NIACL AO INTERVIEW EXPERIENCE
(12:30 Delhi - Commerce background)
1) Introduce yourself
2) Tell us about your family
3) What does your father do
4) What is BRS
5) Products of NIACL in length
6) Principles of insurance
7) Principles of accounting
8) Explain your current job profile
9) What is risk management
10) Why do you wanna join insurance
11) Why didn't you pursue higher studies you have such good marks in graduation
12) Will you take job anywhere in India
13) Did you give other examination? What are the results?
14) This job requires high level of multitasking. Will you be able to do it?
15) What exactly does an AO do? Explain the work profile of AO
16) Who is CMD of NIACL?
17) Who registers insurance company?
18) Full form of IRDAI
19) Tell us about your hobbies
https://t.me/interview_lib
(12:30 Delhi - Commerce background)
1) Introduce yourself
2) Tell us about your family
3) What does your father do
4) What is BRS
5) Products of NIACL in length
6) Principles of insurance
7) Principles of accounting
8) Explain your current job profile
9) What is risk management
10) Why do you wanna join insurance
11) Why didn't you pursue higher studies you have such good marks in graduation
12) Will you take job anywhere in India
13) Did you give other examination? What are the results?
14) This job requires high level of multitasking. Will you be able to do it?
15) What exactly does an AO do? Explain the work profile of AO
16) Who is CMD of NIACL?
17) Who registers insurance company?
18) Full form of IRDAI
19) Tell us about your hobbies
https://t.me/interview_lib
❤6
PFRDA Research Economics Interview Questions
3 males and 1 female member in panel
1st Sir- 1. Surender Tell us about yourself
2. You are from income tax so tell one question- how do you relate NPS growth with income tax rules.(Tricky)
3. How do you think new tax regime gonna help economy.
4. How the interest rate is determined?
5. What makes you think that your knowledge of economics will help this organisation to grow
2nd Ma'am - 1. What are the new GST reforms.
2. How are GST reforms going to impact economy
3. What is demographic dividend and how it can influence our economy
4. How can Economics help a person to take better decisions
3rd Sir (youngest)- Most tricky questions
1. Is price ceiling on a product a good thing for the growth?.
2. Do you think there is a relation between OPS and fertility rate.
3. Suppose you have an outreach program for marketing a product. What measures you will take to increase its adaptivity.
4. How do you see UPS growth in coming years?
4th Sir- 1. Tell difference between GDP and GNP
2. If discount rate on bond is increased, what will be impact on its future value.
3. Explain fiscal deficit and its implications
4. What is disinflation
5. Is high fiscal deficit a bad thing or a good thing
Ok thank you. Best wishes
https://t.me/interview_lib
3 males and 1 female member in panel
1st Sir- 1. Surender Tell us about yourself
2. You are from income tax so tell one question- how do you relate NPS growth with income tax rules.(Tricky)
3. How do you think new tax regime gonna help economy.
4. How the interest rate is determined?
5. What makes you think that your knowledge of economics will help this organisation to grow
2nd Ma'am - 1. What are the new GST reforms.
2. How are GST reforms going to impact economy
3. What is demographic dividend and how it can influence our economy
4. How can Economics help a person to take better decisions
3rd Sir (youngest)- Most tricky questions
1. Is price ceiling on a product a good thing for the growth?.
2. Do you think there is a relation between OPS and fertility rate.
3. Suppose you have an outreach program for marketing a product. What measures you will take to increase its adaptivity.
4. How do you see UPS growth in coming years?
4th Sir- 1. Tell difference between GDP and GNP
2. If discount rate on bond is increased, what will be impact on its future value.
3. Explain fiscal deficit and its implications
4. What is disinflation
5. Is high fiscal deficit a bad thing or a good thing
Ok thank you. Best wishes
https://t.me/interview_lib
❤5
Interview Library
For those requesting for PFRDA and NICL AO Capsule PDFs also Currently we have no such plans, since SBI PO Capsule consumed a lot more time than we expected. However, we will be conducting Mock Interview sessions for both from Next month 🙏
NICL AO (General/Accounts Stream) – Mock Interview Details
Objective:
To provide candidates with a realistic interview experience tailored to their profile. The session is designed to help you identify strengths, uncover gaps, and improve your responses. Both expected and off-beat questions aligned with your background will be covered.
Interview Panel:
The panel will consist of two experienced professionals including a working NIACL AO.
