Prime Minister Narendra Modi was conferred the "Royal Order of the Polar Star, Commander Grand Cross" by Sweden, marking his 31st international honor.
Awarded during his visit to the country, this is the highest recognition the Scandinavian nation can bestow upon a foreign Head of Government
Awarded during his visit to the country, this is the highest recognition the Scandinavian nation can bestow upon a foreign Head of Government
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IDBI JAM INTERVIEW EXPERIENCE
Date: 23 July 2025
Location: Nagpur
Panel: 1 (4 Male Senior Members)
Medium: English
HR / Personal Questions:
▪️ Why not a career in Pharma sector?
▪️ Why banking over pharma business?
▪️ Why did you leave the post office job?
▪️ Salary was less — still why did you work there?
▪️ What were your office timings?
▪️ If posted in Bihar/Patna, will you join?
Work Experience Related:
▪️ What work did you do in post office?
▪️ How many accounts did you open?
▪️ Did you complete your targets? How?
▪️ How did you convince people to open accounts?
▪️ How did you increase business?
Banking Awareness:
▪️ What is a Savings Account?
▪️ Which bank do you have your account in?
▪️ Current interest rate on savings accounts?
▪️ Why are savings interest rates low?
Economy & Finance:
▪️ What is Monetary Policy?
▪️ Explain Inflation & Deflation.
Pharma Background:
▪️ Difference between generic & normal drugs?
▪️ Why are generic drugs cheaper?
▪️ Do medicines really expire or is it a business policy?
Miscellaneous / Personality:
▪️ What is special about Karanja Lad?
▪️ What is Meditation? How do you do it?
▪️ Aware about Art of Living? Who is its founder?
▪️ What is Miss Vidyabharti? (Related to achievement)
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Interview Library
India develops the world's first AI gene editor for crops Scientists at the Indian Council of Agricultural Research's (ICAR) Central Rice Research Institute have developed the world's first AI-designed genome-editing tool for plants.
Such News/Articles are always important for Students of BSc Agriculture and related fields appearing for Bank/Insurance Interview
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Some Clarifications regarding OICL AO Interview Data Sheet
Answering the most commonly asked doubts
1) What to fill in Preference Of Posting?
Ans) There's a good chance you will be asked the reason behind choosing a particular place, no matter what you write. So just be honest about it :-
✓ You can choose near home posting as first choice
✓ If not home posting, you can give major cities/ or any particular city of your choice, as a preference
✓ Make sure you are able to justify your choice (but don't be worried about it)
2) What can we give in Academic distinctions, etc.
Ans) Try to include only those skills/certificates which might be relevant for this field. Example, a Prize in Dancing/Sports might not be helpful here.
You can include any debate competitions you took part in, any quizzes, or any activity which directly impacted your qualification and academic skills
Feel free to ask your doubts, if any ✌️
Answering the most commonly asked doubts
1) What to fill in Preference Of Posting?
Ans) There's a good chance you will be asked the reason behind choosing a particular place, no matter what you write. So just be honest about it :-
✓ You can choose near home posting as first choice
✓ If not home posting, you can give major cities/ or any particular city of your choice, as a preference
✓ Make sure you are able to justify your choice (but don't be worried about it)
2) What can we give in Academic distinctions, etc.
Ans) Try to include only those skills/certificates which might be relevant for this field. Example, a Prize in Dancing/Sports might not be helpful here.
You can include any debate competitions you took part in, any quizzes, or any activity which directly impacted your qualification and academic skills
Feel free to ask your doubts, if any ✌️
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Maharashtra, Tamil Nadu, Uttar Pradesh, Karnataka and Gujarat together contributed nearly 48% of India’s GDP in FY2025, underscoring a significant concentration of economic activity, according to Client Associates’ State of Indian States: 2026
Assam, Uttar Pradesh and Meghalaya have surfaced among India’s fastest-growing state economies, posting growth rates of more than 15% CAGR, signaling that economic momentum is spreading beyond established centers.
Assam, Uttar Pradesh and Meghalaya have surfaced among India’s fastest-growing state economies, posting growth rates of more than 15% CAGR, signaling that economic momentum is spreading beyond established centers.
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OICL AO Interview Question
Why do you wish to join the Insurance Sector?
“Ma’am, I want to join the insurance sector because it is one of the few sectors that truly supports people during uncertain and difficult times. Whether it is a medical emergency, accident, natural disaster, or financial loss, insurance acts as a safety net for individuals and families.
