As per sources PFRDA Grade A final result will be out today.

All the best to all Interview appeared candidates

(CGB Mentors)

IBPS PO 2025 – MOCK INTERVIEW DETAILS

Panelists: Two professionals from Regulatory organisations

Duration: 45-60 minutes

Platform: Google Meet

Fee: ₹499 per session
(Payment via UPI; QR code will be shared upon confirmation in a personal message)

Availability:
Weekdays - Evenings

Bonus:
Before appearing for the mock, you get a list of 20-25 expected interview questions specifically crafted based on your profile. (Mock Session may/may not cover any of those questions). Purpose is to give maximum benefit.

To Enroll:
Send a message to @Js_rbi

Any SIDBI Grade A/B candidates here looking for Mock Interviews? You may DM using the same ID.

We conducted 10-12 Mock Interview Sessions last Year for both Grade A and B, and got 8-9 selections in total 🙏

Some IBPS PO interview candidates recently appeared for SBI PO Interview as well, and have this doubt - How different are both these Interviews?

Answer - It's not possible to determine the difficulty level, since this is a highly subjective matter, and depends on the panelists.
For some SBI is tougher, for others, IBPS.
However, based on our experience, you can expect the Questions to be less analytical in nature.

Obviously, SBI related questions are not important. (The only possibility is - Why not SBI?). Try to cover questions related to Top Three Banks of your preference.

• You need to focus on your background.
• Basic understanding of Banking Awareness might not be sufficient.
• Give special focus on HR questions. Almost every candidate struggles here.

Good Luck

Lok Sabha Passes Central Excise (Amendment) Bill 2025 – Key Highlights

The Lok Sabha has passed the Central Excise (Amendment) Bill, 2025 and the Health and National Security Cess Bill, 2025, creating a new tax system for sin goods such as tobacco, cigarettes, and pan masala. These laws are meant to replace the GST Compensation Cess, which ends on March 31, 2026, while ensuring continued revenue for public health and national security.

Objective of the Amendment
✓Ensure revenue continuity after the GST compensation cess ends.
✓Maintain high taxation on demerit goods such as tobacco and pan masala.
✓Redirect tax proceeds toward public health and national security.
✓Support repayment of loans taken during COVID-19 for compensating states.

Background
✓GST was introduced in July 2017 with a promise to compensate states for revenue loss.
✓This compensation was funded through a cess on sin and luxury goods.
✓Initially meant to end in 2022, the cess was extended till March 31, 2026 to repay pandemic-related loans.
✓Cess on most luxury goods ended in September 2025, but it continued for tobacco and pan masala.
✓The new excise-cess system will now replace the outgoing compensation cess.

What the New Laws Propose
1️⃣ Central Excise (Amendment) Bill, 2025
✓Introduces a fresh central excise duty on tobacco products, including:Cigarettes, cigars, cheroots, hookah tobacco, zarda, scented tobacco
✓₹5,000–₹11,000 per 1,000 cigarette sticks, depending on length
✓60–70% duty on unmanufactured tobacco
✓100% duty on nicotine and inhalation products
✓This duty will apply in addition to the existing 40% GST rate.

2️⃣ Health and National Security Cess Bill, 2025
✓Introduces a new dedicated cess on:
✓Pan masala
✓Any other products the government may notify later

The revenue will be used exclusively for:
Public health programmes
National security funding
This cess is not shareable with states.

Broader Impact & Significance
Ensures the overall tax burden on sin goods remains unchanged after the cess expires.
Continues the policy of discouraging harmful goods through high taxation.
Helps maintain fiscal discipline and repay pandemic-era loans.
Aligns India with global best practices of using taxes on health-risk products for social welfare.

https://t.me/interview_lib

A Mock Interview candidate wants some proof that we are real.
Can any selected person testify, please? 🙏😅

Thank you so much guys ❤️☺️
Hope this is sufficient for other aspirants

IBPS PO Interview Experience
(Prabha Nandhini)