Duration: Approximately 45-60 minutes, including personalized feedback and improvement pointers.
Platform: Zoom/Google Meet
Fee: ₹499 per session
(Payment via UPI; QR code will be shared upon confirmation in a personal message)
Availability:
Weekdays: Evening slots
Coverage:
The mock will comprehensively address all segments of the interview to ensure no area is left unassessed.
To Enroll:
Send a message to @Js_rbi
Objective:
To provide candidates with a realistic interview experience tailored to their profile. The session is designed to help you identify strengths, uncover gaps, and improve your responses. Both expected and off-beat questions aligned with your background will be covered.
Interview Panel:
The panel will consist of two experienced professionals including a working NIACL AO.
Duration: Approximately 45-60 minutes, including personalized feedback and improvement pointers.
Platform: Zoom/Google Meet
Fee: ₹499 per session
(Payment via UPI; QR code will be shared upon confirmation in a personal message)
Availability:
Weekdays: Evening slots
Coverage:
The mock will comprehensively address all segments of the interview to ensure no area is left unassessed.
To Enroll:
Send a message to @Js_rbi
👍3❤1
IBPS PO interview experience
(Chitra Thokchom)
So, I opened the door and said ,"May I come in , Sir?”
Sir has said to come in and told me to close the door behind. Then I greeted Ma’am , before I could finish greeting them , they had already greeted me back and told me to sit .They asked me in hindi but I told them I don’t understand hindi and I would prefer english. But they still used hindi sometimes which was difficult for me to understand and that’s when the nervousness started. The Chairman even told me to be bold .
The questions asked are
✓My name and educational qualification.
- I told them I’m a graduate (I didn’t elaborate, was too nervous) So they asked to tell them completely if BA or BSc or BCom , so told them. And they asked what I’ve been doing after my graduation. ( I graduated in 2023 so I told them I’ve been preparing for this exam , they asked the year again)
✓What are intangible assets?
- I answered what it is but there was some seconds of silence so I thought my answer was too short and maybe they are waiting for me to tell more so gave wrong examples ( I know the correct examples though) so they told me not to add those examples if not asked because that’s when people start making mistakes.
✓What is refinance? (Told them)
✓What is MICR? (Told them about MCLR instead , they said no then I said sorry I was confused and told the correct answer).
✓MICR code details.
✓What is NPA? Types of NPA. (Told them)
✓What is MUDRA? (Told them in detail, I’ve told correctly till Kishore loans but told Tarun loans is up to 1 lakhs , they said "how 1 lakhs , you have said for kishore it is upto 5 lakhs , so I said sorry and told them 10 lakhs and also told them about Tarun plus)
✓MUDRA fullform .( forgot again so I told them I am not able to recall)
✓PNB merged with which bank ?
✓Which other banks have been merged ?( told them )
✓What are some monetary policy tools ?( told them SLR and CRR only)
✓What is SLR?( told them)
✓What is the validity of a cheque? A cheque passed its validity is called what? ( I was thinking for a while and I was about to say stale cheque but the chairman had said first before I could say it)
✓They asked something about political science , I was not able to grasp the question, it wasn’t clear to me .
✓What is DICGC? ( told them and instead of corporation , I said company)
[Is there any local food delivery service in your state? ( I told them we used swiggy and zomato, at that time I couldn’t think of any local delivery)
✓Are you ready to work anywhere in the country ? ( I told them Yes Sir)
Score :- 91.5/100
Result :- Selected
https://t.me/interview_lib
(Chitra Thokchom)
So, I opened the door and said ,"May I come in , Sir?”
Sir has said to come in and told me to close the door behind. Then I greeted Ma’am , before I could finish greeting them , they had already greeted me back and told me to sit .They asked me in hindi but I told them I don’t understand hindi and I would prefer english. But they still used hindi sometimes which was difficult for me to understand and that’s when the nervousness started. The Chairman even told me to be bold .
The questions asked are
✓My name and educational qualification.
- I told them I’m a graduate (I didn’t elaborate, was too nervous) So they asked to tell them completely if BA or BSc or BCom , so told them. And they asked what I’ve been doing after my graduation. ( I graduated in 2023 so I told them I’ve been preparing for this exam , they asked the year again)
✓What are intangible assets?
- I answered what it is but there was some seconds of silence so I thought my answer was too short and maybe they are waiting for me to tell more so gave wrong examples ( I know the correct examples though) so they told me not to add those examples if not asked because that’s when people start making mistakes.