India has become one of the fastest-growing insurance markets globally, but insurance coverage in our country is still relatively low compared to global standards. This shows that a large population still lacks adequate financial protection. The vision of achieving ‘Insurance for All by 2047’ motivated me to look at this sector not just as a career option, but as an opportunity to contribute meaningfully to society.
Recent reforms and policy initiatives by the Government and IRDAI also indicate that the insurance sector will play a major role in India’s future economic and social development.
As a BTech/BCom/BSc graduate, I believe my analytical thinking, adaptability, and problem-solving skills will help me contribute effectively, especially as the insurance industry is rapidly moving towards digital transformation."
Why do you wish to join the Insurance Sector?
“Ma’am, I want to join the insurance sector because it is one of the few sectors that truly supports people during uncertain and difficult times. Whether it is a medical emergency, accident, natural disaster, or financial loss, insurance acts as a safety net for individuals and families.
India has become one of the fastest-growing insurance markets globally, but insurance coverage in our country is still relatively low compared to global standards. This shows that a large population still lacks adequate financial protection. The vision of achieving ‘Insurance for All by 2047’ motivated me to look at this sector not just as a career option, but as an opportunity to contribute meaningfully to society.
Recent reforms and policy initiatives by the Government and IRDAI also indicate that the insurance sector will play a major role in India’s future economic and social development.
As a BTech/BCom/BSc graduate, I believe my analytical thinking, adaptability, and problem-solving skills will help me contribute effectively, especially as the insurance industry is rapidly moving towards digital transformation."
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OICL AO INTERVIEW QUESTION
(As a follow up question of the previous answer)
Why you wish to join Public Sector only and not the Private sector?
"Sir, the private sector offers excellent opportunities, but I am drawn towards the public sector because of its larger social impact. Public sector insurers like OICL not only operate as businesses but also contribute to financial inclusion and insurance penetration across the country. I value the trust, credibility, and public service orientation of such institutions. I believe this environment aligns better with my long-term career aspirations and desire to contribute meaningfully to society."
(As a follow up question of the previous answer)
Why you wish to join Public Sector only and not the Private sector?
"Sir, the private sector offers excellent opportunities, but I am drawn towards the public sector because of its larger social impact. Public sector insurers like OICL not only operate as businesses but also contribute to financial inclusion and insurance penetration across the country. I value the trust, credibility, and public service orientation of such institutions. I believe this environment aligns better with my long-term career aspirations and desire to contribute meaningfully to society."
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The Reserve Bank of India (RBI) approved a record surplus transfer of Rs. 2.87 lakh crore (Rs. 2,86,588.46 crore) to the Central Government for the financial year 2025-26.
Key Financial Highlights:-
Dividend Amount: Rs. 2.86 lakh crore, which is approximately 6.7% higher than the Rs. 2.69 lakh crore transferred in FY25.
Gross Income: Increased by 26.42% year-on-year to reach Rs. 3.96 lakh crore.
Balance Sheet: Expanded by 20.61% to stand at Rs. 91.97 lakh crore.
Key Financial Highlights:-
Dividend Amount: Rs. 2.86 lakh crore, which is approximately 6.7% higher than the Rs. 2.69 lakh crore transferred in FY25.
Gross Income: Increased by 26.42% year-on-year to reach Rs. 3.96 lakh crore.
Balance Sheet: Expanded by 20.61% to stand at Rs. 91.97 lakh crore.
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OICL AO – MOCK INTERVIEW SESSION
Purpose:
✓ Most Expected Questions based on your profile
✓ Questions covering all Segments like OICL, HR, your background and Education, current affairs, etc
✓ An opportunity to resolve all your doubts Live
✓A detailed feedback highlighting Positives and Negatives
Panel Members:
2 Panelists with Experience in Banking, Insurance and Regulatory bodies
Duration: 45-60 minutes
Platform: Google Meet
Fee: ₹499 per session
(Payment via UPI; QR code will be shared upon confirmation in a personal message)
Availability:
Weekdays and Weekends - Evenings
To Enroll:
Send a message to @Ask_rbi
Purpose:
✓ Most Expected Questions based on your profile
✓ Questions covering all Segments like OICL, HR, your background and Education, current affairs, etc
✓ An opportunity to resolve all your doubts Live
✓A detailed feedback highlighting Positives and Negatives
Panel Members:
2 Panelists with Experience in Banking, Insurance and Regulatory bodies
Duration: 45-60 minutes
Platform: Google Meet
Fee: ₹499 per session
(Payment via UPI; QR code will be shared upon confirmation in a personal message)
Availability:
Weekdays and Weekends - Evenings
To Enroll:
Send a message to @Ask_rbi
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OICL AO Interview Experience 2026
Duration: Approximately 15–16 minutes
Panel Interaction
The panel was cordial throughout the interview and focused mainly on my background, work experience, management concepts, and insurance basics.
