inputs used in production.
Indicates cost pressures faced by producers.
3. Service PPI (SPPI)
Measures price changes in services such as transport, banking, insurance, and telecommunications.
The Government is planning to replace the Wholesale Price Index (WPI) with the Producer Price Index (PPI) over the next 4-5 years. For now, it has started collecting data and testing the new index.
First, understand these terms:
1) WPI (Wholesale Price Index): Measures inflation based on the prices of goods sold in the wholesale market.
2) PPI (Producer Price Index): Measures changes in prices received by producers (manufacturers) before goods reach wholesalers or consumers. It gives a better picture of inflation at the production stage.
Why is this important?
Inflation indices like CPI and WPI/PPI are used not only to measure inflation but also in important economic indicators such as:
• GDP (Gross Domestic Product) – the total value of goods and services produced in the economy.
• IIP (Index of Industrial Production) – measures the growth of industrial output.
The government has already started using PPI instead of WPI in some GDP and IIP calculations, even though WPI will continue as the official index for a few more years.
Types of Producer Price Index (PPI)
1. Output PPI (OPPI)
Measures the prices that producers receive when they sell their products.
Shows inflation at the factory gate.
2. Input PPI (IPPI)
Measures the cost of raw materials, fuel, and other inputs used in production.
Indicates cost pressures faced by producers.
3. Service PPI (SPPI)
Measures price changes in services such as transport, banking, insurance, and telecommunications.
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Brazil's veteran player NeymarJr announces retirement from international football after the 5-time world champions suffered a stunning 2-1 defeat to Norway in the FIFA World Cup 2026 Round of 16 last night.
The 34-year-old forward brought the curtain down on his international career moments after Brazil's hopes of a 6th World Cup title were ended.
The 34-year-old forward brought the curtain down on his international career moments after Brazil's hopes of a 6th World Cup title were ended.
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India has emerged as the 10th largest insurance market globally by premium volume, reflecting expanding financial protection. Insurance broadly includes life insurance (covers death, disability, retirement risks) and non-life insurance (protects health, property, assets against unforeseen events).
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