✓What is refinance? (Told them)
✓What is MICR? (Told them about MCLR instead , they said no then I said sorry I was confused and told the correct answer).
✓MICR code details.
✓What is NPA? Types of NPA. (Told them)
✓What is MUDRA? (Told them in detail, I’ve told correctly till Kishore loans but told Tarun loans is up to 1 lakhs , they said "how 1 lakhs , you have said for kishore it is upto 5 lakhs , so I said sorry and told them 10 lakhs and also told them about Tarun plus)
✓MUDRA fullform .( forgot again so I told them I am not able to recall)
✓PNB merged with which bank ?
✓Which other banks have been merged ?( told them )
✓What are some monetary policy tools ?( told them SLR and CRR only)
✓What is SLR?( told them)
✓What is the validity of a cheque? A cheque passed its validity is called what? ( I was thinking for a while and I was about to say stale cheque but the chairman had said first before I could say it)
✓They asked something about political science , I was not able to grasp the question, it wasn’t clear to me .
✓What is DICGC? ( told them and instead of corporation , I said company)
[Is there any local food delivery service in your state? ( I told them we used swiggy and zomato, at that time I couldn’t think of any local delivery)
✓Are you ready to work anywhere in the country ? ( I told them Yes Sir)
Score :- 91.5/100
Result :- Selected
https://t.me/interview_lib
❤12🔥4
Sanchar Saathi Mandatory on All Phones – 5 Key Points
1️⃣ App Mandatory on Every New & Old Phone
• All smartphone makers must pre-install Sanchar Saathi on new devices and push it to older phones through updates.
• The app must stay visible, active, and non-removable.
• Deadline: 90 days for compliance, 120 days for reporting.
2️⃣ Why the Govt Is Enforcing It
• To curb rising telecom fraud: fake IMEIs, illegal SIMs, and misuse of stolen phones.
• The government says Sanchar Saathi will block stolen devices and improve telecom security.
3️⃣ What the App Allows Users to Do
• Block lost/stolen phones across networks.
• Check IMEI authenticity.
• See how many mobile numbers are linked to their documents.
• Report suspicious activity.
• Assist police in tracing misuse.
However, it asks for wide permissions (call logs, SMS, camera, network info), triggering privacy concerns.
4️⃣ How the System Works
• Connected to CEIR, India’s IMEI database.
• Blocking a device’s IMEI makes it unusable even with a new SIM.
• Govt claims CEIR has: recovered 7 lakh phones, blocked 37 lakh devices, and deactivated 3 crore fake connections.
5️⃣ Why It's Controversial
• Forced installation + cannot be deleted.
• Access to sensitive data raises surveillance fears.
• Critics say it could enable tracking of calls, messages, and location.
• Strong online backlash over privacy and civil liberties.
Source :- https://t.me/interview_lib
1️⃣ App Mandatory on Every New & Old Phone
• All smartphone makers must pre-install Sanchar Saathi on new devices and push it to older phones through updates.
• The app must stay visible, active, and non-removable.
• Deadline: 90 days for compliance, 120 days for reporting.
2️⃣ Why the Govt Is Enforcing It
• To curb rising telecom fraud: fake IMEIs, illegal SIMs, and misuse of stolen phones.
• The government says Sanchar Saathi will block stolen devices and improve telecom security.
3️⃣ What the App Allows Users to Do
• Block lost/stolen phones across networks.
• Check IMEI authenticity.
• See how many mobile numbers are linked to their documents.
• Report suspicious activity.
• Assist police in tracing misuse.
However, it asks for wide permissions (call logs, SMS, camera, network info), triggering privacy concerns.
4️⃣ How the System Works
• Connected to CEIR, India’s IMEI database.
• Blocking a device’s IMEI makes it unusable even with a new SIM.
• Govt claims CEIR has: recovered 7 lakh phones, blocked 37 lakh devices, and deactivated 3 crore fake connections.
5️⃣ Why It's Controversial
• Forced installation + cannot be deleted.
• Access to sensitive data raises surveillance fears.
• Critics say it could enable tracking of calls, messages, and location.
• Strong online backlash over privacy and civil liberties.
