COMMON IBPS PO INTERVIEW QUESTIONS
1. Personal Introduction
• Can you briefly introduce yourself?
• What motivates you to pursue the role of a Probationary Officer?
• What would you consider your key strengths and weaknesses?
2. Academic Background
• What led you to choose your graduation stream?
• In what ways is your academic degree relevant to the banking sector?
• Can you explain any gap years or reasons for job changes?
3. Banking Awareness
• Could you define CRR, SLR, Repo Rate, and Reverse Repo Rate?
• What is meant by Priority Sector Lending?
• What role does the RBI play in supervising banks?
4. Current Affairs
• What are the recent updates from the latest RBI monetary policy?
• Describe a recent economic event that you consider significant.
• What is the general trend in India’s current GDP growth?
5. Banking Situational Scenarios
• How would you assist a senior citizen who is struggling with digital banking services?
• A customer insists on a loan without valid documentation—how would you handle this situation?
• If given challenging performance targets, what approach would you take to achieve them?
6. Situational / Behavioural Questions
• How would you deal with a customer who is upset due to a failed transaction?
• What would you do if you observed a colleague violating established rules?
• How would you manage a long customer queue when staff support is limited?
7. Work Ethics & Integrity
• What steps would you take if you noticed a small cash discrepancy at the end of the day?
• Why is confidentiality critical in the banking profession?
• Can you describe a situation where you assumed responsibility during a difficult task?
https://t.me/interview_lib
1. Personal Introduction
• Can you briefly introduce yourself?
• What motivates you to pursue the role of a Probationary Officer?
• What would you consider your key strengths and weaknesses?
2. Academic Background
• What led you to choose your graduation stream?
• In what ways is your academic degree relevant to the banking sector?
• Can you explain any gap years or reasons for job changes?
3. Banking Awareness
• Could you define CRR, SLR, Repo Rate, and Reverse Repo Rate?
• What is meant by Priority Sector Lending?
• What role does the RBI play in supervising banks?
4. Current Affairs
• What are the recent updates from the latest RBI monetary policy?
• Describe a recent economic event that you consider significant.
• What is the general trend in India’s current GDP growth?
5. Banking Situational Scenarios
• How would you assist a senior citizen who is struggling with digital banking services?
• A customer insists on a loan without valid documentation—how would you handle this situation?
• If given challenging performance targets, what approach would you take to achieve them?
6. Situational / Behavioural Questions
• How would you deal with a customer who is upset due to a failed transaction?
• What would you do if you observed a colleague violating established rules?
• How would you manage a long customer queue when staff support is limited?
7. Work Ethics & Integrity
• What steps would you take if you noticed a small cash discrepancy at the end of the day?
• Why is confidentiality critical in the banking profession?
• Can you describe a situation where you assumed responsibility during a difficult task?
https://t.me/interview_lib
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Interview Library
Any SIDBI Grade A/B candidates here looking for Mock Interviews? You may DM using the same ID. We conducted 10-12 Mock Interview Sessions last Year for both Grade A and B, and got 8-9 selections in total 🙏
A Special Announcement for SIDBI Grade A and B Interview Candidates
To make your Mock Interview sessions even more valuable, a Working SIDBI Officer has graciously agreed to be a part of the Panel. Her deep knowledge and experience with the Organisation will give an extra push towards your success.
As a Bonus, all Mock Interview enrolled Candidates are free to contact her on Telegram, regarding any preparation related doubts they may have. (Her Username will be shared personally).
To enroll, kindly DM at @Js_rbi
Good Luck ❤️
To make your Mock Interview sessions even more valuable, a Working SIDBI Officer has graciously agreed to be a part of the Panel. Her deep knowledge and experience with the Organisation will give an extra push towards your success.
As a Bonus, all Mock Interview enrolled Candidates are free to contact her on Telegram, regarding any preparation related doubts they may have. (Her Username will be shared personally).
To enroll, kindly DM at @Js_rbi
Good Luck ❤️
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Why MSMEs Still Face a Credit Crunch
Credit Gap Remains Large
Despite a lending surge, MSMEs still face a ₹30 lakh crore credit gap.
Bank credit to MSMEs touched ₹35.2 lakh crore (March 2025), yet demand remains unmet.