Questions Asked
Personal & Background
• What does your father do?
• What are your brother and sister doing?
• Have you appeared for interviews before?
• Tell us about your current job.
Work Experience & Insurance
• Why is insurance important in supply chain management? (Working in Supply chain management)
• What types of insurance are required in logistics operations?
• Have you purchased any insurance policy yourself?
• Have you taken any non-life insurance policy?
• How many companies currently provide health insurance in India?
Another Panel Member
MBA & Management
• What was your specialization in MBA?
• Did you get placed through campus recruitment?
• What are the Principles of Management?
• What is the difference between equity and equality?
• Who is known as the Father of Management?
• Explain the ideas and theories of Peter Drucker.
• A few additional questions were asked from management concepts.
Another Panel Member
• Insurance
• What is underwriting in insurance?
• Explain the motor insurance claim settlement process.
• One situational question related to fire insurance was asked.
Overall Experience
The interview was smooth and largely based on:
✓Personal background
✓Current work profile
✓MBA specialization and management concepts
✓Basic insurance awareness
The panel was friendly, and the overall experience was very positive.
(Source : YouTube)
Duration: Approximately 15–16 minutes
Panel Interaction
The panel was cordial throughout the interview and focused mainly on my background, work experience, management concepts, and insurance basics.
Questions Asked
Personal & Background
• What does your father do?
• What are your brother and sister doing?
• Have you appeared for interviews before?
• Tell us about your current job.
Work Experience & Insurance
• Why is insurance important in supply chain management? (Working in Supply chain management)
• What types of insurance are required in logistics operations?
• Have you purchased any insurance policy yourself?
• Have you taken any non-life insurance policy?
• How many companies currently provide health insurance in India?
Another Panel Member
MBA & Management
• What was your specialization in MBA?
• Did you get placed through campus recruitment?
• What are the Principles of Management?
• What is the difference between equity and equality?
• Who is known as the Father of Management?
• Explain the ideas and theories of Peter Drucker.
• A few additional questions were asked from management concepts.
Another Panel Member
• Insurance
• What is underwriting in insurance?
• Explain the motor insurance claim settlement process.
• One situational question related to fire insurance was asked.
Overall Experience
The interview was smooth and largely based on:
✓Personal background
✓Current work profile
✓MBA specialization and management concepts
✓Basic insurance awareness
The panel was friendly, and the overall experience was very positive.
(Source : YouTube)
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India will soon have one of the fastest elevators of the world travelling at a high speed of 10 metre per second. Such an elevator is currently available at the iconic Burj Khalifa in Dubai [124 floors covered in less than a minute].
Though there are elevators in China which travel at double the speed, this will be the first time that India will see such a high speed elevator.
Otis India, one of the country’s largest elevator companies said it has received a prestigious order from real estate company Prestige Estates to install two super fast elevators that can travel at 10 metre/second at the under-construction.
The Prestige at Mahalaxmi, Mumbai which will be India’s tallest commercial building when complete. Once installed, these will be the fastest elevators in India.
Though there are elevators in China which travel at double the speed, this will be the first time that India will see such a high speed elevator.
Otis India, one of the country’s largest elevator companies said it has received a prestigious order from real estate company Prestige Estates to install two super fast elevators that can travel at 10 metre/second at the under-construction.
The Prestige at Mahalaxmi, Mumbai which will be India’s tallest commercial building when complete. Once installed, these will be the fastest elevators in India.
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RBI ASSISTANT MAINS CALL LETTER OUT
https://ibpsreg.ibps.in/rbiafeb26/oecla_may26/login.php?appid=57579672e210fdfb06201dfc98b13847
https://ibpsreg.ibps.in/rbiafeb26/oecla_may26/login.php?appid=57579672e210fdfb06201dfc98b13847