I entered the room by greeting the panel members. There were 3 male and 1 female in the panel. They started the interview in tamil( my state language). I was comfortable throughout the interview.
1.Asked me about the city I come from(coimbatore)
2. Why banking? Why not become an entrepreneur?
3. Transformer
4. Transistor
5. Transmission voltage in India
6. Depreciation
7. Consortium financing
8. RTI act
9. Cibil
10. Fintech
11. Ombudsman
12. Negotiable instruments
The interview went for around 5 minutes maximum. I thanked them and left the room. I am happy with my performance and hoping for a good score

Interview score : 90/100 🏆
Selected ✅

https://t.me/interview_lib

Please check this post for all Mock Interview related doubts 🙏

IndiGo Flight Disruptions Explained

India’s largest airline, IndiGo, faced massive cancellations and delays after the final phase of the new Flight Duty Time Limitation (FDTL) norms came into effect. With over 60% domestic market share, IndiGo couldn’t adjust its operations fast enough, causing its on-time performance to crash to 19.7% on December 3, one of its worst records.

Why IndiGo Was Hit Harder
1️⃣ Large Scale + High-Frequency Network
• IndiGo runs the largest fleet and busiest daily schedule.
• Any crew shortage multiplies across hundreds of flights.
2️⃣ Heavy Dependence on Night & Early-Morning Flights
• IndiGo dominates time slots most affected by the new fatigue-reduction rules.
3️⃣ Lean Crew Utilisation Model
• IndiGo operates with very high crew and aircraft utilisation.
• When flying hours were restricted, it lacked backup staff to absorb the impact.

Why Other Airlines Suffered Less
• Many competitors have grounded aircraft waiting for retrofits.
• Some are facing delayed aircraft deliveries.
• These situations left them with extra pilot capacity, giving them more flexibility to comply with fatigue limits.

Key Changes Under the New FDTL Norms
• Weekly rest increased: 36 → 48 hours
• Night landings capped at 2 per week (earlier 6)
• Definition of “night time” extended by 1 hour
These rules significantly tightened scheduling freedom, especially for night-heavy airlines like IndiGo.

Implementation Timeline & Industry Pushback
• Proposed for June 2024, but airlines requested more time, more hiring, and phased rollout.
• DGCA implemented it in two phases under court monitoring:
✓ Phase 1 (July): Weekly rest extended — IndiGo handled this.
✓ Phase 2 (Nov): Night-time restrictions — this triggered major disruption.

How Small Delays Became a Full Meltdown
• IndiGo’s A320 fleet performs multiple short legs daily.
• If delays push pilots beyond duty limits:
✓Entire crew must be replaced
✓Standby staff is insufficient
• This creates a cascading collapse, leading to large-scale cancellations.

Scale of Disruptions
• 1,232 flights cancelled in November
• On-time performance dropped from 84.1% (Oct) → 67.7% (Nov)
• December worsened as winter congestion, weather, and fatigue caps combined

IndiGo’s Explanation
The airline cited:
• Winter schedule realignment
• Technical issues
• Weather
• Airport congestion
• Full rollout of FDTL norms
All of which, combined with low staffing buffers, destabilised its network.

DGCA’s Corrective Directions
The regulator has asked IndiGo to:
✓Strengthen crew planning and rostering
✓Improve coordination with airports and ATC
✓Enhance turnaround and disruption management

• Goal: Restore stability without compromising safety.

Pilot Groups Criticise IndiGo
Pilot bodies allege:
• Poor planning despite years of warning
• Hiring freezes
• Non-poaching arrangements limiting mobility
• Pay stagnation and chronic understaffing
They claim IndiGo is blaming regulations instead of its staffing strategy.

Wider Industry Implications
The disruption highlights structural issues in Indian aviation:
• Heavy reliance on lean manpower
• Safety rules vs high aircraft utilisation
• Weather + congestion + fatigue = system-wide vulnerability
It underlines the necessity of fatigue-based safety norms in a rapidly growing aviation market.

President Donald Trump wins inaugural FIFA peace prize

A sample list of questions provided to Mock Interview Candidates before the session. The questions asked in the Mock may or may not match these.

(Candidate background - BSc Biology, from Varanasi, father in Indian Bank)