Main Reasons for the Crunch
• NBFC Withdrawal
NBFCs have reduced unsecured MSME lending due to rising defaults and tighter risk controls
• Rising NPAs & Risk Aversion
Higher delinquencies have made lenders more cautious, pushing them toward safer, secured loans.
• Structural Problems
Many MSMEs lack collateral, formal financial records, or reliable credit history.
This makes lenders hesitant despite strong credit growth.
• Inclusion Gap Persists
Formal credit is growing, but many viable MSMEs still remain outside the formal lending ecosystem.
Impact on MSMEs
Shortage of working capital and funds for expansion.
Dependence on informal lenders with higher costs.
Increased vulnerability for sectors reliant on steady cash flow or exports.
Broader Implications
India needs stronger cash-flow based lending, alternative data-based credit scoring, and collateral-free financing frameworks.
Improving MSME credit access is essential for employment, exports, and economic resilience.
https://t.me/interview_lib
Credit Gap Remains Large
Despite a lending surge, MSMEs still face a ₹30 lakh crore credit gap.
Bank credit to MSMEs touched ₹35.2 lakh crore (March 2025), yet demand remains unmet.
Main Reasons for the Crunch
• NBFC Withdrawal
NBFCs have reduced unsecured MSME lending due to rising defaults and tighter risk controls
• Rising NPAs & Risk Aversion
Higher delinquencies have made lenders more cautious, pushing them toward safer, secured loans.
• Structural Problems
Many MSMEs lack collateral, formal financial records, or reliable credit history.
This makes lenders hesitant despite strong credit growth.
• Inclusion Gap Persists
Formal credit is growing, but many viable MSMEs still remain outside the formal lending ecosystem.
Impact on MSMEs
Shortage of working capital and funds for expansion.
Dependence on informal lenders with higher costs.
Increased vulnerability for sectors reliant on steady cash flow or exports.
Broader Implications
India needs stronger cash-flow based lending, alternative data-based credit scoring, and collateral-free financing frameworks.
Improving MSME credit access is essential for employment, exports, and economic resilience.
https://t.me/interview_lib
👍6❤1
A gist of everything you have to prepare for IBPS PO Interview :-
1) HR questions like Strengths, weakness, goals, etc.
2) Self related questions, example your state, city, family
3) Your educational background, especially your college subject
4) Banking awareness like repo rate, negotiable instruments, etc.
5) Work experience related questions for working people
6) Situational based questions related to day to day banking
7) Current issues
8) Website of the bank of your preference
Source :- https://t.me/interview_lib
1) HR questions like Strengths, weakness, goals, etc.
2) Self related questions, example your state, city, family
3) Your educational background, especially your college subject
4) Banking awareness like repo rate, negotiable instruments, etc.
5) Work experience related questions for working people
6) Situational based questions related to day to day banking
7) Current issues
8) Website of the bank of your preference
Source :- https://t.me/interview_lib
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IBPS PO Interview Call Letter OUT
https://ibpsreg.ibps.in/crppoxvjun25/intcla_dece25/login.php?appid=d2f00ce439bee038a4077cb17dc8db77
https://ibpsreg.ibps.in/crppoxvjun25/intcla_dece25/login.php?appid=d2f00ce439bee038a4077cb17dc8db77
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Interview Library
IBPS PO Interview Call Letter OUT https://ibpsreg.ibps.in/crppoxvjun25/intcla_dece25/login.php?appid=d2f00ce439bee038a4077cb17dc8db77
Mock Enrolled Candidates,
Kindly check your dates and confirm your availability for the session in DMs 🙏
Kindly check your dates and confirm your availability for the session in DMs 🙏
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Guys
We are suddenly receiving multiple requests for IBPS PO Mock interviews.
Please give us some time to process them..🙏
We are trying to accommodate as many as we can
We are suddenly receiving multiple requests for IBPS PO Mock interviews.
Please give us some time to process them..🙏
We are trying to accommodate as many as we can
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We have sent IBPS and SIDBI Mock Session Date confirmation to all Enrolled students.
Once final, we will check our schedule and give available slots accordingly, to other candidates 🙏
Once final, we will check our schedule and give available slots accordingly, to other candidates 🙏
Interview Library
We have sent IBPS and SIDBI Mock Session Date confirmation to all Enrolled students. Once final, we will check our schedule and give available slots accordingly, to other candidates 🙏
If any enrolled candidate hasn't received a confirmation text, kindly DM 🙏