Source :- https://t.me/interview_lib
❤6
Interview Library
Sanchar Saathi Mandatory on All Phones – 5 Key Points 1️⃣ App Mandatory on Every New & Old Phone • All smartphone makers must pre-install Sanchar Saathi on new devices and push it to older phones through updates. • The app must stay visible, active, and non…
Very important for Interviews ☝️
Forwarded from Banking Library - RBI, SBI, IBPS
RBI Assistant Notification is expected in February/March 2026..
Should we begin Daily Tasks from scratch? The purpose is to cover the whole syllabus before its arrival, along with practice questions. But since, our major focus would shift to this exam, we need good participation.
It would be a waste of time and energy, if people don't even need it.
So we need at least 300 ❤️ (~10% votes) before we begin. Nothing less 🙏
Should we begin Daily Tasks from scratch? The purpose is to cover the whole syllabus before its arrival, along with practice questions. But since, our major focus would shift to this exam, we need good participation.
It would be a waste of time and energy, if people don't even need it.
So we need at least 300 ❤️ (~10% votes) before we begin. Nothing less 🙏
❤67
As per sources PFRDA Grade A final result will be out today.
All the best to all Interview appeared candidates
(CGB Mentors)
All the best to all Interview appeared candidates
(CGB Mentors)
🔥3❤1
IOB LBO Interview Admit Card.
https://ibpsonline.ibps.in/ioblboapr25/picla_nov25/login.php?appid=77ecc404bca13d6cf443d81040e46aeb
https://ibpsonline.ibps.in/ioblboapr25/picla_nov25/login.php?appid=77ecc404bca13d6cf443d81040e46aeb
IBPS PO 2025 – MOCK INTERVIEW DETAILS
Panelists: Two professionals from Regulatory organisations
Duration: 45-60 minutes
Platform: Google Meet
Fee: ₹499 per session
(Payment via UPI; QR code will be shared upon confirmation in a personal message)
Availability:
Weekdays - Evenings
Bonus:
Before appearing for the mock, you get a list of 20-25 expected interview questions specifically crafted based on your profile. (Mock Session may/may not cover any of those questions). Purpose is to give maximum benefit.
To Enroll:
Send a message to @Js_rbi
Panelists: Two professionals from Regulatory organisations
Duration: 45-60 minutes
Platform: Google Meet
Fee: ₹499 per session
(Payment via UPI; QR code will be shared upon confirmation in a personal message)
Availability:
Weekdays - Evenings
Bonus:
Before appearing for the mock, you get a list of 20-25 expected interview questions specifically crafted based on your profile. (Mock Session may/may not cover any of those questions). Purpose is to give maximum benefit.
To Enroll:
Send a message to @Js_rbi
❤11
Interview Library
IBPS PO 2025 – MOCK INTERVIEW DETAILS Panelists: Two professionals from Regulatory organisations Duration: 45-60 minutes Platform: Google Meet Fee: ₹499 per session (Payment via UPI; QR code will be shared upon confirmation in a personal message) Availability:…
Any SIDBI Grade A/B candidates here looking for Mock Interviews? You may DM using the same ID.
We conducted 10-12 Mock Interview Sessions last Year for both Grade A and B, and got 8-9 selections in total 🙏
We conducted 10-12 Mock Interview Sessions last Year for both Grade A and B, and got 8-9 selections in total 🙏
❤2
Some IBPS PO interview candidates recently appeared for SBI PO Interview as well, and have this doubt - How different are both these Interviews?
Answer - It's not possible to determine the difficulty level, since this is a highly subjective matter, and depends on the panelists.
For some SBI is tougher, for others, IBPS.
However, based on our experience, you can expect the Questions to be less analytical in nature.
Obviously, SBI related questions are not important. (The only possibility is - Why not SBI?). Try to cover questions related to Top Three Banks of your preference.
• You need to focus on your background.
• Basic understanding of Banking Awareness might not be sufficient.
• Give special focus on HR questions. Almost every candidate struggles here.
Good Luck
Answer - It's not possible to determine the difficulty level, since this is a highly subjective matter, and depends on the panelists.
For some SBI is tougher, for others, IBPS.
However, based on our experience, you can expect the Questions to be less analytical in nature.
Obviously, SBI related questions are not important. (The only possibility is - Why not SBI?). Try to cover questions related to Top Three Banks of your preference.
• You need to focus on your background.
• Basic understanding of Banking Awareness might not be sufficient.
• Give special focus on HR questions. Almost every candidate struggles here.
Good Luck
👍9❤1